Apple Card‌ enables couples to co-own a single ‌‌Apple Card‌‌, allowing them to build their credit score together. The process is similar to sharing an ‌Apple Card‌ with your teenager or friend but requires that you share your spouse's annual income.

apple card hands
As co-owners, remember that the both of you share responsibility for all account activity, including the payment of balances.

The process for sharing an ‌‌Apple Card‌‌ with a significant other is enabled on iPhones running iOS 14.6 or later and requires that you are in the same iCloud Family as the person you wish to co-own the ‌Apple Card‌ with.

The following steps guide you through the process of adding a co-owner to your ‌Apple Card‌.

  1. Launch the Wallet app on your iPhone.
  2. Tap your Apple Card.
  3. Tap the black ellipsis button (the three encircled dots) in the top-right corner of the screen.
    how to add a bank account apple card

  4. Under "People," tap Share My Card.
    apple card family share
  5. Tap Continue and choose a person from your Family Sharing group. (If the person you want to share your card with isn't on the list, tap Invite People to Family Sharing.)
    apple card family choose coowner
  6. Tap Become Co-Owners.
    apple card family coowner
  7. Input your estimated annual income (take into account all sources of income including shared income not earned by you) then tap Next.

  8. Tap Send Invitation.

Wait for the person to accept your invite and fill out some basic information to apply. Once they've done so, you can both start building credit on your shared ‌Apple Card‌.

Apple also allows ‌Apple Card‌ owners to share their card with people in their Family Sharing Group and set a transaction limit.

Related Stories

example slide over

How to Multitask on iPad With Slide Over

Thursday January 27, 2022 5:51 pm PST by
In iPadOS, Apple includes several multitasking options that let you work with more than one app on your iPad at the same time. This allows apps that support multitasking to be used in a few different ways. This article looks at Slide Over. Be sure to check out our separate Split View how-to guide by clicking the link. We've also provided a link for it at the end of this article. Slide Over in ...
Twitter Feature

How to Create Your Own GIFs in the Twitter iOS App

Wednesday March 23, 2022 7:19 pm PDT by
Twitter has updated its iOS app with a new in-app camera feature that lets users create their own animated GIFs for posting to the social media platform. The following steps show you how it's done. In Twitter, hit the big blue plus button to start composing a tweet. Tap the picture icon in the compose window, just above the virtual keyboard. Tap the camera icon. Make sure GIF is selected ...
messagesimages

How to Share Your Screen Using Messages on Mac

Friday December 3, 2021 4:34 pm PST by
When you're chatting in Messages, you can share your Mac's screen with the person you're messaging, or they can share theirs with you. You can also let someone control your screen, and vice versa. It's a great way to give a friend or family member some remote tech support, or you can use it to work collaboratively on a project. Here's how it works. In the Messages app on your Mac, select a...
monterey shared with you

How to Turn Off 'Shared With You' on Mac

Tuesday December 14, 2021 5:10 pm PST by
In macOS Monterey, Apple introduced a feature called Shared with You that takes content you've received in Messages and makes it available in the relevant app on your Mac. So when a friend shares content with you, such as a link to a news story or TV show, that content will show up in a dedicated Shared with You section in the corresponding app. If you don't want content that's been shared...
ipad kids playing

How to Limit What a Toddler Can Do When You Hand Over Your iPhone or iPad

Monday December 20, 2021 3:58 am PST by
If you've ever handed your iPhone or iPad to a baby or toddler to entertain them while you do something else, you'll probably know just how easily their little fingers can navigate into all manner of screens and settings they shouldn't be messing with. Fortunately, Apple includes a feature in iOS that allows you to keep your device locked into a single app and control which features are...
checking flight iphone

How to Track a Flight on Your iPhone

Wednesday December 22, 2021 3:08 pm PST by
Flight tracker apps are a popular way to keep tabs on planes in the sky, because when you're preparing to fly or when someone you know is on board a flight, you can use them to check that things are still on schedule. But if you have an iPhone, you don't need to download and install a third-party app to track a flight – it's a handy built-in feature of the operating system. The ability to ...
Instagram Feature 2

How to Hide Your Instagram Online Status

Wednesday January 12, 2022 9:43 am PST by
Most social media networks and chat platforms these days include a feature that shows when a user was last online or last active on the service, which can be either helpful or a hindrance, depending on your personal or business situation. WhatsApp includes an optional "Last Seen" status for the person you're chatting with in a conversation thread, while Instagram tells you how long it was...
apple card 1

How to Share Your Apple Card With Family

Tuesday May 25, 2021 4:48 pm PDT by
‌Apple Card‌ Family allows families and friends to share a single ‌Apple Card‌ with users above 13 years old, and includes the ability to set a spending limit. The process for sharing an ‌Apple Card‌ with a friend or teenager is enabled on iPhones running iOS 14.6 or later and requires that you are in the same iCloud Family as the person you wish to share the card with. The...

Popular Stories

iPhone 14 Pro Purple Front and Back MacRumors Exclusive

iPhone 14 Pro Renders Highlight Multiple Design Changes

Wednesday May 25, 2022 8:56 am PDT by
Leaker Jon Prosser today shared ostensibly accurate renders of the iPhone 14 Pro, providing the most accurate look yet at what the device could look like when it launches later this year. In the latest video on YouTube channel Front Page Tech, Prosser revealed renders of the iPhone 14 Pro made by Apple concept graphic designer Ian Zelbo, highlighting a range of specific design changes...
iPad Pro USB C Feature Coral

Deals: Apple's iPad Pro Reaches Up to $449 Off in Amazon's Latest Sales

Wednesday May 25, 2022 10:09 am PDT by
Amazon is marking down a wide variety of 11-inch and 12.9-inch iPad Pro models this week, with prices starting as low as $749.00 for the 11-inch tablet. You'll find the full list of sales below, all of which can be found on Amazon. Note: MacRumors is an affiliate partner with some of these vendors. When you click a link and make a purchase, we may receive a small payment, which helps us keep...
apple account card

Wallet App Now Supports Apple Account Cards on iOS 15.5

Wednesday May 25, 2022 5:01 pm PDT by
Apple appears to have recently updated the Wallet app to allow users to add an Apple Account Card, which displays the Apple credit balance associated with an Apple ID. If you receive an App Store or Apple Store gift card, for example, it is added to an Apple Account that was previously visible in the App Store and Apple Store apps. As of today, the Apple Account balance can also be added to...
iphone 13 pro max display bleen

iPhone 14 Max Reportedly Weeks Behind Schedule [Updated]

Thursday May 26, 2022 7:25 am PDT by
The iPhone 14 Max is currently behind schedule by around three weeks, according to Haitong International Securities analyst Jeff Pu. Yesterday, Nikkei Asia reported that at least one iPhone 14 model was three weeks behind schedule due to the impact of lockdowns on Apple's supply chains in China, but it was not clear which iPhone 14 model this related to. Now, Pu has clarified that the model...
iPhone 13 Always On Feature

iPhone 14 Pro Screen Refresh Rate Upgrade Could Allow for Always-On Display

Tuesday May 24, 2022 7:23 am PDT by
Last year's iPhone 13 Pro models were the first of Apple's smartphones to come with 120Hz ProMotion displays, and while the two iPhone 14 Pro models will continue to feature the technology, their screens could well boast expanded refresh rate variability this time round. To bring ProMotion displays to the ‌iPhone 13 Pro models‌, Apple adopted LTPO panel technology with variable refresh...
Apple Tap to Pay iPhone

Apple Stores Rolling Out iPhone-to-iPhone Contactless Payments Starting Today

Wednesday May 25, 2022 6:54 am PDT by
Apple in February unveiled a new "Tap to Pay on iPhone" feature that will allow compatible iPhones to accept payments via Apple Pay, contactless credit and debit cards, and other digital wallets, with no additional hardware required. Apple began testing the feature at its Apple Park Visitor Center earlier this month, and now Bloomberg's Mark Gurman has tweeted that the feature will begin...
apple tv 4k design green

Apple Releases tvOS 15.5.1 for Apple TV HD and Apple TV 4K

Wednesday May 25, 2022 9:42 am PDT by
Apple today released tvOS 15.5.1, a minor update to the tvOS operating system that first launched in September 2021. tvOS 15.5.1 comes about 10 days after the launch of tvOS 15.5. tvOS 15.5.1 can be downloaded over the air on the Apple TV through the Settings app by going to System > Software Update. ‌‌‌‌‌‌Apple TV‌‌‌‌‌‌ owners who have automatic software updates...