Apple Pay Launches in Australia for American Express Cardholders

Apple Pay has launched in Australia in partnership with American Express, expanding iPhone-based mobile payments to a fourth country following Canada earlier this week. The service can be used at Coles, Harvey Norman, Kmart, McDonald's, Starbucks, Woolworths and other select Australian stores that accept American Express and have NFC-equipped payment terminals.

Apple-pay-in-stores-amex
American Express cardholders can add credit cards in the Wallet app on iOS 9.1 by tapping the "Add Credit or Debit Card" option. Apple Pay currently only works with cards issued directly by American Express, and not bank-issued cards like the CommBank Awards American Express or Westpac Altitude Black American Express cards.

Apple says Australian customers will "soon" be able to add store credit cards and loyalty cards to Wallet, and use them to make purchases and redeem rewards with Apple Pay. Kohl's became the first U.S. retailer to offer store-branded cards in Apple Pay last month, while Walgreens launched the first stateside Apple Pay loyalty rewards program a few weeks ago.

American Express is not as popular or widely accepted as MasterCard or Visa in Australia, but the partnership could place pressure on negotiations between Apple and Australian banks like Commonwealth Bank, NAB and Westpac. No bank-issued debit and credit cards work with Apple Pay in Australia at this time.

Australia, like Canada and many European countries, has been well prepared for Apple Pay, as many retailers and businesses have the required contactless payments infrastructure in place. The country has also adopted Chip-and-PIN cards, and Apple Pay is a natural extension of that functionality.

Apple has slowly rolled out Apple Pay since announcing the service, starting with the U.S. in October 2014 and expanding to the U.K. last July. Beyond Australia and Canada, Apple is also partnering with American Express to bring Apple Pay to Spain, Singapore and Hong Kong next year.

Apple Pay recently gained support for Tesco Bank and TSB in the U.K. and over 90 new participating U.S. issuers. Yesterday, Apple confirmed that Apple Pay support is also coming to Domino's and Cinnabon in the U.S. by yearend and 2016 respectively. Starbucks, KFC and Chili's locations will adopt Apple Pay next year.

Apple's website has a new page with more details about Apple Pay in Australia.

Related Roundup: Apple Pay

Popular Stories

iPadOS 26 App Windowing

Apple Explains Why iPads Don't Just Run macOS

Friday June 13, 2025 7:46 am PDT by
iPadOS 26 allows iPads to function much more like Macs, with a new app windowing system, a swipe-down menu bar at the top of the screen, and more. However, Apple has stopped short of allowing iPads to run macOS, and it has now explained why. In an interview this week with Swiss tech journalist Rafael Zeier, Apple's software engineering chief Craig Federighi said that iPadOS 26's new Mac-like ...
iphone 16 pro models 1

17 Reasons to Wait for the iPhone 17

Thursday June 12, 2025 8:58 am PDT by
Apple's iPhone development roadmap runs several years into the future and the company is continually working with suppliers on several successive iPhone models simultaneously, which is why we often get rumored features months ahead of launch. The iPhone 17 series is no different, and we already have a good idea of what to expect from Apple's 2025 smartphone lineup. If you skipped the iPhone...
Logitech Logo Feature

Logitech Announces Two New Accessories for WWDC

Friday June 13, 2025 7:22 am PDT by
Alongside WWDC this week, Logitech announced notable new accessories for the iPad and Apple Vision Pro. The Logitech Muse is a spatially-tracked stylus developed for use with the Apple Vision Pro. Introduced during the WWDC 2025 keynote address, Muse is intended to support the next generation of spatial computing workflows enabled by visionOS 26. The device incorporates six degrees of...
iOS 26 Screens

Here Are All the iOS 26 Features That Require iPhone 15 Pro or Newer

Thursday June 12, 2025 4:53 am PDT by
With iOS 26, Apple has introduced some major changes to the iPhone experience, headlined by the new Liquid Glass redesign that's available across all compatible devices. However, several of the update's features are exclusive to iPhone 15 Pro and iPhone 16 models, since they rely on Apple Intelligence. The following features are powered by on-device large language models and machine...
CarPlay Liquid Glass Dark

Apple to Let iPhone Users Watch Videos on CarPlay Screen While Parked

Thursday June 12, 2025 6:16 am PDT by
Apple this week announced that iPhone users will soon be able to watch videos right on the CarPlay screen in supported vehicles. iPhone users will be able to wirelessly stream videos to the CarPlay screen using AirPlay, according to Apple. For safety reasons, video playback will only be available when the vehicle is parked, to prevent distracted driving. The connected iPhone will be able to...
iOS 26 on Three iPhones

Hate iOS 26's Liquid Glass Design? Here's How to Tone It Down

Wednesday June 11, 2025 4:22 pm PDT by
iOS 26 features a whole new design material that Apple calls Liquid Glass, with a focus on transparency that lets the content on your display shine through the controls. If you're not a fan of the look, or are having trouble with readability, there is a step that you can take to make things more opaque without entirely losing out on the new look. Apple has multiple Accessibility options that ...
Mac Studio Feature

Apple Begins Selling Refurbished Mac Studio With M4 Max and M3 Ultra Chips at a Discount

Thursday June 12, 2025 10:14 am PDT by
Apple today added Mac Studio models with M4 Max and M3 Ultra chips to its online certified refurbished store in the United States, Canada, Japan, Singapore, and many European countries, for the first time since they were released in March. As usual for refurbished Macs, prices are discounted by approximately 15% compared to the equivalent new models on Apple's online store. Note that Apple's ...
iOS 26 Feature

Apple Seeds Revised iOS 26 Developer Beta to Fix Battery Issue

Friday June 13, 2025 10:15 am PDT by
Apple today provided developers with a revised version of the first iOS 26 beta for testing purposes. The update is only available for the iPhone 15 and iPhone 16 models, so if you're running iOS 26 on an iPhone 14 or earlier, you won't see the revised beta. Registered developers can download the new beta software through the Settings app on each device. The revised beta addresses an...
maxresdefault

Everything Apple Announced at WWDC 2025 in 10 Minutes

Monday June 9, 2025 5:21 pm PDT by
At today's WWDC 2025 keynote event, Apple unveiled a new design that will inform the next decade of iOS, iPadOS, and macOS development, so needless to say, it was a busy day. Apple also unveiled a ton of new features for the iPhone, an overhauled Spotlight interface for the Mac, and a ton of updates that make the iPad more like a Mac than ever before. Subscribe to the MacRumors YouTube channel ...

Top Rated Comments

sladey Avatar
125 months ago
I'm confused by this sentiment. Last time I was in Australia about 50% of the stores that I saw had AmEx logos on their doors. Are they a particularly bad bank there or something?
Background to card payments in Australia...

CONTACTLESS PAYMENT: Has been up and running for 5 years already by simply tapping your credit/debit card on the reader at almost every retailer, or more recently your phone with NFC chip sticker on the back. Apple Pay is not a revolution in Australia, its a "who cares" moment. So instead of tapping your phone or card, you tap your phone or watch. Whoop-de-doo!!!

BANKS: there are four main banks in Australia who dominate banking. They take 82 cents per $100 card payment and they are unwilling to make a deal with Apple to hand over 15 cents when the contactless system that exists is in use everyday by nearly every Australian with a bank account. What's in it for the banks to do a deal with Apple? Nothing except a loss of profit.

AMEX: in Australia has in the past charged retailers EXCESSIVE fees for accepting payments. To share the love, retailers have in the past either decided not to accept Amex or charged customers additional fees on top of their purchase cost.

As a result many many Australians do not now and never will use Amex as they are viewed as overcharging scumbags. Some retailers, presumably in order top pick up the tourist dollar from overseas visitors, now accept Amex but for many Australians Amex carries a lot of negative baggage.

Amex has tried to expand its foothold in Australia by:
- reducing its fees slightly to retailers, although their reputation is ingrained in the Australian psyche and some retailers still charge higher fees for using Amex because the public expects them too.
- introducing co-branded Amex cards with large retailers like David Jones. These will work with Apple Pay as they are genuine Amex cards
- introducing co-branded Amex cards with the four banks (although these are usually supplementary cards to a Visa or Mastercard account with those banks). These are the bulk of Amex cards and WILL NOT WORK with Apple Pay because the banks will not give up their lucrative fees.
Score: 7 Votes (Like | Disagree)
tmanto02 Avatar
125 months ago
Australia has real coffee, only stupid Americans go to Starbucks in Australia thinking it sells "coffee".
This. Starbucks coffee is rubbish. There are many case studies as to why Starbucks failed in Australia - and the reason was because their coffee is horrible compared to local coffee shops that are literally everywhere.
Score: 7 Votes (Like | Disagree)
entropys Avatar
125 months ago
There must be at least several dozen people in Australia that actively use Amex.
Score: 6 Votes (Like | Disagree)
avanpelt Avatar
125 months ago
ApplePay is infinitely more useful in Australia, Canada, and the UK when cards are loaded into the iPhone than it is here in the U.S. I have every single Amex and Visa card I own linked to ApplePay and almost nowhere to use ApplePay except for fast food joints. And Apple's big news is that Dominos, KFC, Chili's and Cinnabon will be supporting ApplePay soon. Great...even more places to use the technology that my waistline doesn't need.
Score: 5 Votes (Like | Disagree)
BrentD Avatar
125 months ago
... stick on NFC chip which is compatible with any smart pone.
Stick on NFC chip... What could possibly go wrong?!
Score: 5 Votes (Like | Disagree)
landroverz7 Avatar
125 months ago
Just added my AMEX card here in Melbourne its 6:45am. Need to wait for the shops to open to try it out haha
Score: 5 Votes (Like | Disagree)