Apple Offers Disaster Relief Program for Apple Card Holders

The Apple Card comes with a Disaster Relief Program, according to a MacRumors reader who lives in Houston and recently experienced some flooding from tropical storm Imelda.

Apple sent MacRumors reader Frequeniquity an email suggesting that he apply for the program after Apple detected that he "may have been affected by a natural disaster."

applecarddisasterrelief
Emails sent out by Apple, which were also received by another MacRumors reader, offer the following benefits:

  • No interest for two months, starting with the month you enroll. After two months, your standard purchase APR will apply.
  • You can skip the payment due in the month you enroll.
  • If your account is in good standing, you will remain current while enrolled.
  • If your account is past due, your account will not go further delinquent while enrolled. However, your account will remain paste due until you make all of your past due payments and your ability to make new purchases may continue to be restricted.

According to the email sent out to ‌Apple Card‌ users, those interested in applying for the Disaster Relief Program should contact an ‌Apple Card‌ Specialist after receiving an email.

Apple appears to be sending out these emails to customers who have addresses registered in areas where a natural disaster has occurred, and presumably this will be a benefit offered to all ‌Apple Card‌ users who are experiencing issues like floods, fires, earthquakes, and other issues.

Popular Stories

iOS 18 CarPlay Feature

iOS 18 Adds These 5 New Features to CarPlay

Thursday June 13, 2024 7:44 am PDT by
Apple did not mention CarPlay during its WWDC keynote this week, but iOS 18 includes a handful of new features for the in-car software. Overall, there is not a whole lot new for CarPlay on iOS 18, with changes seemingly limited to the Messages and Settings apps so far. Below, we recap everything new for CarPlay on iOS 18. New for CarPlay on iOS 18 1. Contact Photos in Messages App...
ios 18 button bulge

iOS 18 Adds Pop-Out Bezel Animation When Pressing iPhone Buttons

Tuesday June 11, 2024 10:40 am PDT by
iOS 18 includes a small but interesting change for the buttons on the iPhone, adding more of a visual element when changing volume, activating the Action button, or locking the screen. When you press an iPhone button in iOS 18, the display bezel bulges outward slightly. This feature is available for the volume buttons, Action button and the power button, and it will also likely be used for...
maxresdefault

First Look at Messages via Satellite in iOS 18

Thursday June 13, 2024 11:29 am PDT by
Apple has been gradually expanding its suite of satellite connectivity features for iPhone, and iOS 18 brings a significant new one in the form of Messages via satellite. The feature allows users to send and receive iMessages and SMS texts, including emoji and Tapbacks, while out of range of cellular and Wi-Fi networks. CNET met up with Apple's senior director of platform product marketing,...
iOS 18 Wallet Feature

Here's What's New in Apple Wallet on iOS 18 for Event Tickets and More

Friday June 14, 2024 7:32 am PDT by
iOS 18 includes a handful of enhancements to the Wallet app on the iPhone, with new features for Apple Pay, Apple Cash, event tickets, and more. Below, we outline everything new for the Wallet app on iOS 18, based on information from Apple's press release and a WWDC 2024 coding session. Redesigned Event Tickets Event tickets have an all-new design in the Wallet app on iOS 18, complete...

Top Rated Comments

dork Avatar
61 months ago
I wonder if it applies when your power utility deliberately cuts electrical service prophylactically. ?
Score: 11 Votes (Like | Disagree)
konqerror Avatar
61 months ago

Isn’t this almost like preying on those in a bad situation?

“Hey, load up our credit card with purchases because your life was just ruined. We won’t charge interest for the first two months!”
It allows responsible adults, the majority of credit card holders, to buy things to begin to recover their lives before the insurance check comes in. Otherwise, you're stuck for 2 months without clothes or other daily necessities. And some insurance, particularly replacement cost coverage, won't pay until after you buy the replacement. This is responsible use of credit.
Score: 9 Votes (Like | Disagree)
konqerror Avatar
61 months ago
This isn't anything special, honestly. All credit card companies, and banks, have some variation on this program. Typically the criteria is FEMA-declared disaster zone.

Some of it is required or sponsored by the government, e.g. mortgage deferrals through HUD. So it isn't merely a generous gesture.
Score: 9 Votes (Like | Disagree)
AppleWes Avatar
61 months ago

Isn’t this almost like preying on those in a bad situation?

“Hey, load up our credit card with purchases because your life was just ruined. We won’t charge interest for the first two months!”
It's all how people take it though "glass half full/empty". If you have an ounce of personal responsibility you will know not to charge more than you can pay off, and can use programs like this to get back on feet with basic life items.
Score: 8 Votes (Like | Disagree)
btrach144 Avatar
61 months ago
Isn’t this almost like preying on those in a bad situation?

“Hey, load up our credit card with purchases because your life was just ruined. We won’t charge interest for the first two months!”

As someone else pointed out, this is not limited to Apple, but an industry standard. Just seems weird.
Score: 5 Votes (Like | Disagree)
iGeneo Avatar
61 months ago

sorry, but this feels slimy and just a tad predatory.
It only took 17 posts for someone to ? on Apple.

"Why isn't it 6 months no interest??" "Why do they have to restrict my card???"

Sometimes Apple can't catch a break
Score: 5 Votes (Like | Disagree)