Apple Card App Expected on iPad, Barclaycard Visa No Longer Offers Apple Rewards

Friday August 2, 2019 6:08 am PDT by Joe Rossignol
Apple is set to launch its own credit card this month, and ahead of time, Bloomberg's Mark Gurman and Jennifer Surane have revealed a few more details.


The report claims that the iPad will have a dedicated app for signing up for and managing the Apple Card, as confirmed by hidden iOS 12.4 references uncovered by developer Steve Moser. This is because the Wallet app, where the ‌Apple Card‌ will usually be found, is limited to the iPhone and iPod touch.

Meanwhile, in new terms disclosed this week, the report adds that ‌Apple Card‌ holders will be offered standalone financing plans for select purchases, in addition to the ability to carry a revolving balance. This could possibly allow users to make a large purchase and pay it off over a set period of time for a fixed monthly fee.

Last, the report notes that the Barclaycard Visa no longer offers Apple rewards, such as $50 worth of Apple Store or iTunes gift cards to new customers and three points per dollar spent on Apple products. The card remains available for now with special financing rates for qualifying Apple purchases.

Apple CEO Tim Cook confirmed the Apple Card will launch in August in the United States, but he did not provide a specific date. In a previous report, Gurman said the ‌Apple Card‌ will be available as early as the first half of the month.

Tags: Apple Card Guide, Barclayscard
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Phone Junky
15 weeks ago

How bout just staying away from debt, don’t use credit cards save money and pay cash?

Cue the “well you need a high credit score” in 3 2 1...

Using cash doesn't make sense when you can:
1. Save the money for your purchase.
2. Use a credit card to make the purchase.
3. Pay off credit card on next statement therefore no interest.
4. Acquire cash back from the credit card for your purchase.
Rating: 45 Votes
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Optheduim
15 weeks ago
Well that sucks about the Barclaycard
Rating: 28 Votes
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Phone Junky
15 weeks ago

Everyone says they pay their statement off each month. But none hardly do. Not to mention what do you do when hardship strikes ?

It’s just not the best practices to use CCs and say well I’m just going to pay them off each month.

Wants vs needs... if you don’t have the cash in the bank well then you can’t afford it. Minus a mortgage of course
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My point is very few use CCs responsibility. Very few. And even the few can run into troubles now and again. Not the best financial advice imo

I haven't paid one cent of interest on a credit card in probably at least 30 years.

Your hardship scenario doesn't work. If you had paid cash for the purchase and then had a hardship, that money would already be gone so you still have the hardship.

Credit cards are fine to use for stuff you're going to buy anyway. It's the people that load them up for things they think they have to have that don't know their proper use.
Rating: 19 Votes
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Jsameds
15 weeks ago

Capitalizing on consumer financial idiocy is what this credit card is boasting about.


Using a credit card isn't financial idiocy. In fact it's more sensible than using a debit card.
Rating: 19 Votes
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mdatwood
15 weeks ago

lol using cash doesn’t make sense. That’s a good one.
1. Most people (the majority) don’t save worth a damn.
2. Pay off credit card every month ? Well things happen. Care break down, people lose their job etc. So that’s really not the best financial advice no offense.
3. Cash back deals? What other scams do you fall for?


Scams? What are you talking about? Using a CC and paying it off every month is the smartest financial decision. CCs typically offer extra warranties, purchase protections, and offer points. Just by using my CC to pay all my expenses nets me free airline tickets 1-2x/year.
Rating: 13 Votes
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JBGoode
15 weeks ago



3. Cash back deals? What other scams do you fall for?


This "scam" is going to pay for the majority of Christmas presents I will buy this year for just using credit instead of cash but thanks for your well informed commentary.
Rating: 12 Votes
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WiiDSmoker
15 weeks ago
Can’t call yourself an Apple fan if you don’t get an Apple Card to buy an Apple Watch, Apple iPhone, Apple MacBook, Apple Mac Pro, Apple iPad, Apple Pencil, and Apple Music.
Rating: 12 Votes
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triangletechie
15 weeks ago
These threads always turn into someone wagging their finger saying you should never use a cred it card.
Rating: 11 Votes
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JohnApples
15 weeks ago
I wasn’t going to jump into the CC vs no CC debate but...

There was recently a scandal in my town involving a bridal shop. The owners took payments from several customers for their wedding dresses, then just up and left. Closed the shop down and never delivered.

Those that paid with credit cards have done chargebacks. Those that paid with cash are currently SOL while they attempt to pursue legal action to get their cash back.

Credit cards aren’t for everyone, but scenarios like this are why I use mine whenever I can.
Rating: 11 Votes
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newyorksole
15 weeks ago
Ahhh so there will be special financing on select purchases. Very interesting.

I wonder how the iPad app will look. Probably much nicer on a larger screen.

They need to just launch it already! Lol
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Capitalizing on consumer financial idiocy is what this credit card is boasting about.


Yeah I’d say every company’s goal is to capitalize on a consumer’s wants, needs or idiocy. Apple isn’t doing anything out of the ordinary. Relax.
Rating: 11 Votes

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