Following the announcement of the iPhone XS and the iPhone XS Max, which will be available for pre-order this Friday, Apple is letting prospective and existing iPhone Upgrade customers get pre-approval through the Apple Store app [Direct Link].

When selecting "View Pricing" on the iPhone XS or iPhone XS Max, there's a banner option to "Get Ready" for the iPhone XS pre-order. Tapping on this banner allows users to choose an iPhone, confirm a carrier, and get pre-approved for an iPhone Upgrade Program loan.

iphoneupgradeprogrampreapproval
There's also an upgrade process for existing iPhone Upgrade Program users that can be found right under the "Get ready for pre-order now" option.

All iPhone Upgrade customers, both those new to the program and existing users, should go through this pre-approval process ahead of pre-orders to speed up their iPhone orders on Friday.

Pre-approvals will be available until 4:00 p.m. on Thursday, September 13, with pre-orders set to begin at 12:01 a.m. Pacific Time on Friday, September 14.

With the iPhone Upgrade Program, pricing on the iPhone XS starts at $49.91 per month, while pricing on the iPhone XS Max starts at $54.08 per month.

Top Rated Comments

steven3130 Avatar
34 months ago
How do I justify this **** to my partner? Can someone make a fake Apple site showing a lower msrp please, I’m not ready for her interrogation.
I got you.

Just don’t get the 512gb option if you want to stay out of the interrogation room ;)



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Score: 13 Votes (Like | Disagree)
H.E. Pennypacker Avatar
34 months ago
I stopped doing the iPhone upgrade program since citizens hard pulls credit every year. I’m extremely anal with my credit scores.
Score: 8 Votes (Like | Disagree)
lmddawson Avatar
34 months ago
Macrumors, would it kill you to write just two words “US only” to avoid confusing all your visitors from UK and elsewhere.
Score: 6 Votes (Like | Disagree)
ThunderSkunk Avatar
34 months ago
I have no idea what all this talk of tugging on hard things is all about, but it sounds like I’ve been missing out on some killer features.
Score: 4 Votes (Like | Disagree)
adambadamh Avatar
34 months ago
I stopped doing the iPhone upgrade program since citizens hard pulls credit every year. I’m extremely anal with my credit scores.
A single hard pull has a very small effect on your credit score and adding more data points such as paying off the IUP loan each year and on time each month, will probably increase your score in the long run.

Unless you are actively seeking a mortgage this is indeed anal lol.
Score: 3 Votes (Like | Disagree)
STOCK411 Avatar
34 months ago
I think its only a hard pull when you first join, then its a "soft" pull for each renew

Edit:


Just called citizens one.... They said it all depends on factors (good standing, no late payments etc)

I applied for the upgrade this AM and they told me it was NOT a hard pull for this year
Score: 3 Votes (Like | Disagree)

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