How to Use Apple Card - MacRumors
Skip to Content

How to Use Apple Card

by

If you've just had your Apple Card application approved then you'll probably want to start using it right away. This article shows you how.

apple card titanium and app
If you've requested a titanium ‌Apple Card‌, the good news is you don't have to wait for it to arrive before you can make purchases. You can pay with ‌Apple Card‌ using Apple Pay on your iPhone, iPad, Apple Watch, or Mac.

How to Make an Online Purchase with Apple Card

You can make a purchase online with your ‌Apple Card‌ wherever you see the ‌Apple Pay‌ symbol in checkout. When you tap the symbol, the ‌Apple Pay‌ transaction sheet slides up the screen and the website is dimmed.

buy with apple pay
Tap the blue chevrons on the right to change any details related to the transaction, including which card to use, your shipping address, the shipping method, and your contact details.

apple pay transaction apple card
Obviously you'll want to choose to pay using your ‌Apple Card‌ if it isn't already selected, but if you make Apple Card the default card to use with Apple Pay, it's automatically selected when you use ‌Apple Pay‌.

When you're sure that all your details are correct, double-click the Side button on your iPhone, and glance at the screen to authenticate the transaction with Face ID (older iPhones, use Touch ID or your passcode).

How to Make an In-Store Purchase With Apple Card

You can make ‌Apple Card‌ purchases in stores wherever you see the ‌Apple Pay‌ logo or the contactless symbol.

apple pay contactless logo
To pay for something with ‌Apple Card‌, double-click the Side button on your iPhone, glance at the screen to authenticate with ‌Face ID‌ (on older iPhones, put your finger on the Home button to use ‌Touch ID‌), then hold your iPhone near the store's card reader.

Remember, if a store doesn't accept ‌Apple Pay‌ or contactless, you can still pay with ‌Apple Card‌ – your titanium ‌Apple Card‌ or card number can be used anywhere Mastercard is accepted. The titanium ‌Apple Card‌ works just like any other credit card in a retail store as it is equipped with a magstripe. For online purchases, you can find your card number and CVV in the Wallet app.

Popular Stories

samsung galaxy card

Samsung Debuts Galaxy Card With 5% Cash Back to Take On Apple Card

Monday July 20, 2026 4:39 pm PDT by
Samsung today announced the launch of its first credit card in the United States, debuting the Samsung Galaxy Card in partnership with Barclays. The Samsung Galaxy Card works as a standard Visa card and offers special financing options for Samsung Galaxy devices purchased through Samsung. Apple Card has a similar financing option for Apple devices. There is no annual fee for the Samsung...
iPhone 18 Pro and Pro Max Feature

'Apple Upgrade' Program Reportedly Launching Next Week

Tuesday July 21, 2026 8:30 am PDT by
Apple and Klarna are partnering on a new "Apple Upgrade" leasing program set to launch in the U.S. on Tuesday, July 28, according to Bloomberg's Mark Gurman. The program will allow you to finance most iPhone, iPad, Mac, and Apple Watch models, with a 24-month term for iPhones and Apple Watches and a 36-month term for iPads and Macs. Customers will be able to pay off the device early during...
iPhone 18 Pro Deep Red Feature

iPhone 18 Pro Launching in Two Months With These 12 New Features

Tuesday July 21, 2026 6:22 am PDT by
It is now mid-July, and that means the iPhone 18 Pro and iPhone 18 Pro Max are now just two months away. The devices are expected to look similar to the iPhone 17 Pro and iPhone 17 Pro Max, but there will still be many year-over-year changes, with rumored features including a smaller Dynamic Island, 5G via satellite, and more. Apple is expected to unveil the iPhone 18 Pro, iPhone 18 Pro Max, ...