ANZ Eftpos Access Cards Now Support Apple Pay in Australia

anzeftposEftpos, a debit payments network in Australia, today announced that ANZ eftpos Access cards now feature support for Apple Pay.

ANZ is the first bank in Australia to make in-store eftpos mobile payments available to 1.6 million ANZ eftpos Access cardholders through Apple Pay.

Visa, American Express, and MasterCard credit and debit cards issued in Australia by participating banks already supported Apple Pay, but the addition of eftpos is notable as it's widely used in the country.

"Today marks a significant milestone for eftpos as we move from our traditional card based payment method into mobile, enabling consumers with an iPhone or Apple Watch to choose the eftpos account they wish their mobile payment to be made from, being either their eftpos CHQ/SAV account. Customers can set their account preference out of CHQ/SAV and then save themselves entering their account each time they pay. After providing trusted, secure card-based payments for 30 years, eftpos can now also be used to make mobile payments," Mr Jennings said.

"About 1.6 million ANZ eftpos Access cardholders now have the opportunity to make payments on an iPhone or Apple Watch, many of whom may not have had the opportunity to make in store mobile payments before. As Australia's most used debit card network, we are thrilled to be providing ANZ eftpos Access customers with more payment choice, with added benefits of enhanced security and comfort."

As Business Insider points out, support for eftpos reduces fees for both customers and retailers compared to other payment methods.

Support for eftpos is now listed on Apple's Australian Apple Pay website and Apple Pay is available to ANZ Access card customers in Australia immediately.

Related Roundup: Apple Pay
Tags: ANZ, Australia

Popular Stories

AirPods Pro Firmware Feature

Apple Releases New Firmware for AirPods Pro 2, AirPods Pro 3, and AirPods 4

Thursday November 13, 2025 11:35 am PST by
Apple today released new firmware designed for the AirPods Pro 3, the AirPods 4, and the prior-generation AirPods Pro 2. The AirPods Pro 3 firmware is 8B25, while the AirPods Pro 2 and AirPods 4 firmware is 8B21, all up from the prior 8A358 firmware released in October. There's no word on what's include in the updated firmware, but the AirPods Pro 2, AirPods 4 with ANC, and AirPods Pro 3...
CarPlay Pinned Messages

iOS 26.2 Adds New CarPlay Setting

Thursday November 13, 2025 6:48 am PST by
iOS 26 extended pinned conversations in the Messages app to CarPlay, for quick access to your most frequent chats. However, some drivers may prefer the classic view with a list of individual conversations only, and Apple now lets users choose. Apple released the second beta of iOS 26.2 this week, and it introduces a new CarPlay setting for turning off pinned conversations in the Messages...
iPhone Pocket Short

iPhone Pocket Now Available to Order, But Already Selling Out

Friday November 14, 2025 6:20 am PST by
Apple recently teamed up with Japanese fashion brand ISSEY MIYAKE to create the iPhone Pocket, a limited-edition knitted accessory designed to carry an iPhone. iPhone Pocket is available to order on Apple's online store starting today, in the United States, France, China, Italy, Japan, Singapore, South Korea, and the United Kingdom. However, it is already completely sold out in the United...
tvOS 26 Profiles

tvOS 26.2 Adds a Useful New Feature to Your Apple TV

Friday November 14, 2025 10:02 am PST by
Starting with the upcoming tvOS 26.2 update, currently in beta, additional profiles created on the Apple TV no longer require their own Apple Account. In the Settings app on the Apple TV, under Profiles and Accounts, anyone can create a new profile by simply entering a name and indicating whether the profile is for a kid. The profile will be associated with the primary user's Apple Account,...
Tim Cook WWDC 2018

Report: Tim Cook to Step Down as Apple CEO 'as Soon as Next Year'

Saturday November 15, 2025 2:40 pm PST by
Apple is preparing for Tim Cook to step down as CEO of the company "as soon as next year," according to the Financial Times. The company's board of directors and senior executives "recently intensified preparations for Cook to hand over the reins," the report said. While the report said that Apple is unlikely to name a new CEO before its next earnings report in late January, it went on to ...
walmart new ornametns

Walmart Black Friday Deals Begin Today With Low Prices on Headphones, TVs, and More

Friday November 14, 2025 7:55 am PST by
Walmart's Black Friday sale has officially kicked off today, with an online shopping event that's also seeing some matching deals in retail locations. There are quite a few major discounts in this sale, including savings on headphones, TVs, and more. Note: MacRumors is an affiliate partner with Walmart. When you click a link and make a purchase, we may receive a small payment, which helps us...
apple silicon mac lineup 2024 feature purple m5

Apple's 2026 Mac Plans

Friday November 14, 2025 3:23 pm PST by
Most of Apple's Macs are slated to get M5 chips across 2026, and there's a possibility we'll even see the first M6 chips toward the end of the year. Updates are planned for everything from the MacBook Air to the Mac Studio. MacBook Air (Early 2026) The MacBook Air will be one of the first Macs to get a 2026 refresh, with an update planned for the first few months of the year. The MacBook...
iOS 26

iOS 26.2 Available Next Month With These 8 New Features

Tuesday November 11, 2025 9:48 am PST by
Apple released the first iOS 26.2 beta last week. The upcoming update includes a handful of new features and changes on the iPhone, including a new Liquid Glass slider for the Lock Screen's clock, offline lyrics in Apple Music, and more. In a recent press release, Apple confirmed that iOS 26.2 will be released to all users in December, but it did not provide a specific release date....
homepod mini thumb feature

New HomePod Mini, Apple TV, and AirTag Were Expected This Year — Where Are They?

Wednesday November 12, 2025 11:42 am PST by
While it was rumored that Apple planned to release new versions of the HomePod mini, Apple TV, and AirTag this year, it is no longer clear if that will still happen. Back in January, Bloomberg's Mark Gurman said Apple planned to release new HomePod mini and Apple TV models "toward the end of the year," while he at one point expected a new AirTag to launch "around the middle of 2025." Yet,...
best early black friday deals

Best Black Friday Apple Deals Live Now - Save on AirPods, iPads, and Apple Watches

Saturday November 15, 2025 1:45 pm PST by
We're officially in the month of Black Friday, which will take place on Friday, November 28 in 2025. As always, this will be the best time of the year to shop for great deals, including popular Apple products like AirPods, iPad, Apple Watch, and more. In this article, the majority of the discounts will be found on Amazon. Note: MacRumors is an affiliate partner with some of these vendors. When ...

Top Rated Comments

Kyle-K Avatar
106 months ago
Interesting you wrote that, I just got a message from ING stating the following -:
I should've added the banking institutions get to choose if they support transactions over $100 without a PIN as well. ANZ and Macquarie for example have had no restriction if the point-of-sale terminal supports CDCVM no PIN required.

Does this mean CDCVM will be rolled out to almost all terminals across Australia soon?
Most of the large retailers here in Australia have rolled it out long time ago.

Or are they just allowing it anyway?
Sounds like ING didn't support transactions over $100 without a PIN regardless of the terminal had support for CDCVM.

The "from time to time" part makes it a tad vague.
It's just what all the banking institutions and Apple say because not all terminal support CDCVM, however a lot of them in Australia do already. So there is a chance you may be asked for a PIN.

But there are some examples of where CDCVM won't be able to be rolled out with just a simple update of the firmware/ software running, for example Australia Post outlets will need to replace all there terminals.
[doublepost=1508292133][/doublepost]
You have 6 digit phone numbers?
Yes see here on Wikipedia ('https://en.wikipedia.org/wiki/Telephone_numbers_in_Australia#Local_Rate_and_FreeCall_numbers_.2813.2C_180.29') for more information about these And how they operate.
Score: 2 Votes (Like | Disagree)
Kyle-K Avatar
106 months ago
I switched from HSBC to ANZ, simply because theyre investing in current/developing technologies.
HSBC, Has added Apple Pay. Initially was only supported on there credit cards but about a month or two ago they added finally the debit cards.

Some companies just cant cope with change. Change with the times, or I will change for you.
Definitely they're only banks, if they don't want to play ball it's not that hard to switch, Not to mention there's better deals out there specially in the Australian market with institutions that offer Apple Pay. For example Macquarie or ING.

And ANZ Supports more Apple Pay features than any other banking institution in Australia ('https://docs.google.com/spreadsheets/d/1pgHeaM7aK6OvszH1gR50dJNGrsQFIL1f4gl7AR2lMSw/edit?usp=sharing'). So they are definitely a good option if you want to be with one of the big banks.
Score: 2 Votes (Like | Disagree)
Kyle-K Avatar
106 months ago
I didnt even know they added debit card support. You sure thats available in AUS? I was waiting a good while for that support. Talking like 2 years lol.
They added Apple Pay support for credit cards 6 months ago, Debit cards about 1-2 months ago. Here is there Apple Pay page ('https://www.hsbc.com.au/1/2/applepay/').

Glad im with ANZ now though :D
I guess you're not missing HSBC's outdated systems for example they're terribly out of date and horrendous Internet banking and apps.

Definitely plenty of good players here in Australia that support Apple Pay, Like you my recommendation is if your banking institutions holding out it's time to give them the dump.
Score: 2 Votes (Like | Disagree)
Kyle-K Avatar
106 months ago
Do you still have to type in a PIN like with US debit cards?
No, you authenticate using Touch ID.
Actually you may need to enter your cards PIN if the transaction is over $100 and the terminal you're using at point of sale does not support Consumer Device Cardholder Verification Method (CDCVM) https://support.apple.com/en-au/HT202527

If the transaction is over $100 and the point-of-sale terminal supports CDCVM Touch ID or Face ID will be sufficient to authorise the transaction.

I wasn’t aware we still had Eftpos cards in Australia, literally every bank has switched to Visa and MasterCard debit cards for the past 10 years...
Most of the big banking institutions still have two cards available on most of their Bank Accounts, However some of the smaller institutions that support Apple Pay only have debit and credit cards, Most debit cards in the last few years have been issued as multi-scheme with support for chip and contactless eftpos. Check the back of your card for the eftpos and contactless logos which should be next to each other.

However I should add while this has been added to debit cards I'm not aware of any institution using those features yet from what I understand it's already to go however it's just waiting to be turned on.

Also only three of the big banks have started issuing chip and contactless eftpos only cards in Australia. ANZ was first then NAB and most recently Commonwealth Bank with the latter two not supporting Apple Pay.

(Edit: Some smaller credit unions have also started.)
Score: 1 Votes (Like | Disagree)
Nermal Avatar
106 months ago
Hopefully this comes to NZ too. A number of smaller shops still don't support credit cards, and therefore contactless, due to the high fees. Meanwhile, non-contactless EFTPOS is everywhere.
Score: 1 Votes (Like | Disagree)
alvindarkness Avatar
106 months ago
Actually you may need to enter your cards PIN if the transaction is over $100 and the terminal you're using at point of sale does not support Consumer Device Cardholder Verification Method (CDCVM) https://support.apple.com/en-au/HT202527

If the transaction is over $100 and the point-of-sale terminal supports CDCVM Touch ID or Face ID will be sufficient to authorise the transaction.
Interesting you wrote that, I just got a message from ING stating the following -:

Hi,

We are making a change to the way you use Apple Pay.

For all existing Apple Pay customers we will be removing the requirement to enter a PIN for Apple Pay transactions over $100 in Australia. This is a progressive roll out taking place over the next few months.

From time to time though, the terminal you use may request you to enter a PIN.

For questions or if there's anything we can do, we’re here 24/7 on 133 464.
From the ING team.



Does this mean CDCVM will be rolled out to almost all terminals across Australia soon? Or are they just allowing it anyway? The "from time to time" part makes it a tad vague.
Score: 1 Votes (Like | Disagree)