Apple Card 0% Financing Now Available for Mac, iPad, and More - MacRumors
Skip to Content

Apple Card 0% Financing Now Available for Mac, iPad, and More

Apple today expanded its Apple Card interest-free monthly installment payment plan across much of its U.S. online store, allowing users to pay for Macs, iPads, and other Apple products over time. In addition to the interest-free payments, users also earn the standard 3% Daily Cash for purchases through Apple.

apple card mac installments checkout
The new option is available on checkout pages for individual products, with some products like Macs and iPads available with 12-month interest-free installments, and others like Apple TV, AirPods, and HomePod can be paid off over six months. Notably, Apple Watch and iPod touch are not eligible with the interest-free financing.

apple card mac installments popup
Tim Cook announced on Apple's April 30 earnings conference call that the company would be expanding the ‌Apple Card‌ Monthly Installments plan beyond the iPhone, and just over a week ago, Bloomberg shared details on what it would cover.

Popular Stories

apple nike daily cash

Apple Card Promo Doubles Daily Cash Back on Nike Purchases

Monday June 15, 2026 2:45 pm PDT by
Apple is teaming up with Nike for an Apple Card promotion that gives extra Daily Cash back. For the next month, Apple Card users can get 6% Daily Cash back when making a purchase with Apple Card using Apple Pay at a Nike retail store, the Nike website or Swoosh website, or Nike's apps. The Apple Card normally offers 3% cash back on Nike purchases, so the bonus is doubled during the...
apple wallet drivers license feature iPhone 15 pro

Apple Says iPhone Driver's Licenses Will Expand to These 6 U.S. States

Thursday July 9, 2026 7:29 am PDT by
In select U.S. states, residents can add their driver's license or state ID to the Apple Wallet app on the iPhone and Apple Watch, and then use it to display proof of identity or age at select airports and businesses, and in select apps. To set up the feature, open the Wallet app on the iPhone and tap on the plus sign in the top-right corner. Next, tap on Driver's License and ID Cards,...
apple silicon 1 feature

Apple Silicon is Taking an Unexpected Turn

Friday July 10, 2026 7:24 am PDT by
Ever since the Mac switched from Intel processors to Apple silicon starting in 2020, each generation of M-series chips has included higher-end Pro and Max variants. If a recent report proves to be accurate, though, that streak will be coming to an end. According to Bloomberg's Mark Gurman, Apple will be releasing a regular M6 chip, but it has no plans to offer higher-end M6 Pro and M6 Max...

Top Rated Comments

79 months ago
Apple is making it too easy for me to own everything they make.
Score: 19 Votes (Like | Disagree)
ruslan120 Avatar
79 months ago
Pro Display XDR?

Edit: Yes. $416.58/mo for 12 months.
Score: 15 Votes (Like | Disagree)
79 months ago
Dave Ramsey fans complaining about the dangers of credit cards in 3.. 2.. 1..

I am happy for this news though!
Score: 13 Votes (Like | Disagree)
bbednarz Avatar
79 months ago
I wonder why the Apple Watch isn’t included. Wonder if it means they’ll be coming out with a watch upgrade program.

Edit: You get the cash back AND the financing? Nice.
Score: 10 Votes (Like | Disagree)
PickUrPoison Avatar
79 months ago

I came here to speak on behalf of Dave Ramsey.

yes, use cash.
No. Use credit wisely by pay credit cards in full each month to avoid paying interest.

If you don’t have any credit, good luck ever getting a home loan.
Score: 7 Votes (Like | Disagree)
PBG4 Dude Avatar
79 months ago

That’s awesome. Would love to see this in Scandinavia. Given that it’s interest-free it makes a no brainer for a Mac purchase. Time value of money.
Not sure how much time value there is in this era of zero / negative interest rates.

Also, if you don’t have the money to buy in full at time of purchase, then you’ll have additional stress until it’s paid off.

Personally, I won’t go into debt over anything that isn’t a house or primary vehicle. I like having zero credit card debt. Saved $100/month for 3 years to buy my last MBP in 2017. I still used a credit card in order to get cash back and double the factory warranty though.
Score: 7 Votes (Like | Disagree)