Apple Discontinues Financing Options in the United Kingdom

Apple has stopped offering financing options to customers in the United Kingdom, as indicated by the elimination of its UK financing page, which was removed from the UK Apple site this afternoon.

Apple previously allowed customers in the UK to sign up for financing on Apple products through PayPal Credit or Barclays when checking out from the online Apple Store. PayPal Credit could be used on purchases with a £99 minimum, while Barclays was available for purchases over £399.

When making a purchase through the Apple site in the UK, there are now no financing options to select at checkout, and the finance pages that were previously available now redirect to the main UK site.

Apple previously eliminated financing options in Canada back in June of 2017, but in the United States, Apple still offers financing through the Barclaycard Visa that includes Apple Rewards points.

Apple also continues to offer financing options for educational institutions in the UK, and financing on iPhones continues to be available through the UK iPhone Upgrade Program in partnership with Barclays.

Tags: United Kingdom, Apple retail, financing

Top Rated Comments

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Ad13

16 months ago

They obviously got rid of financing in Canada and the U.K. because there were just too many extra u's to deal with when people wanted to finance their "favourite" products. In the U.S. it's much less of a hassle since they only have to offer financing for our "favorite" products. And that's not even considering dealing with different "colours" on various products. Until the British and Canadians get their spelling under control, they'll just have to find other financing options... (Hopefully people won't take this the wrong way—just a bit of "humour".)

T’is ‘u’ lot who can’t spell!!!

Rating: 5 Votes

autrefois

16 months ago

Rating: 4 Votes

SoggyCheese

16 months ago

Why would anyone want Apple's credit anyway? John Lewis allows you to buy Apple stuff at 0% interest if you're wanting to do it that way.

Rating: 4 Votes

Gorms

16 months ago

What??? Whaaaaat??? Why isn’t anyone else up in arms about this? How the fudge am I gonna pony up for a goddamn MacBook that costs as much as a car when they finally release the model i want???

*** kicks over a chair, stubs toe ***

Right, I’m calm. This better be some temporary thing. Switching suppliers or offering their own credit or some nonsense.

Rating: 4 Votes

Duncan-UK

16 months ago

As others have been pointing out where’s the story here? Zero interest (after a modest fee) on a credit card either via purchase or balance transfer is the way to do it. There’s always good deals to be had for new credit cards.

Rating: 2 Votes

GarethR

16 months ago

...yea, I don't understand this either as the IUP relies on Barclays to finance your phone??!? :confused:

That transaction will just be processed through PayPal and then PayPal just withdraw the funds from your bank account so its not actually done via PayPal Credit.

i.e. I have my current account linked to Paypal. If I choose PayPal at the checkout, when ordering Apple products on their website, it won't go via PayPal Credit anymore - PayPal just withdraw the funds from my linked current account.

You can still choose to fund the transaction through your existing PayPal credit though which won't come directly from your bank. Once you have PayPal credit it works essentially as an online only credit card.

Rating: 2 Votes

dontwalkhand

16 months ago

Nobody really cares to do this anyway. “Bring your own financing” via a credit card is what most do.

Rating: 2 Votes

haydn!

16 months ago

After a few years of bad press, store finance and credit has a pretty bad reputation in the UK so I suspect it was getting less use than it used to too.

Credit cards or small loans through high street banks are much more cost effective too, especially for Apples price points.

Rating: 2 Votes

tigertazz

16 months ago

How will the iPhone upgrade program work as it relies on Barclays financing

Rating: 2 Votes

Bassness

16 months ago

AH KRCS do 20 month interest free finance with no deposit in their stores - Just got a new 13 Touch bar!!!

('https://www.macrumors.com/2018/04/24/apple-united-kingdom-financing-options/')

Apple has stopped offering financing options to customers in the United Kingdom, as indicated by the elimination of its UK financing page ('https://webcache.googleusercontent.com/search?q=cache:BUcSjANH_IAJ:https://www.apple.com/uk/shop/browse/financing+&cd=2&hl=en&ct=clnk&gl=us'), which was removed from the UK Apple site this afternoon.

Apple previously allowed customers in the UK to sign up for financing on Apple products through PayPal Credit or Barclays when checking out from the online Apple Store. PayPal Credit could be used on purchases with a £99 minimum, while Barclays was available for purchases over £399.

When making a purchase through the Apple site in the UK, there are now no financing options to select at checkout, and the finance pages that were previously available ('https://www.apple.com/uk/shop/browse/financing') now redirect to the main UK site.

Apple previously eliminated financing options in Canada back in June of 2017 ('https://www.macrumors.com/2017/06/14/apple-ends-individual-financing-canada/'), but in the United States, Apple still offers financing ('https://www.apple.com/shop/browse/financing') through the Barclaycard Visa ('https://cards.barclaycardus.com/cards/barclaycard-visa-apple-rewards.html') that includes Apple Rewards points.

Apple also continues to offer financing options for educational institutions ('https://www.apple.com/uk/financing/education.html') in the UK, and financing on iPhones continues to be available through the UK iPhone Upgrade Program ('https://www.apple.com/uk/shop/iphone/iphone-upgrade-program') in partnership with Barclays.

Article Link: Apple Discontinues Financing Options in the United Kingdom ('https://www.macrumors.com/2018/04/24/apple-united-kingdom-financing-options/')