Apple Card Launched Three Years Ago, Remains Exclusive to U.S. Residents
This month marks three years since the Apple Card launched in the United States. Apple's credit card first rolled out to a limited number of customers on August 6, 2019 before expanding to all eligible U.S. residents two weeks later.
Unfortunately for iPhone users living in other countries, however, the Apple Card has still yet to launch outside of the United States.
One country where the Apple Card would especially make sense is Canada, where the iPhone has over 50% market share and 76.2 million Visa and Mastercard cards were in circulation as of January 2021, according to the Canadian Bankers Association. Apple Card's standard 2% cashback on purchases made via Apple Pay and 3% cashback at participating merchants would be competitive with other Canadian credit cards, but it's likely that the Apple Card's rewards would vary on a country-by-country basis.
During a trip to Germany in 2019, Apple CEO Tim Cook said that Apple was open to offering its credit card in additional countries, but he noted that banks and regulations vary around the world. Last year, the Apple Card trademark was approved in Canada, but Apple has yet to announce any plans to expand the card internationally.
Launched in partnership with investment bank Goldman Sachs and Mastercard, the Apple Card can be managed completely through the Wallet app on an iPhone or Apple Watch, with key features including color-coded spending summaries, cashback paid out on a daily basis, an interest-free financing option for purchasing new Apple products, and no fees of any kind beyond interest charges on overdue balances. There is also a physical Apple Card available for use at stores that do not accept contactless payments.
Popular Stories
Apple is set to release iOS 18.2 in December, bringing the second round of Apple Intelligence features to iPhone 15 Pro and iPhone 16 models. This update brings several major advancements to Apple's AI integration, including completely new image generation tools and a range of Visual Intelligence-based enhancements. There are a handful of new non-AI related feature controls incoming as well.
...
Apple today announced new 14-inch and 16-inch MacBook Pro models featuring M4 Pro and M4 Max chips, alongside a new entry-level 14-inch MacBook Pro powered by the M4 chip.
Subscribe to the MacRumors YouTube channel for more videos.
The new M4 Pro and M4 Max machines come with a minimum of 24GB of Unified Memory as standard, up from 18GB in the previous models. Both models feature three...
The first Geekbench 6 benchmark results for the M4 Pro chip surfaced today. Impressively, the results that are available so far show that the highest-end M4 Pro chip is faster than the highest-end M2 Ultra chip in terms of peak multi-core CPU performance.
Here is a comparison of the results:
Mac mini with M4 Pro (14-core CPU): 22,094 multi-core score (average of 11 results)
Mac Studio...
Apple today in its new MacBook Pro press release announced that the MacBook Air lineup now starts with 16GB of RAM, up from 8GB previously.
This change applies to the 13-inch model with the M2 chip, the 13-inch model with the M3 chip, and the 15-inch model with the M3 chip.
In the U.S., the MacBook Air lineup continues to start at $999, so there is no price increase associated with the...
Apple today announced fully redesigned Mac mini models featuring the M4 and M4 Pro chips, a considerably smaller casing, two front-facing USB-C ports, Thunderbolt 5 connectivity, and more.
Subscribe to the MacRumors YouTube channel for more videos.
The product refresh marks the first time the Mac mini has been redesigned in over a decade. The enclosure now measures just five by five inches...
Apple this week made three key Mac product announcements: new iMac, Mac mini, and MacBook Pro models. These machines bring the M4 chip series to Apple's Mac lineup for the first time, but each in its own way offers several new features and changes that go beyond processors.
Below, we've compiled a recap of all the highlights.
New iMac
Apple on Monday announced its latest 24-inch iMac,...