BMO, Scotiabank, and TD Canada Trust Launch Apple Pay in Canada

BMO, Scotiabank, and TD Canada Trust, which make up three of the five largest banks in Canada, support Apple Pay starting today.

Apple-Pay-BMO-TD-Scotiabank-new
Apple Pay currently works with MasterCard and Interac at BMO, Visa and Interac at TD Canada Trust, and Visa, American Express, and Interac at Scotiabank. Eligible cards can be scanned or added manually to Apple Pay by tapping the "Add Credit or Debit Card" option in the Wallet app on iOS 8.1 or later.

All three banks are now listed as participating issuers on the Apple Pay website in Canada. Meanwhile, ATB Financial and Canadian Tire Bank have added support for in-app purchases with Apple Pay on compatible iPhone and iPad models, expanding upon their existing support for in-store payments.

Apple Pay is now available at all of Canada's "Big Five" banks, which collectively cover more than 90 percent of Canadian banking customers, after CIBC and RBC began supporting the iPhone-based mobile payments service three weeks ago. The banks serve over 50 million customers combined worldwide.

Scotiabank direct banking subsidiary Tangerine will also support Apple Pay in the near future, according to its Twitter account.

The next largest Canadian banks and credit unions that would be suitable Apple Pay candidates in the future include Desjardins and National Bank of Canada, the two largest financial institutions in Québec, along with Vancity and Meridian. None have been listed as "coming soon" on the Apple Canada website.

Apple-Pay-accepted copyApple Pay can be used virtually anywhere contactless payments are already accepted in Canada, including at Apple Stores, Canadian Tire, Chapters, Coles, Indigo, London Drugs, Mark's, McDonald's, On The Go, Petro-Canada, Pizza Hut, Staples, Tim Hortons, and hundreds of other merchants nationwide.

Apple Pay support is also coming soon to Air Canada, Aldo, Domino's, Pizza Pizza, Zulily, and the TTC transit system in Toronto. Additionally, the payments service can be used in apps such as Apple, Delta, Etsy, Fancy, Groupon, Kickstarter, Priceline, Starbucks, Ticketmaster, Uber, and Zara starting in June.

Apple Pay is compatible with iPhone 6s, iPhone 6s Plus, iPhone 6, iPhone 6 Plus, and iPhone SE, in addition to the Apple Watch when paired with an iPhone 5 or later, for in-store payments, while the iPad Pro, iPad Air 2, iPad mini 4, and iPad mini 3 support Apple Pay for in-app purchases only.

Apple Pay has been available for non-bank-issued American Express cardholders in Canada since last November.

Apple Pay launched in the U.S. in October 2014 and expanded to the U.K. in July 2015. The service is also available in Australia, China, and Singapore. Apple is "working rapidly" to expand Apple Pay to additional regions, including Hong Kong and Spain and possibly France, Brazil, Japan, and elsewhere in Asia and Europe.

Related Roundup: Apple Pay

Top Rated Comments

anzio Avatar
81 months ago
Canadian here. Really care.
Score: 27 Votes (Like | Disagree)
djbuddha Avatar
81 months ago
It's live (typical Canadian going to Tim Hortons for his first transaction lol)

Attachment Image
Score: 9 Votes (Like | Disagree)
V.K. Avatar
81 months ago
Canadian here. Don't really care.
Canadian here too. Really do care. I just came back from California and even though I did have Apple Pay on my RBC mastercard I've never used it there as very few places had NFC terminals and some of those that did have them didn't have them enabled. Back in Canada is a totally different story. Apple Pay works everywhere and is really nice.
Score: 7 Votes (Like | Disagree)
Viper2005 Avatar
81 months ago
Argh, Still no Presidents Choice Financial anywhere on the horizon !
Score: 4 Votes (Like | Disagree)
Sasparilla Avatar
81 months ago
ApplePay is nice - so good to see the rollout at other Canadian banks.I'd take the Canadian banking infrastructure over what exists in the states - US banks are really dragging their feet ( lagging on chip and pin, NFC payments etc )....
You're right about that, speaking as someone down in the lower 50. Here in the states, the U.S. banks get $0.07 more per signature transaction than for a PIN verified transaction - that's why Chip and PIN didn't happen in the U.S. (despite the better security of PIN). Looking at that, I doubt the U.S. will ever get Chip & PIN as a mainstream requirement.
Score: 4 Votes (Like | Disagree)
Scott66 Avatar
81 months ago
About freaking time the Canadian Banks arrived to the future. Apple Pay's security and privacy features that come with the anonymous token method are invaluable to the banks customers. The banks dragging their feet just showed how important customer needs when are compared to the expected lost fee revenue.
Score: 3 Votes (Like | Disagree)

Popular Stories

iPhone 14 Dummies 1 Feature

Everything Rumored for Apple's September Event: iPhone 14, Apple Watch Pro and More

Friday August 12, 2022 2:34 pm PDT by
There's just about a month to go until Apple holds its annual September event focusing on new iPhone and Apple Watch models. We thought we'd take a quick look at everything that's rumored for Apple's September event to give MacRumors readers a rundown on what to expect when the first fall event rolls around. iPhone 14 The iPhone 14 can probably be described more as an "iPhone 13S" because...
z fold 4 1

Hands-On With Samsung's Latest Foldable Smartphones, the Galaxy Z Fold and Z Flip

Friday August 12, 2022 12:46 pm PDT by
Samsung this week launched its fourth-generation foldable devices, the $1,000 Galaxy Z Flip and the $1,800 Galaxy Z Fold. Though there's no sign of a comparable Apple foldable device on the horizon, rumors suggest prototypes are in the works, so we thought we'd take a look at Samsung's newest smartphones to see what Apple needs to measure up to when a foldable iPhone does come out. Subscribe ...
iPhone 14 Pro Purple Rear Flat MacRumors Exclusive

iPhone 14 Pro: Analyst Believes Storage Will Continue to Start at 128GB Despite Rumored Price Increase

Friday August 12, 2022 7:04 am PDT by
It wouldn't be the month before an iPhone launch without a few back-and-forth rumors, with the latest debate concerning iPhone 14 Pro storage. iPhone 14 Pro render by Ian Zelbo While research firm TrendForce forecasted that iPhone 14 Pro models could start with an increased 256GB of storage, Haitong International analyst Jeff Pu today forecasted that the upcoming Pro models will continue to...
iPhone 14 Pro Purple Front and Back MacRumors Exclusive feature

iPhone 14 Is Just a Few Weeks Away: Three Tips to Prepare for the New iPhone

Wednesday August 10, 2022 4:08 am PDT by
The launch of the new iPhone 14 is just a few weeks away, meaning millions of iPhone customers will soon upgrade their existing iPhone or perhaps get an iPhone for the first time. Exclusive MacRumors iPhone 14 Pro renders by graphic designer Ian Zelbo Whether upgrading from an older model or this is your first iPhone, we've rounded up a few tips to help you prepare for the next flagship...
iPhone 14 Pro Lineup Feature Silver

Kuo: Apple to Increase Prices of iPhone 14 Pro Models

Wednesday August 10, 2022 8:22 am PDT by
Apple plans to increase the prices of iPhone 14 Pro models compared to iPhone 13 Pro models, according to analyst Ming-Chi Kuo. Kuo did not reveal exact pricing for the iPhone 14 Pro models. However, in a tweet today, he estimated that the average selling price of the iPhone 14 lineup as a whole will increase by about 15% compared to the iPhone 13 lineup. In the United States, the iPhone...
top stories 13aug2022

Top Stories: New Battery Percentage Icon in iOS 16, USB-C AirPods Rumor, and More

Saturday August 13, 2022 6:00 am PDT by
This week brought some shocking news for iOS 16 beta testers, with Apple bringing back the iPhone battery percentage to the status bar after a number of years. Other news and rumors this week included word that Apple has started recording portions of its media event planned for next month to introduce the iPhone 14 and Apple Watch Series 8, claims about iPhone 14 Pro pricing and Apple's...