Wells Fargo Will Debut ATM Apple Pay Transactions 'Later This Year'

Wells Fargo today has deployed card-free access to all 13,000 of its ATMs in the United States, while also announcing that transactions through NFC-enabled mobile wallets -- including Apple Pay -- will launch later this year. Customers will be able to make NFC withdrawals with Apple Pay, Wells Fargo Wallet, Android Pay, and Samsung Pay through a simple NFC-enabled tap and PIN authentication when the feature launches sometime in 2017.

wells fargo apple pay
Launching today, however, is Wells Fargo's new One-Time Access Code feature, which lets customers authenticate at an ATM by entering an 8-digit code along with their debit or ATM card PIN, all without needing their physical card. To do so customers will log into the Wells Fargo app and choose "Card-Free ATM access" within Account Services to receive their 8-digit access code. After entering the code and their PIN, the company said that the ATM transaction process is the same as when using a physical card.

“At Wells Fargo, we believe the future is cardless, and the launch of One-Time Access Code provides our 20 million mobile banking customers another convenient way to manage money,” said Brett Pitts, head of digital for Virtual Channels. “This new ATM feature exemplifies Wells Fargo’s commitment to innovation.”

In addition to One-Time Access Code, later this year customers will be able to initiate a cardless ATM transaction with the “tap and pay” technology in an NFC-enabled smartphone. When this feature is live, a customer will be able to initiate a transaction by signing into a leading mobile wallet (Wells Fargo Wallet, Apple Pay, Android Pay or Samsung Pay), and holding the phone near an NFC-enabled ATM terminal. Once authenticated, the customer will input their debit or ATM card PIN and complete their transaction.

Apple Pay support at Wells Fargo and Bank of America ATMs has been reported on for well over a year, with Bank of America adding in NFC Apple Pay withdrawals to around 2,400 of its ATMs last summer. Wells Fargo today didn't mention a specific launch date for the debut of Apple Pay at its ATMs, but it did hint that the feature could launch on more than 5,000 of its machines in the U.S., which represent the number of its ATMs that are already NFC-enabled.

Related Roundup: Apple Pay

Popular Stories

iPhone 17 Pro Lower Logo Feature 1

iPhone 17 Pro Coming Soon With These 14 New Features

Monday June 30, 2025 1:08 pm PDT by
Apple's next-generation iPhone 17 Pro and iPhone 17 Pro Max are less than three months away, and there are plenty of rumors about the devices. Apple is expected to launch the iPhone 17, iPhone 17 Air, iPhone 17 Pro, and iPhone 17 Pro Max in September this year. Below, we recap key changes rumored for the iPhone 17 Pro models:Aluminum frame: iPhone 17 Pro models are rumored to have an...
A18 Pro Chip

New MacBook With A18 Pro Chip Spotted in Apple Code

Monday June 30, 2025 8:05 am PDT by
Apple is developing a MacBook with the A18 Pro chip, according to findings in backend code uncovered by MacRumors. Earlier today, Apple analyst Ming-Chi Kuo reported that Apple is planning to launch a low-cost MacBook powered by an iPhone chip. The machine is expected to feature a 13-inch display, the A18 Pro chip, and color options that include silver, blue, pink, and yellow. MacRumors...
iPhone Car Key WWDC 2025

Apple Announces 13 Automakers Planning to Offer iPhone Car Keys

Friday June 27, 2025 11:42 am PDT by
In 2020, Apple added a digital car key feature to its Wallet app, allowing users to lock, unlock, and start a compatible vehicle with an iPhone or Apple Watch. The feature is currently offered by select automakers, including Audi, BMW, Hyundai, Kia, Genesis, Mercedes-Benz, Volvo, and a handful of others, and it is set to expand further. During its WWDC 2025 keynote, Apple said that 13...
maxresdefault

Five Features Coming to AirPods Pro 3

Friday June 27, 2025 10:52 am PDT by
Apple hasn't updated the AirPods Pro since 2022, and the earbuds are due for a refresh. We're counting on a new model this year, and we've seen several hints of new AirPods tucked away in Apple's code. Rumors suggest that Apple has some exciting new features planned that will make it worthwhile to upgrade to the latest model. Subscribe to the MacRumors YouTube channel for more videos. Heal...
macbook air spacegray purple

Apple Planning to Launch Low-Cost MacBook Powered By iPhone Chip

Monday June 30, 2025 3:20 am PDT by
Apple is planning to launch a low-cost MacBook powered by an iPhone chip, according to Apple analyst Ming-Chi Kuo. In an article published on X, Kuo explained that the device will feature a 13-inch display and the A18 Pro chip, making it the first Mac powered by an iPhone chip. The A18 Pro chip debuted in the iPhone 16 Pro last year. To date, all Apple silicon Macs have contained M-series...
anker power bank recall

PSA: Anker Recalls Multiple Power Banks Due to Fire Risk

Friday June 27, 2025 4:16 pm PDT by
Popular accessory maker Anker this month launched two separate recalls for its power banks, some of which may be a fire risk. The first recall affects Anker PowerCore 10000 Power Banks sold between June 1, 2016 and December 31, 2022 in the United States. Anker says that these power banks have a "potential issue" with the battery inside, which can lead to overheating, melting of plastic...
Chase Sapphire Reserve Apple Perk Feature

Chase Sapphire Reserve Card Introduces New Perk for Apple Customers

Wednesday June 25, 2025 2:08 pm PDT by
Chase this week announced a series of new perks for its premium Sapphire Reserve credit card, and one of them is for a pair of Apple services. Specifically, the credit card now offers complimentary annual subscriptions to Apple TV+ and Apple Music, a value of up to $250 per year. If you are already paying for Apple TV+ and/or Apple Music directly through Apple, those subscriptions will...
replay all time playlist apple music

Apple Music Debuts All-New Personalized Playlist

Monday June 30, 2025 7:16 am PDT by
As part of its 10-year celebrations of Apple Music, Apple today released an all-new personalized playlist that collates your entire listening history. The playlist, called "Replay All Time," expands on Apple Music's existing Replay features. Previously, users could only see their top songs for each individual calendar year that they've been subscribed to Apple Music, but now, Replay All...

Top Rated Comments

avanpelt Avatar
108 months ago
Pretty slick. One step closer to not carrying plastic at all and it's also a great solution for circumventing card skimmers on the ATM.
Score: 4 Votes (Like | Disagree)
smirking Avatar
108 months ago
If I ever used cash I would seriously think about switching banks.
Yeah, but Wells Fargo.
Score: 3 Votes (Like | Disagree)
Mac 128 Avatar
108 months ago
If I ever used cash I would seriously think about switching banks.
I wouldn't. Closed my Wells Fargo account shortly after they were found to be illegally opening accounts without customer's permission. Can't do business with an unethical bank engaged in fraudulent activity -- especially when caught they throw their employees under the bus. I won't ever go back.
Score: 2 Votes (Like | Disagree)
kdarling Avatar
108 months ago
Exactly. If my phone and thumbprint are secure enough to let me buy $100 worth of groceries at Trader Joes, they should be enough to let me get five $20s out of an ATM.
Of course, it'd be a lot easier to use a fake fingerprint at an ATM in the middle of the night, than to try to pass it off at Trader Joe's in front of everyone and then get stuck paying for groceries if it didn't work.

Heck, it'd also be easier to use a real stolen finger, for that matter :eek:. If ATMs took thumbprints instead of PINs, thieves in parts of the world would have a lot more incentive to take thumbs and maybe lives. (Chopped off fingers are good for up to an hour, and much longer if you use a syringe to inject moisture back into them.)
Score: 1 Votes (Like | Disagree)
ignatius345 Avatar
108 months ago
Who cares if they do see it, it's one time use only. Although needing a PIN is annoying. Make it 10 digits and no PIN. Then you could at least email it to someone to use in a pinch.
Exactly. If my phone and thumbprint are secure enough to let me buy $100 worth of groceries at Trader Joes, they should be enough to let me get five $20s out of an ATM.
Score: 1 Votes (Like | Disagree)
timborama Avatar
108 months ago
An interesting idea though... I like not needing to carry a card with me, but I'm not sure I can remember 8 digits (+ PIN) all day long -- and opening up the app risks other people snapping a picture of those 8 digits...
Who cares if they do see it, it's one time use only. Although needing a PIN is annoying. Make it 10 digits and no PIN. Then you could at least email it to someone to use in a pinch.
Score: 1 Votes (Like | Disagree)