Apple Offers Disaster Relief Program for Apple Card Holders

The Apple Card comes with a Disaster Relief Program, according to a MacRumors reader who lives in Houston and recently experienced some flooding from tropical storm Imelda.

Apple sent MacRumors reader Frequeniquity an email suggesting that he apply for the program after Apple detected that he "may have been affected by a natural disaster."

applecarddisasterrelief
Emails sent out by Apple, which were also received by another MacRumors reader, offer the following benefits:

  • No interest for two months, starting with the month you enroll. After two months, your standard purchase APR will apply.
  • You can skip the payment due in the month you enroll.
  • If your account is in good standing, you will remain current while enrolled.
  • If your account is past due, your account will not go further delinquent while enrolled. However, your account will remain paste due until you make all of your past due payments and your ability to make new purchases may continue to be restricted.

According to the email sent out to ‌Apple Card‌ users, those interested in applying for the Disaster Relief Program should contact an ‌Apple Card‌ Specialist after receiving an email.

Apple appears to be sending out these emails to customers who have addresses registered in areas where a natural disaster has occurred, and presumably this will be a benefit offered to all ‌Apple Card‌ users who are experiencing issues like floods, fires, earthquakes, and other issues.

Top Rated Comments

dork Avatar
21 months ago
I wonder if it applies when your power utility deliberately cuts electrical service prophylactically. ?
Score: 11 Votes (Like | Disagree)
konqerror Avatar
21 months ago

Isn’t this almost like preying on those in a bad situation?

“Hey, load up our credit card with purchases because your life was just ruined. We won’t charge interest for the first two months!”
It allows responsible adults, the majority of credit card holders, to buy things to begin to recover their lives before the insurance check comes in. Otherwise, you're stuck for 2 months without clothes or other daily necessities. And some insurance, particularly replacement cost coverage, won't pay until after you buy the replacement. This is responsible use of credit.
Score: 9 Votes (Like | Disagree)
konqerror Avatar
21 months ago
This isn't anything special, honestly. All credit card companies, and banks, have some variation on this program. Typically the criteria is FEMA-declared disaster zone.

Some of it is required or sponsored by the government, e.g. mortgage deferrals through HUD. So it isn't merely a generous gesture.
Score: 9 Votes (Like | Disagree)
AppleWes Avatar
21 months ago

Isn’t this almost like preying on those in a bad situation?

“Hey, load up our credit card with purchases because your life was just ruined. We won’t charge interest for the first two months!”
It's all how people take it though "glass half full/empty". If you have an ounce of personal responsibility you will know not to charge more than you can pay off, and can use programs like this to get back on feet with basic life items.
Score: 8 Votes (Like | Disagree)
btrach144 Avatar
21 months ago
Isn’t this almost like preying on those in a bad situation?

“Hey, load up our credit card with purchases because your life was just ruined. We won’t charge interest for the first two months!”

As someone else pointed out, this is not limited to Apple, but an industry standard. Just seems weird.
Score: 5 Votes (Like | Disagree)
iGeneo Avatar
21 months ago

sorry, but this feels slimy and just a tad predatory.
It only took 17 posts for someone to ? on Apple.

"Why isn't it 6 months no interest??" "Why do they have to restrict my card???"

Sometimes Apple can't catch a break
Score: 5 Votes (Like | Disagree)

Top Stories

tracking disabled ios 14 5

Analytics Suggest 96% of Users Leave App Tracking Disabled in iOS 14.5

Friday May 7, 2021 1:51 am PDT by
An early look at an ongoing analysis of Apple's App Tracking Transparency suggests that the vast majority of iPhone users are leaving app tracking disabled since the feature went live on April 26 with the release of iOS 14.5. According to the latest data from analytics firm Flurry, just 4% of iPhone users in the U.S. have actively chosen to opt into app tracking after updating their device...
macbook colors 3d black bezels

Prosser: Next MacBook Air Could Come in Colors Similar to iMac

Friday May 7, 2021 6:55 am PDT by
According to Apple leaker Jon Prosser, Apple's upcoming release of the MacBook Air will feature various colors, similar to the colors in the newly released 24-inch iMac. In the latest video of his YouTube channel Front Page Tech, Prosser says the same source who accurately provided him information on the first Apple silicon iMac coming in colors has told him that he recently saw a prototype...
snapchat dark mode

Snapchat Rolls Out Dark Mode on iOS

Wednesday May 5, 2021 1:17 am PDT by
Nearly two years following the release of iOS and iPadOS 13, which included native, built-in, and systemwide dark mode, Snapchat, one of the world's most prominent social media networks, has finally rolled out a dark mode theme for iOS users. Snapchat began testing a dark mode theme of its app design late last year with a small group of iOS users. Now, Snapchat says that as of this week, it...
tile amazon sidewalk integration

Tile to Leverage Amazon Echo and Ring Devices to Better Compete With AirTags

Friday May 7, 2021 2:07 pm PDT by
Amazon today announced that it is teaming up with Tile to add Amazon Sidewalk integration to Tile's Bluetooth trackers. Amazon Sidewalk, for those unfamiliar, is a network of Amazon Bluetooth devices that's designed to improve the connectivity of devices like the Ring and Amazon Echo. Tile will now be joining Amazon Sidewalk, and through this integration, Amazon Echo and Ring devices will be ...
tile sticker e1570533758981

Tile CEO: 'We Welcome Competition From Apple, But We Think It Needs to Be Fair'

Tuesday May 4, 2021 9:51 am PDT by
Just after Apple announced its AirTags, Tile CEO CJ Prober relayed his concerns about competing with Apple in the tracking space, and said that Tile would ask Congress to investigate Apple's business practices specific to Find My and item trackers. Prober this week did an interview with Bloomberg, where he further expanded on Tile's complaints about Apple and why he feels that Tile is...
airtag 1

AirTag Anti-Stalking Measures 'Just Aren't Sufficient' Says Washington Post Report

Wednesday May 5, 2021 6:03 pm PDT by
The safeguards that Apple built into AirTags to prevent them from being used to track someone "just aren't sufficient," The Washington Post's Geoffrey Fowler said today in a report investigating how AirTags can be used for covert stalking. Fowler planted an AirTag on himself and teamed up with a colleague to be pretend stalked, and he came to the conclusion that the AirTags are a "new means...
signal instagram ads3

Signal Shares the Instagram Ads Facebook Doesn't Want You to See

Wednesday May 5, 2021 1:29 am PDT by
Encrypted messaging app Signal has had a series of Instagram ads blocked from the social media platform, after it attempted to show users how much data the Facebook-owned company collects about them and how it's used to push targeted ads. In a blog post, Signal described how it generated the ads to show users why they were seeing them, simply by declaring upfront the information that the...
fortnite apple logo 2

Epic CEO Tim Sweeney Admits App Store's 30% Cut Is Similar to Consoles, Would Have Accepted Special Deal With Apple

Tuesday May 4, 2021 1:54 pm PDT by
Apple's legal battle with Epic Games is continuing on, and during the second day of the trial, Epic Games' CEO Tim Sweeney continued his testimony against Apple. Sweeney was grilled by Apple's lawyers, and made several points seemingly favorable to Apple. In addition to mentioning how he prefers Apple's iPhone and values Apple's privacy policies that he's aiming to dismantle, Sweeney...
iphone 12 preorder purple

Apple Begins Transition to Randomized Serial Numbers With Purple iPhone 12

Wednesday May 5, 2021 9:17 am PDT by
MacRumors previously reported about Apple's plan to switch to randomized serial numbers for future products starting in early 2021, and this transition has now started with the new purple iPhone 12 model in multiple countries. With assistance from Aaron Zollo, host of the YouTube channel ZolloTech, we can confirm that the purple iPhone 12 released last month has a new 10-character serial...
precision finding developer mode

AirTag Precision Finding Interface Includes Hidden 'Developer Mode'

Thursday May 6, 2021 1:32 am PDT by
A frustrated AirTag owner has inadvertently discovered the existence of a hidden "developer mode" in the on-screen interface that Find My displays when the Precision Finding feature is activated to help locate one of Apple's item trackers. Precision Finding is a feature that provides users with specific on-screen directions for finding a nearby AirTag. iPhones with a U1 chip, which includes ...