Apple Pay Expands to Additional Banks in Germany, Austria, and the Netherlands

Apple Pay has expanded to more banks in Europe today, including ING in Germany, bunq in Austria, and ABN AMRO in the Netherlands.

apple pay ing germany
ING supporting ‌Apple Pay‌ in Germany is notable after a lengthy waiting period following the original announcement. ‌Apple Pay‌ made its debut in Germany in December, allowing iPhone and Apple Watch users in the country to take advantage of the contactless mobile payments service if their card issuer supports it.

Meanwhile, the Federation of German Cooperative banks (BVR) are said to be preparing for ‌Apple Pay‌ support, as are the Sparkassen and Giroverbandes (DSGV) association of savings banks. Both the BVR and the savings banks could start offering support later this year.

Also today, European challenger bank bunq brought ‌Apple Pay‌ to its customers in Austria. "Austrian users can now enable both Maestro and Mastercard cards for ‌Apple Pay‌, so they get the best of both worlds. This gives them the freedom to pay with their ‌iPhone‌ or Apple Watch, whenever they want, wherever they go," said bunq founder and CEO Ali Niknam.


Last but not least, ABN AMRO, one of the largest banks in the Netherlands, announced ‌Apple Pay‌ support in early September and now the bank's customers can finally start using Apple's payment service. Rabobank is expected to offer support in the country soon.

‌Apple Pay‌ has been gradually expanding across Europe and the Middle East, launching in Poland, Norway, Kazakhstan, Belgium, Germany, Czech Republic, Saudi Arabia, Austria, and Iceland over the last year.

Apple CEO Tim Cook said in March that ‌Apple Pay‌ would be available in more than 40 countries and regions by the end of 2019. ‌Apple Pay‌ first launched in the United States in October 2014. You can view the full list of ‌Apple Pay‌ countries and regions on Apple's website.

(Thanks, Geert!)

Related Roundup: Apple Pay
Tag: Europe

Top Rated Comments

springsup Avatar
39 months ago

According to this ('https://www.sparkasse.de/unsere-loesungen/privatkunden/bezahlverfahren/mobiles-bezahlen/faq-bezahlen-mit-dem-handy.html'), Sparkasse will initially only support credit card accounts with Apple Pay. Giro should come some time next year.
Yes, that's confirmation from an official source. Awesome!


12. Kann ich auch mit meinem iPhone mobil bezahlen?
Die Sparkassen werden Apple Pay noch in diesem Jahr in Deutschland einführen und den Kunden diese einfache, sichere und vertrauliche Zahlungsweise anbieten. Zum Start in diesem Jahr werden Kreditkarten (Mastercard, VISA) unterstützt, die girocard (Debitkarte) bereiten die Sparkassen für 2020 vor.
Comdirect do the same, and it's the only thing that bugs me about using ApplePay. I'd rather have it just replace my girocard.
Score: 1 Votes (Like | Disagree)
catean Avatar
39 months ago
Raiffeisen Bank Romania added support too, today.
Score: 1 Votes (Like | Disagree)
gnasher729 Avatar
39 months ago
ING in Germany is of no importance whatsoever.

The big news is BVR and DSGV preparing, because that means ApplePay is available for cards that Germans are actually using in large numbers.


Apple takes a (very?) small percentage of every transaction, so that's why some banks may be hesitant.
On the other hand, ApplePay makes insider fraud much more difficult (you buy something by card at a shop, some rogue employee copies your information, and shortly afterwards fraudulent charges start). Whatever banks are charged, I think they save a lot more because of reduced fraud.
Score: 1 Votes (Like | Disagree)
manu chao Avatar
39 months ago

Apple Pay made its debut ('https://www.macrumors.com/2018/12/10/apple-pay-launches-in-germany/') in Germany in December, allowing iPhone and Apple Watch users in the country to take advantage of the contactless mobile payments service if their card issuer supports it.

Meanwhile, the Federation of German Cooperative banks (BVR) are said to be preparing for Apple Pay support, as are the Sparkassen and Giroverbandes (DSGV) association of savings banks. Both the BVR and the savings banks could start offering support later this year.
BVR and DSGV account for probably at least 80% of all individual checking accounts in Germany. In terms of the total amount of money held by individuals, they account for 60 to 65%. But since they are more the little man's banks, in terms of number of customers that translates almost certainly into the 80+% figure. The larger of the two 'groups', DSGV, has about 50 million customers in Germany (in a total population of 83 million where probably not all children have their own bank account). The BVR has 18.5 million members with not all customers also being being members, these two groups thus might have easily 70 million customers (with likely very little overlap between the two).

Getting those two groups on board is the difference between not mattering much and pretty much having fully made it (in terms of being an option for the customer).
Score: 1 Votes (Like | Disagree)
colmaclean Avatar
39 months ago
According to this ('https://www.sparkasse.de/unsere-loesungen/privatkunden/bezahlverfahren/mobiles-bezahlen/faq-bezahlen-mit-dem-handy.html'), Sparkasse will initially only support credit card accounts with Apple Pay. Giro should come some time next year.
Score: 1 Votes (Like | Disagree)

Popular Stories

iOS 16

Apple Releases iOS 16.0.2 With Bug Fixes for iPhone 14 Pro Camera Vibration, Copy/Paste Issue and More

Thursday September 22, 2022 1:04 pm PDT by
Apple today released iOS 16.0.2, addressing a number of bugs that iPhone 14 owners have been experiencing since the new devices launched. iOS 16.0.2 comes two weeks after the launch of iOS 16, and it follows iOS 16.0.1, an update made available to iPhone 14 owners on launch day. The update is available for all iPhones that are capable of running iOS 16. The iOS 16.0.2 update can be...
apple watch series 7 aluminum colors yellowbg

Don't Want the Apple Watch Ultra or Series 8? Amazon Has Record Low Prices on Series 7 Models This Week

Friday September 23, 2022 6:56 am PDT by
The Apple Watch Series 8 and Apple Watch Ultra are now available to purchase, but if you aren't interested in these updates you can save a lot of money on Series 7 models right now on Amazon. Note: MacRumors is an affiliate partner with Amazon. When you click a link and make a purchase, we may receive a small payment, which helps us keep the site running. The best deals are on cellular...
Dynamic Island For Android Users Feature

Android App Copying iPhone 14 Pro's Dynamic Island Released on Play Store

Thursday September 22, 2022 7:57 am PDT by
A copycat version of the iPhone 14 Pro's Dynamic Island has arrived on Android's Google Play Store in the form of an app called "dynamicSpot." The app, still in beta, offers customers several different experiences at the top of their smartphones. In its current form, dynamicSpot offers playback control for songs, timers, battery status, and more features coming soon, according to the app's...
maxresdefault

Video Review: Four Days With the iPhone 14 Pro Max

Wednesday September 21, 2022 7:49 am PDT by
Apple on Friday released the new iPhone 14 models, and MacRumors videographer Dan picked one up on launch day. He's been using the iPhone 14 Pro Max non-stop since it came out, and over on the MacRumors YouTube channel, has shared his initial thoughts on the day-to-day experience with the latest iPhone. Subscribe to the MacRumors YouTube channel for more videos. Dan's mini review highlights...
14 vs 16 inch mbp m2 pro and max feature 1

New 14-Inch and 16-Inch MacBook Pros Reportedly Launching Later This Year

Friday September 23, 2022 7:08 am PDT by
Apple plans to release new MacBook Pro models in the fourth quarter of 2022, according to supply chain publication DigiTimes. The report does not mention specific models, but it very likely refers to the next-generation 14-inch and 16-inch MacBook Pros given that the 13-inch model was already updated earlier this year. There has been uncertainty surrounding the timing of new 14-inch and...
facebook meta

Meta Sued Over Tracking iPhone Users Despite Apple's Privacy Features

Thursday September 22, 2022 5:12 am PDT by
Meta is facing a new proposed class action lawsuit that accuses it of tracking and collecting the personal data of iPhone users, despite features and policies made by Apple which are meant to stop that same type of tracking. In August, it was revealed that with the Facebook and Instagram apps, Meta can track all of a user's key taps, keyboard inputs, and more, when using the in-app browser....
AirPods Max 2022 Colors

Ten Things AirPods Pro 2 Tell Us About AirPods Max 2

Saturday September 24, 2022 1:00 am PDT by
Upon the release of the second-generation AirPods Pro, the AirPods Max became the oldest current-generation AirPods product still in Apple's lineup. Introducing several new features like Adaptive Transparency and the H2 chip, the second-generation AirPods Pro may provide some of the best indications yet of what to expect from the second-generation AirPods Max. Almost two years later, rumors...
new airpods pro ear tips

Apple Explains Why Second-Generation AirPods Pro Ear Tips Are Incompatible With Original AirPods Pro

Thursday September 22, 2022 3:12 pm PDT by
Apple today explained why the new silicone ear tips for the second-generation AirPods Pro are not officially compatible with the original AirPods Pro. In an updated support document, Apple said the original AirPods Pro ear tips have "noticeably denser mesh" than the second-generation ear tips. Apple did not provide any additional details, but the mesh density could result in acoustical...
AirPods Pro Second Generation 2 Pairing Feature 1

AirPods Pro 2 Engravings Appear in iOS During Pairing and Connecting

Friday September 23, 2022 9:40 am PDT by
Customers who personalize their second-generation AirPods Pro charging case with an engraving will now have that engraving reflected directly on iOS as they pair and connect their AirPods Pro. Apple allows customers to personalize their AirPods Pro charging case with a special engraving that can include select emojis and Memojis. Unlike before, starting with the second-generation AirPods...