Bank of America Starts Offering ATM Withdrawals Using Apple Pay

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Bank of America has begun rolling out support for withdrawing cash from its ATMs using Apple Pay.

Approximately 650 card-less ATMs were deployed in the San Francisco area in May, and the technology expanded to 2,400 ATMs, including eleven in the Raleigh-Durham region, in early June.

The new ability was also spotted by a Reddit user located in Redondo Beach, California, who took a picture of an ATM apparently featuring an NFC reader positioned to the left of the card reader (via 9to5Mac).

Bank of America ATM Apple Pay
When a smartphone is placed on the NFC logo, the user is prompted to enter their PIN number, after which they are taken to a typical withdrawal screen, although the option to deposit money is disabled.

Bank of America is said to be highlighting the new feature on supported ATMs, but customers should note that the Apple Pay option currently only works with bank cards issued by Bank of America, and not all NFC-equipped ATMs support Apple Pay at present.

Bank of America has launched a website detailing the process of withdrawing cash using Apple Pay. The site notes that "Consumer Debit Cards, US Trust Debit Cards, Small Business Debit Cards (owner card only)" are currently supported.

News that Bank of America and Wells Fargo were working on implementing Apple Pay into their ATMs first appeared back in January. Rollout to Bank of America's more than 16,000 ATMs was said to begin mid-2016, but no timeline was given for Wells Fargo.

Related Roundup: Apple Pay

Top Rated Comments

Waxhead138 Avatar
58 months ago

Only Bank of America cards? Oh, I thought they could use any card on Apple Pay. Oh well.

I don't think I would use this though because I don't really use cash that often.

That is kind of ironic now that you bring it up lol. I think it's a cool implementation...but using a payment method that was partially designed to alleviate the need to carry cash is now used to get cash. That said it keeps the service versatile, and there where always be a situation where cash will be needed.
Score: 5 Votes (Like | Disagree)
timborama Avatar
58 months ago
Only proves cash is still more useful than Pay
Score: 3 Votes (Like | Disagree)
Nicksd84 Avatar
58 months ago
Awesome. Can't wait till the day I don't need a physical card in my pocket.
Score: 3 Votes (Like | Disagree)
Chupa Chupa Avatar
58 months ago
I love the concept but they need to figure out how to make it "universal." For example, I use Fidelity Investments as my "bank" since it allows me to use any ATM fee-free, not just one particular bank's ATM. Under the current implementation, I can't use ApplePay, which is a shame b/c it's not only more convenient, it's safer and more secure for both parties.
Score: 2 Votes (Like | Disagree)
kdarling Avatar
58 months ago

Bank of America has begun rolling out support for withdrawing cash from its ATMs using Apple Pay (via 9to5Mac ('http://9to5mac.com/2016/06/19/apple-pay-bank-of-america-cash-withdrawals/')).

Or put more generally, they're adding support for NFC debit card transactions, which includes Apple Pay, among others.

They're still sticking to the PIN requirement for debit cards, though.
Score: 2 Votes (Like | Disagree)
2457282 Avatar
58 months ago
I like this new development. With Apple Pay, I need to carry less cards (still need to carry at least one since it is still not universal). If I can also start to get rid of arm cards it is awesome. Final blow to my wallet will be when the drivers license can be digitized.
Score: 1 Votes (Like | Disagree)

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