Apple Card Just Got an Official Twitter Account

I still don't understand the appeal... Credit cards are not as popular as debit cards, cash-back and rewards are average, statements with locations and categories have been offered by my bank for years. Only available in America. Can somebody fill me in?

A few thoughts:

* High security
* Ease of setup (for most)
* Integrates seamlessly with iPhone, Apple Pay and Apple Cash
* Simple and graphical interface in the Wallet App
* Modest but acceptable rewards program that is expanding
* Daily cash back to Apple Cash
* Unique physical card

Clearly it isn't for everyone, especially those who:

* Shop around seeking cards with maximum rewards for their lifestyle (cash back, airline points, hotel points)
* Think credit is the devil himself and can't possibly ever be used responsibly
* Already happy with their card(s)
* Don't want to be tied to the Apple ecosystem
* Are appalled and offended with the credit limit or interest rate they get when applying

I had 3 cards already ranging from $16,000 - $20,000

* AMEX for Delta Skymiles
* Marriott Visa for Hotel Points
* Credit Union Visa for monthly bill consolidation and autopay
* All kept at Zero balance and paid every month

I got the Apple Card at:

* $20,000
* 12.99%

Will use it for normal daily expenditures and pay it off as well, instead of using my Debit Card

* Did I need it? No
* Will I use it? Sometimes
* Does it really make a difference to me? Not really
* Why didn't I shop around and get a much better card? Too much trouble to research and apply for me, this was easy, besides I didn't really need another card and wasn't looking

I understand those who don't find it compelling and must have
What I don't understand is the negative thrashing that some give it (not you OP)
Like everything else in life, just because it isn't for you doesn't mean it isn't for someone else

I still don't understand the appeal... Credit cards are not as popular as debit cards, cash-back and rewards are average, statements with locations and categories have been offered by my bank for years. Only available in America. Can somebody fill me in?

Honestly why do you and others care so much? If someone wants anything in this world they don’t have to justify it to anyone.

Literally anything Apple does draws interest. Why? Well I shouldn’t have to spell it out for you. If you can’t fathom why someone would have interest in this card then idk whattttt to tell you lmao.

Some of you make this Apple Card thing out to be such a strange/foreign concept. It’s wild.

I still don't understand the appeal... Credit cards are not as popular as debit cards, cash-back and rewards are average, statements with locations and categories have been offered by my bank for years. Only available in America. Can somebody fill me in?

Its killer app is its killer app.

Seriously, on day one it is a far more seamless mobile payment and management experience than I've ever had with any other card/bank. I do not care about points/rewards, benefits, or interest rates. I care about ease of use, security, and having no fees. Apple Card is a big time winner on those fronts.

Why get an Apple Card when there are better cards with more rewards?

* Why get an iPhone when there are other phones that do the same thing for less?
* Why get a Mac when Windows does the same thing or even better Linux which is free?
* Why get an Apple Watch when you can just get a FitBit?
* Why get an iPad when a laptop does so much more?
* Why get a Camry when a Corolla is cheaper?

And all the arguments about credit being bad apply pretty much equally to all cards, not just the Apple Card

Looking forward to the Tweet-war between Trump and the Apple Card.

I still don't understand the appeal... Credit cards are not as popular as debit cards, cash-back and rewards are average, statements with locations and categories have been offered by my bank for years. Only available in America. Can somebody fill me in?

Haven't used a credit card in over a decade and I'm not starting now. Apple has created a produce/service I won't use and it's been a while since that's happened.

They declined me because I have too much outstanding balance on my BarClays card. I was hoping to transfer balance. Well at least I get Apple points with Barclays, right?

As I understand it, Apple's deal with Barclays is going away and there will be no more Apple perks

I still don't understand the appeal... Credit cards are not as popular as debit cards, cash-back and rewards are average, statements with locations and categories have been offered by my bank for years. Only available in America. Can somebody fill me in?

stores have been offering credit cards for years....best buy, home depot, Kohl's....then Apple does it and people are all annoyed by it? If it's not for you, just don't get the card, simple as that. I still don't understand why people are complaining about this. I signed up to get the 3% discount on services I pay Apple for each month. The security is another appeal for me. This is one of many cards I have and will be used for a specific purpose. And you are talking about rewards when talking debit cards? Rewards are always less and they don't have as good security features as credit cards do.

Its killer app is its killer app.

Seriously, on day one it is a far more seamless mobile payment and management experience than I've ever had with any other card/bank. I do not care about points/rewards, benefits, or interest rates. I care about ease of use, security, and having no fees. Apple Card is a big time winner on those fronts.

The Wallet app lays out everything the same way my bank's app already does. It's already easy and has no fees. Security is a good selling point though, I'll give it that.