Apple has resumed offering financing options in the United Kingdom after eliminating the option earlier this year. Apple has a new financing page on its UK website, outlining its Barclays financing plan.

applebarclaysfinanceuk
While the financing page specifically focuses on the Barclays financing options, when checking out, customers can choose installment payments through Barclays or PayPal Credit.

ukfinancingoptions
To use the Barclays financing option, customers in the UK must make a purchase over £399. There is no interest for the first 12 months, with purchases split into reasonable monthly payments. PayPal Credit is available for purchases over £99, but there is no interest free option.

It is not clear why Apple temporarily stopped offering financing in the United Kingdom, but full financing is now available once again. The company made the same change to financing in Canada in June of 2017, but has not yet reimplemented the financing options in that country.

Top Rated Comments

keysofanxiety Avatar
91 months ago
Barclays cherry pick only the highest scoring credit applicants.

Shame on you Apple.
If they picked anybody with weak credit scores then you’d be just as quickly accusing Apple for getting people into debt with seemingly small payments but ones they can’t afford.

“Ugh Apple only care about money. Shame on them for just wanting cash regardless if people can pay it or not.”

Yeah, great credit score doesn’t mean you can pay something and poor credit score doesn’t mean you’re broke. But if you’re looking to finance a purchase like this then I don’t see why it’s so shameful as you described.
Score: 13 Votes (Like | Disagree)
Futurix Avatar
91 months ago
Now the UK can live in debt like a majority of Americans!
Don’t worry - we already do!
Score: 7 Votes (Like | Disagree)
ncmrnc Avatar
91 months ago
Yay!
Now more people can be in debt. :) :rolleyes:
.
Seriously, if one is being considered for credit, that in itself puts them way ahead of the general population. Use the privilege wisely and don't go splurging on shiny toys on Day 1.
Score: 6 Votes (Like | Disagree)
Nalmond92 Avatar
91 months ago
Ironically, people who have never been in debt tend to have sone of the lowest credit scores.
Not ironic at all. You wouldn’t lend someone large sums of money with no proof that they have made good on their debts in the past. The finance company is still taking a gamble
Score: 6 Votes (Like | Disagree)
PickUrPoison Avatar
91 months ago
Barclays cherry pick only the highest scoring credit applicants.

Shame on you Apple.
It’s hard to cover a lot of bad debts when the financing is at a 0% interest rate, so the requirements are no doubt rather stringent for the Barclay’s financing.

PayPal credit, with their 14.9% interest rate, will finance those with lower scores who don’t qualify for Barclays.

You will find this to be a common occurrence as you begin to utilize credit. The lower the risk of you defaulting, as evidenced by a higher credit score, the lower the interest rate you will be offered.

If you pay late or skip out on debts, you may pay 30%+ interest, or more—and many times you won’t qualify at all, at any rate.

Pay your bills on time for a few years and you’ll qualify for the lowest rates when you seek financing for the purchase of a car or home. Lenders look at your past track record to determine whether your likely to repay future loans.
Score: 5 Votes (Like | Disagree)
iGeek2014 Avatar
91 months ago
Personally, I think it’s because people in the United Kingdom are bums and they never pay their bills!

Apparently we’re sending £350 Million a week to the European Union so we can’t afford our own bills...

Oh... wait /s ;-)
Score: 4 Votes (Like | Disagree)

Popular Stories

Apple CarPlay Ultra instrument cluster themes 01

Apple's CarPlay Ultra Is Here – Does Your iPhone Support It?

Thursday May 15, 2025 5:17 am PDT by
Apple's recently announced CarPlay Ultra promises a deeply integrated in-car experience, but not all iPhone users will be able to take advantage of the new feature. According to Apple's press release, CarPlay Ultra requires an iPhone 12 or later running iOS 18.5 or later. This means if you're using an iPhone 11, iPhone XR, or any older model, you'll need to upgrade your device to access...
Apple CarPlay Ultra instrument cluster themes 01

Apple's 'CarPlay Ultra' Experience Now Available

Thursday May 15, 2025 5:07 am PDT by
Apple today announced that its next-generation CarPlay experience, now dubbed "CarPlay Ultra" begins rolling out today, starting with Aston Martin vehicles. Subscribe to the MacRumors YouTube channel for more videos. CarPlay Ultra is now available with new Aston Martin vehicle orders in the U.S. and Canada. It will also be available for existing models that feature the brand's next-generation ...
CarPlay Ultra Climate Controls

Apple Says These Vehicle Brands Plan to Offer All-New CarPlay Ultra

Thursday May 15, 2025 8:13 am PDT by
Apple today announced the launch of CarPlay Ultra, the long-awaited next-generation version of its CarPlay software system for vehicles. CarPlay Ultra features deep integration with a vehicle's instrument cluster and systems, built-in Radio and Climate apps, customizable widgets, and more. The interface is tailored to each vehicle model and automaker's identity, and drivers can also adjust...
iPhone 12 Made in India

Trump Tells Tim Cook to Stop Building iPhones in India

Thursday May 15, 2025 2:21 am PDT by
President Donald Trump has asked Apple CEO Tim Cook to halt the company's manufacturing expansion in India, in a potential disruption of Apple's plan to shift iPhone production away from China. "I had a little problem with Tim Cook yesterday," Trump said during his state visit to Qatar, according to Bloomberg. "He is building all over India." "They [India] have offered us a deal where...
apple music

Apple Music Gets New Transfer Tool to Make Switching From Spotify Easier

Wednesday May 14, 2025 5:17 pm PDT by
Apple this week introduced a new feature designed to allow prospective Apple Music users to import their saved music and playlists from third-party music services to Apple Music. The feature is either in an expanded testing phase or it has started rolling out, and it is available in Australia and New Zealand according to an Apple Support document. Signs of the transfer option first surfaced...
maxresdefault

Here's the First Real-World Look at Apple's CarPlay Ultra

Thursday May 15, 2025 5:52 am PDT by
The first videos of Apple's CarPlay Ultra experience are now available, providing a never-before-seen look at the long-anticipated iPhone-linked infotainment software. British automaker Aston Martin today shared the first video of Apple's CarPlay Ultra experience in-action, followed by a detailed walk-through of the CarPlay Ultra system on Top Gear's YouTube channel, which provides the...
vision pro video recording

WSJ: Some Apple Vision Pro Buyers 'Feel Total Regret'

Friday May 16, 2025 7:43 am PDT by
Apple's Vision Pro headset has left many early adopters expressing dissatisfaction over its weight, limited use cases, and sparse software ecosystem, according to a new article from The Wall Street Journal. In the year following the device's launch, user feedback suggests that it has failed to meet expectations for comfort, software support, and social acceptance. In interviews conducted by T...