Thousands of Apple Retail Workers Now Testing Apple Card Ahead of Summer Launch

Ahead of the Apple Card's planned summer launch, Apple is now testing its upcoming Goldman Sachs credit card with thousands of retail workers, reports Bloomberg.

Apple was previously allowing its corporate employees to test the ‌Apple Card‌, but is now expanding testing to a much larger group through an internal beta program that launched this week.

apple card titanium and app
Employees are able to sign up directly from their personal devices, with the Apple Pay portion of the card activated immediately and a card scheduled to be sent within two to three weeks. Employees are receiving APRs between 13.24 percent and 24.24 percent, the same APR range that will be provided to consumers.

With thousands of retail workers available, the expansion marks the first wide scale test, allowing Apple to find and address bugs and other problems before the ‌Apple Card‌ launches to the public.

Apple employees have been asked not to discuss the card, but they are allowed to use it in public to make purchases.

Screenshots of the employee beta of the Apple Card show that test versions of the card are fully functional and include the ability to receive daily cash back, pay bills, see an order status for a physical card and receive technical support via text messaging. Users can also schedule payments, access their credit limit and manage connected bank accounts, among other tasks. Users will also have the ability to set the Apple Card as the default payment method for Apple purchases.

The ‌Apple Card‌, created in partnership with Goldman Sachs, is deeply integrated into the iPhone and the Apple ecosystem. It offers 3% cash back on Apple purchases, 2% cash back on all ‌Apple Pay‌ transactions, and 1% cash back on all other purchases.

Purchases are tracked in the Wallet app on the ‌iPhone‌, providing a breakdown of spending across different categories like health, food, shopping, and more. While the ‌Apple Card‌ offers higher rewards for ‌Apple Pay‌ purchases, for instances where a traditional purchase is required, Apple is providing customers with a physical card made from titanium.

Apple is planning to launch the ‌Apple Card‌ in the United States this summer, and Bloomberg says Apple has already been discussing an expansion into Europe with financial regulators. The employees using the card are running iOS 12.4 on their devices, and the iOS 12.4 update is expected to bring ‌Apple Card‌ support.

We've had four betas of iOS 12.4 so far, so a launch may not be too far off.

For a look at the ‌Apple Card‌ and what to expect when it launches, make sure to check out our dedicated Apple Card guide.

Top Rated Comments

gaximus Avatar
38 months ago
It's really nothing special. It's a ****ing cashback card like basically everyone has in their wallet. From a bank (here Goldman), like everyone else has (Citi, Chase...). With an app (like ... yea... all of the banks)
You have a card that gives cash back the same day, without having to do anything. And that same card has no late fees, overdraft fees, or cash advance fees? And that card has no printed card numbers on it so that if it's stolen or lost it can't be used? It's nothing like the card currently in anyones wallet.
Score: 28 Votes (Like | Disagree)
newyorksole Avatar
38 months ago
So, employees are taking a hard hit / pull to test Apple’s CC ! lol
Think about all the family/friends of Apple employees that ask them to use their discount. Think about the employee putting all of those purchases on the Apple Card, getting instant cash back and having their friend/family just transfer them the cash.

Now does the Apple Card seem worth it for Apple employees?

Idk why some of you love to find ways to hate on LITERALLY everything Lol it’s nuts. Let people enjoy things.
Score: 23 Votes (Like | Disagree)
Kaibelf Avatar
38 months ago
I hope parts are replaceable... :)
Clearly that card will get low ratings from iFixit.
Score: 23 Votes (Like | Disagree)
JetTester Avatar
38 months ago
Testing is a good thing! Just ask Samsung.
Score: 21 Votes (Like | Disagree)
thadoggfather Avatar
38 months ago
how much 'testing' can be done on retail wages?
Score: 20 Votes (Like | Disagree)
NickName99 Avatar
38 months ago
iFixit will give it a scathing 1/10 repairability score
Score: 17 Votes (Like | Disagree)

Popular Stories

iPhone 13 Always On Feature

iPhone 14 Pro Screen Refresh Rate Upgrade Could Allow for Always-On Display

Tuesday May 24, 2022 7:23 am PDT by
Last year's iPhone 13 Pro models were the first of Apple's smartphones to come with 120Hz ProMotion displays, and while the two iPhone 14 Pro models will continue to feature the technology, their screens could well boast expanded refresh rate variability this time round. To bring ProMotion displays to the ‌iPhone 13 Pro models‌, Apple adopted LTPO panel technology with variable refresh...
iPhone 14 Pro Purple Front and Back MacRumors Exclusive

iPhone 14 Pro Renders Highlight Multiple Design Changes

Wednesday May 25, 2022 8:56 am PDT by
Leaker Jon Prosser today shared ostensibly accurate renders of the iPhone 14 Pro, providing the most accurate look yet at what the device could look like when it launches later this year. In the latest video on YouTube channel Front Page Tech, Prosser revealed renders of the iPhone 14 Pro made by Apple concept graphic designer Ian Zelbo, highlighting a range of specific design changes...
iPhone 14 Purple Lineup Feature

Will the iPhone 14 Be a Disappointment?

Saturday May 21, 2022 9:00 am PDT by
With around four months to go before Apple is expected to unveil the iPhone 14 lineup, the overwhelming majority of rumors related to the new devices so far have focused on the iPhone 14 Pro, rather than the standard iPhone 14 – leading to questions about how different the iPhone 14 will actually be from its predecessor, the iPhone 13. The iPhone 14 Pro and iPhone 14 Pro Max are expected...
iPhone 13 Face ID

'High-End' iPhone 14 Front-Facing Camera to Cost Apple Three Times More

Monday May 23, 2022 7:05 am PDT by
The iPhone 14 will feature a more expensive "high-end" front-facing camera with autofocus, partly made in South Korea for the first time, ET News reports. Apple reportedly ousted a Chinese candidate to choose LG Innotek, a South Korean company, to supply the iPhone 14's front-facing camera alongside Japan's Sharp. The company is said to have originally planned to switch to LG for the iPhone...
apple wwdc 2022

Apple Shares WWDC 2022 Schedule, Keynote to Take Place June 6 at 10:00 a.m PT

Tuesday May 24, 2022 9:06 am PDT by
Apple today confirmed that the keynote event for the Worldwide Developers Conference will begin at 10:00 a.m. Pacific Time on June 6, the first day of WWDC. The keynote will be an online-only event, though a select number of developers have been invited to the Apple Park campus for a viewing event. In addition to confirming the keynote date and time, Apple has shared the full WWDC 2022...
2022 Apple Watch Pride Edition Bands

Apple Announces 2022 Pride Edition Watch Bands and Watch Face

Tuesday May 24, 2022 6:24 am PDT by
Apple today announced new Pride bands for the Apple Watch, with new Pride Edition Sport Loop and Pride Edition Nike Sport Loop options available. The new Pride Edition bands are available to order today for $49 on Apple.com and in the Apple Store app, and will be available at Apple Store locations starting May 26. The Pride Edition Nike Sport Loop is also coming soon to Nike.com. This...