Apple in August 2019 released the Apple Card, a credit card that's linked to Apple Pay and built right into the Wallet app. Apple is partnering with Goldman Sachs for the card, which is optimized for ‌Apple Pay‌ but will still works like a traditional credit card for all of your transactions.

apple card via apple pay
There's a lot of fine print associated with the Apple Card, so we've created this guide to provide details on what you can expect when signing up for the card. Apple Card has been available since 2019, and Apple is continuing to add new features. You'll find everything that you need to know about Apple Card below.

How do you get the Apple Card?

Signing up for Apple Card is as simple as opening up the Wallet app, tapping on the Apple Card interface, and walking through the activation steps. Much of the information you need is pulled from your Apple ID, which means Apple Card setup takes just a couple of minutes to set up. You can also apply on Apple's website when making a device purchase that uses the Monthly Installment Plan or through the Apple Card website.

Apple Card in wallet app
Information required includes first and last name, date of birth, phone number, home address, country of citizenship, the last four digits of your Social Security number, and your annual income. Some users may also be asked to scan their driver's license or state ID. There is an issue with the Apple Card right now that prevents Apple from accepting vertical IDs.


Once you've signed up for Apple Card, it will be available for use immediately for digital purchases. Availability is subject to credit approval, so you need to qualify for Apple Card just like you do with any other kind of credit card. While digital payments are available immediately, Apple will also ship out a physical Apple Card that can be used like a traditional credit card.

Who Qualifies for the Apple Card?

To get an Apple Card, you need to be 18 years or older and be a U.S. citizen or a lawful U.S. resident with a U.S. residential address (no P.O. Box).

An iPhone running iOS 12.4 or later is required to use the Apple Card, and it will not be available if you do not have an ‌iPhone‌. Two-factor authentication must be turned on, and you must be signed in to iCloud on your ‌iPhone‌ with your ‌Apple ID‌.

Using Apple Card with Apple Pay

Apple Card is designed to work with any other credit or debit card stored in the Wallet app for use with ‌Apple Pay‌. You can set it as the default card and use it for in store purchases on ‌iPhone‌ and online purchases on Apple Watch, ‌iPhone‌, iPad, and Mac.

Apple Card on iPhone screen

Using Apple Card for Non-Apple Pay Purchases

If you need to pay for purchases that can't be made with ‌Apple Pay‌, you can use the physical version of the Apple Card that Apple sends once you sign up. In addition to Goldman Sachs, Apple is partnering with Mastercard, so the physical Apple Card can be used wherever Mastercard is accepted.

Apple Card activation screen
When your physical card comes in the mail, setting it is simple. On a modern ‌iPhone‌, all you need to do is hold your device near the envelope that it came in for an NFC scan and then tap the "Activate" button on your ‌iPhone‌ when it pops up.

On the ‌iPhone‌ X and earlier, you need to open up the Apple Card, open the Wallet app, tap the "Activate" button in the Wallet app and then hold your ‌iPhone‌ near the packaging that the Apple Card came in. Unlike traditional cards, you do not need to place a phone call for activation purposes.

The Titanium Apple Card

With Apple Card you can make digital ‌Apple Pay‌ payments, but Apple is also providing a physical card. Since this is a credit card designed by Apple, it is, of course, unique among credit cards.

Physical Titanium Apple Card
It's made entirely from titanium, which is laser etched with your name. The front of the card does not have a card number or an expiration date listed, and on the back, there's no CVV and no signature. If someone finds or steals your card, there's no real way for them to use it, at least for online purchases.


There's still a traditional magstripe on the back, along with a built-in chip. While the card number and CVV are not on the card itself, you can find them in the Wallet app if you need them.

The physical Apple Card does not support contactless payments itself -- you need to use your ‌iPhone‌ for ‌Apple Pay‌ payments. There is no cost for the card and there is no fee associated with replacing it if you lose it.

The titanium Apple Card weighs in at 14.7 grams, which is heavier than the Chase Sapphire Preferred and lighter than the AMEX Platinum, both of which are also considered heavier weight cards.

Apple Card on iPhone, iPad, Apple Watch, and Mac

The Apple Card offers deep integration with the Wallet app on the ‌iPhone‌, but it can also be used on the ‌iPad‌, Apple Watch, and the Mac for making purchases and viewing some credit card information.

Adding the Apple Card to ‌iPad‌ can be done via the Wallet & ‌Apple Pay‌ section in the Settings app and the Wallet & ‌Apple Pay‌ section of the My Watch tab in the Apple Watch app on ‌iPhone‌.

On Mac, you can add Apple Card by going to System Preferences, selecting Wallet & ‌Apple Pay‌, and clicking the "+" button to add the Apple Card. Adding an Apple Card to Wallet on Mac requires a Mac with Touch ID.

On Macs without ‌Touch ID‌, you can turn on the "Allow Payments" feature that will let you complete purchases on your Mac using authentication via an eligible ‌iPhone‌ or Apple Watch.

Credit Limits

As with any other credit card, there is a credit limit for Apple Card that will vary from person to person. A better credit score means a higher credit limit, and credit limit also increases over time.

Making Payments

Apple in July 2020 added an Apple Card website that allows users to apply for a card, check their balances, view statements, and make Apple Card payments online. With the addition of the website, an ‌iPhone‌ is no longer required to get an Apple Card, so it can be used for things like Mac purchases for those who want to sign up for Monthly Installment Options.

The website can be found at card.apple.com, and Apple Card holders can sign in with their Apple IDs.

‌Apple Pay‌ payments can also be made directly on an ‌iPhone‌ or ‌iPad‌ using the Wallet app.

Monthly Statements

Monthly Apple Card statements are provided in the Wallet app. You can save a PDF of the statement from the Wallet app so that you can access it on other devices.

Apple Card Family Sharing

Apple May 2021 debuted an Apple Card Family feature, which allows for spouses to share a single Apple Card account, with each person serving as a co-owner in order to build credit.

Apple Card Family also lets parents share an Apple Card with their children for making purchases, with optional spending limits and parental controls to help children learn smart financial habits. All spending by the family is tracked with a single monthly bill.

Up to five people can be added to an Apple Card account for sharing purposes, with sharing handled through the Wallet app. All users must be part of the same Family Sharing Group, and be 13 years of age or older.

Co-owners must be 18 years or older, and will have a combined spending limit and the ability to see each other's spending. Existing Apple Card customers will be able to merge their Apple Card accounts if they have two cards, resulting in a higher shared credit limit with the lower APR of the two accounts. Apple Card Family launched in May, but merging accounts won't be available until July.

Fees

Apple says there are no annual fees, international fees, fees for making a late payment or fees for exceeding your credit limit.

There may be no late fees, but if you make a late or miss one payment, Apple says this will result in "additional accumulating toward your balance." That means making a late payment will not result in penalty rates, aka increased interest rates. You're still going to have to pay interest on the outstanding balance, and a late payment will impact credit score, but interest rates won't increase.

There are no foreign transaction fees, but the exchange rate for foreign transactions is determined by Mastercard.

PIN for International Purchases

The Wallet app does not provide a PIN, which is often necessary when making credit card purchases outside of the United States. There is no PIN support, which means the Apple Card may not be accepted by some international vendors.

Interest Rates

The Apple Card offers an APR between 10.99 percent and 23.99 percent based on your credit score. On the low end, that's lower than the national average APR of 17.67 percent, but it doesn't offer APRs as low as some other credit cards.

Interface showing interest rates for payments
Apple is aiming to make the Apple Card available to as many customers as possible with its wide APR range, offering it even to those with less than stellar credit scores. There are tools built into the Wallet app to encourage users to pay off their balances quicker to avoid interest fees.

Credit Check

A credit check is required when signing up for the Apple Card. Approvals are done by Goldman Sachs, and Goldman Sachs uses TransUnion for credit checks. If you have a credit freeze applied, you will need to unfreeze your TransUnion credit.

TransUnion has an option to temporarily release your credit report for a set number of days, which makes it easy to unfreeze and then refreeze your credit. Lifting your credit freeze temporarily is free.

Apple does a soft credit pull when you apply for Apple card so you can see Apple's offer with credit limit and APR. A hard pull happens after you hit the "accept" button.

Credit Ranges

Apple wanted to make the Apple Card accessible to as many people as possible, which means Apple Card partner Goldman Sachs is approving people with a wide range of credit scores.

Reports have suggested that some customers with credit scores in the 600s have been successfully approved. APRs and credit limits will vary based on credit score, but many people may be able to successfully get an Apple Card.

Rewards System

Apple offers a cash back rewards system for the Apple Card, providing daily cash up to 3 percent. Depending on your particular spending habits, there may be better options available (Apple Card Rewards vs Others).

With Apple Card, you get 1 percent cash back for all of your purchases, which is just okay compared to many other credit cards available. On purchases made with ‌Apple Pay‌, you get 2 percent cash back, a good motivator to use ‌Apple Pay‌ where available.

daily cash back example
For purchases made from the Apple Store (physical or online) you'll get three percent back. This also includes purchases made from the App Store, iTunes Store, and Apple services.

You'll also get three percent back when using the Apple Card with ‌Apple Pay‌ for Uber, Uber Eats, T-Mobile, Walgreens, Nike, Duane Reade, Panera Bread, Exxon and Mobil gas station, and Ace Hardware purchases due to partnerships Apple has established with these companies.

Daily Cash

One of the perks of Apple Card's rewards system is "Daily Cash," with Apple paying out your cash back bonuses on a daily basis rather than making you wait weeks for them to show up on a statement.

If you've signed up for Apple Cash (the feature that adds an ‌Apple Pay‌ Cash debit card to your Wallet for sending and receiving money from friends) you will get your Daily Cash payouts on your Apple Cash card.

List of daily cash rewards
Apple Cash is required for Daily Cash, but if you don't have Apple Cash set up, you'll still get your rewards, just on a monthly basis as a credit on your statement balance. There is no limit on the amount of Daily Cash that you can get, according to Apple.

How Daily Cash Can Be Used

Your Daily Cash balance, which is transferred to your Apple Cash card (essentially an Apple debit card) can be used for ‌Apple Pay‌ purchases, sent to friends or family using the Apple Cash feature in Messages, or transferred over to your bank account.

Apple Cash can be transferred to your bank account at no cost, a process that takes between one and three days. There's also an Instant Transfer feature that will cost one percent of the total money being sent. The Instant Transfer fee has a minimum of $0.25 and maxes out at $10. Transfers can be initiated in the Wallet app after linking a bank account to Apple Cash.

Daily Cash - Returns

If you return a purchase that you made with Apple Card, you will be refunded the purchase price. Daily Cash that you received when making the purchase is charged back to the Apple Card.

Spend Tracking and Budgeting

All transactions made with the Apple Card are listed clearly in the Wallet app with color-coded categories like Food and Drinks, Shopping and Entertainment, and more. Apple Card also provides weekly, monthly, and yearly (as of iOS 14.2) spending summaries, again using the same color coding so you can see what you're spending at a glance.

Example of spending categories
Along with categorized spend tracking, the Wallet app provides a Total Balance summary that provides a look at your previous monthly balance, new spending (including pending transactions, and any payments or credits that have been made.

Total balance screen for Apple Card`
Interest charged and Daily Cash earned are also offered up, and users can see PDF statements from past months.

Daily Cash Savings Account

Apple Card owners can open a high-yield savings account from Goldman Sachs that houses Daily Cash, with Daily Cash automatically deposited when it is accrued. There are no minimum fees, no minimum deposits, and no minimum balance requirements.

Apple Card Savings Account
Apple announced the savings account in October 2022, and said it would be available "in the coming months." As of now, there is no information on APR.

Purchase Notifications

As is the case with many cards added to ‌Apple Pay‌, when you make a purchase with Apple Card, you'll get an instant notification right on your phone. This will let you know immediately if there's a charge that you don't recognize, and there are built-in tools for flagging a fraudulent purchase.

Apple Card unusual spending alert

Clear Transaction Labeling

Apple is using machine learning and Apple Maps to make sure that all of your Apple Card transactions are clearly labeled. If you've opened up a credit card statement and have seen a confusing arrangement of truncated letters and numbers instead of a full merchant name, that's the problem Apple is solving.

List of entertainment spending categories
All transactions are listed clearly with merchant name and exact location so you can better keep track of what was purchased and where it was purchased.

Payments

Apple Card shows you multiple payment options and it calculates the amount of interest that you'll be paying on different payment amounts in real time. Apple says Apple Card is designed to encourage customers to pay a bit more every month to cut down on interest, and it offers the flexibility to schedule payments in multiple ways -- weekly, biweekly, and monthly rather than just monthly. You can also make a one-time payment if desired.

Payment alert notice
Payments are made by linking a bank account to your Wallet app (or to your Apple Card though the website), but Apple Cash can also be used as an Apple Card payment method. If you've already linked a bank account for Apple Cash, Apple will ask you if you want to use the same bank account for Apple Card, but you can also select a different account or swap your account at any time.

Privacy

As with any credit or debit card added to Wallet, Apple creates a unique card number on ‌iPhone‌ for Apple Card that's stored in the Secure Element. All payments are confirmed with Face ID or ‌Touch ID‌ along with a one-time unique dynamic security code.

This system means Apple does not know which stores a customer shopped at, what was purchased, or how much was paid.

Goldman Sachs, Apple's partner, can see data for internal reporting purposes, but it cannot be used for external or internal marketing or advertising, and the same goes for any regulatory or operational third-party partner. Apple in March 2020 updated its privacy policy with the aim of sharing additional anonymized data to ultimately make Apple Card available to a greater number of users.

Benefits

Because Apple Card uses the Mastercard network for payment processing, it offers benefits available to Mastercard card holders, such as fraud protection, identity theft protection, and a free ShopRunner membership that offers free two-day shipping from some websites.

Other benefits include Mastercard's travel discounts and upgrades, Mastercard's exclusive "special events," Mastercard golf offerings, and home rental discounts via Onefinestay, all of which are available to all Mastercard users. Purchase protection and extended warranties offered by some credit cards as benefits are not available with the Apple Card.

Apple does offer a Disaster Relief Program for Apple Card holders affected by a natural disaster. This program lets users apply to skip a payment and pay no interest for two months.

Advanced Fraud Protection

Advanced Fraud Protection is a new feature in iOS 15 that's designed to keep Apple Card information more secure by changing the three-digit security code associated with the card on a regular basis.

apple card advanced fraud protection
When enabled, Advanced Fraud Protection will cause the three digit security code used for making purchases online to change every so often, which protects you if your card details are compromised by an online merchant. Apple says that the feature will not impact recurring purchases and subscriptions.

Advanced Fraud Protection can be enabled by opening up the Wallet app, tapping on the Apple Card, tapping on the card number icon, authenticating, and then toggling on the Advanced Fraud Protection option.

Interest-Free iPhone Payments

Apple Card customers can purchase a new ‌iPhone‌ and then pay it off over 24 months with no interest. It's the same general setup as Apple's current device payment plan options, but integrated into the Apple Card for convenience with cash back and the option to manage payments in the Wallet app.

The 24-month purchase option also applies to the SIM-free iPhone, allowing the SIM-free ‌iPhone‌ to be paid for in installments, something that was not previously possible with Apple's payment plans.

Interest-Free Payments for Mac, iPad, and More

Apple in June 2020 began offering interest-free monthly installment payment plans for Macs, iPads, AirPods, HomePods, and more. Users can pay for products over time with the Apple Card, and will also earn 3 percent Daily Cash for purchases.

apple card mac installments popup
The installment plans can be used when checking out on the online ‌Apple Store‌. Products like Macs and iPads offer 12-month interest-free installment plans, while others, like the Apple TV, AirPods, and HomePod have 6-month interest-free installment plans.

There are no payment plans for Apple Watch or iPod touch, but there are payment options for accessories like ‌iPhone‌ and ‌iPad‌ cases.

Credit Reporting

For the first few months after launch Goldman Sachs was not reporting the Apple Card to credit bureaus, but that changed in December 2019. Goldman Sachs now works with TransUnion, Experian, and Equifax to report Apple Card information, so Apple Card holders will see Apple Card data on their reports.

Exporting Data

At launch, Apple Card did not support exporting data to financial apps, but Apple in early 2020 implemented a new option for downloading a CSV spreadsheet or OFX data featuring Apple Card transactions for the month. Apple also supports exporting in Quicken QFX and QuickBooks QBO formats as of May 2020.

apple card ofx
Many financial and budgeting apps support imports, and at the current time, this is the only way to get Apple Card data into a financial app. There is no API for integrating Apple Card with third-party apps at this time.

The Apple card only allows transactions to be downloaded for a full statement, with no option to download recent activity. Downloads are also limited to the ‌iPhone‌ because there's no website designed for the Apple Card.

Virtual Card Numbers for Online Non-Apple Pay Purchases

There are no credit card numbers or other information on the physical titanium Apple Card. This data is instead available in the app, leaving some questions about online purchases where you often need a number and a CVV.

Apple Card is able to generate virtual card numbers for these kinds of purchases. The Wallet app provides a virtual card number and a virtual confirmation code, with the number being semi-permanent and able to be regenerated whenever you want. This info can be used for non-Apple Pay online purchases, over-the-phone purchases, and other similar situations.

There is not, however, support for single-use numbers or single-merchant numbers for having separate card numbers for different merchants. Purchases are also protected by a one-time use dynamic security code rather than a persistent CVV.

Apple Card Support

Apple Card support is handled through the Messages app, with support representatives available 24/7. All you need to do is send a text, which is a handy way to interact with support staff.

If you run into an issue with a transaction, you can select the transaction and tap on the "Report an Issue" option. This lets you provide feedback to Apple if the wrong spend category, merchant name, or location is listed.

It also provides tools for a Charge Dispute, Unknown Transaction, and Other, which will put you in touch with the Apple Card support staff.

Apple Card Denials

Apple has a detailed support document and webpage outlining reasons why people might be declined for an Apple Card, and what can be done about it.

Reasons for denial include low credit score, frequent credit card applications, heavy debt and low income, tax liens, bankruptcy, property repossession, past due debt obligations, a recent checking account closure by a bank, past due medical debt, and more.

For those denied, Apple recommends requesting a free credit report and checking for common errors that can be disputed if inaccurate.

Apple also has a "Path to Apple Card" program that's designed to help people who have their Apple Card applications declined improve their credit over a four-month period to quality. The program offers suggestions and goals like resolving past due balances, making payments to secured and unsecured debt accounts on time, and lowering credit card and personal loan debt.

applecardcredithelp1

Apple Card Tutorial Videos

Apple has shared a range of videos on Apple Card setup and usage, including making a purchase in a store, making a purchase online, activating the card, making a payment, getting support, and more, with a full list below.

Availability and International Expansion

Apple Card is limited to the United States, but in the future, it could be expanding to additional countries much like ‌Apple Pay‌ has expanded, and Apple is already said to be in talks with European regulators about an expansion in Europe. Apple Card will be able to be used worldwide where Mastercard is accepted.

There's no word on when Apple Card might expand to other countries, but there were signs in 2020 that Apple is working to bring Apple Card to Australia at some point.

Customer Agreement

The Apple Card Customer Agreement provides additional insight into how the Apple Card works and the terms and conditions of its usage. Details are available on the Goldman Sachs website. [PDF]

Launch Date

The Apple Card launched to a limited number of users on August 6, 2019, and rolled out to all ‌iPhone‌ owners in the United States on August 20, 2019.

Apple Card Features

  • Up to 3% cash back
  • Daily cash back
  • No fees
  • Accepted worldwide (wherever Mastercard is available)
  • Engraved Titanium physical card with concealed numbers
  • Easy sign-up on ‌iPhone‌
  • Spending tracking
  • Clear transaction labeling
  • Privacy focused

Guide Feedback

See something we left out of our Apple Card guide or have a question not answered here? Let us know in the comments or Send us an email here.

Related Articles

Apple Card Savings Account

Apple Delays Daily Cash Savings Account for Apple Card Users

Monday October 24, 2022 12:02 pm PDT by
Apple has delayed a new feature that will provide Apple Card users with the option to have their Daily Cash earnings deposited into a high-yield savings account. During the iOS 16.1 beta testing process, the feature was mentioned as a new Wallet app addition in the release notes for the Release Candidate version of the update, but in the notes for the final version of iOS 16.1, the mention...
Apple Card Savings Account

Apple Card to Offer Savings Account for Daily Cash

Thursday October 13, 2022 9:05 am PDT by
Apple today announced that Apple Card users will be able to open a new "high-yield" savings account from Goldman Sachs and have their Daily Cash automatically deposited into it, with no fees, no minimum deposits, and no minimum balance requirements. Apple says the savings account option will be available "in the coming months," but it did not reveal what the interest rate will be for Daily...
apple card 1 iPhone 13

Apple Card 'Cannot Be Used' Error Forcing Users to Remove and Re-add Cards

Wednesday October 12, 2022 11:45 am PDT by
If your Apple Card has suddenly stopped working, you are not alone. Apple's system status page indicates there is an issue that has resulted in some Apple Card users receiving a "this card cannot be used" error in the Wallet app since early Tuesday. Apple says affected users should tap the "Remove Card" option and then re-add the Apple Card to the Wallet app by tapping the plus sign in the...
apple card 1 iPhone 13

Apple Card Promo Offers $100 in Daily Cash for New Customers

Thursday September 22, 2022 3:18 pm PDT by
If you've been holding out on getting an Apple Card, Apple is offering a referral program right now that will net you $100 in Daily Cash if you sign up and then make a purchase within 7 days. You can get the cash reward by signing up through this link, which leads to the Apple Card application website. Apple is letting current Apple Card owners know about the promotion and suggesting that...
apple card 1 iPhone 13

Apple Card Offering 6% Daily Cash on Nike Purchases Through October 15

Thursday September 1, 2022 11:01 am PDT by
As part of a limited time promotion, Apple Card users can receive 6% Daily Cash on select Nike purchases through October 15. In an email to customers, Apple said 6% Daily Cash is available for Nike shoes, apparel, and sports equipment purchased with the Apple Card via Apple Pay at Nike stores, in the Nike app, and at Nike.com. The extra cashback is applied automatically. Nike usually...
apple card 1 iPhone 13

Apple Card Ranked Tops for Customer Satisfaction by J.D. Power for Second Year

Thursday August 18, 2022 11:05 am PDT by
Apple today announced that, for the second year in a row, the Apple Card and its issuer Goldman Sachs ranked highest in the Midsize Credit Card Issuer category of J.D. Power's annual U.S. Credit Card Satisfaction Study. "Enhancing our customers' lives is at the heart of what we do, so we are honored to have Apple Card and issuer Goldman Sachs recognized again this year for customer...
apple card 1 iPhone 13

Apple Card Launched Three Years Ago, Remains Exclusive to U.S. Residents

Tuesday August 16, 2022 10:35 am PDT by
This month marks three years since the Apple Card launched in the United States. Apple's credit card first rolled out to a limited number of customers on August 6, 2019 before expanding to all eligible U.S. residents two weeks later. Unfortunately for iPhone users living in other countries, however, the Apple Card has still yet to launch outside of the United States. One country where the ...
apple card 1 iPhone 13

Apple Card Customer Service Woes Responsible for Goldman Sachs Regulatory Probe

Tuesday August 9, 2022 10:44 am PDT by
The popularity of the Apple Card caused Apple partner Goldman Sachs to struggle to deal with customer service issues, according to a new report from CNBC. The problems have in part led to a Goldman Sachs investigation by the U.S. Consumer Financial Protection Bureau (CFPB). Goldman Sachs was subject to more disputed transactions than it had anticipated, with customers seeking chargebacks for ...
apple card 1 iPhone 13

Apple Card Customers Can Get Three Months of Apple TV+ for Free

Friday August 5, 2022 8:34 am PDT by
Apple has announced a new offer that gives Apple Card customers three months of Apple TV+ for free, in part to celebrate the premiere of the new animated film "Luck" on the streaming platform. The offer, which runs until October 31, will give ‌new and existing Apple TV+ subscribers who are Apple Card‌ customers a free three-month subscription to the service. Alongside access to the new...
apple card 1 iPhone 13

PSA: Apple Card's Interest Rate is Rising as Fed Battles Inflation

Wednesday July 27, 2022 8:24 am PDT by
As is common with most credit cards, the Apple Card's interest rate on overdue balances is steadily rising as the Federal Reserve continues to raise its benchmark overnight interest rate in an attempt to slow inflation in the United States. As of July 1, the Apple Card's variable APRs now range from 12.49% to 23.49% based on creditworthiness, compared to 11.74% to 22.74% previously. This is...
apple card cash back summer

Apple Offering Apple Card Owners 4% Daily Cash Back at Select Stores in July

Wednesday June 29, 2022 1:49 pm PDT by
Apple has launched a summer promotion for Apple Card owners, offering additional cash back from merchants that include HotelTonight, Petco, StubHub, Ray-Ban, Crocs, Fandango, Yeti, and J.Crew. Through July 31, Apple Pay purchases made with Apple Card from the above listed retailers will provide users with four percent Daily Cash, up from the standard two percent for an Apple Pay purchase....
exxonmobil apple card

PSA: Apple Has Resolved an Issue That Prevented Latest Apple Card Transactions From Showing in the Wallet App

Wednesday May 18, 2022 3:41 am PDT by
If you couldn't see your latest Apple Card transactions in the Wallet app on your iPhone over the last 24 hours, try checking them again, because Apple says it has now fixed the issue. Several users took to Reddit on Tuesday and overnight to voice their concerns, with many reporting that their Apple Card balance was up-to-date yet nothing new was appearing in the Latest Transactions column. ...
apple card via apple pay

Apple Card Users Will Now Receive 3% Daily Cash on Purchases at Ace Hardware

Tuesday April 19, 2022 2:04 pm PDT by
Apple Card users will now receive 3% Daily Cash on purchases made at Ace Hardware stores in the U.S., in the Ace Hardware app, and on AceHardware.com. To be eligible for 3% Daily Cash, the purchase must be completed via Apple Pay using the digital version of the Apple Card in the Wallet app on the iPhone or Apple Watch. Purchases made with a physical Apple Card will still receive 1% Daily...
maxresdefault

Apple Promotes Apple Card in New 'Chocolate' Ad

Friday April 15, 2022 1:01 pm PDT by
Apple today shared a new ad focused on the Apple Card, highlighting the convenience of having a card-free payment option and the simple sign up process. In the spot, a man in a store pops a chocolate bar in his mouth before realizing he doesn't have his wallet on him to pay for it. He frantically checks all of his pockets at the checkout while people wait impatiently behind him....
credit kudos apple

Apple Acquires UK Banking Startup in Potential Hint at International Apple Card Launch

Wednesday March 23, 2022 6:12 am PDT by
Apple has acquired Credit Kudos, a UK open banking startup that seeks to help lenders make better decisions (via The Block). Credit Kudos offers insights and scores based on loan applications drawn from transaction and loan outcome banking data, sourced by the UK's open banking framework. The company's API offers lenders a way to get faster, automated decision-making about loans with reduced ...
apple card 1 iPhone 13

Some iPhone Users Experiencing Issues With Apple Card Payments [Resolved]

Monday January 31, 2022 5:58 am PST by
If you have been experiencing issues with paying off your Apple Card today, you are not alone, as complaints are starting to mount online. As noted by Aaron Zollo, host of the YouTube channel ZolloTech, some users attempting to make a payment towards their Apple Card are receiving an "Account Services Unavailable" error that says "Apple Pay services are currently unavailable." It looks ...
apple card 1 iPhone 13

New Apple Card Customers Can Get 5% Cash Back on Apple Purchases

Monday December 27, 2021 8:53 am PST by
This week through January 31, new Apple Card customers can receive 5% Daily Cash back for purchases made through Apple compared to the 3% reward typically offered to customers. New Apple Card customers who create an account between December 26 and January 31 will be eligible for the 2% higher cash back on iPhone, Apple Watch, Mac, iPad, and other purchases when paid in full. Customers will...
apple card family promo

Apple Card Promo Offers $10 Daily Cash for Adding New Family Members

Thursday November 4, 2021 5:51 pm PDT by
Apple today sent out an email to Apple Card owners, encouraging them to sign up a family member using the Apple Card Family feature. New users who join an Apple Card holder's account by November 30, 2021 can receive $10 in Daily Cash after making their first purchase with Apple Card within 30 days of signing up. Introduced earlier this year, Apple Card Family is designed to allow up to...
apple card 1 iPhone 13

Apple Card 6% Daily Cash Listings for Apple Purchases Were in Error, but Apple is Honoring Them

Friday October 22, 2021 2:55 pm PDT by
Yesterday, a number of Apple Card users were seeing mentions of 6% Daily Cash showing up next to some recent Apple purchases, leading to some confusion about whether Apple was launching a special promotion to double the usual 3% cashback program. Not all purchases were showing up with the 6% bonus, as some users were seeing only the standard 3% and Apple Card support representatives were...
apple card 1 iPhone 13

Apple Card Customers Are Getting 6% Cashback for Apple Store Purchases [Updated]

Thursday October 21, 2021 10:08 am PDT by
Apple is seemingly offering Apple Card customers 6% cashback for purchases made from Apple instead of the regular 3% cashback usually offered to Apple Card customers. Apple has yet to announce the promotion, but Apple is giving customers 6% cashback for purchases made from the Apple Store instead of 3%, according to several posts across social media and the MacRumors Forum. Apple ran a...