Apple's Mobile Payments Initiative May Include Rewards Program

passbook-heroApple may be developing a rewards program as part of its mobile payments initiative, reports Bank Innovation. Apple is reportedly working on a pilot program that will see it developing partnerships with multiple retailers, which goes hand in hand with several previous loyalty program rumors. A proprietary rewards program could give Apple a way to distinguish itself from other mobile payment services.

According to sources with knowledge of Apple's plans, the company has been in talks with InterContinental Hotels Group (seemingly incorrectly referred to as "IGH International" in the report), a global hotel chain, about a possible partnership for a loyalty program and has been hiring to fill positions related to the pilot program, which may be built into iTunes.

Bank Innovation specifically points towards an Apple job opening seeking a "Senior World Wide Partner Marketing Manager," who will create programs and training materials for "external partners" and who will focus on driving customer adoption of "existing and new features." Other similar job postings also hint at the development of a major program focused on third-party partnerships, which may be a loyalty program.

The site suggests that the company is just now beginning to hire for the division, which means a possible loyalty program is unlikely to be available right when its payments service launches.

Sources close to Apple say the company has just started hiring for this division, and that, before the recent high-profile iCloud hack, the plan was to announce the pilot on Tuesday along with Apple's other announcements. That very well may happen, or the announcement could be postponed until a later date -- when more deals are in place and the mainstream media moves on from the iCloud cyberattack. Since Apple's hiring for positions for this program now, but we don't expect this program to be fully ready in the near future.

If a rewards program is indeed in the works, it appears to be in the early stages. There's no word yet on the scope of the program or how it might work, but more information may be revealed tomorrow, when Apple unveils its mobile payments initiative for the first time.

Rumors about Apple's payment plans have been leaking out in recent weeks, and the company has reportedly signed deals with major credit card companies including Visa, MasterCard, and American Express, as well as major credit card issuers. Apple is also said to be partnering with multiple retailers for the service, including Walgreens, CVS, and Nordstrom.

Apple's payment service is said to rely on NFC, which will be built into both the iPhone 6 and Apple's upcoming wearable device. It will also integrate with Touch ID for security purposes, and it will take advantage of tokenization to provide additional security and to prevent theft.

Related Roundup: Apple Pay

Top Rated Comments

TheKrs1 Avatar
92 months ago
Let's hope we can use this also in Apple's secondary markets in not too long time. We had to wait several years for other services such as iTunes movies, match and iRadio.

Canadian still waiting for iTunes Radio here.
Score: 11 Votes (Like | Disagree)
nooaah Avatar
92 months ago
Whatever, JUST TAKE MY MONEY ALREADY
Score: 9 Votes (Like | Disagree)
aprofetto8 Avatar
92 months ago
My body is ready.

Wait, am I doing this right?
Score: 7 Votes (Like | Disagree)
kdarling Avatar
92 months ago
Not to mention that Apple can use the payment transaction data to justify charging advertisers more for their targeted iAds... just as they already do with iTunes purchase info.

Apple. The new Google.
Score: 6 Votes (Like | Disagree)
testcard Avatar
92 months ago
iTunes gift vouchers would work for me.
Score: 6 Votes (Like | Disagree)
Yvan256 Avatar
92 months ago
Remember when Apple used to make computers?
Score: 4 Votes (Like | Disagree)

Top Stories

apple california streaming event

Apple Event Announced: 'California Streaming' on September 14 With iPhone 13, Apple Watch Series 7 Expected

Tuesday September 7, 2021 9:03 am PDT by
Apple today announced that it will be holding a special event on Tuesday, September 14 at 10:00 a.m. The event will take place at the Steve Jobs Theater on the Apple Park campus in Cupertino, California. As with WWDC and last year's fall events, this new event will be held digitally with no members of the media invited to attend in person. Apple will likely provide pre-taped segments for...
Apple Prefer Lightning Over USB C Feature

iPhone Sticking With Lightning Port Over USB-C for 'Foreseeable Future'

Tuesday March 2, 2021 9:32 am PST by
Apple will retain the Lightning connector on the iPhone for the "foreseeable future," with no intention of switching to USB-C, according to reliable analyst Ming-Chi Kuo. In spite of much of the industry moving toward USB-C, Apple will not be using it to replace the Lightning connector on the iPhone 13, or indeed on any iPhone model for the time being. In a note seen by MacRumors yesterday,...
youtube apple tv

YouTube Discontinuing 3rd-Generation Apple TV App, AirPlay Still Available

Wednesday February 3, 2021 3:09 pm PST by
YouTube is planning to stop supporting its YouTube app on the third-generation Apple TV models, where YouTube has long been available as a channel option. A 9to5Mac reader received a message about the upcoming app discontinuation, which is set to take place in March.Starting early March, the YouTube app will no longer be available on Apple TV (3rd generation). You can still watch YouTube on...
original iphone

Phil Schiller Says iPhone Was 'Earth-Shattering' Ten Years Ago and Remains 'Unmatched' Today

Monday January 9, 2017 7:15 am PST by
To commemorate the tenth anniversary of the iPhone, Apple marketing chief Phil Schiller sat down with tech journalist Steven Levy for a wide-ranging interview about the smartphone's past, present, and future. The report first reflects upon the iPhone's lack of support for third-party apps in its first year. The argument inside Apple was split between whether the iPhone should be a closed...
iOS 15 icon on phone

Apple Seeds Sixth Betas of iOS and iPadOS 15 to Developers

Tuesday August 17, 2021 10:05 am PDT by
Apple today seeded the sixth betas of iOS and iPadOS 15 to developers for testing purposes, with the updates coming one week after Apple released the fifth betas. Registered developers can download the profile for the iOS and iPadOS betas from the Apple Developer Center, and once the profile is installed, beta updates will be available over the air. iOS 15 is a major update that...
maroon5memories

Apple Collaborates With Maroon 5 to Add 'Memories' Song to Photos App

Wednesday September 25, 2019 12:02 pm PDT by
Apple has teamed up with Maroon 5 to add the group's new song "Memories" to the Memories feature in the Photos app, allowing it to be used for photo slide show creations, reports Billboard. "Memories" will be available as a soundtrack option for a limited time and it is available to iPhone and iPad users running the latest iOS 13 and iPadOS software. Memories in the Photos app are created ...
it home ecommerce app iphone 13

iPhone 13 to Launch on September 17, AirPods 3 on September 30, Claims Report

Wednesday August 25, 2021 2:42 am PDT by
Apple may be planning to launch the iPhone 13 on Friday, September 17 and third-generation AirPods on Thursday, September 30, according to an image of an e-commerce app discovered by Chinese language site IT Home. The screenshot, originally posted by Weibo account @PandaIsBald, suggests all four iPhone 13 models will go on sale on September 17, followed by the AirPods 3 on September 30....
MacBook Pro Coating

Apple Launches Quality Program for MacBook Pro Anti-Reflective Coating Issues

Saturday October 17, 2015 7:58 am PDT by
Apple has issued an internal notice about a new Quality Program that addresses anti-reflective coating issues on MacBook and MacBook Pro models with Retina displays, as confirmed by multiple sources. These issues include the anti-reflective coating on displays wearing off or delaminating under certain circumstances. Apple will replace Retina displays on affected MacBook or MacBook Pro models ...
iPhone 13 Dummy Thumbnail 2

Full iPhone 13 Feature Breakdown: Everything Rumors Say We Can Expect

Tuesday August 31, 2021 7:50 am PDT by
With the launch of Apple's iPhone 13 lineup believed to be just a few weeks away, we have compiled all of the coherent rumors from our coverage over the past year to build a full picture of the features and upgrades coming to the company's new smartphones. For clarity, only explicit improvements, upgrades, and new features compared to the iPhone 12 lineup are listed. It is worth noting that...
iphone 12 colors 2021

iPhone 12 Colors: Deciding on The Right Color

Thursday November 5, 2020 8:35 am PST by
The iPhone 12 and iPhone 12 Pro arrived in October 2020 in a range of color options, with entirely new hues available on both devices, as well as some popular classics. The 12 and 12 Pro have different color choices, so if you have your heart set on a particular shade, you might not be able to get your preferred model in that color. iPhone 12 mini and iPhone 12 The iPhone 12 mini and iPhone...