Apple Offering iPhone 12 Pre-Approval for UK Monthly Payment Plan Customers - MacRumors
Skip to Content

Apple Offering iPhone 12 Pre-Approval for UK Monthly Payment Plan Customers

Following the debut of the iPhone 12 series, Apple is offering U.K. customers pre-approval for its monthly payment plan ahead of when first pre-orders begin this Friday.

uk monthly payment plan pre approval
Customers planning to make 24 monthly payments of £54.12 at 0% APR can use the Apple Store app on the ‌iPhone‌ to go through all of the pre-approval steps to get ready to purchase an 6.1-inch iPhone 12 or 6.1-inch iPhone 12 Pro on October 16.

"Get Ready" involves these three steps:

  • Choose your iPhone model and features, add a trade-in if you want, and select monthly payments.
  • Get approved now for a 24-month, no-interest loan from Barclays.
  • At 1:00 p.m. U.K. time on Friday, 16 October, use the ‌Apple Store‌ app on your iPhone to complete your order.

Pre-approvals are available until 05:00 a.m. U.K. time on Friday October 16.

Customers planning to pay in full can get ready by setting up Apple Pay or adding a payment card to their account, and adding their preferred iPhone to Favorites so they can check out quickly at pre-order.

The system Apple is debuting in the U.K. is similar to the U.S. iPhone 12 pre-approval for iPhone Upgrade Program, which has also gone live.

Related Forum: iPhone

Popular Stories

generic tracking prompt orange

Apple Hit With $2.7 Billion Lawsuit Over App Tracking Rules

Thursday September 3, 2026 7:46 am PDT by
Apple is facing a £2 billion ($2.7 billion) lawsuit in London accusing it of imposing stricter App Tracking Transparency rules on third party developers than on its own advertising services (via Reuters). The case, filed at London's Competition Appeal Tribunal, follows a similar suit in which the tribunal ordered Apple to pay around £1.5 billion over App Store commissions last October, a...
iOS 27 Next to iPhone

Here's When iOS 27 Rolls Out Today in Every Time Zone [Update: It's Out]

Sunday September 13, 2026 3:00 am PDT by
Update 10:04 a.m.: iOS 27 is rolling out now, though it may take a bit for all users to see it, so keep checking! Apple is about to release iOS 27, which will finally deliver more advanced Siri AI capabilities as well as a variety of other refinements, improvements, and new features to iPhones. It's Apple's biggest software update of the year, and Apple announced at Wednesday's iPhone event...
iOS 27 Icon iPhone

iOS 27 Available Today With These 8 New Features

Monday September 14, 2026 9:00 am PDT by
Update: Apple has released iOS 27. During its iPhone 18 Pro and iPhone Duo event last week, Apple announced that iOS 27 will be released widely on Monday, September 14. iOS 27 should be available around 10 a.m. Pacific Time / 1 p.m. Eastern Time today via the Settings app, under General → Software Update. Below, we have highlighted eight new features and changes coming with iOS...

Top Rated Comments

77 months ago
Absolutely insane that they aren’t doing this for iUP customers as well.

They’ve just proven that they have the technical capability to do pre-approvals in the UK so why the hell are we being made to go into a store that might become inaccessible at the drop of Matt Hancock’s hat?!
Score: 4 Votes (Like | Disagree)
jamie.shaw Avatar
77 months ago
Doesn't look as though the IUP pre-authorisations have extended to the UK this year (or trade-in shipments – which is surprising given COVID).



Attachment Image
Score: 4 Votes (Like | Disagree)
77 months ago

I’m just outside Cardiff which is not in my local lockdown area so if I abide by the rules I will not be able to visit the store to upgrade on my iup plan 🤷🏻‍♂️ Cmon Apple what gives?!!
Does rather beg the question as to what happens if Apple Stores wind up inside a Tier 3 region by this time next week and have to close.
Score: 3 Votes (Like | Disagree)
19callum93 Avatar
77 months ago
I wish those on the UK iPhone Upgrade Programme could also do this 😩
Score: 3 Votes (Like | Disagree)
orbital~debris Avatar
77 months ago
So how does this affect customers who are on the iPhone Upgrade Programme from last year, but don't want to go anywhere near an Apple Store?

Is it impossible to take part in the 'upgrade' part of the Programme?

If you instead took advantage of the pre-approval on the non-iUP (as MacRumors' post describes), am I correct in thinking you still have to keep on with the iUP payments (until this time next year)?

If this is the situation, it seems odd that Apple haven't considered or accounted for this and assumed customers will be happy visiting a retail store during the pandemic.
Score: 3 Votes (Like | Disagree)
jamie.shaw Avatar
77 months ago

True what’s the best thing to do, shall I just do the upgrade plan I have the 11 pro max 256 and going for the 12 pro max I’m stuck knowing what to do and next year in 10 months when the 13 comes will you still be able to upgrade or have to wait a year
You can upgrade whenever you like. You just have to pay up to the 11th month.

So if you bought the 11 Pro Max today – and then upgraded next week – you'd just pay the equivalent 11 instalments. There's no limit that you have to upgrade after the 11 month threshold, you just pay it off. 😉
Score: 2 Votes (Like | Disagree)