Apple Pay Now Works at 45 More U.S. Banks and Credit Unions

by

Apple-PayApple updated its Apple Pay participating issuers list today with 45 additional banks, credit unions and financial institutions supporting the contactless payment service in the U.S. Apple Pay now has 1045 participating issuers nationwide, including 1043 U.S. banks and credit unions and store card support at BJ's Wholesale Club and Kohl's.

The newly added Apple Pay participating issuers are reflected below, although it's worth noting that some banks, credit unions and financial institutions listed may have already had support for the contactless payments service and are only now being reflected on Apple's website.

The full list of new Apple Pay participating issuers:

  • ABNB Federal Credit Union

  • Beneficial Bank

  • Central Bank & Trust Co.

  • Central Bank of Jefferson County

  • Chartway Federal Credit Union

  • Chicopee Savings Bank

  • Commerce Bank of Washington

  • Commonwealth Bank & Trust Company

  • Cornerstone Community Bank

  • Cortrust Bank

  • Dow Chemical Employees' Credit Union

  • Duke University Federal Credit Union

  • Exchange Bank

  • Fannin Bank

  • First Electronic Bank

  • First State Bank and Trust Company

  • Guadalupe National Bank

  • Heritage Grove Federal Credit Union

  • Heritage South Community Credit Union

  • Jackson Community Federal Credit Union

  • KALSEE Credit Union

  • Kitsap Bank

  • Lake County Educational Federal Credit Union

  • Lakeland Bank

  • Lone Star State Bank of West Texas

  • Louisiana Federal Credit Union

  • Mainstreet Credit Union

  • Monroe Bank & Trust

  • Mutual Credit Union

  • Nassau Educators Federal Credit Union

  • New Era Bank

  • North Carolina Press Association Federal Credit Union

  • Northwest Community Bank

  • Option 1 Credit Union

  • Otero Federal Credit Union

  • PlainsCapital Bank

  • Richfield Bloomington Credit Union

  • Sanford Institution for Savings

  • Town & Country Federal Credit Union

  • Trinity Bank

  • TruStone Financial Federal Credit Union

  • Tulsa Federal Credit Union

  • Virginia National Bank

  • West-Aircomm Federal Credit Union

  • Yakima Federal Savings

Apple Pay is now available at more than 2 million retail locations, with support rolling out at Crate & Barrel, Chick-fil-A, and Au Bon Pain locations in the U.S. this year. Cinnabon, Chili's, Domino's, KFC and Starbucks are also implementing Apple Pay support at U.S. locations starting this year.

In November, Apple Pay launched in Australia and Canada in partnership with American Express. Apple Pay is also coming for American Express cardholders in Hong Kong, Singapore and Spain this year, and the iPhone-based payments service officially went live in China in partnership with interbank network UnionPay earlier this week.

Apple Pay gained support for BJ's Wholesale Club private label credit cards and 66 new U.S. issuers on December 15, plus nearly another 60 issuers on January 5. Apple Pay is now accepted by over 1000 U.S. banks and credit unions.

Related Roundup: Apple Pay
Related Forum: Apple Music, Apple Pay/Card, iCloud, Fitness+

Popular Stories

iOS 26

iOS 26.1 Coming Soon: New Features for Your iPhone and Release Date

Monday October 27, 2025 7:55 am PDT by
The upcoming iOS 26.1 update includes a handful of new features and changes for iPhones, including a toggle for changing the appearance of the Liquid Glass design, "slide to stop" for alarms in the Clock app, and more. Below, we outline key details about iOS 26.1. Release Date Given that Apple has yet to seed an iOS 26.1 Release Candidate, which is typically the final beta version, the...
Read Full Article
iOS 26 Maps Glass

Apple Reportedly Moving Ahead With Ads in Maps App

Sunday October 26, 2025 6:22 am PDT by
Apple Maps could feature integrated ads as soon as next year, Bloomberg's Mark Gurman reports. In his latest "Power On" newsletter, Gurman said that Apple's plan to bring more ads to iOS is moving "gaining traction," with the Maps app being next in line. The project will apparently give restaurants and other businesses the option to pay to have their details featured more prominently in...
Read Full Article • 421 comments
maxresdefault

Apple TV 4K Could Still Launch Before 2025 Ends: All the Rumored Features

Monday October 27, 2025 4:51 pm PDT by
Apple is designing an updated version of the Apple TV 4K, and rumors suggest that it could come out sometime in the next couple of months. We're not expecting a major overhaul with design changes, but even a simple chip upgrade will bring major improvements to Apple's set-top box. Subscribe to the MacRumors YouTube channel for more videos. We've rounded up all the latest Apple TV rumors. ...
Read Full Article • 146 comments
iOS 26 Battery Glass Feature

iOS 26.1 Beta Liquid Glass Battery Drain Test: Tinted vs Clear Mode

Friday October 24, 2025 2:30 pm PDT by
In the fourth iOS 26.1 beta, Apple added a "Tinted" option that reduces the translucency of Liquid Glass for those who prefer a more opaque look. I saw some comments wondering whether the setting might preserve battery life, so I thought I'd do some testing. Test Settings I did four separate tests using the iPhone 17 Pro Max, and I kept the parameters as similar as possible. Here are the...
Read Full Article • 105 comments
M6 MacBook Pro Feature 1

M6 MacBook Pro: Release Date, Pricing, and What to Expect

Monday October 27, 2025 9:15 am PDT by
Apple this month refreshed the 14-inch MacBook Pro base model with its new M5 chip, and higher-end 14-inch and 16-inch MacBook Pro models with M5 Pro and M5 Max chips are expected to follow in early 2026. However, these machines will represent the final update to the current design, with Apple reportedly developing a completely new version of the MacBook Pro packed with next-generation hardware...
Read Full Article • 135 comments
iOS 26

iOS 26.1 Coming Soon With These 8 New Features for Your iPhone

Wednesday October 22, 2025 6:15 am PDT by
The upcoming iOS 26.1 update includes a handful of new features and changes for iPhones, including a toggle for changing the appearance of the Liquid Glass design, "slide to stop" for alarms in the Clock app, and more. iOS 26.1 is currently in beta testing. The update will likely be released in the first half of November, and it is compatible with the iPhone 11 series and newer, but some...
Read Full Article • 35 comments
swift for android

Developers Can Now Make Android Apps With Apple's Swift

Sunday October 26, 2025 4:23 am PDT by
The first preview release of the Swift SDK for Android was published this week, allowing developers to build Android apps in Swift with official tooling and making it easier to share code across iOS and Android. The SDK enables Android apps to be built in Swift using officially supported tooling rather than community workarounds. In June, it was announced that Apple's Swift programming...
Read Full Article • 39 comments
ios 26 digital id passport wallet

Apple Says U.S. Passport Feature on iPhone is Coming Soon

Monday October 27, 2025 7:41 am PDT by
You will "soon" be able to add a digital version of your U.S. passport to your iPhone, according to Jennifer Bailey, vice president of Apple Pay and Apple Wallet. Bailey reiterated that the feature is coming soon during her keynote at the Money20/20 USA conference in Las Vegas on Sunday. On its iOS 26 page, Apple says the delayed feature will be "coming later this year." Apple's...
Read Full Article • 55 comments
All Screen iPhone 2027 Feature 1

iPhone XX? 6 Features Rumored for Apple's 20th Anniversary iPhone

Monday October 27, 2025 4:01 pm PDT by
For the 10th anniversary iPhone that came out in 2017, Apple introduced the iPhone X with Face ID, notch, and minimized bezels, providing more display space than ever before. The 20th iPhone anniversary is approaching and Apple wants to take the iPhone X design even further. We're two years away from the 2027 iPhone, but it's tough for Apple to keep major changes under wraps. We've rounded...
Read Full Article • 85 comments

Top Rated Comments

62tele Avatar
62tele
127 months ago
I actually get annoyed each time I see these new banks, credit unions etc added. What difference does it make when relatively so few merchants accept it. Great idea but epic fail thus far. I tried to use it as a business that supposedly accepts Apple Pay but they didn't have the necessary hardware and the manager had no clue.
Score: 2 Votes (Like | Disagree)
lolkthxbai Avatar
lolkthxbai
127 months ago
While technically there was a deadline for merchants to support Chip & NFC payments (beginning of October last year), most US retailers have been unbelievably slow to implement it, most having not yet. Target & Walmart have it (whoop-de-doo, Walmart is just awful), and some small independent merchants & restaurants have it (including my favorite local Thai place), but other establishments just haven't gotten it fully deployed yet. Publix & other grocery chains, most clothing retailers, etc.... nothing. They've got the readers, but they're just an extra slot on the bottom of the card machine. Lots of it seems to come down to the chip-compatible software provided by vendors not being ready, so merchants are bound by the vendor companies they work with. The "requirement" has no teeth, no penalty for not having it ready, so what's the incentive? Like you said, many merchants aren't willing to give up all the info they get, and there's no incentive for the transaction vendor to encourage the process.
The penalty for swiping the card versus using the chip or NFC is that the merchant is responsible for fraud versus the bank or card issuer.
Score: 2 Votes (Like | Disagree)
trife Avatar
trife
127 months ago
I hate my credit union.
Score: 2 Votes (Like | Disagree)
American Hero Avatar
American Hero
127 months ago
... Along with a list of 45 new merchants who have partnered with Apple Pay.

Oh wait, who am I kidding?, they don't care about your privacy and payment security... It's all about their bottom line, and part of that bottom line is stealing your data to make money.
Score: 2 Votes (Like | Disagree)
dwaltwhit Avatar
dwaltwhit
127 months ago
I think that the growth of merchants is too slow. I think it is too easy to blame one side or the other. Perhaps there should be a period where some sort of incentive is offered to customers who use apple pay that is subsidized by apple. Something like 5% off if you use apple pay up to $X off, where apple pays the 5%. Short term, maybe the 3 months after a merchant begins accepting apple pay. The merchant gets a bit of a bump in sales, the customer gets a little something back, and apple gets more people using apple pay.

I'm no business man, but I have worked retail and I know the lengths customers will go for even 5% off. I also love apple pay and would love to see it in more places like gas station and grocery chains.
Score: 1 Votes (Like | Disagree)
1Zach1 Avatar
1Zach1
127 months ago
I think that the growth of merchants is too slow. I think it is too easy to blame one side or the other. Perhaps there should be a period where some sort of incentive is offered to customers who use apple pay that is subsidized by apple. Something like 5% off if you use apple pay up to $X off, where apple pays the 5%. Short term, maybe the 3 months after a merchant begins accepting apple pay. The merchant gets a bit of a bump in sales, the customer gets a little something back, and apple gets more people using apple pay.

I'm no business man, but I have worked retail and I know the lengths customers will go for even 5% off. I also love apple pay and would love to see it in more places like gas station and grocery chains.
I think Apple is in a tough spot when it comes to merchants, since anything they do to get merchants to turn on their NFC terminals or move to an NFC supported terminal (not sure how this hasn't happened, aren't the Chip and Signature requirements already in effect in the US?), also helps Google, Samsung and any NFC enabled card. And as was stated earlier, merchants don't want to give up the information they gather from customers cards.
Score: 1 Votes (Like | Disagree)
Read All Comments