Apple Offering Pre-Approval for iPhone Upgrade Program Customers

As noted in today's press releases for the iPhone 11, iPhone 11 Pro, and iPhone 11 Pro Max, Apple is offering pre-approval for the iPhone Upgrade Program ahead of when pre-orders kick off on Friday.

Existing and new iPhone Upgrade Program members can use the Apple Store app on the iPhone to undergo the pre-approval process to get pre-approved until 9:00 p.m. Pacific Time on Thursday, September 12.


Pre-approval allows iPhone Upgrade Program members to purchase their new iPhones right away when pre-orders become available.

Customers who are part of the iPhone Upgrade Program (or want to be) can select their preferred iPhone, confirm their carrier, and get approved for a loan ahead of time, completing the purchase when pre-orders kick off.

Apple has started sending out emails to existing iPhone Upgrade Program members letting them know about the availability of pre-orders.

Apple also has an option when purchasing to use the Apple Card for financing to get three percent cash back on payments. Customers who plan to use an Apple Card won't get special financing options, but can also take advantage of the pre-order process.

The iPhone Payments financing option does not include AppleCare+, while the iPhone Upgrade Program does. Three percent cash back is available for iPhone Upgrade Program members who opt to use Apple Card for payments too.

Related Roundups: iPhone 11, iPhone 11 Pro


Top Rated Comments

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2 weeks ago
I'm glad Apple realized that ordering a phone at 3 AM on the East Coast is not exactly a great customer experience, 8 AM is much more reasonable.
Rating: 3 Votes
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2 weeks ago
I did this on the Apple Store App earlier this afternoon. 256GB iPhone 11 Pro in Midnight Green.

Honestly I wouldn’t even bother except it’s so easy now to upgrade and I’d still be paying the same for my XS regardless. If I had kept my old iPhone X, Apple would give $400 for a trade-in and Gazelle would give $291. Better off only paying for half an iPhone every year and always have the latest gear and AppleCare. It’s so convenient, especially with the new preorder time where I am.
Rating: 3 Votes
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2 weeks ago

I was going to skip this round of updates for the first time ever, but the 4-hour longer battery life was just enough to nudge me over.

If you get the green check next to “pre-approval,” does that mean you’ve been approved...? Or just that you submitted the application?


For me it’s the camera. But the battery life is fantastic too. Says someone who just traded in his Nintendo switch for v2 for the 2.5 hour -> 4.5 hour improvement on Zelda Breath of the Wild
Rating: 2 Votes
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2 weeks ago

I'm glad Apple realized that ordering a phone at 3 AM on the East Coast is not exactly a great customer experience, 8 AM is much more reasonable.

I don't think people who live in the west coast would agree with you haha
Rating: 2 Votes
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2 weeks ago
Did it, nice and easy.
Rating: 2 Votes
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2 weeks ago
Anyone have issues with Verizon? I keep getting this error. “we are unable to verify your verizon account And complete your iphone approval.”
Rating: 2 Votes
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2 weeks ago

Same here... any workarounds?


Yeah use someone’s account info who has a post-paid plan. When you get the phone just take the SIM card out before activating. Also make sure it’s shipped to you.
Rating: 1 Votes
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2 weeks ago

Anyone else seeing this message that they used their accidental damage with Apple care? I definitely haven’t used Apple care at all.....


If you haven't, you might want to call customer service to resolve the mistake.
Rating: 1 Votes
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2 weeks ago

Score =! approval odds for new credit.


I guess the apple card is the problem
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Same here. I buy five phones at launch every single year. My credit is 770. Maybe the recent Apple Card broke my credit, no idea. Seems busted to me.


Do u know what? I think you r right because I just got the apple card like you :-(
Rating: 1 Votes
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2 weeks ago
I have a corporate account so I can’t do it unless I use my parents account info.

But honestly these phones aren’t gonna sell out very quickly so I’m not pressed to do the pre-approval this year. Not really necessary.
Rating: 1 Votes
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