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Apple Card Begins Arriving to Customers, Wide Range of Credit Scores Reportedly Being Approved

Following the Apple Card's rollout to a limited number of customers in the Wallet app earlier this week, some are beginning to receive their physical, titanium Apple Card in the mail for use at stores that do not accept contactless payments.

The Verge's Nilay Patel has shared photos of his Apple Card, revealing that it is thicker than his other metal and plastic credit cards. It was earlier reported that the Apple Card weighs around 14.75 grams, making it slightly heavier than the Chase Sapphire Reserve credit card but lighter than an American Express Platinum.

Another early adopter, Aaron Andino, has shared an Apple Card unboxing video on YouTube that provides a closer look at its packaging. The card and packaging look consistent with pre-launch photos that leaked.

The physical Apple Card, made out of titanium, features a clean design with an Apple logo, a chip, and a name. There's no card number or expiration date on the card, nor is there a CVV on the back. Instead, these details are stored in the Wallet app for added security in the event the card is lost or stolen.

The back of the Apple Card also has a minimalistic design with embossed Goldman Sachs and Mastercard logos and a magstripe. Goldman Sachs is the Apple Card's issuing bank, and it relies on the Mastercard payment network.

Read our step-by-step instructions on how to order a physical Apple Card by mail. The card ships free of charge and a notification is sent to your iPhone when it ships. The turnaround time appears to be a few days right now.

Later this month, Apple will allow all U.S. residents age 18 or older to apply for the card. So far, it appears that Goldman Sachs is being quite lenient with approvals, as CNBC and iMore have reported that some customers with credit scores in the 600s have been approved, albeit with lower credit limits and higher APRs.

When fully available, iPhone users can apply for the Apple Card in the Wallet app within minutes and take advantage of features such as 1-3 percent in daily cash back, color-coded spending summaries, and no fees. Just ahead of launching, the card's APR range was lowered to 12.99-23.99 percent.

Top Rated Comments

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2 weeks ago
An unboxing video of a credit card? I think we've reached Peak Consumerism.
Rating: 149 Votes
2 weeks ago

Meh, the interest rate on my credit union card is 9.9%. I think I'll stick with that.

If you’re using credit cards properly, the interest should be of zero concern.
Rating: 35 Votes
2 weeks ago
What case are you getting for your card ?
Rating: 34 Votes
2 weeks ago
This is odd - I just opened my Apple Card box and instead of a credit card there was a Vampire Squid inside.
Rating: 21 Votes
2 weeks ago
Credit score of 760 nets me $6,500 credit limit and 17.99%.

This is my first card that gives me no international fees. Super excited!
Rating: 21 Votes
2 weeks ago

I'd like to thank all those people on Twitter that are posting pictures of their new CC with their actual names. While it doesn't show the CC number, it does show that it is a mastercard and their name. It's just asking for fraud and identity theft. What idiots.

That's a pretty big stretch. You're not getting anywhere in defrauding someone with only their name.
Rating: 20 Votes
2 weeks ago
People are being seduced by the minimalism and Apple Wallet integration. There are much better cards out there from a rewards perspective). In terms of privacy and security you're not liable for any fraudulent charges with normal credit cards that have the number on them real difference.
Rating: 19 Votes
2 weeks ago

I still am at a lost as to why someone would get this above a cash back card from capital one.

Captial one, I think I saw that name in the news recently
Rating: 15 Votes
2 weeks ago
Looking forward to the drop test... bend test... and "Will it Blend" videos!
Rating: 15 Votes
2 weeks ago
What is the world coming to ? Unboxing a credit card and comparing weights of different credit cards.... life's too short and some people have too much time on their hands .....
Rating: 14 Votes

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