Australia's National Australia Bank Now Accepts Apple Pay

National Australia Bank (NAB) today announced support for Apple Pay, allowing NAB customers with a Visa Card to make purchases using the ‌Apple Pay‌ payments service.

NAB, a former notable ‌Apple Pay‌ holdout, is the third of Australia's "Big Four" banks to begin accepting ‌Apple Pay‌.



‌Apple Pay‌ support was announced on NAB's Twitter account earlier today, and MacRumors readers have confirmed that the service is now working. NAB is not yet listed as a partner on Apple's Apple Pay site in the country, but should be added soon.

NAB, along with Commonwealth Bank and Westpac, attempted to collectively bargain with Apple in an attempt to force Apple to open up the iPhone's NFC capabilities to support other digital wallets, like those offered by the banks themselves.

Apple claimed this would be harmful to customers and would stifle innovation, which Australian regulators agreed with. The banks were not provided with authorization to collectively bargain with Apple.

Commonwealth Bank, the largest bank in Australia and another former ‌Apple Pay‌ holdout, began accepting Apple Pay in January, and ANZ, another of the four big banks in the country, has accepted ‌Apple Pay‌ since it launched in Australia, as have other smaller banks.

With CBA, ANZ, and NAB all accepting ‌Apple Pay‌, Westpac is the sole major holdout in Australia. It's not clear if and when Westpac will begin supporting ‌Apple Pay‌, but with all other major banks making the feature available, Westpac may give in.

Related Roundup: Apple Pay

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7 months ago

About damn time!!! It’s only been like 3+ years waiting.


Actually to be exact 3 Years, 6 Months, 1 Day since first availability in Australia and 3 Years, 23 Days since ANZ was on board. I have countdown timers on our timeline on our new website that's coming soon goes in depth with a history of Apple Pay rollout in Australia.
Rating: 3 Votes
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7 months ago

Huh? If a terminal support contactless it supports Apple Pay. There's no technical difference to the terminal.


Yes I know, but DNB uses the amount of terminals supporting contactless/Apple Pay as a reason not to support Apple Pay.

There is a technical difference between contactless card and Apple Pay; it is CDCVM / Consumer Device Cardholder Verification Method. Where you use FaceID / Apple Watch instead of you PIN, this allows you to use Apple Pay for higher amounts than the normal contactless limit without getting an error message or enter PIN.
Rating: 2 Votes
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7 months ago
And ubank too! Now I can abandon the greedy Commbank forever.
Rating: 2 Votes
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7 months ago
Yeah you guys forgot to mention UBank.

Westpac is the sole major holdout in Australia. It's not clear if and when Westpac will begin supporting Apple Pay, but with all other major banks making the feature available, Westpac may give in.


On another note Westpac has folded in New Zealand and they offer Apple Pay there that happened last month.
Rating: 2 Votes
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7 months ago
Lol.. That stupid Beem didn’t work huh NAB?
I made the move to ANZ last year after constant stupid replies from customer service. I know thousands of Apple users also did. Glad to know they accepted their mistake but I’m pretty sure they’ll miss the next best thing in the future.. So, I’ll never bank with them again.

Whoever decided that they could survive without working with Apple when they have huge premium customers using iOS should be fired.
Rating: 2 Votes
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7 months ago
Hope something similar happens to DNB, one of Norway’s largest banks.

They are refusing to support Apple Pay and told us that we are satisfied with contactless cards (at that point Apple Pay had only been live for a day), and not all terminals support contactless/Apple Pay, (within 2020 all terminals are required to accept contactless/Apple Pay).

Personally switched to Nordea after DNB’s negative attitude on day one of Apple Pay going live here in Norway.
Rating: 2 Votes
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7 months ago

And ubank too!


Yeah you guys forgot to mention UBank.


Considering their ownership structure... "UBank is a division of National Australia Bank Limited", it's not surprising.

Do yourself a favour and ditch the big four and their subsidiaries masquerading as separate banks.


I found long ago that a bank is only useful (in some cases) for storing money and choose to almost exclusively spend with AMEX, who have been with Apple Pay for quite a while and reward me much better (recent devaluation notwithstanding). When I'm forced into a V/MC purchase I do what I have to do, including using ING in the past, however that will no longer be necessary I suppose.

Commbank set me up with a new loan, insurance, carloan, etc all from the comfort of my office chair, 48 hours all done.


I doubt they'll be doing that so easily and readily anymore though ;) regardless of your capability to pay off those loans, it was that sort of attitude that got the banks into trouble recently.
Rating: 1 Votes
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7 months ago
3/4 big banks down. Come on Westpac! Even your NZ twin has Apple Pay.
Rating: 1 Votes
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7 months ago

Do yourself a favour and ditch the big four and their subsidiaries masquerading as separate banks.

They have too much market dominance, aren’t very good value and have appalling social responsibility records. If the Royal Commission wasn’t enough to prove that I don’t know what is.

I’m with Teachers Mutual, which has had Apple Pay for a long time, but there are loads of others.


Been there done that, did 10 years with St George (before it was bought be Westpac) and BOQ - NEVER going back, what a horrid, inconsistent old fashioned and arrogant bunch of wankers. Sick of being treated like a criminal when sorting out home loans etc.

Commbank set me up with a new loan, insurance, carloan, etc all from the comfort of my office chair, 48 hours all done.
Rating: 1 Votes
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7 months ago
Happy for the new Australians that get to finally use Apple Pay. Never good to be too prideful...
Rating: 1 Votes
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