Recent Hints Point Toward Apple Card International Expansion

Over a year after its U.S. launch, MacRumors has uncovered a range of evidence to suggest that Apple Card may soon be launching internationally.

apple card feature2

A source claiming to be close to an unnamed Australian banking corporation involved in supporting ‌‌Apple Card‌‌ in Australia tells MacRumors that ‌Apple Card‌ will be launching in multiple new regions as soon as the end of this year. The tip speculated that the Australian release may coincide with the release of iOS 14.1 or iOS 14.2, but cautioned that it might not be ready until an iOS 14.3 release in early 2021.

In addition, Apple has recently advertised for several new Apple Card Product Manager roles that involve travel and "working with external partners such as payment networks, bank issuers and other players." In the U.S., Goldman Sachs is ‌Apple Card‌'s only bank issuer. The job description may suggest that Apple is setting about negotiation with other issuers within the U.S., or more likely, issuers to support ‌Apple Card‌ in other regions around the world.

MacRumors has also discovered references to GDPR for ‌Apple Card‌ in iOS 14 Beta 8 code. General Data Protection Regulation (GDPR) is a regulation in EU law on data protection and privacy. As ‌Apple Card‌ is not currently available outside of the U.S., it seems curious that there is code potentially referring to European privacy legislation for ‌Apple Card‌.

The code, found in a property list, also seems to have been present in some previous versions of iOS. It is unclear if the code is specifically referring to General Data Protection Regulation, or is an abbreviation for something else.

With an Apple event on Tuesday, Apple may be preparing to announce an international expansion of ‌Apple Card‌ imminently. Alternately, Apple could announce the international launch alongside new iPhones at a rumored October event.

Considering the extent to which credit markets and regulation varies around the world, it would be a tall order for Apple to release ‌Apple Card‌ in multiple new regions simultaneously. However, following the success of ‌Apple Card‌ in the U.S., it would make sense for Apple to expand into international markets. It is possible that Apple could announce a broad international expansion on Tuesday, before gradually completing launches at a much slower pace in other regions as they become ready.

While visiting Germany last year, Apple CEO Tim Cook confirmed his interest in launching ‌Apple Card‌ internationally. Last month, Samsung launched Samsung Pay Card in the UK, in an effort to establish a foothold in the region before Apple does.

Top Rated Comments

alexandr Avatar
40 months ago

A credit card is so last century. Apple Watch, click-click, boom, paid.
the physical card is not the point...
Score: 16 Votes (Like | Disagree)
Jarman74 Avatar
40 months ago
Apple Cash too while you are at it, please.
Score: 14 Votes (Like | Disagree)
SaxPlayer Avatar
40 months ago
Sounds interesting. I haven't paid much attention to how it works and it may very well be different from the US in other territories, however if they launch in the UK I'll be checking it out. I always pay cards off and never keep any outstanding balance, however if they do some kind of cash back or other incentives then it might be a useful addition to the [virtual] wallet.
Score: 10 Votes (Like | Disagree)
BF1M Avatar
40 months ago
Give us authorized users!
Score: 9 Votes (Like | Disagree)
Emanuel Rodriguez Avatar
40 months ago

Would love just a debit card. I don’t understand America’s craze for credit cards.
/Swede
I use it to build my credit history, and for the cash back. If you use your credit cards correctly, and don't carry a balance, it's essentially free money. To be completely honest though, most Americans do not have that kind of fiscal responsibility. For those who do, it's a useful asset.
Score: 6 Votes (Like | Disagree)
zorinlynx Avatar
40 months ago
I really freaking wish that Apple would increase the rewards, though. They're just not competitive with my other cards.

The 1% on physical card and number transactions means I don't even bother carrying the titanium card with me at all. It's a shame that they came up with such a cool physical card with little point in using it; I might as well use my Chase Freedom card and get 1.5%. I switched Amazon to the Apple Card to test the number and yep, only getting 1%. Going to switch it back to Chase.

Both the Chase and BoA cards offer 3% on dining. No point ever paying for a restaurant order with the Apple Card.

Ideally it should be:

1.5 or even 2% on physical card/number transactions
3% on Apple Pay transactions. All of them, not just selected merchants.

Then i would use it a whole lot more.
Score: 5 Votes (Like | Disagree)

Popular Stories

iphone se 4 modified flag edges

iPhone SE 4 Details: Action Button, USB-C Port, Face ID, and More

Wednesday September 27, 2023 1:34 pm PDT by
Significant changes are expected to arrive with Apple's fourth-generation iPhone SE, in terms of both design and hardware, MacRumors has learned. The iPhone SE 4, known internally under the codename Ghost, is expected to receive a new design derived almost entirely from the base model iPhone 14. According to our sources, the iPhone SE 4 will use a modified version of the iPhone 14 chassis...
iOS 17

Apple Releases iOS 17.0.2 and iPadOS 17.0.2 for All iPhones and iPads

Tuesday September 26, 2023 12:47 pm PDT by
Apple today released iOS 17.0.2 and iPadOS 17.0.2 updates, with the software coming five days after the releases of iOS 17.0.1 and iPadOS 17.0.1. Today's iOS 17.0.2 and iPadOS 17.0.2 updates arrive as build 21A351 and can be downloaded on eligible iPhones and iPads over-the-air by going to Settings > General > Software Update. Note that iOS 17.0.2 was previously made available for iPhone...
iPhone 15 Pro Lineup Feature

Kuo: iPhone 15 Pro Overheating Issues Likely Due to Thermal Compromises, Not 3nm Node

Tuesday September 26, 2023 9:12 am PDT by
Complaints about heat issues with the iPhone 15 Pro models are not related to TSMC's 3-nanometer node that was used for the A17 Pro chip, according to well-respected Apple analyst Ming-Chi Kuo. Kuo says that overheating could be caused by "compromises made in the thermal system design" that allowed Apple to cut down on the weight of the iPhone 15 Pro models. Kuo says that the reduced heat...
iOS 17

Everything New in iOS 17.1 Beta 1

Wednesday September 27, 2023 1:57 pm PDT by
Just a week after releasing iOS 17, Apple has seeded the first beta of iOS 17.1 to developers. iOS 17.1 adds some features that Apple promised were coming to iOS 17 in the future, plus it refines and improves some existing features. This guide covers everything new in the first iOS 17.1 beta. Apple Music Favorites You can favorite songs, albums, playlists, and artists in the iOS 17.1...
macos sonoma 4

Apple Releases macOS Sonoma With New Widget Features, Safari Updates, Screen Sharing Improvements and More

Tuesday September 26, 2023 10:01 am PDT by
Apple today released macOS 14 Sonoma, the newest version of the operating system that runs on the Mac. macOS Sonoma has been in beta testing for several months, and it is compatible with the 2019 and later iMac, the iMac Pro, the 2018 and later Mac mini, the 2018 and later MacBook Pro, the 2019 and later Mac Pro, and the Mac Studio. The ‌macOS Sonoma update can be downloaded for free on...