How Tos

How to Set Up Scheduled Apple Card Payments

Friday August 23, 2019 4:19 pm PDT by Tim Hardwick
While there are no fees or penalty interest rate hikes for making a late payment on your Apple Card, you still have to pay interest on any outstanding balance, and a late payment will impact your credit score. For these reasons, it's worth ensuring you make regular payments – and the best way to do that is to set up recurring scheduled payments. It's easy to arrange scheduled Apple Card payments that, once set up, take care of themselves. These payments are made automatically on the date you choose, and taken from the bank account that you linked to your Apple Card. Note that there is no option to make Apple Card payments over the web - everything is set up on your iPhone via the Wallet app, which makes managing your Apple Card quicker and easier than most other available credit cards. To set up scheduled payments, simply follow the steps below. Launch the Wallet app on your iPhone. Tap your Apple Card. Tap the black ellipsis button (the three encircled dots) in the top-right corner of the screen. Tap Scheduled Payments. Tap Continue. Tap Pay My Bill to pay your previous monthly balance, or tap Pay Different Amount to choose an amount, then tap Next. If you selected Pay My Bill, choose when you want the payment to be made. If you selected Pay Different Amount, choose a payment amount, when you want the payment to repeat, and when you want the first payment to be made. Tap Next. Authenticate with Face ID, or on older devices, via Touch ID or a passcode. Tap Done.To change your scheduled payment, you'll have to cancel your existing scheduled
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How to Make a One-Time Payment on Your Apple Card

Friday August 23, 2019 4:12 pm PDT by Tim Hardwick
Apple Card aims to make your online and retail transactions simple and secure. The same goes for making timely credit card payments – the process is taken care of right on your iPhone in the Wallet app, so there's need to go searching for online statements. You can make payments on your Apple Card in one of two ways. You can schedule a recurring payment, or you can make a one-off payment instantly or at a date of your choosing. This article focuses on the latter method, which really couldn't be easier. The steps below show you how. Note that there are no fees or penalty interest rate hikes for making a late payment with Apple Card, but you still have to pay interest on any outstanding balance. So if you're apt to forget to pay on time, scheduling a recurring payment might be the better option. Launch the Wallet app on your iPhone. Tap your Apple Card. Tap the black Pay button. Choose an amount to pay by sliding the circular dial with your finger. If the dial goes green, you're paying the total amount; if it turns red, you're paying the minimum amount. Your total balance will automatically adjust to reflect the payment you make toward your monthly balance. (Don't forget that if you pay your monthly balance in full each month by the due date, you won't be charged interest.) Tap Pay Now to make an instant payment, or tap Pay Later and then choose a date for the amount to be taken from your bank account. Press your iPhone's Side button to authenticate with Face ID, or use Touch ID or your passcode to make the payment.Did you know you can also use any Apple
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How to Add a Bank Account to Your Apple Card

Thursday August 22, 2019 5:44 pm PDT by Tim Hardwick
Like all credit cards, Apple Card requires that you have a bank account for making payments. As you might expect, Apple makes it easy to select a bank account for Apple Card payments using the Wallet app on your iPhone. The first time you add a bank account, you'll be asked if you want to add the same bank account that you use with Apple Cash (assuming you've set up Apple Cash). If so, all you need to do is say yes, and you're good to go. Otherwise, you can manually add a different bank account for your Apple Card. You can add multiple bank accounts to your Apple Card, but the first one that you add becomes your default bank account for making payments. To add a bank account, you'll need your bank account number and bank routing number. With those ready to hand, simply follow these steps. Launch the Wallet app on your iPhone. Tap your Apple Card. Tap the black ellipsis button (the three encircled dots) in the top-right corner of the screen. Scroll down and tap Bank Accounts. Tap Add a Bank Account. Follow the onscreen instructions.If you need to, you can easily delete a bank account from the Bank Accounts screen by tapping Edit and then tapping the red minus (-) button next to the bank account in question. Be aware, though, if you have scheduled payments set up, you'll need to shut those off before you can remove your bank account. Did you know you can also use any Apple Cash that you've accrued to help make immediate one-time payments to your Apple Card? Click here to learn how it works.
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How to Request a New Apple Card Number

Thursday August 22, 2019 5:39 pm PDT by Tim Hardwick
Apple's physical titanium Apple Card is unique among credit cards, since it lacks the usual key account details like card number, expiration date, and CCV. (Thankfully, all of this information can be easily found on your iPhone.) Of course, not having a card number on the physical card helps from a security perspective because somebody can't just write it down and use it without your knowledge. Offloading the 16-digit number onto your iPhone also allows Apple to know that it's meant to be used with only that Apple device. So if it shows up somewhere else, the bank automatically knows it's been compromised and can kill it. Yet another advantage is that if you do suspect that your current number has been compromised in some way, Apple can quickly provide you with a new one without having to re-issue you with a new physical card. The following steps show you how to request a new Apple Card number. Launch the Wallet app on your iPhone. Tap your Apple Card. Tap the black ellipsis button (the three encircled dots) in the top-right corner of the screen. Authenticate using Face ID, or on older devices, via Touch ID or a passcode. Tap Card Information. Scroll down to the bottom and tap Request New Card Number.If you ever misplace your card, check out our guide on how to lock (or unlock) your titanium Apple Card.
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How to Opt Out of Arbitration When Signing Up for Apple Card

Wednesday August 21, 2019 3:54 pm PDT by Tim Hardwick
Amid all the online chatter about Apple Card, you may have come across references to the "arbitration clause" in Apple's agreement, and how you should opt out of it if you intend to apply for the credit card. So what is arbitration, and why should you steer clear of it? Basically, arbitration is a way to resolve legal disputes between two parties (in this case, between you and Goldman Sachs, which backs Apple Card) without going through the courts. Arbitration is often touted as being a quicker and less expensive way to resolve disputes. The problem is that arbitration often favors the company over the consumer, because the arbitrator(s) is typically chosen by the company, handing them an unfair advantage. When you agree to Apple Card's terms and conditions, you are agreeing to forced arbitration to resolve any potential disputes between you and Goldman Sachs. In other words, you're waiving the right to individually sue the bank or be part of a class action lawsuit against the company. The key passage in the Apple Card terms and conditions is as follows: By accepting this Agreement or using your Account, unless you reject arbitration as provided below, you acknowledge that you are giving up the right to litigate claims (as defined below) and the right to initiate or participate in a class action. You hereby knowingly and voluntarily waive the right to be heard in court or have a jury trial on all Claims subject to this Agreement. The good news is that there are several ways you can request to opt out of arbitration. Customers in the U.S. can call Apple on 8
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How to Find Your Apple Card Number, Expiration Date, and CVV

Tuesday August 20, 2019 1:14 pm PDT by Tim Hardwick
Apple put a lot of thought into the design of the titanium credit card that you can request when you've successfully applied for Apple Card. As such, it is of course unique among credit cards. The front of the card is laser-etched with your name, but there is no card number or expiration date shown. Likewise on the back, there's no CVV and no space for a signature. Coupled with the weightier material, this minimalist aesthetic gives the Apple Card a decidedly premium feel. It also likely leaves you wondering what your Apple Card number actually is, not to mention the expiration date and three-digit security code, especially if you need to quote these details over the phone or use them anywhere Apple Pay isn't accepted. Fortunately, Apple makes it easy to find your number right on your iPhone. The following steps show you how. Launch the Wallet app on your iPhone. Tap your Apple Card. Tap the ellipsis button (the circular icon containing three dots) in the top-right corner of the screen. Authenticate using Face ID, or on older devices, via Touch ID or a passcode. Tap Card Information. You can find your Card Number, Expiration Date and three-digit Security Code (CVV) a little further down this screen.Did you notice Request New Card Number in blue at the bottom of the Card Information screen? You can use this option if you suspect your current number has been compromised – just another neat little security feature that only Apple Card
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How to Filter Explicit Content on an Apple Music Family Subscription

Monday August 19, 2019 5:02 am PDT by Tim Hardwick
If you've signed up to an Apple Music family subscription and you're concerned about your children accessing explicit content on the streaming service, you can use Apple's Screen Time feature to limit what they can listen to. Here's how it works. When you sign up for an Apple Music Family subscription, Apple's Family Sharing feature is what lets other people in your family access Apple Music on their devices. As family organizer, you can also configure Screen Time settings for your child's device from your own device. This means you can remotely set content restrictions for their iPhone or iPad and prevent them from playing explicit content in Apple Music. Launch the Settings app on your iOS device. Tap Screen Time. Tap Turn On Screen Time, then tap Continue. Select This is My iPhone/iPad. Tap your child's name. Tap Content & Privacy Restrictions. Tap the toggle beside Content & Privacy Restrictions to turn it on. Tap Content Restrictions. Tap Music, Podcasts & News. Select Clean.If you don't see your child's name listed in the main Screen Time menu (step 5 above), tap Set up Screen Time for Family and then follow the onscreen instructions. Note that you can also set content restrictions directly on your child's device. To do so, go to Settings -> Screen Time, and select This is My Child's iPhone/iPad. You'll then be asked to create a special four-digit passcode for accessing Screen Time settings on this device, ensuring no-one will be able to change them except for
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How to Check Your Apple Card Payment History

Thursday August 15, 2019 6:15 pm PDT by Tim Hardwick
One of the great things about Apple Card is that you don't need to log in to a credit card issuer's website to see your payment history or wait for paper statements to be mailed to you – it's all there right on your iPhone. You can view your Apple Card payment and credit history at any time, and even download monthly PDF statements at the tap of a button. The following steps show you how it's done. Launch the Wallet app on your iPhone. Tap your Apple Card. Tap Total Balance. Scroll down and tap the statement you want to view. To download a PDF of the selected statement, tap Download PDF Statement.To view individual payments, instead of tapping Total Balance on the main Apple Card screen, scroll through your Latest Transactions until you see a Payment transaction. You can view the payment details by tapping the transaction and then tapping it again on the following
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How to Check Your Apple Card Balance

Thursday August 15, 2019 6:14 pm PDT by Tim Hardwick
Checking your Apple Card's total balance is as simple as opening the Wallet app on your iPhone and tapping your Apple Card. The Total Balance appears below your card, and includes all previous monthly balances and any interest charges you have, new spending from the current month, any payments and credits, and any pending transactions. Find Out Your Monthly Balance You can also check your monthly balance, which includes all of your spending and interest charges from the previous month, minus any payments and credits. Your monthly balance also includes any remaining balances from previous months. Here's how to view it. Launch the Wallet app on your iPhone. Tap your Apple Card. Tap the circular black Pay button. Your monthly balance is displayed inside the pay dial, which shows a green checkmark.The figure you see on this screen will automatically adjust to reflect any payments you make toward your monthly balance. Don't forget that if you pay your monthly balance in full each month by the due date, you won't be charged
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How to Use Apple Cash to Help Pay Off your Apple Card

Thursday August 15, 2019 6:13 pm PDT by Tim Hardwick
If you've set up Apple Cash and verified your identity, you can use Apple Cash to help make an immediate one-time payment to your Apple Card. If your Apple Cash balance is less than the amount of your payment, the remaining balance will be taken from your nominated bank account. The following steps show you how to let your Apple Card use Apple Cash when making an immediate one-time payment. Launch the Wallet app on your iPhone. Tap your Apple Card. Tap the black Pay button. Choose an amount to pay by sliding the circular dial with your finger. Tap Pay Now. Tap your bank account. Toggle the Apple Cash switch to the green ON position. Tap the Back button. Press your iPhone's Side button to authenticate with Face ID, or use Touch ID or your passcode to make the payment.If you no longer want to use your Apple Cash balance to pay off your Apple Card, simply switch off Apple Cash using the same
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How to Make Apple Card the Default Card on Your Mac

Wednesday August 14, 2019 4:39 pm PDT by Tim Hardwick
If you've signed up for Apple Card, you may want to use it to make some online purchases. The main thing to know is that you can purchase things online with Apple Card wherever you see the Apple Pay symbol in checkout. While Apple Card is chiefly made for use on iPhone, if you tend to do most of your online shopping on your Mac, then you'll want to set up Apple's credit card in macOS. Once you've done that, consider making it the default card on your Mac. That way it will be automatically selected whenever you use Apple Pay. It'll also make Apple Card your preferred card for Mac App Store, Apple Music, and Apple services. The following steps show you how. Launch System Preferences from your Mac's Dock, from the Applications folder, or from the Apple menu bar ( -> System Preferences...). Click Wallet & Apple Pay. Select your Apple Card from the Default Card pop-up menu at the bottom of the preference pane.And that's it. Note that for added convenience, you can also make Apple Card the default card on Your iPhone. Click here to learn how.
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How to Add Apple Card to Your Mac

Wednesday August 14, 2019 4:37 pm PDT by Tim Hardwick
If you've just had your Apple Card application approved then you'll probably want to start using it right away. If you regularly do your online shopping from your Mac, then you'll need to get Apple Card set up in macOS. You can add Apple Card to a Mac with Touch ID if you're signed in to it with the same Apple ID that was signed in to iCloud on the iPhone you used to apply for Apple Card. The steps below guide you through this process. Beyond that, the main thing to remember is that you can purchase things online with your Apple Card using Apple Pay on your Mac wherever you see the Apple Pay symbol in checkout. Launch System Preferences from your Mac's Dock, from the Applications folder, or from the Apple menu bar ( -> System Preferences...). Click Wallet & Apple Pay. Click the plus (+) button. Select Apple Card, then click Next and follow the onscreen instructions. Using Apple Card on a Mac Without Touch ID If you want to use Apple Card on a Mac model that doesn't have Touch ID, you'll need to keep your iPhone or Apple Watch handy to complete any purchases. You'll also need to allow this verification on your iPhone first: Open the Settings app, tap Wallet & Apple Pay, then turn on Allow Payments on Mac
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How to Set up an Apple Cash Card on iPhone and iPad

Wednesday August 14, 2019 4:35 pm PDT by Tim Hardwick
Apple Cash (formerly Apple Pay Cash) is Apple's peer-to-peer payments service. You can use Apple Cash to make and receive payments in Messages, or you can get Siri to send money to a friend or family member. When someone sends you money, it goes on your virtual Apple Cash card, which is stored securely in the Wallet app on your iPhone or iPad. You can use the money on it to send to someone, make purchases using Apple Pay in stores, within apps, and on the web. Alternatively, you can transfer the money on your Apple Cash card directly to your bank account. There's no fee to send, receive, or request money using Apple Cash, and setting up an Apple Cash card won't affect your credit score. Furthermore, if you've applied for Apple's own-branded credit card – called simply Apple Card – you can use Apple Cash to help pay off your Apple Card balance. You can also take advantage of Apple Card's "Daily Cash" rewards system, where Apple pays out cash back bonuses on a daily basis. There's no limit to how much Daily Cash you can get, and it's paid daily into your Apple Cash card – if you have one. Here's what you'll need to set one up. What You Need to Get an Apple Cash Card To set up an Apple Cash card and send and receive Apple Cash, you must be at least 18 years old and live in the United States. You'll also need these things: An iPhone or iPad that can use Apple Pay and runs iOS 11.2 and later, or an Apple Watch running watchOS 4.2 and later. Two-factor authentication set up for your Apple ID. An eligible debit card loaded into the Wallet app. How to
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How to See Your Daily Cash Rewards From Apple Card

Tuesday August 13, 2019 5:39 pm PDT by Tim Hardwick
One of the benefits of Apple Card's rewards system is "Daily Cash," where Apple pays out your cash back bonuses on a daily basis rather than making you wait weeks for your cash back to show up on a statement. Apple Card offers three types of cash back rewards depending on how and where you use it. For purchases made from Apple's online store or any of its retail stores you get 3% cash back. This includes purchases made from the App Store, iTunes Store, and Apple services. For purchases made using Apple Pay, Apple's digital mobile payment platform, you get 2% cash back. For all other purchases using the titanium Apple Credit Card, you get 1% cash back. There's no limit to how much Daily Cash that you can get, and it's either paid daily into your Apple Cash card (if you've set one up), or paid on a monthly basis as a credit on your statement balance. How to See Daily Cash Earned From Apple Card Launch the Wallet app on your iPhone. Tap Apple Card. Tap Monthly Activity or Weekly Activity. To see a previous week or month, swipe sideways.You can see all of the Daily Cash transactions from purchases for the selected week or month. If you tap Daily Cash, you can also see the amount of Daily Cash you earned for each of those transactions. How to See Daily Cash Added to Apple Cash Card Launch the Wallet app on your iPhone. Tap your Apple Cash card. Tap a transaction under Latest Transactions or find one by selecting "Transactions in [year]" and tap the transaction.The dates show your individual transactions with the amount of Daily Cash you received
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How to Make Apple Card the Default Card on Your Apple Watch

Tuesday August 13, 2019 5:36 pm PDT by Tim Hardwick
If you've just had your Apple Card application approved then you'll likely want to start using it right away. Using your iPhone, you can make Apple Card purchases in retail stores wherever you see the Apple Pay logo or the contactless symbol. But if it's more convenient, you can always use your Apple Watch instead. To do so, you'll want to make Apple Card the default card on your Apple Watch. The following steps show you how. How to Make Apple Card Your Default Card Launch Apple's stock Watch app on your iPhone. Tap the My Watch tab. Tap Wallet & Apple Pay. Under Transaction Defaults, tap Default Card, then choose your Apple Card. Once you've made Apple Card your default card on Apple Watch, you can start paying for things with it. Simply double-click the side button and hold the display of your Apple Watch within a few centimeters of the contactless reader, and the transaction will be processed with an accompanying audible
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How to Create a New Window From a Link in Safari on iPadOS

Tuesday August 13, 2019 5:32 pm PDT by Tim Hardwick
In iPadOS, Apple's Split View and Slide Over multitasking features allow you to use one app alongside another app, or view two documents at the same time in the one app. In the case of Safari, Split View or Slide Over can be used to reference two webpages side by side. You can even open a link in another window without navigating away from the original page. Here's how it works. Hold your iPad in landscape orientation. Launch Safari and find a webpage link that you want to open in a separate window. Touch and hold the link so that it pops out of the page, indicating it's selected. Now, drag the link to the edge of the screen, and either let go before it hits the edge to activate Slide Over, or drag it right to the edge to activate Split View mode. Note that you can also touch and hold a link to invoke a contextual menu which includes the option to Open in New Window. In iPadOS, you can also open multiple separate windows in the same app and manage them in an Exposé-style screen. With the app already open, simply tap its icon in the Dock, and iPadOS will reveal all of the open windows for that
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How to Use Apple Card

Friday August 9, 2019 4:26 pm PDT by Tim Hardwick
If you've just had your Apple Card application approved then you'll probably want to start using it right away. This article shows you how. If you've requested a titanium Apple Card, the good news is you don't have to wait for it to arrive before you can make purchases. You can pay with Apple Card using Apple Pay on your iPhone, iPad, Apple Watch, or Mac. How to Make an Online Purchase with Apple Card You can make a purchase online with your Apple Card wherever you see the Apple Pay symbol in checkout. When you tap the symbol, the Apple Pay transaction sheet slides up the screen and the website is dimmed. Tap the blue chevrons on the right to change any details related to the transaction, including which card to use, your shipping address, the shipping method, and your contact details. Obviously you'll want to choose to pay using your Apple Card if it isn't already selected, but if you make Apple Card the default card to use with Apple Pay, it's automatically selected when you use Apple Pay. When you're sure that all your details are correct, double-click the Side button on your iPhone, and glance at the screen to authenticate the transaction with Face ID (older iPhones, use Touch ID or your passcode). How to Make an In-Store Purchase With Apple Card You can make Apple Card purchases in stores wherever you see the Apple Pay logo or the contactless symbol. To pay for something with Apple Card, double-click the Side button on your iPhone, glance at the screen to authenticate with Face ID (on older iPhones, put your finger on the Home button
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How to Make Apple Card the Default Card on Your iPhone

Friday August 9, 2019 4:25 pm PDT by Tim Hardwick
If you've just had your Apple Card application approved then you'll probably want to start using it right away. You can purchase things online with your Apple Card wherever you see the Apple Pay symbol in checkout, and you can make purchases in stores wherever you see the Apple Pay logo or the contactless symbol. If you plan to use Apple Card for the majority of your purchases, then consider making it the default card on your iPhone. That way it will be automatically selected whenever you use Apple Pay. It'll also make Apple Card your preferred card for App Store, Apple Music, and Apple services. Keep reading to learn how. How to Make Apple Card Your Default Card Launch the Settings app on your iPhone or iPad. Tap Wallet & Apple Pay. Under Transaction Defaults, tap Default Card. Select your Apple Card.On iPhone, you can also make Apple Card your default card in the Wallet app: Simply touch and hold your Apple Card, then drag it to the front of your card
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How to Request a Replacement Titanium Apple Card

Friday August 9, 2019 4:24 pm PDT by Tim Hardwick
Apple's titanium Apple Card is fairly thick and feels a bit heavier than a typical metal credit card, so it should stand up to everyday wear and tear. But if your Apple Card does get damaged, you can always request a replacement. The same goes can be said if the worst happens and your Apple Card is lost or stolen. (If your card isn't in your possession, you might also want to lock it). The steps below show you how to request a replacement card from Apple. Note that there is no cost for the card and there is no fee associated with replacing it if you lose it. Launch the Wallet app on your iPhone. Tap Apple Card. Tap the ellipsis button (the circular icon containing three dots). Scroll down to Physical Card and tap Request Replacement Card. Select a reason for needing a new card, then follow the onscreen instructions.If you need to, you can cancel your request for a titanium Apple Card by chatting with an Apple Card Specialist. In the Wallet app, tap Apple Card, tap the ellipsis button, then tap Message to begin a
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How to Lock or Unlock Your Titanium Apple Card

Wednesday August 7, 2019 4:17 pm PDT by Tim Hardwick
Apple's titanium Apple Card has a traditional magstripe on the back and a built-in chip, but unlike typical credit cards, there's no card number or expiration date on the front, and no CVV or signature space on the back. All of this information is stored in the Wallet app on your iPhone, which makes Apple Card more secure than other credit cards. That said, if your card is lost or stolen then you'll want to lock it so that it can't be used to make purchases. To lock your titanium Apple Card, follow these steps. How to Lock Your Titanium Apple Card Launch the Wallet app on your iPhone. Tap the ellipsis button (the circular icon containing three dots). Scroll down to Physical Card and tap Lock Card. Follow the onscreen instructions. Once you've locked your Apple Card, no-one can use it to make purchases. If at any point you're able to retrieve your card, here's how to unlock it using your iPhone. How to Unlock Your Titanium Apple Card. Launch the Wallet app. Tap Apple Card. Tap the ellipsis button (the circular icon containing three dots). Scroll down to Physical Card and tap Unlock Card. Follow the onscreen instructions.Once your Apple Card is unlocked it will function just as before, so you can use it to make purchases again. If your card is irretrievably lost, damaged, or stolen, you can request a replacement
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