Apple Offering Pre-Approval for iPhone Upgrade Program in Apple Store App

Following the announcement of the iPhone XS and the iPhone XS Max, which will be available for pre-order this Friday, Apple is letting prospective and existing iPhone Upgrade customers get pre-approval through the Apple Store app [Direct Link].

When selecting "View Pricing" on the iPhone XS or iPhone XS Max, there's a banner option to "Get Ready" for the iPhone XS pre-order. Tapping on this banner allows users to choose an iPhone, confirm a carrier, and get pre-approved for an iPhone Upgrade Program loan.

There's also an upgrade process for existing iPhone Upgrade Program users that can be found right under the "Get ready for pre-order now" option.

All iPhone Upgrade customers, both those new to the program and existing users, should go through this pre-approval process ahead of pre-orders to speed up their iPhone orders on Friday.

Pre-approvals will be available until 4:00 p.m. on Thursday, September 13, with pre-orders set to begin at 12:01 a.m. Pacific Time on Friday, September 14.

With the iPhone Upgrade Program, pricing on the iPhone XS starts at $49.91 per month, while pricing on the iPhone XS Max starts at $54.08 per month.

Related Roundup: iPhone XS

Tags: iPhone Upgrade Program, September 2018 event

Buyer's Guide: iPhone XS (Neutral)

Top Rated Comments

(View all)

steven3130

23 weeks ago

How do I justify this **** to my partner? Can someone make a fake Apple site showing a lower msrp please, I’m not ready for her interrogation.

I got you.

Just don’t get the 512gb option if you want to stay out of the interrogation room ;)

Rating: 13 Votes

H.E. Pennypacker

23 weeks ago

I stopped doing the iPhone upgrade program since citizens hard pulls credit every year. I’m extremely anal with my credit scores.

Rating: 8 Votes

lmddawson

23 weeks ago

Macrumors, would it kill you to write just two words “US only” to avoid confusing all your visitors from UK and elsewhere.

Rating: 6 Votes

ThunderSkunk

23 weeks ago

I have no idea what all this talk of tugging on hard things is all about, but it sounds like I’ve been missing out on some killer features.

Rating: 4 Votes

jessebkr87

23 weeks ago

Srsly?? They do a hard pull for a consumer electronics installment loan? No thanks.

It’s never been a hard pull for me.

Rating: 3 Votes

burgman

23 weeks ago

Decades of on time payments perfect history ideal % of credit cards and all balances paid off and FICO scores at the top, no I don’t think my lack of credit or history is my issue, surly I can’t be the only one with this experience.

It’s truly amazing the scope of all the things people humble brag about on Macrumors. Whip em out on the internet. Quite entertaining.

Rating: 3 Votes

adambadamh

23 weeks ago

I stopped doing the iPhone upgrade program since citizens hard pulls credit every year. I’m extremely anal with my credit scores.

A single hard pull has a very small effect on your credit score and adding more data points such as paying off the IUP loan each year and on time each month, will probably increase your score in the long run.

Unless you are actively seeking a mortgage this is indeed anal lol.

Rating: 3 Votes

STOCK411

23 weeks ago

I think its only a hard pull when you first join, then its a "soft" pull for each renew

Edit:

Just called citizens one.... They said it all depends on factors (good standing, no late payments etc)

I applied for the upgrade this AM and they told me it was NOT a hard pull for this year

Rating: 3 Votes

IVYHILL

23 weeks ago

So do I. I won’t try to convince you but in my experience the last 2 years it’s been a hard pull and my credit is above 800

It most certainly is not a hard pull. As for credit score whores with credit above 800, that doesn’t always mean its as valuable as someone with a score of 730 or so but with multiple accounts paid, on time, and with a longer history. Lots of teenagers and young 20s have high credit scores bc no history, etc. but its not as ‘good’ a score as the aforementioned example. Maybe that’s a reason you’re getting hard pulls?

Rating: 2 Votes