Apple Pay Expanding to China, Possibly France and Canada's Big Banks

Apple Pay has launched in the U.S., U.K., Canada, and Australia to date, and the mobile payments service could expand to a fifth country this week: China. A customer service representative for China's Guangfa Bank, using the bank's public WeChat account, appears to have confirmed that Apple Pay will officially go live in the world's most populous country on February 18 at 5:00 a.m. local time.

Apple-Pay-China-WeChat

(Image: Sina via Tech in Asia)

Apple previously announced that Apple Pay will expand to China in early 2016 in partnership with UnionPay, a state-run interbank network that holds a monopoly on the country's credit and debit card processing. UnionPay cardholders will be able to use Apple Pay on iPhone, Apple Watch, and iPad -- the latter for in-app purchases only. iOS 9.2 or watchOS 2.1 or later will be required, according to the screenshot.

In November, The Wall Street Journal reported that Apple reached deals with China's big four state-run banks, including the Bank of China, China Construction Bank, Industrial and Commercial Bank of China, and Agricultural Bank of China, to launch its iPhone-based payments service in the country. The report said Apple Pay could launch by the weeklong Chinese New Year, which concluded on February 13.

That prospective date has since passed, but a pair of YouTube videos surfaced in January that appeared to show Apple Pay working with UnionPay bank cards in China for both in-store and in-app purchases. It is possible that Apple soft launched Apple Pay in China with select participating issuers in order to test the payments service, ahead of its official launch in the country in a few days.

Apple-pay-in-stores-amex
Meanwhile, French website iGeneration claims that Apple is preparing to launch Apple Pay in France and could make an announcement in the first half of 2016 -- perhaps at WWDC in June. The report claims it is unclear when Apple Pay will become available in French stores, nor does it have information about which banks and participating issuers will support the service upon launch.

Last, new evidence has been uncovered that hints at Apple Pay support coming to Canada's big banks. Specifically, Twitter user ChaseFromm2016 recently discovered a "NetworkInterac" string hidden in iOS 9.2.1 code, as shared by the blog iPhone in Canada. The same string was also shared on Chinese website Feng last month, in the screenshot pictured right, according to the report.

Apple-Pay-Network-Interac


Interac is Canada's official debit card network, adopted by the country's largest banks and credit unions nationwide, including BMO, CIBC, Desjardins, Meridian, National Bank of Canada, RBC, Scotiabank, TD Canada Trust, and many others. TD Canada Trust already stirred speculation in October when it inadvertently listed Apple Pay as a method of payment on its website, before quickly removing it.

Apple Pay is currently limited to American Express cardholders in Canada and Australia, and the same partnership will be extended to Hong Kong, Singapore, and Spain later this year. Apple Pay is now available at more than 2 million retail locations, and Au Bon Pain, Crate & Barrel, Chick-fil-A, Cinnabon, Chili's, KFC, and Starbucks stores now do or soon will accept the payments service in the U.S.

Update: Reuters confirms that Apple Pay officially launches in China on February 18.

Related Roundup: Apple Pay

Popular Stories

App Store vs EU Feature 2

Apple Says It Doesn't Approve of EU Porn App

Monday February 3, 2025 1:15 pm PST by
Apple does not approve of the "Hot Tub" pornography app that was released for the iPhone in the EU using alternative app distribution, Apple said in a statement to MacRumors. Further, Apple is concerned about the potential user safety risks with a pornography app, and says that it undermines consumer trust in the Apple ecosystem. We are deeply concerned about the safety risks that hardcore...
iOS 18

iOS 18.4 Will Include These New Features for Your iPhone

Wednesday February 5, 2025 7:15 am PST by
iOS 18.3 was released last month, so the first iOS 18.4 beta should be coming soon. iOS 18.4 is expected to be a more substantial update for the iPhone, with several new features and changes related to Apple Intelligence and beyond. Apple's website suggests that iOS 18.4 will be released in April, following beta testing. Below, we outline what to expect from the update so far. Apple...
General Apple Invites Feature

Apple Launches New 'Invites' App

Tuesday February 4, 2025 8:00 am PST by
Apple today announced the launch of a new app called "Invites," which is designed to allow users to plan events like birthday parties, graduations, vacations, baby showers, and more. "With Apple Invites, an event comes to life from the moment the invitation is created, and users can share lasting memories even after they get together," said Brent Chiu-Watson, Apple's senior director of...
maxresdefault

An Apple TV Refresh is Coming in 2025 - Here's What You Should Know

Wednesday February 5, 2025 10:17 am PST by
Apple hasn't refreshed the Apple TV since 2022, but rumors suggest that we're finally going to get an update in 2025. We don't have a full picture of what to expect yet, but we have some hints on what's coming. Subscribe to the MacRumors YouTube channel for more videos. Updated A-Series Chip The current Apple TV 4K uses the A15 Bionic chip that was in the iPhone 13 lineup, and it's time for...
applecare apple care banner

Apple Raises Monthly AppleCare+ Subscription Price for All iPhones

Tuesday February 4, 2025 9:35 am PST by
Apple this week increased the prices for its monthly AppleCare+ subscription prices for the iPhone, raising the cost by 50 cents for all models in the United States. Standard AppleCare+ for the iPhone 16 models is now priced at $10.49 per month, for example, up from the prior $9.99 per month price. The 50 cent price increase applies to all available AppleCare+ plans for Apple's current...
iCloud General Feature Redux

'Apple Invites' Leaked on iCloud Website

Tuesday February 4, 2025 7:11 am PST by
Update: The new Apple Invites app has officially been announced. The main iCloud.com page has seemingly confirmed Apple's rumored invites tool, which has yet to be officially announced by the company. The page says "Apple Invites" will be an iCloud+ feature:Upgrade to iCloud+ to get more storage, plan events with Apple Invites, and have peace of mind with privacy features like iCloud...
apple power beats pro 2

Apple Expected to Announce Powerbeats Pro 2 on February 11 With These New Features

Sunday February 2, 2025 6:15 am PST by
Apple previously teased that Powerbeats Pro 2 would be released in 2025, and now an announcement date has leaked. Bloomberg's Mark Gurman today said Apple plans to unveil the wireless earbuds on Tuesday, February 11. Powerbeats Pro 2 will be priced at $250 in the U.S., he said. Powerbeats Pro are a sportier, fitness-focused alternative to AirPods Pro with built-in, adjustable ear hooks...
maxresdefault

Testing Apple's New Invites App for Event Planning

Tuesday February 4, 2025 10:26 am PST by
Apple today surprised us with a new Invites app, which is designed for planning events like birthday parties, vacations, and baby showers. We checked it out in our latest video to see how it works, what you can use it for, and to demonstrate all of the different features in the app. Subscribe to the MacRumors YouTube channel for more videos. Invites is a standalone app that you can download...

Top Rated Comments

ParanoidDroid Avatar
117 months ago
ApplePay will eventually launch in Germany too – a few centuries later. o_O
Score: 10 Votes (Like | Disagree)
LoveToMacRumors Avatar
117 months ago
BRING THE REAL APPLE PAY TO CANADA PLEASE. OH PLEASE PLEASE GOD PLEASE
Score: 7 Votes (Like | Disagree)
garirry Avatar
117 months ago
If Interac is what will be used for Canadian Apple Pay, I think we will be fine as it is accepted pretty much everywhere from what I've seen. I don't own an iPhone, but I'm pretty excited for this anyway! And Apple Pay in France would be nice as well.
Score: 5 Votes (Like | Disagree)
GenesisST Avatar
117 months ago
Apple pay has only launched in English speaking countries so far.. racism
Just for the sake of arguing: Canada has two official languages, English and Français. I have seen Pay signs in French at my local McDonald's, 'sti!
Score: 5 Votes (Like | Disagree)
Number-Six Avatar
117 months ago
I hope the rumor about Canada is true !
Score: 4 Votes (Like | Disagree)
numbersyx Avatar
117 months ago
Most canadians don't use amex in Canada... There is no apple pay in Canada until MasterCard and Visa decide to change things.
Been using Amex here since Apple Pay launched in Canada and have had no issues. Most of the big retailers have contactless and Amex (Canadian Tire, Rona, Shoppers Drug Mart, Staples etc.). Great thing about Amex is there is no limit. Still laugh when the store assistants gawp when they see me use my Apple Watch. Expansion to the big banks is only a matter of time.
Score: 4 Votes (Like | Disagree)