Apple Pay Cash Now Available for iOS 11.2 Users

Apple released iOS 11.2 early in order to address a serious date bug that was affecting some users on December 2, and while the update introduced Apple Pay Cash, the feature was not yet activated by Apple.

Because it wasn't activated, Apple Pay Cash was not usable, despite being listed as a feature in the update's release notes. Apple today made Apple Pay Cash officially available in the United States, so it can be used by all iPhone and iPad owners who have iOS 11.2 installed. Apple Pay Cash is just now rolling out, so it may take a bit of time before it's fully functional and available for everyone.


Apple Pay Cash is Apple's new peer-to-peer payments service, designed to allow for quick person-to-person money transfers, much like Square Cash or Venmo. The service is currently limited to the United States.

Using Apple Pay Cash, you can send and receive money through iMessage conversations using the Messages app. Cash is sent from a linked debit or credit card, while received cash is stored in an Apple Pay Cash card in the Wallet app and can be used for purchases or transferred to a bank account. For more on Apple Pay Cash, make sure to check out our how to.

Apple Pay Cash will also be available on the Apple Watch once watchOS 4.2 has been installed, and we're expecting to see watchOS 4.2 later this week.

Related Roundup: Apple Pay

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Top Rated Comments

Mad Mac Maniac Avatar
86 months ago
If anybody wants to test sending Apple Pay cash, send me a PM
Score: 37 Votes (Like | Disagree)
macs4nw Avatar
86 months ago
Can someone please send me some money to confirm it's working....?
Score: 22 Votes (Like | Disagree)
loekf Avatar
86 months ago
Can you please change the titlle of the article in

Apple Pay Cash Now Available for (some) iOS 11.2 Users in the US
Score: 15 Votes (Like | Disagree)
Boatboy24 Avatar
86 months ago
I think the headline was supposed to read "Apple Pay Cash Now Available for 11 iOS Users".

Congrats if you are one of the 11 lucky winners.
Score: 10 Votes (Like | Disagree)
leVel Avatar
86 months ago
[s]not available here in NYC[/s]

edit 1: just reboot iphone x - apple pay cash toggle now appears in settings under "wallet & apple pay"

edit 2: device says "apple pay cash unavailable" when I attempt to toggle-on
Score: 10 Votes (Like | Disagree)
bmms8 Avatar
86 months ago
It's no more difficult to just transfer the money to my preferred bank account right away.

The way Apple does it:
1. John iMessages me $5.
2. Apple charges John's card $5.
3. Apple puts $5 into my Apple Pay Cash account.
4. I have to ask Apple to transfer $5 from Apple Pay Cash to my bank account.

The way Square Cash does it:
1. John iMessages me $5, using the Square Cash plugin for iMessage.
2. Square charges John's card $5.
3. Square transfer $5 to my bank account.
In 6 months tell me how many people use square compared to Apple Pay cash..
Score: 9 Votes (Like | Disagree)