Bank of America Starts Offering ATM Withdrawals Using Apple Pay

Bank of America has begun rolling out support for withdrawing cash from its ATMs using Apple Pay.

Approximately 650 card-less ATMs were deployed in the San Francisco area in May, and the technology expanded to 2,400 ATMs, including eleven in the Raleigh-Durham region, in early June.

The new ability was also spotted by a Reddit user located in Redondo Beach, California, who took a picture of an ATM apparently featuring an NFC reader positioned to the left of the card reader (via 9to5Mac).

Bank of America ATM Apple Pay
When a smartphone is placed on the NFC logo, the user is prompted to enter their PIN number, after which they are taken to a typical withdrawal screen, although the option to deposit money is disabled.

Bank of America is said to be highlighting the new feature on supported ATMs, but customers should note that the Apple Pay option currently only works with bank cards issued by Bank of America, and not all NFC-equipped ATMs support Apple Pay at present.

Bank of America has launched a website detailing the process of withdrawing cash using Apple Pay. The site notes that "Consumer Debit Cards, US Trust Debit Cards, Small Business Debit Cards (owner card only)" are currently supported.

News that Bank of America and Wells Fargo were working on implementing Apple Pay into their ATMs first appeared back in January. Rollout to Bank of America's more than 16,000 ATMs was said to begin mid-2016, but no timeline was given for Wells Fargo.

Related Roundup: Apple Pay

Popular Stories

Generic iOS 18

Apple Seeds Second Release Candidate Versions of iOS 18.2 and More With Genmoji, Image Playground and ChatGPT Integration

Monday December 9, 2024 10:06 am PST by
Apple today seeded the second release candidate versions of upcoming iOS 18.2, iPadOS 18.2, and macOS 15.2 updates to developers and public beta testers for testing purposes, a week after releasing the first RCs. The first iOS 18.2 RC had a build number of 22C150, while the second RC's build number is 22C151. Release candidates represent the final version of beta software that's expected to see a ...
iOS 18

Here Are Apple's Full Release Notes for iOS 18.2

Thursday December 5, 2024 11:48 am PST by
Apple seeded the release candidate version of iOS 18.2 today, which means it's going to see a public launch imminently. Release candidates represent the final version of new software that will be provided to the public should no last minute bugs be found, and Apple includes release notes with the RC launch. The iOS 18.2 release notes provide a look at all of the new features that are coming...
iPhone 17 Slim Feature

iPhone 17 'Air' Expected to Be ~2mm Thinner Than iPhone 16 Pro

Friday December 6, 2024 4:07 pm PST by
In 2025, Apple is planning to debut a thinner version of the iPhone that will be sold alongside the iPhone 17, iPhone 17 Pro, and iPhone 17 Pro Max. This iPhone 17 "Air" will be about two millimeters thinner than the current iPhone 16 Pro, according to Bloomberg's Mark Gurman. The iPhone 16 Pro is 8.25mm thick, so an iPhone 17 that is 2mm thinner would come in at around 6.25mm. At 6.25mm,...
New Things Your iPhone Can Do in iOS 18

20 New Things Your iPhone Can Do in iOS 18.2

Friday December 6, 2024 4:42 am PST by
Apple is set to release iOS 18.2 in the second week of December, bringing the second round of Apple Intelligence features to iPhone 15 Pro and iPhone 16 models. This update brings several major advancements to Apple's AI integration, including completely new image generation tools and a range of Visual Intelligence-based enhancements. There are a handful of new non-AI related feature controls...
iPhone SE 4 Single Camera Thumb 3

iPhone SE 4 Said to Feature 48MP Rear Lens, 12MP TrueDepth Camera

Monday December 9, 2024 4:48 am PST by
Apple's forthcoming iPhone SE 4 will feature a single 48-megapixel rear camera and a 12-megapixel TrueDepth camera on the front, according to details revealed in a new Korean supply chain report. ET News reports that Korea-based LG Innotek is the main supplier of the front and rear camera modules for the more budget-friendly ~$400 device, which is expected to launch in the first quarter of...
airpods pro 2 gradient

AirPods Pro 3 Expected Next Year: Here's What We Know

Thursday November 28, 2024 3:30 am PST by
Despite being released over two years ago, Apple's AirPods Pro 2 continue to dominate the wireless earbud market. However, with the AirPods Pro 3 expected to launch sometime in 2025, anyone thinking of buying Apple's premium earbuds may be wondering if the next generation is worth holding out for. Apart from their audio and noise-canceling performance, which are generally regarded as...
top stories 7dec2024

Top Stories: iOS 18.2 Coming Soon, iPhone 17 Rumors, and More

Saturday December 7, 2024 6:00 am PST by
2024 is rapidly drawing to a close, but Apple isn't quite done with releases for the year as iOS 18.2 and related operating system updates are arriving very shortly. Apple Intelligence is a major focus for these updates, but there are some other tweaks and improvements arriving for all users. Looking toward hardware rumors, discussion continues around Apple's work on a foldable iPhone, an...
vipps nfc tap to pay iphone

World's First Apple Pay Alternative for iPhone Launches in Norway

Monday December 9, 2024 1:28 am PST by
Norwegian payment service Vipps has become the world's first company to launch a competing tap-to-pay solution to Apple Pay on iPhone, following Apple's agreement with European regulators to open up its NFC technology to third parties. Starting December 9, Vipps users in Norway can make contactless payments in stores using their iPhones. The service initially supports customers of SpareBank...

Top Rated Comments

Waxhead138 Avatar
111 months ago
Only Bank of America cards? Oh, I thought they could use any card on Apple Pay. Oh well.

I don't think I would use this though because I don't really use cash that often.
That is kind of ironic now that you bring it up lol. I think it's a cool implementation...but using a payment method that was partially designed to alleviate the need to carry cash is now used to get cash. That said it keeps the service versatile, and there where always be a situation where cash will be needed.
Score: 5 Votes (Like | Disagree)
timborama Avatar
111 months ago
Only proves cash is still more useful than Pay
Score: 3 Votes (Like | Disagree)
Nicksd84 Avatar
111 months ago
Awesome. Can't wait till the day I don't need a physical card in my pocket.
Score: 3 Votes (Like | Disagree)
Chupa Chupa Avatar
111 months ago
I love the concept but they need to figure out how to make it "universal." For example, I use Fidelity Investments as my "bank" since it allows me to use any ATM fee-free, not just one particular bank's ATM. Under the current implementation, I can't use ApplePay, which is a shame b/c it's not only more convenient, it's safer and more secure for both parties.
Score: 2 Votes (Like | Disagree)
kdarling Avatar
111 months ago
Bank of America has begun rolling out support for withdrawing cash from its ATMs using Apple Pay (via 9to5Mac ('http://9to5mac.com/2016/06/19/apple-pay-bank-of-america-cash-withdrawals/')).
Or put more generally, they're adding support for NFC debit card transactions, which includes Apple Pay, among others.

They're still sticking to the PIN requirement for debit cards, though.
Score: 2 Votes (Like | Disagree)
2457282 Avatar
111 months ago
I like this new development. With Apple Pay, I need to carry less cards (still need to carry at least one since it is still not universal). If I can also start to get rid of arm cards it is awesome. Final blow to my wallet will be when the drivers license can be digitized.
Score: 1 Votes (Like | Disagree)