EU Hearing 'Many Concerns' About Potential Anticompetitive Issues With Apple Pay

European Union Competition Commissioner Margrethe Vestager today acknowledged that her department has received "many concerns" over Apple Pay and potential anticompetitive issues, noting that "people see it becomes increasingly difficult to compete in the market for easy payments," reports Reuters.

apple pay terminal
Vestager's comments come after the European Commission sent a questionnaire to a number of companies in August seeking information on whether Apple was restricting online payment options.

The questionnaire asked if companies were under a contractual obligation to enable a certain payment method and also if such contracts included conditions for integrating Apple Pay in their apps and websites.

Regulators wanted to know if Apple has rejected merchant apps as incompatible with the terms and conditions for integrating Apple Pay in their apps.

Apple touts the safety and security of ‌Apple Pay‌, but critics have claimed that Apple stifles competition by locking down the NFC chip in iOS devices to only work with ‌Apple Pay‌, making it difficult for other payment services to compete.

Antitrust concerns over ‌Apple Pay‌ are not the only issue for Apple and the EU at the moment, as the European Commission is also still dealing with Spotify's complaint that Apple's App Store unfairly disadvantages third-party app developers in favor of its own apps and services.

Note: Due to the political nature of the discussion regarding this topic, the discussion thread is located in our Politics, Religion, Social Issues forum. All forum members and site visitors are welcome to read and follow the thread, but posting is limited to forum members with at least 100 posts.

Related Roundup: Apple Pay

Popular Stories

iPhone 17 Pro in Hand Feature Lowgo

iPhone 17 Pro to Reverse iPhone X Design Decision

Monday July 7, 2025 9:46 am PDT by
Since the iPhone X in 2017, all of Apple's highest-end iPhone models have featured either stainless steel or titanium frames, but it has now been rumored that this design decision will be coming to an end with the iPhone 17 Pro models later this year. In a post on Chinese social media platform Weibo today, the account Instant Digital said that the iPhone 17 Pro models will have an aluminum...
iOS 26 Feature

Everything New in iOS 26 Beta 3

Monday July 7, 2025 1:20 pm PDT by
Apple is continuing to refine and update iOS 26, and beta three features smaller changes than we saw in beta 2, plus further tweaks to the Liquid Glass design. Apple is gearing up for the next phase of beta testing, and the company has promised that a public beta is set to come out in July. Transparency In some apps like Apple Music, Podcasts, and the App Store, Apple has toned down the...
imac video apple feature

Apple Launching These 15+ Products Later This Year

Sunday July 6, 2025 8:05 am PDT by
The calendar has turned to July, meaning that 2025 is now more than half over. And while the summer months are often quiet for Apple, the company still has more than a dozen products coming later this year, according to rumors. Below, we have outlined at least 15 new Apple products that are expected to launch later this year, along with key rumored features for each. iPhone 17 Series iPho...
iphone 16 pro models 1

Here's How the iPhone 17 Pro Max Will Compare to the iPhone 17 Pro

Saturday July 5, 2025 1:00 pm PDT by
Apple should unveil the iPhone 17 series in September, and there might be one bigger difference between the Pro and Pro Max models this year. As always, the Pro Max model will be larger than the Pro model:iPhone 17 Pro: 6.3-inch display iPhone 17 Pro Max: 6.9-inch displayGiven the Pro Max is physically larger than the Pro, it has more internal space, allowing for a larger battery and...
iPhone Car Key Kia

Here's Which Vehicles Offer iPhone Car Keys

Sunday July 6, 2025 3:03 pm PDT by
In 2020, Apple added a digital car key feature to its Wallet app, allowing users to lock, unlock, and start a compatible vehicle with an iPhone or Apple Watch. The feature is currently offered by select automakers, including Audi, BMW, Hyundai, Kia, Genesis, Mercedes-Benz, Volvo, and a handful of others, and it is set to expand further. Apple has a web page with a list of vehicle models that ...
iphone 17 pro render majin bu

New iPhone 17 Pro Renders Highlight Apple Logo and MagSafe Design Changes

Sunday July 6, 2025 8:43 pm PDT by
New renders today provide the best look yet relocated Apple logo and redesigned MagSafe magnet array of the iPhone 17 Pro and iPhone 17 Pro Max. Image via Majin Bu. Several of the design changes coming to the iPhone 17 Pro model have been rumored for some time, such as the elongated camera bump that spans the full width of the device, with the LiDAR Scanner and flash moving to the right side. ...
apple wallet drivers license feature iPhone 15 pro

Apple Says iPhone Driver's Licenses Will Expand to These 8 U.S. States

Tuesday July 8, 2025 11:26 am PDT by
In select U.S. states, residents can add their driver's license or state ID to the Wallet app on the iPhone and Apple Watch, providing a convenient and contactless way to display proof of identity or age at select airports and businesses, and in select apps. Unfortunately, this feature continues to roll out very slowly since it was announced in 2021, with only nine U.S. states, Puerto Rico,...
iPhone 17 Pro in Hand Feature Lowgo

iPhone 17 Pro Coming Soon With These 14 New Features

Friday July 4, 2025 1:05 pm PDT by
Apple's next-generation iPhone 17 Pro and iPhone 17 Pro Max are just over two months away, and there are plenty of rumors about the devices. Below, we recap key changes rumored for the iPhone 17 Pro models. Latest Rumors These rumors surfaced in June and July:Apple logo repositioned: Apple's logo may have a lower position on the back of the iPhone 17 Pro models, compared to previous...
apple account card feature

Apple Account Card Expanding to More Countries

Tuesday July 8, 2025 7:34 pm PDT by
Apple is expanding the ability to add an Apple Account Card to the Wallet app to more countries, according to backend Apple Pay changes. With iOS 15.5, Apple updated the Wallet app to allow users to add an Apple Account Card, which displays the Apple credit balance associated with an Apple ID. If you receive an Apple gift card, for example, it is added to an Apple Account that is also...

Top Rated Comments

Glideslope Avatar
74 months ago
**** the EU. :apple:
Score: 27 Votes (Like | Disagree)
cube Avatar
74 months ago

**** the EU. :apple:
**** monopolies.
Score: 24 Votes (Like | Disagree)
MacLawyer Avatar
74 months ago
What? Apple has a 15-16% market share in the EU. This is becoming ridiculous. Let's face it, this is a money grab.
Score: 21 Votes (Like | Disagree)
DoctorTech Avatar
74 months ago
We are already in the PRSI forum so here is my analogy. I view choosing a mobile phone platform (iOS vs Android vs "other") like voting for a US Presidential candidate. You have candidate "A" with a set of positions on various issues and candidate "B" with a different set of positions on those same issues. It is pretty much a package deal, do you want position set "A" or position set "B"? You can't take one candidates position on taxes and a different candidate's position on healthcare and a 3rd party candidate's position on something else to create your own candidate to vote for - you either vote for "A" or "B" (or throw your vote away voting on a 3rd party candidate who will end up with 0.7% of the vote).

As voters, you vote the candidate who agrees with you on what is most important to you even if they don't agree with you on everything. I vote for Apple over Android because I agree with the VAST majority of what Apple does. If being able to use Google Pay or Walmart Pay is your top issue, then vote Android.
Score: 20 Votes (Like | Disagree)
FloatingBones Avatar
74 months ago

No excuse for Apple saying they are the only ones allowed to access the hardware feature.

It's anti-consumer. Though at least in this case you can understand Apple doing it out of greed. Them locking their customers out of using the bluetooth chip in HomePods to stream music is just pure spite.
Apple opened up NDEF Tag writing and native tag access with iOS 13. Here's the WWDC session where this was all discussed. ('https://developer.apple.com/videos/play/wwdc2019/715/') Doesn't the EU pay attention to these developments? Do you?
Score: 19 Votes (Like | Disagree)
Mtmspa Avatar
74 months ago

Easy solution - Apple just opens up the NFC chip to Samsung Pay, Walmart connect or whatever service there is out there.
i hope this was said in jest.
Score: 16 Votes (Like | Disagree)