Apple Details How to Share an Apple Card and Add a Co-Owner

Apple today released iOS 14.6, with it bringing support for Apple Podcasts subscriptions and new support for Apple Card Family. Announced last month, ‌Apple Card‌ Family allows families to share a single ‌Apple Card‌ with users above 13 years old with the ability to set a spending limit.

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Following its release, Apple has shared two how-to videos on how exactly to share an Apple Card with your teenager or friend and how to co-own a single Apple Card with your significant other. The process for sharing an ‌Apple Card‌ with a friend or teenager is enabled within the Wallet app on iOS 14.6 or later and requires that you be in an iCloud Family with the person you wish to share the card with.

Last month, Apple also announced the ability for couples to co-own a single ‌Apple Card‌, allowing them to build their credit score together. The process is similar to sharing an ‌Apple Card‌ with your teenager or friend but requires you to share your spouse's annual income.

‌Apple Card‌ Family is available today with the iOS 14.6 update.

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Top Rated Comments

deebinem Avatar
40 months ago

Installing the updated now. My wife and I have been wait for this!
I was just about to ask if there was any way to block this announcement from mine... :)
Score: 4 Votes (Like | Disagree)
jerry70450 Avatar
40 months ago
Confirmed SSN is not required.

Attachment Image
Score: 2 Votes (Like | Disagree)
JayeDogg Avatar
40 months ago
Anyone else getting the unable to share message with people that are in your group?
Score: 2 Votes (Like | Disagree)
_Spinn_ Avatar
40 months ago

If you read the support article, that feature has been delayed until July 2021. https://support.apple.com/en-ca/HT212020
So does adding a co-owner who currently doesn’t have an Apple Card not increase your credit limit? I thought you were supposed to get a combined credit limit and the lower of the 2 APRs.

Edit: So I finally got my wife's phone to update. I shared my card with her as a co-owner and she was accepted immediately. Our APR stayed the same but our credit limit did increase.
Score: 1 Votes (Like | Disagree)
_Spinn_ Avatar
40 months ago
So I just noticed that my wife is not getting her daily cash back as a co-owner on my Apple Card. Our monthly statement shows that she earned cash back but it is not appearing on her Apple Cash card. Has anyone else noticed this? There seems to be a few people on Reddit with this issue as well.

[MEDIA=reddit]AppleCard/comments/nrvh47[/MEDIA]

Edit: So my wife just needed to verify her identity on the Apple Cash card and then her pending daily cash came through.
Score: 1 Votes (Like | Disagree)
TRICKorDEVICE Avatar
40 months ago

Anyone else getting the unable to share message with people that are in your group?
I am, can’t share with my wife.
Score: 1 Votes (Like | Disagree)