Apple Card Launched Three Years Ago, Remains Exclusive to U.S. Residents

This month marks three years since the Apple Card launched in the United States. Apple's credit card first rolled out to a limited number of customers on August 6, 2019 before expanding to all eligible U.S. residents two weeks later.

apple card 1 iPhone 13
Unfortunately for iPhone users living in other countries, however, the Apple Card has still yet to launch outside of the United States.

One country where the Apple Card would especially make sense is Canada, where the iPhone has over 50% market share and 76.2 million Visa and Mastercard cards were in circulation as of January 2021, according to the Canadian Bankers Association. Apple Card's standard 2% cashback on purchases made via Apple Pay and 3% cashback at participating merchants would be competitive with other Canadian credit cards, but it's likely that the Apple Card's rewards would vary on a country-by-country basis.

During a trip to Germany in 2019, Apple CEO Tim Cook said that Apple was open to offering its credit card in additional countries, but he noted that banks and regulations vary around the world. Last year, the Apple Card trademark was approved in Canada, but Apple has yet to announce any plans to expand the card internationally.

Launched in partnership with investment bank Goldman Sachs and Mastercard, the Apple Card can be managed completely through the Wallet app on an iPhone or Apple Watch, with key features including color-coded spending summaries, cashback paid out on a daily basis, an interest-free financing option for purchasing new Apple products, and no fees of any kind beyond interest charges on overdue balances. There is also a physical Apple Card available for use at stores that do not accept contactless payments.

Top Rated Comments

foldpages Avatar
7 weeks ago

Remains unused by me due to high interest rate. Plenty of other card I have are much better.
Don't buy things you can't afford to pay off?
Score: 37 Votes (Like | Disagree)
TheYayAreaLiving ? Avatar
7 weeks ago
Can we get a new physical Apple Card in Mid-Night or Space Gray color, please? The current Apple Card is getting boring.
Score: 28 Votes (Like | Disagree)
Andres Cantu Avatar
7 weeks ago

Can we get a new physical Apple Card in Mid-Night or Space Gray color, please? The current Apple Card is getting boring.
Apple Card Pro!
Score: 23 Votes (Like | Disagree)
dontwalkhand Avatar
7 weeks ago

Remains unused by me due to high interest rate. Plenty of other card I have are much better.
Interest rate should not matter, as you should be paying the entire balance off every month.
Score: 20 Votes (Like | Disagree)
coolfactor Avatar
7 weeks ago
Three years already?!? Feels like yesterday!
Score: 16 Votes (Like | Disagree)
sw1tcher Avatar
7 weeks ago

Don't buy things you can't afford to pay off?
But that'd be un-American ?



Attachment Image
Score: 15 Votes (Like | Disagree)

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