Night mode is an automatic setting which takes advantage of the new wide-angle camera that's in the iPhone 11 and 11 Pro models. It's equipped with a larger sensor that is able to let in more light, allowing for brighter photos when the light is low.
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Apple Pay Expected to Launch in China by February 2016
Apple plans to launch Apple Pay in mainland China before the weeklong Spring Festival starting February 8, 2016, also known as the Chinese New Year, according to The Wall Street Journal.
The report claims Apple recently reached deals with China's big four state-run banks to launch Apple Pay, but the iPhone maker could still face regulatory hurdles in the country.
China's big four state-run commercial banks include the Bank of China, China Construction Bank, Industrial and Commercial Bank of China and Agricultural Bank of China.
Alipay and Tenpay are currently the two largest electronic payment platforms in China, with nearly 64% combined market share, according to the report, citing research firm Analysys.
China's only interbank network UnionPay holds a monopoly on the country's credit and debit card processing, effectively blocking MasterCard and Visa. The state-run organization does offer some credit cards affiliated with American Express, MasterCard or Visa for use abroad.
One Chinese developer who has seen the latest beta version of Apple’s mobile-operating system said logos for China’s UnionPay can be found within the package. China UnionPay Co. press officials didn’t respond to requests for comment.Apple is committed to an international expansion of Apple Pay, having launched the mobile payments service in Australia and Canada last week in partnership with American Express. Apple Pay is also coming to Hong Kong, Singapore and Spain in 2016.
China has also been an oft-rumored candidate for Apple Pay. Apple CEO Tim Cook told Chinese news agency Xinhua in May that Apple "very much want to get Apple Pay in China," adding that he is "very bullish on Apple Pay in China."
Apple has registered an entity in the Shanghai free-trade zone to prepare for the launch of Apple Pay in China, the WSJ previously reported. Apple Technology Service (Shanghai) Ltd. was registered on June 10, per the Shanghai government's company registry.
Related Roundup: Apple Pay
Tag: China
[ 47 comments ]
Top Rated Comments
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51 months ago
Always amazing how people are upset (seriously?) about something that considering how long we live is only a blip in our lives.
Folks, you survived so far without Apple Pay and NFC!
Your Mom still loves you (I hope) and eventually Apple or Google or Samsung or Microsoft Pay will come to you
and be everywhere.
Good things come to those who wait!
Folks, you survived so far without Apple Pay and NFC!
Your Mom still loves you (I hope) and eventually Apple or Google or Samsung or Microsoft Pay will come to you
and be everywhere.
Good things come to those who wait!
51 months ago
Always amazing how people are upset (seriously?) about something that considering how long we live is only a blip in our lives.
Folks, you survived so far without Apple Pay and NFC!
Your Mom still loves you (I hope) and eventually Apple or Google or Samsung or Microsoft Pay will come to you
and be everywhere.
Good things come to those who wait!
I think people (at least in the US) expected a seamless experience just like with Apple's other products. Unfortunately it didn't work out that way, partly because Apple didn't expect such a huge backlash by some retailers and partly because the rest simply put off upgrading until the last second. Knowing what they know now, Apple probably would either have purchased LoopPay and included MST in their products to compensate or would have put a far greater emphasis on in-app use of Apple Pay in the US than in-store use for the first year or two.
51 months ago
0.15 for every $100 is a big cut? :confused:
In some countries, it's a HUGE cut.
For example, contactless fees in many EU countries such as France are only around 0.22%. The UK, which might be capping theirs soon the same way, is currently 0.65%. Either way, giving Apple 0.15% is impossible to support.
In Canada, the debit card fee is $0.006 (6/10ths of a penny) per transaction. In the US, Apple demands 1/2 cent per debit transaction, or what would be almost the entire Canadian fee.
--
And that's just the tip of the Apple Pay iceberg. Banks also have to pay Visa/MC etc for tokenization services per transaction. For example, MC charges $0.50 for provisioning a token, and $0.025 per token API call.
The banks also have to hire extra help centers for Apple Pay.
Moreover, they have to give Apple constant reports about purchase types and places... information that was formerly proprietary.
--
At least MC and the banks are providing servers and services and comms and fraud handling to earn their per-transaction fee.
OTOH, Apple itself has no such costs during a transaction, since they only provide the device (which they already made a huge profit on). The fee is basically a charge for access to their users (a classic the-customer-is-the-product scenario).
51 months ago
Europe is a more capital intensive market, actually, and FYI, by number of inhabitants as well. The GDP is higher than in US. So what's your point?
But Europe doesn't buy as many iPhones as other markets. So Europe can just sit down and wait. :p
51 months ago
I like how Apple is expanding to China, and trying to push expansion into Australia and Canada with American Express, but we need some more merchants on board.
Fandango was a great edition to the list of Apple Pay partners, but stores like Big Lots, Johnny Rockets, Regal Cinemas, and JC Penny have been on the "coming soon" list for what seems like forever. What gives?
Fandango was a great edition to the list of Apple Pay partners, but stores like Big Lots, Johnny Rockets, Regal Cinemas, and JC Penny have been on the "coming soon" list for what seems like forever. What gives?
51 months ago
Pssst.. Apple! Don't forget Visa and Mastercard in Canada, pretty please!
I'm posting this in as many Apple Pay related things I can find, but previously when I tried to add my RBC MasterCard or TD Visa, I was told "The issuer does not support this card". My RBC card still does, but my TD Visa now says "An error occurred" making it seem like maybe the TD cards are now attempting to actually contact TD Canada Trust but something isn't fully set up (obviously).
51 months ago
('https://www.macrumors.com/2015/11/24/apple-pay-china-launch-by-february-2016/')
Apple plans to launch Apple Pay in mainland China before the weeklong Spring Festival starting February 8, 2016, also known as the Chinese New Year, according to The Wall Street Journal ('http://www.wsj.com/articles/apple-pay-may-launch-in-china-by-february-sources-say-1448340287').
The report claims Apple recently reached deals with China's big four state-run banks to launch Apple Pay, but the iPhone maker could still face regulatory hurdles in the country.
China's big four state-run commercial banks include the Bank of China, China Construction Bank, Industrial and Commercial Bank of China and Agricultural Bank of China.
Alipay and Tenpay are currently the two largest electronic payment platforms in China, with nearly 64% combined market share, according to the report, citing research firm Analysys.
China's only interbank network UnionPay holds a monopoly on the country's credit and debit card processing, effectively blocking MasterCard and Visa. The state-run organization does offer some credit cards affiliated with American Express, MasterCard or Visa for use abroad.Apple is committed to an international expansion of Apple Pay, having launched the mobile payments service in Australia ('https://www.macrumors.com/2015/11/18/apple-pay-launches-australia-american-express/') and Canada ('https://www.macrumors.com/2015/11/17/apple-pay-launches-canada-american-express/') last week in partnership with American Express. Apple Pay is also coming to Hong Kong, Singapore and Spain ('https://www.macrumors.com/2015/10/27/apple-pay-american-express-partnership/') in 2016.
China has also been an oft-rumored candidate for Apple Pay. Apple CEO Tim Cook told Chinese news agency Xinhua in May that Apple "very much want to get Apple Pay in China," adding that he is "very bullish on Apple Pay in China."
Apple has registered an entity in the Shanghai free-trade zone to prepare for the launch of Apple Pay in China, the WSJ ('http://www.wsj.com/articles/apple-pay-begins-entry-into-chinese-market-1442566884') previously reported. Apple Technology Service (Shanghai) Ltd. was registered on June 10, per the Shanghai government's company registry.
Article Link: Apple Pay Expected to Launch in China by February 2016 ('https://www.macrumors.com/2015/11/24/apple-pay-china-launch-by-february-2016/')
How is it even possible we don't have ApplePay in Europe yet (I mean everywhere in Europe!)??? I lived in China for quite a bit and I haven't seen anyone using NFC payment cards. I don't think more than 1% of the stores are even equipped to accept NFC payments...
51 months ago
Despite the market itself, and its potential, Apple Pay might not be able to trigger a massive revolution of NFC payment in the near future. It is more like integrating with Taobao, Tianmao and Alipay to enable in-app Apple Pay purchase.
But yeah, if Apple Pay can support public transit system payment, like what it has done in London, UK, that would be great. I hope one day I can just carry my phone to use Opal card, rather than carrying one more card with me.
But yeah, if Apple Pay can support public transit system payment, like what it has done in London, UK, that would be great. I hope one day I can just carry my phone to use Opal card, rather than carrying one more card with me.
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