EU Hearing 'Many Concerns' About Potential Anticompetitive Issues With Apple Pay

European Union Competition Commissioner Margrethe Vestager today acknowledged that her department has received "many concerns" over Apple Pay and potential anticompetitive issues, noting that "people see it becomes increasingly difficult to compete in the market for easy payments," reports Reuters.


Vestager's comments come after the European Commission sent a questionnaire to a number of companies in August seeking information on whether Apple was restricting online payment options.
The questionnaire asked if companies were under a contractual obligation to enable a certain payment method and also if such contracts included conditions for integrating ‌Apple Pay‌ in their apps and websites.

Regulators wanted to know if Apple has rejected merchant apps as incompatible with the terms and conditions for integrating ‌Apple Pay‌ in their apps.
Apple touts the safety and security of ‌Apple Pay‌, but critics have claimed that Apple stifles competition by locking down the NFC chip in iOS devices to only work with ‌Apple Pay‌, making it difficult for other payment services to compete.

Antitrust concerns over ‌Apple Pay‌ are not the only issue for Apple and the EU at the moment, as the European Commission is also still dealing with Spotify's complaint that Apple's App Store unfairly disadvantages third-party app developers in favor of its own apps and services.

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Related Roundup: Apple Pay

Top Rated Comments

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2 weeks ago
**** the EU. :apple:
Rating: 27 Votes
2 weeks ago


**** the EU. :apple:

**** monopolies.
Rating: 24 Votes
2 weeks ago
What? Apple has a 15-16% market share in the EU. This is becoming ridiculous. Let's face it, this is a money grab.
Rating: 21 Votes
2 weeks ago
We are already in the PRSI forum so here is my analogy. I view choosing a mobile phone platform (iOS vs Android vs "other") like voting for a US Presidential candidate. You have candidate "A" with a set of positions on various issues and candidate "B" with a different set of positions on those same issues. It is pretty much a package deal, do you want position set "A" or position set "B"? You can't take one candidates position on taxes and a different candidate's position on healthcare and a 3rd party candidate's position on something else to create your own candidate to vote for - you either vote for "A" or "B" (or throw your vote away voting on a 3rd party candidate who will end up with 0.7% of the vote).

As voters, you vote the candidate who agrees with you on what is most important to you even if they don't agree with you on everything. I vote for Apple over Android because I agree with the VAST majority of what Apple does. If being able to use Google Pay or Walmart Pay is your top issue, then vote Android.
Rating: 20 Votes
2 weeks ago


No excuse for Apple saying they are the only ones allowed to access the hardware feature.

It's anti-consumer. Though at least in this case you can understand Apple doing it out of greed. Them locking their customers out of using the bluetooth chip in HomePods to stream music is just pure spite.


Apple opened up NDEF Tag writing and native tag access with iOS 13. Here's the WWDC session where this was all discussed. ('https://developer.apple.com/videos/play/wwdc2019/715/') Doesn't the EU pay attention to these developments? Do you?
Rating: 19 Votes
2 weeks ago
Easy solution - Apple just opens up the NFC chip to Samsung Pay, Walmart connect or whatever service there is out there.
Rating: 15 Votes
2 weeks ago


Easy solution - Apple just opens up the NFC chip to Samsung Pay, Walmart connect or whatever service there is out there.


i hope this was said in jest.
Rating: 15 Votes
2 weeks ago


**** the EU. :apple:

In which case, I hope the EU give them herpes. You can't come over here and do things like play that tax dodge crap. We're not having it any more.
Rating: 14 Votes
2 weeks ago
I don't use Apple Pay. I don't have an iPhone. I have no dog in this fight. Still...

The EU is being ridiculous. Does your MasterCard have to be accepted where VISA is accepted? Does your MC have to have support for your VISA on it's chip? Come on, man.

Where they have a reasonable fight is whether Apple forces App Dev have Apple Pay support in their app and/or website. On that I agree with the EU. That has yet to be determined, so I'm 100% behind Apple in this fight for now.
Rating: 13 Votes
2 weeks ago


No excuse for Apple saying they are the only ones allowed to access the hardware feature.

It's anti-consumer. Though at least in this case you can understand Apple doing it out of greed. Them locking their customers out of using the bluetooth chip in HomePods to stream music is just pure spite.


Nobody said you have to use Apple products. Your choice to use an inferior platform. Apple Pay is not anti consumer. It is consumer friendly because it just works for those of us that want ease of use and security.

why don’t use get an Android and then bitch about samsuck pay being greedy and anti consumer.
Rating: 12 Votes

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