5 New iOS 16 Features Coming to Your iPhone in 2023

Apple recently released iOS 16.2 with many new features. Now, attention turns to additional features coming to the iPhone in 2023.

General iOS 16 Feature Yellow
We've recapped five iPhone features that Apple has previously promised to launch or expand, such as an Apple Pay Later financing option and an Apple Card savings account for earning interest on Daily Cash. At least one feature listed below will be part of iOS 16.3, while some might not launch until iOS 16.4 or later.

Advanced Data Protection in More Countries

Apple advanced security Advanced Data Protection screen Feature greenblue
Apple recently introduced an optional Advanced Data Protection feature that expands end-to-end encryption to many additional areas of iCloud when enabled, including iCloud Backups, Photos, Notes, Reminders, Voice Memos, and more. The feature was enabled in iOS 16.2, macOS 13.1, and other recent software updates for U.S. users only and will start rolling out to the rest of the world in early 2023, according to Apple.

It's unclear exactly when Advanced Data Protection will be available in additional countries, but given the early 2023 timeframe, it's possible that the feature will be enabled in upcoming betas, such as iOS 16.3 or iOS 16.4.

Apple Pay Later

Apple Pay Later Quick Green Feature
Announced at WWDC 2022 in June, Apple Pay Later is a financing feature that will let qualifying customers in the U.S. split a purchase into four equal payments over six weeks, with no interest or fees to pay. The feature will be built into the Wallet app and will be available for purchases online and in apps on the iPhone and iPad.

Apple says the feature is coming in a future software update for qualifying applicants in the U.S. and may not be available in all states. Apple Pay Later is not available with iOS 16.2 and is not present in the first beta of iOS 16.3. Bloomberg's Mark Gurman has suggested that the feature might not launch until iOS 16.4 next year.

Security Keys for Apple ID

Apple advanced security Security Keys screen Feature crop
iOS 16.3 enables a new Security Keys for Apple ID feature that Apple said will be available globally in early 2023. The feature gives users the option to use hardware security keys to further protect their account. For users who enable this feature, Security Keys strengthens Apple's two-factor authentication by requiring a hardware security key as one of the two factors instead of a verification code from another Apple device.

Apple does not plan to release its own hardware security keys. The feature will rely on third-party security keys available from brands like Yubico.

Apple Card Savings Account

Apple Card Savings Account JPG
In October, Apple announced that Apple Card users would soon be able to open a new high-yield savings account from Goldman Sachs and have their Daily Cash cashback rewards automatically deposited into it, with no fees, no minimum deposits, and no minimum balance requirements. The account would be managed through the Wallet app on the iPhone.

Once the account is set up, all Daily Cash received from that point on would be automatically deposited into it and start earning interest, unless a user opts to continue having Daily Cash added to their Apple Cash balance. Apple Card provides 2-3% Daily Cash on purchases made with Apple Pay and 1% on purchases made with the physical card.

The savings account was listed in the release notes for the iOS 16.1 Release Candidate, but it did not end up launching with that update. It's still not available as of the first beta of iOS 16.3, so it's unclear when it will be available.

Apple's credit card remains available in the U.S. only.

Emergency SOS via Satellite in More Countries

Emergency SOS via Satellite iPhone YT
Apple recently announced that the iPhone 14's life-saving Emergency SOS via Satellite feature will be supported in additional countries next year. However, Apple did not provide a list of countries where the feature will be expanding to next.

Emergency SOS via Satellite first launched in November in the U.S. and Canada and requires an iPhone 14, iPhone 14 Plus, iPhone 14 Pro, or iPhone 14 Pro Max running iOS 16.1 or later. The service became available in France, Germany, Ireland, and the UK earlier this month, with iOS 16.2 required for some local emergency service numbers. The service is free for two years starting at the time of activation of an iPhone 14 model.

The feature allows iPhone 14 users to send text messages to emergency services via satellite when outside the range of cellular and Wi-Fi coverage.

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