Apple Pay Cash Officially Launches Today After Early Roll Out to Many Users Yesterday

Apple has announced that Apple Pay Cash officially launches today for all iOS 11.2 users with an eligible iPhone or iPad model in the United States.

imessage apple pay cash
Apple's peer-to-peer payment service actually began rolling out in iOS 11.2 on Monday, but some users received an error message stating the service was unavailable. The activation issues began to resolve for many users later in the day, although there are still a few lasting reports of activation issues.

Apple Pay Cash's official launch today comes three days after iOS 11.2 was released early in order to address a serious date bug that was affecting some users on December 2. While the update introduced Apple Pay Cash, as mentioned in the release notes, the feature had not yet been activated by Apple.

Apple Pay Cash allows for quick person-to-person money transfers, much like competing services Square Cash and Venmo.

After setting up Apple Pay Cash, open the Messages app, tap on the App Store icon, tap on Apple Pay, set the dollar amount, tap pay, select a payment card, and securely authenticate with Touch ID or Face ID. The payment card can be any debit or credit card set up in the Wallet app, or the Apple Pay Cash card.

The recipient taps on the message to receive the funds, which are instantly added to his or her Apple Pay Cash card in the Wallet app. The card's funds can be used to make purchases using Apple Pay in stores, in apps, and on supported websites, or withdrawn to a bank account within one to three business days.

When new users receive money for the first time, the funds are added to their new Apple Pay Cash card once they accept Apple's terms.

You can also send money with Siri, as explained in our How to Use Apple Pay Cash guide, which includes step-by-step setup instructions and other helpful info. Apple Pay Cash is currently available in the United States only. Apple hasn't indicated when the service could expand to additional countries.

Apple Pay Cash is available on iPhone 6 and later, iPhone SE, all iPad Pro models, the fifth-generation iPad, iPad Air 2, and iPad mini 3 models running iOS 11.2. Apple recommends that customers who have updated to iOS 11.2 before today restart their devices if Apple Pay Cash is not showing up.

Apple Pay Cash is also available on all Apple Watch models running the watchOS 4.2 software update released today.

Related Roundup: Apple Pay

Top Rated Comments

archvile Avatar
51 months ago
iPhone 5s is arbitrarily excluded simply because of its age? Typical Apple...
Or maybe it’s because the 5S doesn’t work with Apple Pay at all, it never has and never well.
Score: 18 Votes (Like | Disagree)
ectospheno Avatar
51 months ago
Requires two-factor authentication be turned on.

It's been hard enough to avoid it with every OS upgrade. Looks like they're finally going to start withholding features to force us all along.
If you aren't using two-factor then you are a part of the problem, not the solution. That you have to be forced to use something you should have been anxious to use from day one says a lot about your judgement. I'm happy Apple is forcing people to not be silly and I hope other companies follow their example.
Score: 13 Votes (Like | Disagree)
Böhme417 Avatar
51 months ago
iPhone 5s is arbitrarily excluded simply because of its age? Typical Apple...
It doesn’t have Apple Pay, so why would it get Apple Pay cash?
Score: 12 Votes (Like | Disagree)
WannaGoMac Avatar
51 months ago
Thank goodness this came out versus iMessage in the cloud. This is just far more useful as there arent really any mobile payment platforms available for iPhone users right now /s
Score: 6 Votes (Like | Disagree)
the johnmc Avatar
51 months ago
“Apple Pay Cash allows for quick person-to-person money transfers, much like competing services Square Cash and Venmo.”
Except it’s only for iOS users. Which is really lame! It’s almost 2018, and Apple is rolling out features that are so late to the tech game, and very limited.
Lame in your opinion. Useful for me. For example, going out to lunch with coworkers and splitting the bill. 3/4 of the department have iPhones, as well as most of the others who would be joining us. We already use iMessage to communicate and all use Apple Pay.
Score: 5 Votes (Like | Disagree)
Kaibelf Avatar
51 months ago
Stupid P2P Apple Pay (to me). I personally do not want that cash transfer capability configured on my phone.

Yet, the feature turned-on automatically, requiring a manual operation to opt-out.
Is this by design?

Settings > Wallet & Apple-Pay > Apple Pay Cash = OFF
[default = ON]

Default should be OFF.
Why should it default to off? Because you don't want to use it, it should be harder for others to access?
Score: 4 Votes (Like | Disagree)

Related Stories

studio buds family

Beats Studio Buds Debuting Today With Active Noise Cancellation, Stemless Design, and More for $150

Monday June 14, 2021 8:00 am PDT by
We've seen a lot of teasers about the Beats Studio Buds over the past month since they first showed up in Apple's beta software updates, and today they're finally official. The Beats Studio Buds are available to order today in red, white, and black ahead of a June 24 ship date, and they're priced at $149.99. The Studio Buds are the first Beats-branded earbuds to truly compete with AirPods...
YouTube Picture in Picture Feature

YouTube Premium Subscribers Can Now Use iOS Picture-in-Picture: Here's How

Wednesday August 25, 2021 3:55 am PDT by
Google has rolled out picture-in-picture support as an "experimental" feature for YouTube premium subscribers, allowing them to watch video in a small window when the app is closed. If you're a premium YouTube subscriber looking to try out picture-in-picture, follow these steps: Launch a web browser and sign into your YouTube account at YouTube.com. Navigate to www.youtube.com/new. Scroll...
M1X MBP Feature

Leaker: Upcoming MacBook Pro to See Price Hike Over Current Model, Equal Performance Across 14 and 16-Inch Sizes

Tuesday August 24, 2021 5:28 am PDT by
The upcoming 14-inch MacBook Pro is set to be more expensive than the current 13-inch MacBook Pro and both the 14 and 16-inch models will offer the same performance, according to the leaker known as "Dylandkt." The leaker shared the information on Twitter, explaining that both of the upcoming MacBook Pro models, expected to come in 14 and 16-inch sizes, will feature the same performance due...
youtube apple tv

YouTube Discontinuing 3rd-Generation Apple TV App, AirPlay Still Available

Wednesday February 3, 2021 3:09 pm PST by
YouTube is planning to stop supporting its YouTube app on the third-generation Apple TV models, where YouTube has long been available as a channel option. A 9to5Mac reader received a message about the upcoming app discontinuation, which is set to take place in March.Starting early March, the YouTube app will no longer be available on Apple TV (3rd generation). You can still watch YouTube on...
ryanscoolios13thumbnail

Apple Releases iOS 13.1.3 With Bug Fixes for Phone, Mail, Health, and More

Tuesday October 15, 2019 10:09 am PDT by
Apple today released iOS 13.1.3 and iPadOS 13.1.3, minor updates to the iOS 13.1.2 software that was released two weeks ago. This is the fourth update to the iOS 13 operating system that came out in September. The iOS and iPadOS 13.1.3 updates are available on all eligible devices over-the-air in the Settings app. To access the updates, go to Settings > General > Software Update....
Top Stories 75 Thumbnail

Top Stories: Last-Minute iPhone 13 Rumors, Apple Announces App Store Changes, and More

Saturday September 4, 2021 6:00 am PDT by
The finish line is in sight! Apple's annual iPhone event is likely just a week or so away and all eyes will be on the company as it unveils the next version of its most popular product line. With any luck, we'll also see the next-generation Apple Watch and perhaps even some new AirPods. Other news this week saw Apple making some more changes to its App Store policies in response to a...
affinity designer contour tool

Serif Updates Affinity Photo, Designer, and Publisher With New Tools and Functions

Thursday February 4, 2021 1:58 am PST by
Serif today announced across-the-board updates for its popular suite of Affinity creative apps, including Affinity Photo, Affinity Designer, and the Apple award-winning Affinity Publisher for Mac, all of which were among the first professional creative suites to be optimized for Apple's new M1 chip. "After another year which saw record numbers of people switching to Affinity, it's exciting to...
iPhone 13 Dummy Thumbnail 2

Kuo: iPhone 13 to Feature LEO Satellite Communications to Make Calls and Texts Without Cellular Coverage

Sunday August 29, 2021 7:39 am PDT by
The iPhone 13 will feature low earth orbit (LEO) satellite communication connectivity to allow users to make calls and send messages in areas without 4G or 5G coverage, according to the reliable analyst Ming-Chi Kuo. In a note to investors, seen by MacRumors, Kuo explained that the iPhone 13 lineup will feature hardware that is able to connect to LEO satellites. If enabled with the relevant...
maxresdefault

Craig Federighi and Greg Joswiak Discuss iPadOS 15, macOS Monterey, Privacy, Shortcuts on Mac, and More

Saturday June 12, 2021 6:12 am PDT by
As is tradition, Apple executives Craig Federighi and Greg Joswiak joined Daring Fireball's John Gruber in an episode of The Talk Show to discuss several announcements that Apple made over this weeks WWDC, including iPadOS 15, macOS Monterey, and a large focus around privacy. Federighi kicks off the conversation discussing the common architecture, now thanks to Apple silicon, across all of...
iOS 14 on iPhone feature emergency

Apple Seeds Third Betas of iOS and iPadOS 14.6 to Developers [Update: Public Beta Available]

Monday May 10, 2021 10:13 am PDT by
Apple today seeded the third betas of new iOS and iPadOS 14.6 updates to developers for testing purposes, one week after seeding the second iOS and iPadOS 14.6 updates. iOS and iPadOS 14.6 can be downloaded through the Apple Developer Center or over the air after the proper profile has been installed on an iPhone or iPad. iOS and iPadOS 14.6 appear to be more minor changes focusing on...