Apple Offers Disaster Relief Program for Apple Card Holders

The Apple Card comes with a Disaster Relief Program, according to a MacRumors reader who lives in Houston and recently experienced some flooding from tropical storm Imelda.

Apple sent MacRumors reader Frequeniquity an email suggesting that he apply for the program after Apple detected that he "may have been affected by a natural disaster."

applecarddisasterrelief
Emails sent out by Apple, which were also received by another MacRumors reader, offer the following benefits:

  • No interest for two months, starting with the month you enroll. After two months, your standard purchase APR will apply.
  • You can skip the payment due in the month you enroll.
  • If your account is in good standing, you will remain current while enrolled.
  • If your account is past due, your account will not go further delinquent while enrolled. However, your account will remain paste due until you make all of your past due payments and your ability to make new purchases may continue to be restricted.

According to the email sent out to ‌Apple Card‌ users, those interested in applying for the Disaster Relief Program should contact an ‌Apple Card‌ Specialist after receiving an email.

Apple appears to be sending out these emails to customers who have addresses registered in areas where a natural disaster has occurred, and presumably this will be a benefit offered to all ‌Apple Card‌ users who are experiencing issues like floods, fires, earthquakes, and other issues.

Popular Stories

iPhone 17 Plus Feature

iPhone 17 Lineup Specs Detail Display Upgrade and New High-End Model

Monday July 22, 2024 4:33 am PDT by
Key details about the overall specifications of the iPhone 17 lineup have been shared by the leaker known as "Ice Universe," clarifying several important aspects of next year's devices. Reports in recent months have converged in agreement that Apple will discontinue the "Plus" iPhone model in 2025 while introducing an all-new iPhone 17 "Slim" model as an even more high-end option sitting...
iPhone SE 4 Vertical Camera Feature

iPhone SE 4 Production Will Reportedly Begin Ramping Up in October

Tuesday July 23, 2024 2:00 pm PDT by
Following nearly two years of rumors about a fourth-generation iPhone SE, The Information today reported that Apple suppliers are finally planning to begin ramping up mass production of the device in October of this year. If accurate, that timeframe would mean that the next iPhone SE would not be announced alongside the iPhone 16 series in September, as expected. Instead, the report...
Generic iPhone 17 Feature With Full Width Dynamic Island

Kuo: Ultra-Thin iPhone 17 to Feature A19 Chip, Single Rear Camera, Semi-Titanium Frame, and More

Wednesday July 24, 2024 9:06 am PDT by
Apple supply chain analyst Ming-Chi Kuo today shared alleged specifications for a new ultra-thin iPhone 17 model rumored to launch next year. Kuo expects the device to be equipped with a 6.6-inch display with a current-size Dynamic Island, a standard A19 chip rather than an A19 Pro chip, a single rear camera, and an Apple-designed 5G chip. He also expects the device to have a...
iPhone 17 Plus Feature Purple

These 5 Features Will Make the iPhone 17 the Biggest Update in Years

Monday July 22, 2024 4:02 pm PDT by
The upcoming iPhone 16 models that we're expecting to see in September are going to be quite similar to the iPhone 15 models, but rumors suggest that Apple is making big changes in 2025. We've been hearing hints of an all-new device in the iPhone lineup, and it may be the most expensive iPhone Apple has offered to date. New 'Slim' Design Rumors have taken to referring to the new iPhone 17...
iOS 18 on iPhone Feature

Everything New in iOS 18 Beta 4

Tuesday July 23, 2024 1:08 pm PDT by
Apple released the fourth beta of iOS 18 today, introducing small changes to a number of features throughout the operating system. There are no big additions in this beta, but Apple is continuing to refine existing settings and design choices. Apple plans to continue updating iOS 18 over the next few months, with the update set to be released this fall. We've rounded up all of the changes...
iPhone SE 4 Thumb 1

iPhone SE 4 Rumored to Launch Early Next Year With OLED Display, 48MP Camera, and More

Monday July 22, 2024 7:22 am PDT by
The fourth-generation iPhone SE will offer a series of major upgrades over the current model, the leaker known as "Ice Universe" claims. The information was listed in a post on Weibo, which also detailed the specifications of the iPhone 17 lineup. As previously rumored, the fourth-generation iPhone SE is expected to feature Face ID and USB-C, marking a major upgrade from current and previous ...
iPhone 17 Plus Feature Purple

iPhone 17 Rumored to Feature Mechanical Aperture

Tuesday July 23, 2024 9:32 am PDT by
Apple is planning to release at least one iPhone 17 model next year with mechanical aperture, according to a report published today by The Information. The mechanical system would allow users to adjust the size of the iPhone 17's aperture, which refers to the opening of the camera lens through which light enters. All existing iPhone camera lenses have fixed apertures, but some Android...

Top Rated Comments

dork Avatar
63 months ago
I wonder if it applies when your power utility deliberately cuts electrical service prophylactically. ?
Score: 11 Votes (Like | Disagree)
konqerror Avatar
63 months ago

Isn’t this almost like preying on those in a bad situation?

“Hey, load up our credit card with purchases because your life was just ruined. We won’t charge interest for the first two months!”
It allows responsible adults, the majority of credit card holders, to buy things to begin to recover their lives before the insurance check comes in. Otherwise, you're stuck for 2 months without clothes or other daily necessities. And some insurance, particularly replacement cost coverage, won't pay until after you buy the replacement. This is responsible use of credit.
Score: 9 Votes (Like | Disagree)
konqerror Avatar
63 months ago
This isn't anything special, honestly. All credit card companies, and banks, have some variation on this program. Typically the criteria is FEMA-declared disaster zone.

Some of it is required or sponsored by the government, e.g. mortgage deferrals through HUD. So it isn't merely a generous gesture.
Score: 9 Votes (Like | Disagree)
AppleWes Avatar
63 months ago

Isn’t this almost like preying on those in a bad situation?

“Hey, load up our credit card with purchases because your life was just ruined. We won’t charge interest for the first two months!”
It's all how people take it though "glass half full/empty". If you have an ounce of personal responsibility you will know not to charge more than you can pay off, and can use programs like this to get back on feet with basic life items.
Score: 8 Votes (Like | Disagree)
btrach144 Avatar
63 months ago
Isn’t this almost like preying on those in a bad situation?

“Hey, load up our credit card with purchases because your life was just ruined. We won’t charge interest for the first two months!”

As someone else pointed out, this is not limited to Apple, but an industry standard. Just seems weird.
Score: 5 Votes (Like | Disagree)
iGeneo Avatar
63 months ago

sorry, but this feels slimy and just a tad predatory.
It only took 17 posts for someone to ? on Apple.

"Why isn't it 6 months no interest??" "Why do they have to restrict my card???"

Sometimes Apple can't catch a break
Score: 5 Votes (Like | Disagree)