Best Buy's 'Upgrade+' Program Lets Customers Get a New Mac Laptop Every Three Years With Monthly Financing

Best Buy today announced a new financing and upgrade program called "Upgrade+." The program involves a combination of interest-free financing through Citizens Pay and an option to upgrade to a new Mac laptop after three years.

best buy mac upgrade program
As an example, Best Buy cites a base M1 MacBook Air priced at $999.99. Through the Upgrade+ program, a customer can pay $19.99 per month for 36 months toward the machine. At the end of 36 months, the user has the option to make the remaining $280.35 payment and keep the machine, return the machine and leave the program, or upgrade to a new Mac laptop. If they return the machine, either to leave the program or upgrade to a new Mac, no final payment is required.

Examples of base Mac laptop configurations with Upgrade+ pricing terms:

  • ‌M1‌ ‌MacBook Air‌ ($999.99): $19.99/month with final payment of $280.35
  • M2 ‌MacBook Air‌ ($1,199.00): $25.98/month with final payment of $263.78
  • ‌M2‌ 13-inch MacBook Pro ($1,299.00): $28.15/month with final payment of $285.78
  • M1 Pro 14-inch ‌MacBook Pro‌ ($1,999.00): $43.32/month with final payment of $439.78
  • ‌M1 Pro‌ 16-inch ‌MacBook Pro‌ ($2,499.00): $54.15/month with final payment of $549.78

AppleCare+ and select Apple accessories can also be folded into the program and financed over the 36-month term. Members of the Best Buy Totaltech program (priced at $199.99 per year) will also receive their normal membership benefit of ‌AppleCare‌+ at no cost for up to 24 months while participating in the Upgrade+ program.

best buy upgrade
Best Buy notes that Best Buy Totaltech member pricing and other promotional discounts may not be used with the Upgrade+ program, but it may still be a reasonable option for customers who prefer a small monthly payment to spread out the cost of the machine over three years rather than having to pay for it entirely up front.

Customers may also be able to obtain more money for their used Mac after the three-year period by selling it through other channels rather than accepting the forgiven final payment from Best Buy, but customers who wish to do that could simply make that final payment and then sell the machine on their own.

Best Buy says the Upgrade+ program will also help to reduce e-waste, as Mac laptops returned at the end of the program will find their way to Best Buy's other programs for giving used machines second lives.

Popular Stories

New Things Your iPhone Can Do in iOS 18

18 New Things Your iPhone Can Do in iOS 18.2

Wednesday November 27, 2024 5:05 am PST by
Apple is set to release iOS 18.2 in early December, bringing the second round of Apple Intelligence features to iPhone 15 Pro and iPhone 16 models. This update brings several major advancements to Apple's AI integration, including completely new image generation tools and a range of Visual Intelligence-based enhancements. There are a handful of new non-AI related feature controls incoming as...
Whatsapp Feature

WhatsApp to Drop Support for These iPhones Starting May 2025

Monday December 2, 2024 2:57 am PST by
WhatsApp is set to end support for iOS versions older than iOS 15.1 from May next year, removing the chat platform's compatibility with several iPhone models in the process. From May 5, 2025, WhatsApp will no longer be compatible with iPhone 5s, iPhone 6, and iPhone 6 Plus models. Users with those devices won't be able to access the encrypted chat service after the specified date unless they ...
iphone 16 pro models 1

12 Reasons to Wait for Next Year's iPhone 17

Friday November 29, 2024 5:17 am PST by
Apple's iPhone development roadmap runs several years into the future and the company is continually working with suppliers on several successive iPhone models simultaneously, which is why we sometimes get rumored feature leaks so far ahead of launch. The iPhone 17 series is no different – already we have some idea of what to expect from Apple's 2025 smartphone lineup. If you plan to skip...
Apple AI Command Center Concept Mock 3

Apple Expected to Launch This All-New Device Next Year

Wednesday November 27, 2024 1:05 pm PST by
Apple is expected to kick off 2025 by launching an all-new smart home hub, also referred to as a "command center," as early as March. The hub is expected to feature around a six-inch display that can be attached to a tabletop base with a speaker, or mounted on a wall. The device is said to run a new "homeOS" operating system with a customizable widget-focused home screen, and it is expected...
Cyber Monday Deals Feature 2022

Apple Cyber Week Deals Available Now: AirPods, iPads, and More

Sunday December 1, 2024 7:52 am PST by
Although Black Friday has ended, Cyber Week is here and you can find great deals on numerous Apple devices right now. This includes big savings on AirPods, Apple Watch, MacBook Air, iPad, and more. Note: MacRumors is an affiliate partner with some of these vendors. When you click a link and make a purchase, we may receive a small payment, which helps us keep the site running. Specifically,...
airpods pro 2 gradient

AirPods Pro 3 Expected Next Year: Here's What We Know

Thursday November 28, 2024 3:30 am PST by
Despite being released over two years ago, Apple's AirPods Pro 2 continue to dominate the wireless earbud market. However, with the AirPods Pro 3 expected to launch sometime in 2025, anyone thinking of buying Apple's premium earbuds may be wondering if the next generation is worth holding out for. Apart from their audio and noise-canceling performance, which are generally regarded as...
iPhone 17 Pro Dual Tone Rectangle Feature 1

iPhone 17 Pro Already Rumored to Have These 8 New Features

Wednesday November 27, 2024 12:19 pm PST by
While the iPhone 17 Pro and iPhone 17 Pro Max are not expected to launch for 10 more months, there are already plenty of rumors about the devices. An imaginative iPhone 17 Pro concept based on rumors Below, we recap key changes rumored for the iPhone 17 Pro models so far: Aluminum frame: iPhone 17 Pro models are rumored to have an aluminum frame, whereas the iPhone 15 Pro and iPhone 16 Pro ...
maxresdefault

The MacRumors Show: iPhone 17 Designs Revealed!

Friday November 29, 2024 9:34 am PST by
On this week's episode of The MacRumors Show, we discuss the recently leaked design of the iPhone 17 "Air" and iPhone 17 Pro. Subscribe to The MacRumors Show YouTube channel for more videos Earlier this week, a report from The Information's Wayne Ma revealed that the iPhone 17 Air will have a thickness of between 5mm and 6mm, which would make it the thinnest iPhone ever. In comparison, iPhone ...

Top Rated Comments

steve217 Avatar
28 months ago
The road to the poorhouse is paved with easy payment plans.
Score: 20 Votes (Like | Disagree)
TheYayAreaLiving ?️ Avatar
28 months ago

Ah yes, encouraging students to get into debt early. What student needs to upgrade a laptop after 3 years?

Sometimes, Macrumors, I think you guys post this stuff to wind us up.
It's a good option to have for students to get through college tho. Many don't have the funds right away to pay off the new Mac. Especially the fact, Apple will be raising the prices for the new upcoming Mac's in the future.
Score: 20 Votes (Like | Disagree)
cocky jeremy Avatar
28 months ago
Options are good. I don't see why anyone is mad about this. They aren't making this the only way to buy MacBooks or anything.
Score: 15 Votes (Like | Disagree)
TwistedGleam Avatar
28 months ago

Ah yes, encouraging students to get into debt early. What student needs to upgrade a laptop after 3 years?

Sometimes, Macrumors, I think you guys post this stuff to wind us up.

Sounds like a good way to never get out of debt... maybe buy what you can afford and move on.

The road to the poorhouse is paved with easy payment plans.
The forgiven final payment for trade-in is a ripoff, but interest-free financing is a perfectly fine option, even for people who have the cash. especially if you consider the time value of money. A $30 monthly payment today is worth more than your 36th monthly payment of $30.
Score: 13 Votes (Like | Disagree)
ProfessionalFan Avatar
28 months ago

I hope that Macrumors would venture into responsible journalism and add a note on whether this is a good deal or not
That would be called an editorial, which is not what this is. When presenting news, you're supposed to leave your own opinions out of it.
Score: 12 Votes (Like | Disagree)
Cole82 Avatar
28 months ago
Sounds like a good way to never get out of debt... maybe buy what you can afford and move on.
Score: 11 Votes (Like | Disagree)