Apple Offering iPhone 12 Pre-Approval for UK Monthly Payment Plan Customers

Following the debut of the iPhone 12 series, Apple is offering U.K. customers pre-approval for its monthly payment plan ahead of when first pre-orders begin this Friday.


Customers planning to make 24 monthly payments of £54.12 at 0% APR can use the Apple Store app on the ‌iPhone‌ to go through all of the pre-approval steps to get ready to purchase an 6.1-inch ‌iPhone 12‌ or 6.1-inch iPhone 12 Pro on October 16.

"Get Ready" involves these three steps:

  • Choose your ‌iPhone‌ model and features, add a trade-in if you want, and select monthly payments.
  • Get approved now for a 24-month, no-interest loan from Barclays.
  • At 1:00 p.m. U.K. time on Friday, 16 October, use the Apple Store app on your ‌iPhone‌ to complete your order.

Pre-approvals are available until 05:00 a.m. U.K. time on Friday October 16.

Customers planning to pay in full can get ready by setting up Apple Pay or adding a payment card to their account, and adding their preferred ‌iPhone‌ to Favorites so they can check out quickly at pre-order.

The system Apple is debuting in the U.K. is similar to the U.S. iPhone 12 pre-approval for iPhone Upgrade Program, which has also gone live.

Related Roundups: iPhone 12, iPhone 12 Pro

Top Rated Comments

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2 weeks ago
Absolutely insane that they aren’t doing this for iUP customers as well.

They’ve just proven that they have the technical capability to do pre-approvals in the UK so why the hell are we being made to go into a store that might become inaccessible at the drop of Matt Hancock’s hat?!
Score: 4 Votes (Like | Disagree)
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2 weeks ago
Doesn't look as though the IUP pre-authorisations have extended to the UK this year (or trade-in shipments – which is surprising given COVID).



Score: 4 Votes (Like | Disagree)
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2 weeks ago
So how does this affect customers who are on the iPhone Upgrade Programme from last year, but don't want to go anywhere near an Apple Store?

Is it impossible to take part in the 'upgrade' part of the Programme?

If you instead took advantage of the pre-approval on the non-iUP (as MacRumors' post describes), am I correct in thinking you still have to keep on with the iUP payments (until this time next year)?

If this is the situation, it seems odd that Apple haven't considered or accounted for this and assumed customers will be happy visiting a retail store during the pandemic.
Score: 3 Votes (Like | Disagree)
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2 weeks ago


I’m just outside Cardiff which is not in my local lockdown area so if I abide by the rules I will not be able to visit the store to upgrade on my iup plan ??‍♂️ Cmon Apple what gives?!!

Does rather beg the question as to what happens if Apple Stores wind up inside a Tier 3 region by this time next week and have to close.
Score: 3 Votes (Like | Disagree)
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2 weeks ago


So Apple... I guess I am going to have to go to the store and run the Barclays loan approval gauntlet in person?

All the comms I've had with Apple suggest that this is the case. Ridiculous considering London is about to be a Tier 2 zone for COVID-19 which includes trying to minimize non-essential travel on public transport.
Score: 2 Votes (Like | Disagree)
Avatar
2 weeks ago
I wish those on the UK iPhone Upgrade Programme could also do this ?
Score: 2 Votes (Like | Disagree)

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