Apple Card Launched Three Years Ago, Remains Exclusive to U.S. Residents

This month marks three years since the Apple Card launched in the United States. Apple's credit card first rolled out to a limited number of customers on August 6, 2019 before expanding to all eligible U.S. residents two weeks later.

apple card 1 iPhone 13
Unfortunately for iPhone users living in other countries, however, the Apple Card has still yet to launch outside of the United States.

One country where the Apple Card would especially make sense is Canada, where the iPhone has over 50% market share and 76.2 million Visa and Mastercard cards were in circulation as of January 2021, according to the Canadian Bankers Association. Apple Card's standard 2% cashback on purchases made via Apple Pay and 3% cashback at participating merchants would be competitive with other Canadian credit cards, but it's likely that the Apple Card's rewards would vary on a country-by-country basis.

During a trip to Germany in 2019, Apple CEO Tim Cook said that Apple was open to offering its credit card in additional countries, but he noted that banks and regulations vary around the world. Last year, the Apple Card trademark was approved in Canada, but Apple has yet to announce any plans to expand the card internationally.

Launched in partnership with investment bank Goldman Sachs and Mastercard, the Apple Card can be managed completely through the Wallet app on an iPhone or Apple Watch, with key features including color-coded spending summaries, cashback paid out on a daily basis, an interest-free financing option for purchasing new Apple products, and no fees of any kind beyond interest charges on overdue balances. There is also a physical Apple Card available for use at stores that do not accept contactless payments.

Popular Stories

iphone 16 pro ghost hand

5 Reasons to Skip This Year's iPhone 17 Pro

Thursday July 10, 2025 4:54 am PDT by
Apple will launch its new iPhone 17 series in two months, and the iPhone 17 Pro models are expected to get a new design for the rear casing and the camera area. But more significant changes to the lineup are not expected until next year, when the iPhone 18 models arrive. If you're thinking of trading in your iPhone for this year's latest, consider the following features rumored to be coming...
apple tv 4k new orange

New Apple TV Expected Later This Year With These New Features

Saturday July 12, 2025 3:09 pm PDT by
A new Apple TV is expected to be released later this year, and a handful of new features and changes have been rumored for the device. Below, we recap what to expect from the next Apple TV, according to rumors. Rumors Faster Wi-Fi Support The next Apple TV will be equipped with Apple's own combined Wi-Fi and Bluetooth chip, according to Bloomberg's Mark Gurman. He said the chip supports ...
iPhone 17 Pro in Hand Feature Lowgo

iPhone 17 Pro Coming Soon With These 16 New Features

Friday July 11, 2025 12:40 pm PDT by
Apple's next-generation iPhone 17 Pro and iPhone 17 Pro Max are only two months away, and there are plenty of rumors about the devices. Below, we recap key changes rumored for the iPhone 17 Pro models. Latest Rumors These rumors surfaced in June and July:A redesigned Dynamic Island: It has been rumored that all iPhone 17 models will have a redesigned Dynamic Island interface — it might ...
macbook pro blue green

M5 MacBook Pro No Longer Coming in 2025

Thursday July 10, 2025 12:38 pm PDT by
Apple does not plan to refresh any Macs with updated M5 chips in 2025, according to Bloomberg's Mark Gurman. Updated MacBook Air and MacBook Pro models are now planned for the first half of 2026. Gurman previously said that Apple would debut the M5 MacBook Pro models in late 2025, but his newest report suggests that Apple is "considering" pushing them back to 2026. Apple is now said to be...
iphone 16 pro pro max

iPhone 17 Pro Models With BOE Displays Will Be Sold in China Only

Thursday July 10, 2025 11:59 pm PDT by
iPhone 17 Pro and iPhone 17 Pro Max models with displays made by BOE will be sold exclusively in China, according to a new report. Last week, it emerged that Chinese display manufacturer BOE was aggressively ramping up its OLED production capacity for future iPhone models as part of a plan to recapture a major role in Apple's supply chain. Now, tech news aggregator Jukan Choi reports...
Apple Watch Ultra 2 Complications

Apple Watch Ultra 3: What to Expect

Sunday July 13, 2025 10:30 am PDT by
The long wait for an Apple Watch Ultra 3 is nearly over, and a handful of new features and changes have been rumored for the device. Below, we recap what to expect from the Apple Watch Ultra 3:Satellite connectivity for sending and receiving text messages when Wi-Fi and cellular coverage is unavailable 5G support, up from LTE on the Apple Watch Ultra 2 Likely a wide-angle OLED display that ...
apple wallet drivers license feature iPhone 15 pro

Apple Says iPhone Driver's Licenses Will Expand to These 8 U.S. States

Tuesday July 8, 2025 11:26 am PDT by
In select U.S. states, residents can add their driver's license or state ID to the Wallet app on the iPhone and Apple Watch, providing a convenient and contactless way to display proof of identity or age at select airports and businesses, and in select apps. Unfortunately, this feature continues to roll out very slowly since it was announced in 2021, with only nine U.S. states, Puerto Rico,...
iPhone 17 Air Colors Thumb 2

iPhone 17 and iPhone 17 Air Rumored to Come in These 9 Colors

Friday July 11, 2025 12:30 am PDT by
The iPhone 17 and iPhone 17 Air will be available in a total of nine color options, according to new information coming out of Asia. The iPhone 17 Air's expected color options. According to the leaker going by the account name "yeux1122" on the Korean blog Naver, accessory manufacturers are now producing camera protector rings for the iPhone 17 and iPhone 17 Air in colors to match their...

Top Rated Comments

foldpages Avatar
38 months ago

Remains unused by me due to high interest rate. Plenty of other card I have are much better.
Don't buy things you can't afford to pay off?
Score: 38 Votes (Like | Disagree)
TheYayAreaLiving ?️ Avatar
38 months ago
Can we get a new physical Apple Card in Mid-Night or Space Gray color, please? The current Apple Card is getting boring.
Score: 28 Votes (Like | Disagree)
Andres Cantu Avatar
38 months ago

Can we get a new physical Apple Card in Mid-Night or Space Gray color, please? The current Apple Card is getting boring.
Apple Card Pro!
Score: 23 Votes (Like | Disagree)
dontwalkhand Avatar
38 months ago

Remains unused by me due to high interest rate. Plenty of other card I have are much better.
Interest rate should not matter, as you should be paying the entire balance off every month.
Score: 20 Votes (Like | Disagree)
coolfactor Avatar
38 months ago
Three years already?!? Feels like yesterday!
Score: 16 Votes (Like | Disagree)
sw1tcher Avatar
38 months ago

Don't buy things you can't afford to pay off?
But that'd be un-American ?



Attachment Image
Score: 15 Votes (Like | Disagree)