Apple Card Promo Offers $75 in Daily Cash to New Users

The two year 0% financing on iPhones is why I got it. Then every year when the new iPhone is around the corner I sell the phone for most of what I originally paid, pay off the remaining balance, then do the two year 0% thing on the new iPhone. And it builds my credit and the limit goes up every time I do this. So ... yay.

Come-on Apple Canada...

they don’t care lol. they see what the competition does and they just shrug.

curious to see how they’ll grow/elevate Apple Card though, if at all.

The $75 was enough to entice me. It's $75 I didn't have before. I like the convenience of Apple Card and how easy it is to manage but it doesn't have the high rewards of some of my other cards so I don't use it quite as much.

That's not a very serious sign up bonus (SUB). A typical no annual fee (AF) card might offer a $200 bonus if you spend $500 in the first 3 months.

If I buy a pack of gum for $0.50, I get a $75 bonus on a no AF card. That's a much higher reward than getting $125 more for spending $495.50 more.

The $75 was enough to entice me. It's $75 I didn't have before. I like the convenience of Apple Card and how easy it is to manage but it doesn't have the high rewards of some of my other cards so I don't use it quite as much.

that’s awesome. my rule of thumb is… if you like it and it doesn’t hurt you physically, emotionally or fincianclly… just get it! lol

people love to say “why get Apple Card? there are a MILLION better cards out there!”

uhh because I like Apple, it’s convenient, integrates well into the ecosystem and is TITANIUM. that’s reason enough lol.

a nice addition.

I'm interested in where you retrieved your statistics from?

The only 2.5% cash back card (on everything) with no AF I've heard of is the USAA Limitless... And it was available in select states, required a single direct deposit of $1,000 or more a month, and also no longer exists.

If you want 2.5%+ back in rewards on all purchases, one would have to get a Chase or AMEX and redeem for flight mileage.

Even with 2% being a minimum, Apple Card falls short as you have to use Apple Pay in order to get that amount, while many other cards give it to you on ALL purchases, including using the physical card.

It's also missing a lot of the fairly common features found on other cards, like rental insurance, extended warranties, and more.

https://www.forbes.com/advisor/credit-cards/reviews/the-apple-credit-card/

https://time.com/nextadvisor/credit-cards/reviews/is-the-apple-credit-card-right-for-you/

https://www.nerdwallet.com/article/credit-cards/cash-back-credit-cards-1-point-5-percent-new-standard