Recent Hints Point Toward Apple Card International Expansion

Over a year after its U.S. launch, MacRumors has uncovered a range of evidence to suggest that Apple Card may soon be launching internationally.

A source claiming to be close to an unnamed Australian banking corporation involved in supporting ‌‌Apple Card‌‌ in Australia tells MacRumors that ‌Apple Card‌ will be launching in multiple new regions as soon as the end of this year. The tip speculated that the Australian release may coincide with the release of iOS 14.1 or iOS 14.2, but cautioned that it might not be ready until an iOS 14.3 release in early 2021.

In addition, Apple has recently advertised for several new Apple Card Product Manager roles that involve travel and "working with external partners such as payment networks, bank issuers and other players." In the U.S., Goldman Sachs is ‌Apple Card‌'s only bank issuer. The job description may suggest that Apple is setting about negotiation with other issuers within the U.S., or more likely, issuers to support ‌Apple Card‌ in other regions around the world.

MacRumors has also discovered references to GDPR for ‌Apple Card‌ in iOS 14 Beta 8 code. General Data Protection Regulation (GDPR) is a regulation in EU law on data protection and privacy. As ‌Apple Card‌ is not currently available outside of the U.S., it seems curious that there is code potentially referring to European privacy legislation for ‌Apple Card‌.

The code, found in a property list, also seems to have been present in some previous versions of iOS. It is unclear if the code is specifically referring to General Data Protection Regulation, or is an abbreviation for something else.

With an Apple event on Tuesday, Apple may be preparing to announce an international expansion of ‌Apple Card‌ imminently. Alternately, Apple could announce the international launch alongside new iPhones at a rumored October event.

Considering the extent to which credit markets and regulation varies around the world, it would be a tall order for Apple to release ‌Apple Card‌ in multiple new regions simultaneously. However, following the success of ‌Apple Card‌ in the U.S., it would make sense for Apple to expand into international markets. It is possible that Apple could announce a broad international expansion on Tuesday, before gradually completing launches at a much slower pace in other regions as they become ready.

While visiting Germany last year, Apple CEO Tim Cook confirmed his interest in launching ‌Apple Card‌ internationally. Last month, Samsung launched Samsung Pay Card in the UK, in an effort to establish a foothold in the region before Apple does.

Top Rated Comments

(View all)
Avatar
1 week ago


A credit card is so last century. Apple Watch, click-click, boom, paid.

the physical card is not the point...
Score: 16 Votes (Like | Disagree)
Avatar
1 week ago
Apple Cash too while you are at it, please.
Score: 12 Votes (Like | Disagree)
Avatar
1 week ago
Sounds interesting. I haven't paid much attention to how it works and it may very well be different from the US in other territories, however if they launch in the UK I'll be checking it out. I always pay cards off and never keep any outstanding balance, however if they do some kind of cash back or other incentives then it might be a useful addition to the [virtual] wallet.
Score: 10 Votes (Like | Disagree)
Avatar
1 week ago
Give us authorized users!
Score: 9 Votes (Like | Disagree)
Avatar
1 week ago


Would love just a debit card. I don’t understand America’s craze for credit cards.
/Swede

I use it to build my credit history, and for the cash back. If you use your credit cards correctly, and don't carry a balance, it's essentially free money. To be completely honest though, most Americans do not have that kind of fiscal responsibility. For those who do, it's a useful asset.
Score: 6 Votes (Like | Disagree)
Avatar
1 week ago
I really freaking wish that Apple would increase the rewards, though. They're just not competitive with my other cards.

The 1% on physical card and number transactions means I don't even bother carrying the titanium card with me at all. It's a shame that they came up with such a cool physical card with little point in using it; I might as well use my Chase Freedom card and get 1.5%. I switched Amazon to the Apple Card to test the number and yep, only getting 1%. Going to switch it back to Chase.

Both the Chase and BoA cards offer 3% on dining. No point ever paying for a restaurant order with the Apple Card.

Ideally it should be:

1.5 or even 2% on physical card/number transactions
3% on Apple Pay transactions. All of them, not just selected merchants.

Then i would use it a whole lot more.
Score: 5 Votes (Like | Disagree)

Top Stories

Here's How You Can Download iOS 14 and iPadOS 14 Around the World [It's Out]

Wednesday September 16, 2020 2:36 am PDT by
Apple's official public release of iOS 14 and iPadOS 14 dropped on Wednesday, September 16, just a day after the company released the Golden Master to third-party developers. Also set to be made available to the general public for the first time are watchOS 7 and tvOS 14. Getting Started With iOS 14 Video Click image to watch iOS 14 Getting Started While that's left a lot of developers...

When Will the iPhone 12 Launch? Here's What We Know

Wednesday September 16, 2020 6:12 am PDT by
Yesterday's "Time Flies" Apple event saw the release of the Apple Watch Series 6, Apple Watch SE, iPad 8, and iPad Air 4, but no new iPhone models. Rumors before the event strongly alleged that it would not see the unveiling of new iPhones, with many reports pointing to an October launch. The lack of new iPhone models yesterday seems to confirm that the iPhone 12 lineup will not appear...

Apple Releases iOS 14 and iPadOS 14 With Home Screen Redesign, App Library, Compact UI, Translate App, Scribble Support, App Clips, and More

Wednesday September 16, 2020 12:48 pm PDT by
Apple has released iOS 14 and iPadOS 14, the newest operating system updates designed for the iPhone and iPad. As with all of Apple's software updates, iOS 14 and iPadOS 14 can be downloaded for free. iOS 14 is available on the iPhone 6s and later, while iPadOS 14 is available on the iPad Air 2 and later. The updates are available on all eligible devices over-the-air in the Settings app. To ...

Apple Releases Safari 14 for Mac Ahead of macOS Big Sur Launch

Wednesday September 16, 2020 1:40 pm PDT by
macOS Big Sur didn't launch alongside iOS 14, iPadOS 14, tvOS 14, and watchOS 7 today, with the update coming later this fall, but Apple did release the Safari 14 update for macOS Catalina and macOS Mojave users. Safari 14 brings improved performance, customizable start pages, a Privacy Report to see which cross-site trackers are being blocked, and a new tab bar design that provides tab...

Apple Updates AirPods 2 and AirPods Pro Firmware to Version 3A283

Monday September 14, 2020 11:24 am PDT by
Apple today released new 3A283 firmware updates for the second-generation AirPods and the AirPods Pro. The second-generation AirPods are being updated from the 2D15 firmware they were previously running, while the AirPods Pros are being updated from the 2D27 firmware they had installed previously. Apple does not provide details on what's included in refreshed firmware so we don't know what's ...

Spotify Says Apple One Bundle Will Cause 'Irreparable Harm to Developer Community'

Tuesday September 15, 2020 12:26 pm PDT by
Apple today announced Apple One, a series of new subscription bundles that provide access to various Apple services at a combined monthly price. In response, Spotify sent out statements (via Peter Kafka) to the press decrying Apple's anti-competitive behavior and calling on "competition authorities" to stop Apple before it is able to cause "irreparable harm" to developers.Once again, Apple...

Apple Releases watchOS 7 With New Watch Faces, Family Setup, Sleep Tracking, Handwashing Help and More

Wednesday September 16, 2020 12:47 pm PDT by
Apple today released watchOS 7, the newest version of the watchOS operating system designed to run on modern Apple Watch models. The watchOS 7 update comes after several months of beta testing. ‌watchOS 7‌ can be downloaded for free through the dedicated Apple Watch app on the iPhone by going to General > Software Update. To install the new software, the Apple Watch needs to have at...

New AirPods Pro Firmware Introduces Spatial Audio Support and Automatic Switching

Monday September 14, 2020 12:22 pm PDT by
The new 3A283 firmware that Apple released for the AirPods Pro today appears to introduce support for Spatial Audio, a new feature coming to the higher-end AirPods with iOS 14. Multiple reports on Twitter and the MacRumors forums indicate that the firmware update adds a "Spatial Audio" option to the Control Center, which can be activated to enable the feature. Note that using Spatial Audio...

Here Are All of the New Apple Watch Faces Apple Announced Today

Tuesday September 15, 2020 2:55 pm PDT by
Apple today announced the Apple Watch Series 6 and the Apple Watch SE, both of which will be compatible with new watch faces that are being introduced in the watchOS 7 update set to be released tomorrow. Apple has provided a video highlighting all of the new Apple Watch faces, with details on each one. GMT - The GMT face shows multiple time zones at once, while also taking into...

iOS 14.2 Beta Adds New Shazam Music Recognition Feature for Control Center

Thursday September 17, 2020 3:36 pm PDT by
Apple today released the first beta of iOS 14.2 to developers for testing purposes, and the new update introduces a Music Recognition control for the Control Center. The new feature lets you discover music playing around you and it recognizes the music playing with in apps, even when you're wearing AirPods. Songs pop up as notifications, and you can tap to listen in Apple Music....