Apple Pay Coming Soon to Crate & Barrel, Chick-fil-A and Au Bon Pain

Thursday February 4, 2016 4:18 am PST by Tim Hardwick
Apple-Pay-250x434 (1) copyApple Pay is now available at more than 2 million retail locations, with merchants such as Crate & Barrel, Chick-fil-A and Au Bon Pain set to accept the system in stores imminently, reports The Business Times.

Online clothing retailer Zappos.com also added Apple Pay to its iPhone and iPad apps on Tuesday, following a number of requests from customers to use the feature.

The announcement by Apple comes alongside news that the mobile payment service exceeded the company's goal to make it available at 1.5 million locations by the end of 2015. In-app purchases using the service also more than doubled in the last six months of 2015 compared with the first half, says the company.

Despite the upbeat announcement, Apple still has work to convince U.S. customers to use Apple Pay at retail stores. According to a survey by consumer researcher Pymnts and InfoScout, 16.6 percent of people who own newer iPhones tried Apple Pay in October, an increase from 9 percent in November 2014.

Apple Pay is set to expand to China early this year, making it the fifth country to adopt the payments service since its U.S. launch in October 2014. The service expanded to the United Kingdom in July 2015, followed by Australia and Canada last November in partnership with American Express. Hong Kong, Singapore and Spain are also expected to gain support later this year.

Related Roundup: Apple Pay
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Rogifan
52 months ago

And SamsungPay is accepted everywhere you can swipe a credit card (i.e. EVERYWHERE)

Sorry, but Samsung won this round Apple, next -->

Is it more secure than swiping a credit card? If not then I might as well just swipe my card.
Rating: 11 Votes
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bstpierre
52 months ago

That's utter nonsense. It's accepted anywhere that has an NFC reader. If there is no NFC reader on a unit, it won't magically take Samsung Pay. Same for Apple Pay, it works anywhere with an NFC reader even if the store doesn't "officially" accept it. At my work we have a Square unit that accepts it and a sticker on our door, I highly doubt we're included in that 2 million figure. Same for my barbershop that now accepts Apple Pay. The 2 million figure is only covering Apple's major partners.

If you tried to use Samsung pay at our store before we upgraded to an NFC unit, you would have looked like a moron because it wouldn't have worked. No such thing as magic, and the latest Samsung Pay commercial at Katz's deli is very misleading.


SamsungPay is suppose to emit a signal that mimics what a regular swipe machine would interpret as a card being swiped. That is the way it works everywhere.
Rating: 8 Votes
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Tiger8
52 months ago
And SamsungPay is accepted everywhere you can swipe a credit card (i.e. EVERYWHERE)

Sorry, but Samsung won this round Apple, next -->

EDIT: Just wanted to add the source:

http://money.cnn.com/infographic/technology/mobile-payment-comparison/

Both Apple Pay and Samsung pay have NFC, yes, but as it says for Samsung: At old card machines, uses MST (magnetic fields)
Rating: 8 Votes
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WarHeadz
52 months ago

And SamsungPay is accepted everywhere you can swipe a credit card (i.e. EVERYWHERE)

Sorry, but Samsung won this round Apple, next -->

That's utter nonsense. It's accepted anywhere that has an NFC reader. If there is no NFC reader on a unit, it won't magically take Samsung Pay. Same for Apple Pay, it works anywhere with an NFC reader even if the store doesn't "officially" accept it. At my work we have a Square unit that accepts it and a sticker on our door, I highly doubt we're included in that 2 million figure. Same for my barbershop that now accepts Apple Pay. The 2 million figure is only covering Apple's major partners.

If you tried to use Samsung pay at our store before we upgraded to an NFC unit, you would have looked like a moron because it wouldn't have worked. No such thing as magic, and the latest Samsung Pay commercial at Katz's deli is very misleading.
Rating: 8 Votes
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Rogifan
52 months ago
So when is it coming to Target?
Rating: 6 Votes
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AlliFlowers
52 months ago
Yesterday we stopped at Rite-Aid. There are signs up everywhere proudly claiming all the electronic forms of payment they take. My husband was treating me to some chocolate after a very long day, so at the register he tried his Samsung Pay. Nothing. Tried again. This time it said "pin not accepted." Finally I put up my Apple watch and paid for my own darn chocolate.

Samsung Pay is almost there, but not quite.

And SamsungPay is accepted everywhere you can swipe a credit card (i.e. EVERYWHERE)

Sorry, but Samsung won this round Apple, next -->


SamsungPay is suppose to emit a signal that mimics what a regular swipe machine would interpret as a card being swiped. That is the way it works everywhere.

Rating: 5 Votes
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John Mcgregor
52 months ago
Worldwide? You must be joking.
Rating: 5 Votes
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vsuri
52 months ago

Another thought I have always had... If Apple would just bite the bullet and keep their hand out of the cookie jar on things like Apple Pay, I feel like they would take off much more quickly and be more widespread. I think a lot of retailers chose not to go with Apple Pay because of Apple's cut of every transaction scared them off. I understand why they do it from a business perspective, but I feel like it could've been a bigger, more revolutionary thing.


Retailers do not pay anything to Apple. Credit card issuing banks do. Retailers pay the same interchange whether the physical card is used or Apple Pay is used. In fact, the risk of chargeback on Apple Pay transactions is probably lower.
Rating: 4 Votes
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StuB
52 months ago

Does it pass the card number and information in that signal? If not, that is pretty nice.


Apparently it uses tokenisaton, so pretty secure:

"Even though it's transmitting via a magnet, Samsung Pay seems to be set up to maintain security. It uses tokenization, which means that your actual credit card isn't sent, instead it uses a temporary one that Visa or Mastercard creates for you."
Rating: 4 Votes
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Chupa Chupa
52 months ago

I still think you should be able to use Apple Pay without having a password set up on your iPhone. I prefer not to use a passcode for unlock. I don't see why it is set up this way, an unwanted user would still need your fingerprint to make a purchase, or your passcode to make any changes in settings.



Right but w/o a p/w on your phone if you lost your phone then the person who found the phone could add his/her fingerprint to the profile which would then give them unfettered access to your credit cards.
Rating: 4 Votes

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