Apple, Google, and Microsoft today announced plans to expand support for a passwordless sign-in standard created by the FIDO Alliance and the World Wide Web Consortium (W3C), promising a faster, easier, and more secure sign‑in process.
The expanded standards-based capabilities will give websites and apps the ability to offer an end-to-end passwordless sign-in option, according to the announcement. Instead of entering a password, users will sign in through the same action that they take multiple times each day to unlock their devices, such as Face ID on the iPhone.
The new approach is described as "radically more secure" compared to passwords and legacy multi-factor technologies, such as one-time passcodes sent over SMS.
Apple, Google, and Microsoft already support FIDO Alliance standards across their platforms, but expanded support will give users two new capabilities for more seamless and secure passwordless sign-ins, as outlined in the announcement:
1. Allow users to automatically access their FIDO sign-in credentials (referred to by some as a "passkey") on many of their devices, even new ones, without having to reenroll every account.
2. Enable users to use FIDO authentication on their mobile device to sign in to an app or website on a nearby device, regardless of the OS platform or browser they are running.
These new capabilities are expected to become available across Apple, Google, and Microsoft platforms over the coming year, the announcement said.
"Working with the industry to establish new, more secure sign-in methods that offer better protection and eliminate the vulnerabilities of passwords is central to our commitment to building products that offer maximum security and a transparent user experience — all with the goal of keeping users' personal information safe," said Kurt Knight, Apple's Senior Director of Platform Product Marketing, in a press release.
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The root of this technology is public-key cryptography. With PKC, there are always two related keys: A private key, and a public key. The public key is easily derived from the private key, but the private key cannot be derived from the public key. The public key can decrypt anything encrypted by the private key and vice-versa, but they cannot decrypt things they themselves encrypt without the other key.
When you are signing up, your local device generates the keys, sends the public key to the service you are accessing (this is effectively your "password", but much more secure), and stores the private key in secure storage (so on an iPhone, the Secure Enclave).
In the future, when you log in, the website sends a challenge, which is just a random string of bytes. You unlock the private key on your local device (for iPhone, using biometrics), and sign the challenge locally. A digital signature is a cryptographic hash of the contents of the message being signed (in this case, the server challenge), which is then encrypted with your private key. When you send the signed challenge back to the server, it uses the public key to decrypt the signature (thus verifying it was you that signed the challenge) and then verifies that the hash of the challenge is correct (thus verifying you signed what the server sent and not some other string of bytes). Since the signature both verifies that 1) your private key is the one that created the signature and 2) the challenge the server sent is the one that was signed, you are securely authenticated without needing to send your secret to the server.
Pretty cool, huh?
Edit: answering the other question: Yes, there are some changes that need to be made to websites to handle this. They need to be able to store the public keys, and they need to be able to handle the challenge and response. The WebAuthn standard handles this for websites, and there are a lot of drop-in libraries for just about any web application stack now.
If you don't have any of your own devices, and want to log into your accounts from a brand new, unknown device, what do you do? I have a couple of critical passwords memorized so that I can get into my stuff if I lose all my devices. These companies seem intent on eliminating all passwords, but at some point you have to have a way to log in if you're starting from scratch.
Conversely, if they do have a mechanism for logging in from scratch, how do they secure it so a bad actor can't pretend to be you logging in from scratch?
To register on a new site, say widget.com
[LIST=1]
* You go widget.com and navigate to its new-account creation page
* Type in what you want your username to be and then click "create account"
* Your phone will bring up a system sheet confirming you want to create a credential for widget.com. After you confirm, the phone will create a site-specific credential token (called "passkey" in FIDO parlance), the security of which is based on public-key encryption.
* The phone will store the token and private-key portion of the token on your iCloud Keychain. It will share the public-key portion of the token with widget.com so it can save it on their server.
Whenever you visit widget.com in the future, Safari will know you have a saved credential for the site and will confirm you'd like to login, similar to how it works today for traditional passwords saved in your keychain, including you proving you have rightful access to your keychain (Face ID, passkey, etc...). But instead of a password, Safari will present the passkey (token) to the site (which it already has stored on their server to compare), then verify you're the rightful owner of the token by proving to the site that your phone has the private key associated with the token (challenge/response).
If you're running a service, you need to set up the service to handle WebAuthn, or whatever this extended standard will be called.
If you're building a client, you'll need to implement whatever APIs are necessary to do the client-side portion of the authentication. This is what the FIDO standard covers, but again, not sure what the APIs will look like outside of the web browser (again, WebAuthn).
So no, it's not zero-effort, but it is infinitely more secure than either passwords or TOTP (numeric one-time passwords) because the secret never leaves the device. In this scheme, the server only needs the public key, which is not the secret.