Apple has expanded AppleCare+ with Theft and Loss coverage, which includes up to two incidents of theft or loss of an iPhone, to the United Kingdom and Australia.
Offered as an additional plan to customers in the United States, Japan, Germany, and now also the United Kingdom and Australia, AppleCare+ with Theft and Loss coverage can help customers who unfortunately have had their devices stolen or lost get a replacement without having to pay the full cost of a new device. The plan requires customers to have to Find My iPhone enabled on their device when it was lost or stolen.
In the United Kingdom, AppleCare+ with Theft and Loss coverage will cost £11.99 a month or £239 per year, with an additional excess fee of £109 to replace an iPhone. In Australia, AppleCare+ with Theft and Loss costs $15.99 per month or $319 per year, with an additional $229 for specific incidents of theft or loss.
AppleCare+ with Theft and Loss is offered alongside the standard AppleCare+ package, which lacks coverage for theft and loss incidents.
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You’re paying £239 for the insurance and then £109 when you claim.
Maybe if you’ve a pro max with 1TB of storage that’s a good deal, but if it’s a base model pro that originally cost £949 but at the point of loss is probably worth a lot less I’m not convinced.
If you can afford to replace your phone yourself, you shouldn't be outsourcing 'peace of mind' especially not to a company with margins like Apple. Just keep the premiums and run your own mini insurance company for yourself. You'll come out on top in the end.
You’re paying £239 for the insurance and then £109 when you claim.
Maybe if you’ve a pro max with 1TB of storage that’s a good deal, but if it’s a base model pro that originally cost £949 but at the point of loss is probably worth a lot less I’m not convinced.
The U.K. is a crazy so many people have there phones stolen from where I live
I’ve only ever had my phone stolen once. It was in the tube in London. It was my iPhone 4 in 2012. I had it in my pocket. My pocket was picked. I was reading on my kindle and was distracted. I learnt a few lessons that day. Have a passcode on your phone. Have find my iPhone switched on. Secure your phone. Don’t have it in a pocket where someone can easily pick it. Especially on a crowded tube. Have insurance.
You’re paying £239 for the insurance and then £109 when you claim.
Maybe if you’ve a pro max with 1TB of storage that’s a good deal, but if it’s a base model pro that originally cost £949 but at the point of loss is probably worth a lot less I’m not convinced.
Also seems expensive. You can get a Nationwide Flex Plus account with similar terms but covering multiple phones and all kinds of other thing like car breakdown and travel insurance for £13 a month.
Other banks do similar things. I realise not everyone can get that account but the value proposition of this seems poor.
