TD Canada Trust recently announced that the Apple Financial Services program has been discontinued for individuals in Canada.

apple consumer financing
Canadians with an Apple Financial Services credit card issued by TD will no longer be able to charge purchases to the account as of July 26.

Through the program, any approved customer in Canada could receive three months of same-as-cash or no-interest financing on Apple Online Store purchases of $750 or more. The program was not valid for in-store purchases.

Apple removed the "consumer" section of the financing page on its Canadian website about a month ago, signaling the entire program is discontinued. Apple continues to offer financing to businesses and educational institutions in Canada.

Apple continues to offer financing to individuals in the United States through the Barclaycard Visa with Apple Rewards.

(Thanks, Jason!)

Top Rated Comments

bbeagle Avatar
71 months ago
Fine with me. I’m of the opinion that if you can’t afford a new phone or a new computer and you still have one that works, you should save up and then buy when you have the money - instead of incurring debt.
I'm of the opinion that if you can afford monthly payments, and they're 0% interest... I do NOT feel this is incurring debt.
Score: 13 Votes (Like | Disagree)
69Mustang Avatar
71 months ago
I'm of the opinion that if you can afford monthly payments, and they're 0% interest... I do NOT feel this is incurring debt.
Respectfully, your opinion is wrong. The interest has nothing to do with, and is not the indication of debt. The monthly payment you owe for the item is the debt. You don't own it until it's paid for in full. If you don't pay for the item in full in the agreed time frame, that debt will be collected by either repossession, lien, or both.
Score: 13 Votes (Like | Disagree)
jblagden Avatar
71 months ago
Fine with me. I’m of the opinion that if you can’t afford a new phone or a new computer and you still have one that works, you should save up and then buy when you have the money - instead of incurring debt.
Score: 12 Votes (Like | Disagree)
Joe Rossignol Avatar
71 months ago
If you're a Canuck
you're out of luck.
The obligatory Canada joke has been made. :D
Score: 5 Votes (Like | Disagree)
patrick001 Avatar
71 months ago
Fine with me. I’m of the opinion that if you can’t afford a new phone or a new computer and you still have one that works, you should save up and then buy when you have the money - instead of incurring debt.
It's obviously your opinon, but frankly not everyone can afford what they might actually need at the time of their purchase. Your opinion seems to be ignorant of the fact that people can incur debt wisely, pay their bills on time, and get the things they might need in their life for their profession and whatnot. Stick to spending habits and stay out of the economics that undergird this issue.
Score: 4 Votes (Like | Disagree)
macduke Avatar
71 months ago
Respectfully, your opinion is wrong. The interest has nothing to do with, and is not the indication of debt. The monthly payment you owe for the item is the debt. You don't own it until it's paid for in full. If you don't pay for the item in full in the agreed time frame, that debt will be collect by either repossession, lien, or both.
You're right but I feel like they were responding to that other person about it being a bad thing to use your credit, which it is not. I do it all the time and I'm responsible about it. My credit score is a little over 800 and I put just about everything except mortgage and utilities on my card using auto pay each month, and I have the card set to auto pay from my checking account. I rack up a huge amount of cash back this way. I also pay cash when I get a new car, so I'm probably an outlier, but I don't think there's anything wrong with using the system to our advantage. The problem is all the morons out there and the predatory loan tactics. I'm always amazed that people can't just write up a simple spreadsheet of money going in and money going out and tune it so that money going in is higher than money going out. But people aren't willing to either make sacrifices or work harder. I even did this with my wife several years ago for the last two years of college when we were both living on her $12/hr. We had to cut back our groceries, get rid of cable, get a smaller place and go on dates every other week instead of once weekly, but we didn't hate life and didn't need government assistance. I get that's not always possible if you're living in poverty, but there are people like my dad who make twice as much as what me and my wife make combined today and yet have far less money than we do.
Score: 4 Votes (Like | Disagree)

Popular Stories

iphone 14 pro hands snowflakes 1

Best Black Friday iPhone Deals Still Available

Wednesday November 23, 2022 1:55 pm PST by
Cellular carriers have always offered big savings on the newest iPhone models during the holidays, and Black Friday 2022 is no different. Right now we're tracking notable offers on the iPhone 14 and iPhone 14 Pro devices from AT&T, Verizon, and T-Mobile. For even more savings, keep an eye on older models like the iPhone 13. Note: MacRumors is an affiliate partner with some of these vendors....
ipad holiday bulbs

Best Black Friday iPad Deals Still Available

Thursday November 24, 2022 12:25 pm PST by
Black Friday deals have been in full swing for the better part of a month, and now that the shopping holiday is officially here we're seeing even more solid discounts on Apple devices. We're highlighting the best sales for all of Apple's product lines, and in this article you'll find the best Black Friday sales on iPad, iPad Pro, iPad Air, and iPad mini. Note: MacRumors is an affiliate partner ...
General Black Friday Deals 2022 Green

All the Apple Black Friday Deals You Can Still Get

Friday November 25, 2022 4:40 am PST by
Although Black Friday is now technically over, many Apple products are still seeing major discounts. In this article, you'll find every Apple device with a notable Black Friday sale that's still available. We'll be updating as prices change and new deals arrive, so be sure to keep an eye out if you don't see the sale you're looking for yet. Note: MacRumors is an affiliate partner with some of...
apple watch gold ornaments

Best Black Friday Apple Watch Deals Still Available

Wednesday November 23, 2022 9:31 am PST by
We're tracking all of the best Apple product discounts for Black Friday this week, and the Apple Watch always makes a great gift around the holiday season, so you're guaranteed to find solid discounts right now. In this article, you'll discover the best Black Friday sales on Apple Watch Series 8, Apple Watch SE, and Apple Watch Ultra. Note: MacRumors is an affiliate partner with some of these...
mac imac snowflakes

Best Black Friday iMac and MacBook Deals Still Available

Thursday November 24, 2022 1:07 pm PST by
Our Black Friday coverage continues today with the best deals you can find on MacBook Pro, MacBook Air, and iMac. As with all Black Friday deals, we aren't sure how long any of these will last, and prices are always fluctuating, so if you see something you want, be sure to buy it soon. Note: MacRumors is an affiliate partner with some of these vendors. When you click a link and make a...
airpods pro 2

Apple Engineer Addresses Lack of Lossless Support on New AirPods Pro

Friday November 25, 2022 2:58 am PST by
An Apple engineer has addressed the lack of lossless audio support in the second-generation AirPods Pro in a new interview. Current Bluetooth technology in the AirPods lineup means that Apple's audio products do not support Apple Music Lossless audio. Apple has previously hinted that it may develop its own codec and connectivity standard that builds on AirPlay and supports higher quality...
maxresdefault

Nothing Phone 1 Displays AirPods Battery Level After Latest OS Update

Friday November 25, 2022 3:33 am PST by
Nothing Phone 1 users today began receiving the Nothing OS 1.1.7 update, which adds support for displaying the battery percentage of connected AirPods, amongst other improvements and bug fixes. If you own a Nothing Phone 1, you can check for the OTA update by going to Settings -> System -> System updates. Bear in mind that as support for displaying AirPods battery level is still an...
new airpods lineup black friday

Best Black Friday AirPods Deals Still Available

Tuesday November 22, 2022 10:01 am PST by
Although we've been tracking Black Friday deals for a few weeks now, the shopping holiday is officially kicking off this week and we're highlighting the best sales for each of Apple's product lines. In this article, you'll find the best Black Friday sales on AirPods 2, AirPods 3, AirPods Pro, AirPods Pro 2, and AirPods Max. Note: MacRumors is an affiliate partner with some of these vendors....
Manchester United flag

No, Apple Isn't Planning to Buy Manchester United

Thursday November 24, 2022 12:19 pm PST by
Apple is not currently planning to purchase Premier League club Manchester United, according to a source familiar with the matter. A report earlier today from British tabloid The Daily Star claimed that Apple had expressed an interest in buying Manchester United for around $7 billion, but our source with direct knowledge of the situation said the report is false. Manchester United has...