Apple Pay Expands to Additional Banks in Germany, Austria, and the Netherlands

Apple Pay has expanded to more banks in Europe today, including ING in Germany, bunq in Austria, and ABN AMRO in the Netherlands.

apple pay ing germany
ING supporting ‌Apple Pay‌ in Germany is notable after a lengthy waiting period following the original announcement. ‌Apple Pay‌ made its debut in Germany in December, allowing iPhone and Apple Watch users in the country to take advantage of the contactless mobile payments service if their card issuer supports it.

Meanwhile, the Federation of German Cooperative banks (BVR) are said to be preparing for ‌Apple Pay‌ support, as are the Sparkassen and Giroverbandes (DSGV) association of savings banks. Both the BVR and the savings banks could start offering support later this year.

Also today, European challenger bank bunq brought ‌Apple Pay‌ to its customers in Austria. "Austrian users can now enable both Maestro and Mastercard cards for ‌Apple Pay‌, so they get the best of both worlds. This gives them the freedom to pay with their ‌iPhone‌ or Apple Watch, whenever they want, wherever they go," said bunq founder and CEO Ali Niknam.


Last but not least, ABN AMRO, one of the largest banks in the Netherlands, announced ‌Apple Pay‌ support in early September and now the bank's customers can finally start using Apple's payment service. Rabobank is expected to offer support in the country soon.

‌Apple Pay‌ has been gradually expanding across Europe and the Middle East, launching in Poland, Norway, Kazakhstan, Belgium, Germany, Czech Republic, Saudi Arabia, Austria, and Iceland over the last year.

Apple CEO Tim Cook said in March that ‌Apple Pay‌ would be available in more than 40 countries and regions by the end of 2019. ‌Apple Pay‌ first launched in the United States in October 2014. You can view the full list of ‌Apple Pay‌ countries and regions on Apple's website.

(Thanks, Geert!)

Related Roundup: Apple Pay
Tag: Europe

Top Rated Comments

springsup Avatar
23 months ago

According to this ('https://www.sparkasse.de/unsere-loesungen/privatkunden/bezahlverfahren/mobiles-bezahlen/faq-bezahlen-mit-dem-handy.html'), Sparkasse will initially only support credit card accounts with Apple Pay. Giro should come some time next year.
Yes, that's confirmation from an official source. Awesome!


12. Kann ich auch mit meinem iPhone mobil bezahlen?
Die Sparkassen werden Apple Pay noch in diesem Jahr in Deutschland einführen und den Kunden diese einfache, sichere und vertrauliche Zahlungsweise anbieten. Zum Start in diesem Jahr werden Kreditkarten (Mastercard, VISA) unterstützt, die girocard (Debitkarte) bereiten die Sparkassen für 2020 vor.
Comdirect do the same, and it's the only thing that bugs me about using ApplePay. I'd rather have it just replace my girocard.
Score: 1 Votes (Like | Disagree)
catean Avatar
23 months ago
Raiffeisen Bank Romania added support too, today.
Score: 1 Votes (Like | Disagree)
gnasher729 Avatar
23 months ago
ING in Germany is of no importance whatsoever.

The big news is BVR and DSGV preparing, because that means ApplePay is available for cards that Germans are actually using in large numbers.


Apple takes a (very?) small percentage of every transaction, so that's why some banks may be hesitant.
On the other hand, ApplePay makes insider fraud much more difficult (you buy something by card at a shop, some rogue employee copies your information, and shortly afterwards fraudulent charges start). Whatever banks are charged, I think they save a lot more because of reduced fraud.
Score: 1 Votes (Like | Disagree)
manu chao Avatar
23 months ago

Apple Pay made its debut ('https://www.macrumors.com/2018/12/10/apple-pay-launches-in-germany/') in Germany in December, allowing iPhone and Apple Watch users in the country to take advantage of the contactless mobile payments service if their card issuer supports it.

Meanwhile, the Federation of German Cooperative banks (BVR) are said to be preparing for Apple Pay support, as are the Sparkassen and Giroverbandes (DSGV) association of savings banks. Both the BVR and the savings banks could start offering support later this year.
BVR and DSGV account for probably at least 80% of all individual checking accounts in Germany. In terms of the total amount of money held by individuals, they account for 60 to 65%. But since they are more the little man's banks, in terms of number of customers that translates almost certainly into the 80+% figure. The larger of the two 'groups', DSGV, has about 50 million customers in Germany (in a total population of 83 million where probably not all children have their own bank account). The BVR has 18.5 million members with not all customers also being being members, these two groups thus might have easily 70 million customers (with likely very little overlap between the two).

Getting those two groups on board is the difference between not mattering much and pretty much having fully made it (in terms of being an option for the customer).
Score: 1 Votes (Like | Disagree)
colmaclean Avatar
23 months ago
According to this ('https://www.sparkasse.de/unsere-loesungen/privatkunden/bezahlverfahren/mobiles-bezahlen/faq-bezahlen-mit-dem-handy.html'), Sparkasse will initially only support credit card accounts with Apple Pay. Giro should come some time next year.
Score: 1 Votes (Like | Disagree)

Top Stories

General Apps Messages

All Three Major U.S. Carriers and Google Adopt Rich Communication Services, But No Sign of Apple Interest

Tuesday July 20, 2021 1:15 pm PDT by
For the last several years, Google has been pushing a new communications protocol called Rich Communication Services, or RCS. RCS is designed to replace SMS, the current text message standard, and it offers support for higher resolution photos and videos, audio messages, bigger file sizes, better encryption, improved group chat, and more. Verizon today announced that it is planning to adopt...
AirPods Pro Beta Firmware

AirPods Pro Beta Firmware Now Available

Wednesday July 21, 2021 6:50 am PDT by
Upcoming AirPods Pro firmware updates are now available to Apple Developer Program members as beta versions. AirPods Pro firmware beta one features FaceTime Spatial Audio and Ambient Noise Reduction. Custom Transparency mode, including Conversation Boost, was initially expected to be included in the beta but appears to have been delayed for a later version. Apple made the announcement...
maxresdefault

Apple Music to Livestream Premiere of Kanye West's New Album 'Donda' on Thursday

Wednesday July 21, 2021 1:49 am PDT by
Apple Music on Thursday will host a global livestream for the premiere of Kanye West's tenth studio album, titled "Donda." The sold-out event will take place at the Mercedes-Benz Stadium in Atlanta, Georgia, and Apple Music's livestream will start at 8:00 p.m. Eastern Time. The livestream was revealed in a Beats Studio Buds ad that aired during the NBA Finals. The ad features U.S. track...
ios wifi settings

Apple Confirms iOS 14.7 Fixes WiFi Bug and Many Other Vulnerabilities

Wednesday July 21, 2021 11:38 am PDT by
Following the release of iPadOS 14.7 this morning, Apple has shared details on the security updates that are included in iOS 14.7, iPadOS 14.7, macOS Big Sur 11.5, watchOS 7.6, and tvOS 14.7, all of which came out this week. Notably, Apple's documentation confirms that the iOS 14.7 and iPadOS 14.7 updates address a WiFi-related vulnerability that could impact iOS devices when joining a...
16 inch macbook pro m2 render

Gurman: Redesigned MacBook Pros to Launch Between September and November

Sunday July 18, 2021 7:39 am PDT by
Apple can be expected to release its redesigned 14-inch and 16-inch MacBook Pros sometime between September and November, as part of another packed fall season for new product launches, according to Bloomberg journalist Mark Gurman. In the latest edition of his Power On newsletter, Gurman says that the new MacBook Pros will go into production in the third quarter and can be expected to be...
macOS Malware Feature

Common Windows Malware Can Now Infect Macs

Wednesday July 21, 2021 8:13 am PDT by
A common form of malware on Windows systems has been modified into a new strain called "XLoader" that can also target macOS (via Bleeping Computer). Derived from the Formbook info-stealer for Windows, XLoader is a form of cross-platform malware advertised as a botnet with no dependencies. It is used to steal login credentials, capture screenshots, log keystrokes, and execute malicious files. ...
magsafe battery pack solo

Hands-On With Apple's MagSafe Battery Pack

Tuesday July 20, 2021 11:14 am PDT by
The new MagSafe Battery Pack that Apple debuted this week is arriving to customers starting today and it's also now available for in-store pickup in many Apple retail locations around the world. We snagged one this morning and thought we'd take a look at it to let MacRumors readers know if it's worth the $99 asking price. Subscribe to the MacRumors YouTube channel for more videos. As the name ...
macOS Big Sur Feature Orange

Apple Releases macOS Big Sur 11.5 With Podcast App Updates and Bug Fixes

Wednesday July 21, 2021 10:15 am PDT by
Apple today released macOS Big Sur 11.5, the fifth major update to the macOS Big Sur operating system that launched in November 2020. macOS Big Sur 11.5 comes two months after the release of macOS Big Sur 11.4. The new ‌‌‌‌‌macOS Big Sur‌‌‌‌ 11.5 update can be downloaded for free on all eligible Macs using the Software Update section of System Preferences. macOS Big Sur...
apple tv 4k design green

Apple Releases tvOS 14.7 for Apple TV HD and Apple TV 4K

Monday July 19, 2021 10:04 am PDT by
Apple today released tvOS 14.7, the seventh update to the tvOS 14 operating system that initially debuted in September 2020. tvOS 14.7 comes two months after the launch of the tvOS 14.6 update. tvOS 14.7, which is a free update, can be downloaded over the air through the Settings app on the Apple TV by going to System > Software Update. ‌‌Apple TV‌‌ owners who have automatic software ...
ipad pro m1 feature

Apple Releases iPadOS 14.7 With Apple Card Merging Option, Fix for 3.5mm Headphone Jack to USB-C Adapter Bug

Wednesday July 21, 2021 10:18 am PDT by
Apple today released iPadOS 14.7, marking the seventh major update to the iPadOS operating system that came out in September 2020. Apple already released iOS 14.7 on July 19, but for some reason, delayed the iPadOS 14.7 debut until today. The iPadOS 14.7 update can be downloaded for free and the software is available on all eligible devices over-the-air in the Settings app. To access the new ...