While there are no fees or penalty interest rate hikes for making a late payment on your Apple Card, you still have to pay interest on any outstanding balance, and a late payment will impact your credit score.

For these reasons, it's worth ensuring you make regular payments – and the best way to do that is to set up recurring scheduled payments.

apple card
It's easy to arrange scheduled ‌Apple Card‌ payments that, once set up, take care of themselves. These payments are made automatically on the date you choose, and taken from the bank account that you linked to your Apple Card.

Note that there is no option to make ‌Apple Card‌ payments over the web - everything is set up on your iPhone via the Wallet app, which makes managing your ‌Apple Card‌ quicker and easier than most other available credit cards. To set up scheduled payments, simply follow the steps below.

  1. Launch the Wallet app on your ‌iPhone‌.
  2. Tap your ‌Apple Card‌.
    wallet app apple card
  3. Tap the black ellipsis button (the three encircled dots) in the top-right corner of the screen.
  4. Tap Scheduled Payments.
    apple card scheduled payments
  5. Tap Continue.
  6. Tap Pay My Bill to pay your previous monthly balance, or tap Pay Different Amount to choose an amount, then tap Next. applecardscheduledpayments
  7. If you selected Pay My Bill, choose when you want the payment to be made. If you selected Pay Different Amount, choose a payment amount, when you want the payment to repeat, and when you want the first payment to be made.
  8. Tap Next. applecardscheduledpayments2
  9. Authenticate with Face ID, or on older devices, via Touch ID or a passcode.
  10. Tap Done.

To change your scheduled payment, you'll have to cancel your existing scheduled payment. You can do so in the same Scheduled Payments screen – simply select Cancel Payments and tap the option again to confirm.

Popular Stories

apple ar headset concept 1

Apple's Headset Said to Feature 14 Cameras Enabling Lifelike Avatars, Jony Ive Has Remained Involved With Design

Friday May 20, 2022 6:50 am PDT by
Earlier this week, The Information's Wayne Ma outlined struggles that Apple has faced during the development of its long-rumored AR/VR headset. Now, in a follow-up report, he has shared several additional details about the wearable device. Apple headset render created by Ian Zelbo based on The Information reporting For starters, one of the headset's marquee features is said to be lifelike...
anker 563 dock ports

Anker's Latest USB-C Docking Station Brings Triple-Display Support to M1 Macs

Wednesday May 18, 2022 7:06 am PDT by
While Apple's early M1-based Macs can only officially support a single external display, there are ways around the limitation. Anker is launching a new 10-in-1 USB-C docking station today which delivers just that. The Anker 563 USB-C dock includes two HDMI ports and a DisplayPort port, and it leverages DisplayLink to carry multiple video signals over a single connection. Given that this hub...
apple data auction iphone privacy ad

Apple Highlights iPhone's Latest Privacy Features in New 'Data Auction' Ad

Wednesday May 18, 2022 9:00 am PDT by
Apple today shared a new ad highlighting iPhone privacy features like App Tracking Transparency and Mail Privacy Protection that are designed to give users more transparency and control when it comes to their personal data being collected. The ad revolves around a young woman named Ellie who discovers that her personal data is being sold at an auction house, with bids being placed on her...
Prosser Series 8 3

Apple Watch Series 8 Rumored to Feature New Design With Flat Display

Wednesday May 18, 2022 6:21 am PDT by
The Apple Watch Series 8 could feature an all-new design with a flat display, according to the leaker known as "ShrimpApplePro." In his latest video on the YouTube channel Front Page Tech, Jon Prosser highlighted information from ShrimpApplePro that suggests the Apple Watch Series 8 could feature a flat display in what seems to be a design originally rumored for the Apple Watch Series 7. ...
sony headphones 1

Sony's New WH-1000XM5 Headphones vs. Apple's AirPods Max

Friday May 20, 2022 12:18 pm PDT by
Sony this week came out with an updated version of its popular over-ear noise canceling headphones, so we picked up a pair to compare them to the AirPods Max to see which headphones are better and whether it's worth buying the $400 WH-1000XM5 from Sony over Apple's $549 AirPods Max. Subscribe to the MacRumors YouTube channel for more videos. First of all, the AirPods Max win out when it comes ...
iPhone 14 Purple Lineup Feature

Will the iPhone 14 Be a Disappointment?

Saturday May 21, 2022 9:00 am PDT by
With around four months to go before Apple is expected to unveil the iPhone 14 lineup, the overwhelming majority of rumors related to the new devices so far have focused on the iPhone 14 Pro, rather than the standard iPhone 14 – leading to questions about how different the iPhone 14 will actually be from its predecessor, the iPhone 13. The iPhone 14 Pro and iPhone 14 Pro Max are expected...
apple ar headset concept 2

Apple's AR/VR Headset Nearing Completion as Board Gets Demo

Thursday May 19, 2022 9:52 am PDT by
Apple last week demonstrated its upcoming AR/VR headset to Apple board members, indicating that the device is in an advanced stage of development and could see a debut in the not too distant future, reports Bloomberg. Apple has also ramped up development of the software that runs on the headset, with that software expected to be called "RealityOS," or rOS for short. Render via designer Ian ...