Apple Pay is Apple's mobile payments service. As with the Apple Watch, Apple has adopted the Apple symbol "" followed by "Pay" for the service's name, though the company also refers to it as "Apple Pay."Available since October 20, 2014, Apple Pay is designed to allow iPhone 6, 6s, 6, 7, 8, 6 Plus, 6s Plus, 7 Plus, 8 Plus, SE, X, XS, XS Max, XR, iPhone 11, and iPhone 12 users in the United States, the United Kingdom, Australia, Canada, Singapore, Switzerland, Hong Kong, France, Russia, China, Macau, Japan, New Zealand, Spain, Taiwan, Ireland, Italy, Denmark, Finland, Sweden, UAE, Brazil, Ukraine, Norway, Poland, Belgium, Kazakhstan, Germany, Saudi Arabia, South Africa, Austria, the Czech Republic, Iceland, Hungary, Luxembourg, The Netherlands, Bulgaria, Croatia, Georgia, Cyprus, Estonia, Greece, Latvia, Liechtenstein, Lithuania, Malta, Portugal, Romania, Slovakia, Slovenia, Belarus, Serbia, Mexico, Israel, Qatar, and Chile to make payments for goods and services with their iPhones in retail stores using an NFC chip built into their iPhones.With the Apple Watch, Apple Pay also extends to the iPhone 5, iPhone 5c, and iPhone 5s. To use Apple Pay with one of these devices, a paired Apple Watch is required to make the payment. This is made possible through the NFC chip included in the Apple Watch. The Apple Watch can also make payments when paired with newer iPhones, so you don't need to pull your phone out to use the payments service.Apple Pay also lets users make one-tap purchases within apps that have adopted the Apple Pay API, and it is available on the web on devices running iOS 10 or macOS Sierra or later. Devices capable of using Apple Pay within iOS apps or on the web include the iPhone 6 and later, iPad Air 2 and later, iPad mini 3 and later, iPad Pro models, and Macs with Touch ID. All of these devices feature Touch ID or Face ID and contain an NFC controller where the "Secure Element" of Apple Pay is located, keeping customer information private.