ANZ Eftpos Access Cards Now Support Apple Pay in Australia

by

anzeftposEftpos, a debit payments network in Australia, today announced that ANZ eftpos Access cards now feature support for Apple Pay.

ANZ is the first bank in Australia to make in-store eftpos mobile payments available to 1.6 million ANZ eftpos Access cardholders through Apple Pay.

Visa, American Express, and MasterCard credit and debit cards issued in Australia by participating banks already supported Apple Pay, but the addition of eftpos is notable as it's widely used in the country.

"Today marks a significant milestone for eftpos as we move from our traditional card based payment method into mobile, enabling consumers with an iPhone or Apple Watch to choose the eftpos account they wish their mobile payment to be made from, being either their eftpos CHQ/SAV account. Customers can set their account preference out of CHQ/SAV and then save themselves entering their account each time they pay. After providing trusted, secure card-based payments for 30 years, eftpos can now also be used to make mobile payments," Mr Jennings said.

"About 1.6 million ANZ eftpos Access cardholders now have the opportunity to make payments on an iPhone or Apple Watch, many of whom may not have had the opportunity to make in store mobile payments before. As Australia's most used debit card network, we are thrilled to be providing ANZ eftpos Access customers with more payment choice, with added benefits of enhanced security and comfort."

As Business Insider points out, support for eftpos reduces fees for both customers and retailers compared to other payment methods.

Support for eftpos is now listed on Apple's Australian Apple Pay website and Apple Pay is available to ANZ Access card customers in Australia immediately.

Related Roundup: Apple Pay
Tags: ANZ, Australia
Related Forum: Apple Music, Apple Pay/Card, iCloud, Fitness+

Popular Stories

iphone 16 display

iPhone 17's Scratch Resistant Anti-Reflective Display Coating Canceled

Monday April 28, 2025 12:48 pm PDT by
Apple may have canceled the super scratch resistant anti-reflective display coating that it planned to use for the iPhone 17 Pro models, according to a source with reliable information that spoke to MacRumors. Last spring, Weibo leaker Instant Digital suggested Apple was working on a new anti-reflective display layer that was more scratch resistant than the Ceramic Shield. We haven't heard...
Read Full Article • 111 comments
iPhone 17 Air Pastel Feature

iPhone 17 Reaches Key Milestone Ahead of Mass Production

Monday April 28, 2025 8:44 am PDT by
Apple has completed Engineering Validation Testing (EVT) for at least one iPhone 17 model, according to a paywalled preview of an upcoming DigiTimes report. iPhone 17 Air mockup based on rumored design The EVT stage involves Apple testing iPhone 17 prototypes to ensure the hardware works as expected. There are still DVT (Design Validation Test) and PVT (Production Validation Test) stages to...
Read Full Article • 27 comments
Beyond iPhone 13 Better Blue

20th Anniversary iPhone Likely to Be Made in China Due to 'Extraordinarily Complex' Design

Monday April 28, 2025 4:29 am PDT by
Apple will likely manufacture its 20th anniversary iPhone models in China, despite broader efforts to shift production to India, according to Bloomberg's Mark Gurman. In 2027, Apple is planning a "major shake-up" for the iPhone lineup to mark two decades since the original model launched. Gurman's previous reporting indicates the company will introduce a foldable iPhone alongside a "bold"...
Read Full Article • 123 comments
apple watch ultra yellow

What's Next for the Apple Watch Ultra 3 and Apple Watch SE 3

Friday April 25, 2025 2:44 pm PDT by
This week marks the 10th anniversary of the Apple Watch, which launched on April 24, 2015. Yesterday, we recapped features rumored for the Apple Watch Series 11, but since 2015, the Apple Watch has also branched out into the Apple Watch Ultra and the Apple Watch SE, so we thought we'd take a look at what's next for those product lines, too. 2025 Apple Watch Ultra 3 Apple didn't update the...
Read Full Article • 65 comments
iphone 17 air iphone 16 pro

iPhone 17 Air USB-C Port May Have This Unusual Design Quirk

Wednesday April 30, 2025 3:59 am PDT by
Apple is preparing to launch a dramatically thinner iPhone this September, and if recent leaks are anything to go by, the so-called iPhone 17 Air could boast one of the most radical design shifts in recent years. iPhone 17 Air dummy model alongside iPhone 16 Pro (credit: AppleTrack) At just 5.5mm thick (excluding a slightly raised camera bump), the 6.6-inch iPhone 17 Air is expected to become ...
Read Full Article • 133 comments
iPhone 17 Pro Blue Feature Tighter Crop

iPhone 17 Pro Launching Later This Year With These 13 New Features

Wednesday April 23, 2025 8:31 am PDT by
While the iPhone 17 Pro and iPhone 17 Pro Max are not expected to launch until September, there are already plenty of rumors about the devices. Below, we recap key changes rumored for the iPhone 17 Pro models as of April 2025: Aluminum frame: iPhone 17 Pro models are rumored to have an aluminum frame, whereas the iPhone 15 Pro and iPhone 16 Pro models have a titanium frame, and the iPhone ...
Read Full Article
iPhone 17 Pro on Desk Feature

All iPhone 17 Models Again Rumored to Feature 12GB of RAM

Tuesday April 29, 2025 3:36 am PDT by
All upcoming iPhone 17 models will come equipped with 12GB of RAM to support Apple Intelligence, according to the Weibo-based leaker Digital Chat Station. The claim from the Chinese leaker, who has sources within Apple's supply chain, comes a few days after industry analyst Ming-Chi Kuo said that the iPhone 17 Air, iPhone 17 Pro, and iPhone 17 Pro Max will all be equipped with 12GB of RAM. ...
Read Full Article • 83 comments
AirPods Pro 3 Mock Feature

AirPods Pro 3 Just Months Away – Here's What We Know

Tuesday April 29, 2025 1:30 am PDT by
Despite being more than two years old, Apple's AirPods Pro 2 still dominate the premium wireless‑earbud space, thanks to a potent mix of top‑tier audio, class‑leading noise cancellation, and Apple's habit of delivering major new features through software updates. With AirPods Pro 3 widely expected to arrive in 2025, prospective buyers now face a familiar dilemma: snap up the proven...
Read Full Article • 102 comments

Top Rated Comments

Kyle-K Avatar
Kyle-K
98 months ago
Interesting you wrote that, I just got a message from ING stating the following -:
I should've added the banking institutions get to choose if they support transactions over $100 without a PIN as well. ANZ and Macquarie for example have had no restriction if the point-of-sale terminal supports CDCVM no PIN required.

Does this mean CDCVM will be rolled out to almost all terminals across Australia soon?
Most of the large retailers here in Australia have rolled it out long time ago.

Or are they just allowing it anyway?
Sounds like ING didn't support transactions over $100 without a PIN regardless of the terminal had support for CDCVM.

The "from time to time" part makes it a tad vague.
It's just what all the banking institutions and Apple say because not all terminal support CDCVM, however a lot of them in Australia do already. So there is a chance you may be asked for a PIN.

But there are some examples of where CDCVM won't be able to be rolled out with just a simple update of the firmware/ software running, for example Australia Post outlets will need to replace all there terminals.
[doublepost=1508292133][/doublepost]
You have 6 digit phone numbers?
Yes see here on Wikipedia ('https://en.wikipedia.org/wiki/Telephone_numbers_in_Australia#Local_Rate_and_FreeCall_numbers_.2813.2C_180.29') for more information about these And how they operate.
Score: 2 Votes (Like | Disagree)
Kyle-K Avatar
Kyle-K
98 months ago
I switched from HSBC to ANZ, simply because theyre investing in current/developing technologies.
HSBC, Has added Apple Pay. Initially was only supported on there credit cards but about a month or two ago they added finally the debit cards.

Some companies just cant cope with change. Change with the times, or I will change for you.
Definitely they're only banks, if they don't want to play ball it's not that hard to switch, Not to mention there's better deals out there specially in the Australian market with institutions that offer Apple Pay. For example Macquarie or ING.

And ANZ Supports more Apple Pay features than any other banking institution in Australia ('https://docs.google.com/spreadsheets/d/1pgHeaM7aK6OvszH1gR50dJNGrsQFIL1f4gl7AR2lMSw/edit?usp=sharing'). So they are definitely a good option if you want to be with one of the big banks.
Score: 2 Votes (Like | Disagree)
Kyle-K Avatar
Kyle-K
98 months ago
I didnt even know they added debit card support. You sure thats available in AUS? I was waiting a good while for that support. Talking like 2 years lol.
They added Apple Pay support for credit cards 6 months ago, Debit cards about 1-2 months ago. Here is there Apple Pay page ('https://www.hsbc.com.au/1/2/applepay/').

Glad im with ANZ now though :D
I guess you're not missing HSBC's outdated systems for example they're terribly out of date and horrendous Internet banking and apps.

Definitely plenty of good players here in Australia that support Apple Pay, Like you my recommendation is if your banking institutions holding out it's time to give them the dump.
Score: 2 Votes (Like | Disagree)
Kyle-K Avatar
Kyle-K
98 months ago
Do you still have to type in a PIN like with US debit cards?
No, you authenticate using Touch ID.
Actually you may need to enter your cards PIN if the transaction is over $100 and the terminal you're using at point of sale does not support Consumer Device Cardholder Verification Method (CDCVM) https://support.apple.com/en-au/HT202527

If the transaction is over $100 and the point-of-sale terminal supports CDCVM Touch ID or Face ID will be sufficient to authorise the transaction.

I wasn’t aware we still had Eftpos cards in Australia, literally every bank has switched to Visa and MasterCard debit cards for the past 10 years...
Most of the big banking institutions still have two cards available on most of their Bank Accounts, However some of the smaller institutions that support Apple Pay only have debit and credit cards, Most debit cards in the last few years have been issued as multi-scheme with support for chip and contactless eftpos. Check the back of your card for the eftpos and contactless logos which should be next to each other.

However I should add while this has been added to debit cards I'm not aware of any institution using those features yet from what I understand it's already to go however it's just waiting to be turned on.

Also only three of the big banks have started issuing chip and contactless eftpos only cards in Australia. ANZ was first then NAB and most recently Commonwealth Bank with the latter two not supporting Apple Pay.

(Edit: Some smaller credit unions have also started.)
Score: 1 Votes (Like | Disagree)
Nermal Avatar
Nermal
98 months ago
Hopefully this comes to NZ too. A number of smaller shops still don't support credit cards, and therefore contactless, due to the high fees. Meanwhile, non-contactless EFTPOS is everywhere.
Score: 1 Votes (Like | Disagree)
alvindarkness Avatar
alvindarkness
98 months ago
Actually you may need to enter your cards PIN if the transaction is over $100 and the terminal you're using at point of sale does not support Consumer Device Cardholder Verification Method (CDCVM) https://support.apple.com/en-au/HT202527

If the transaction is over $100 and the point-of-sale terminal supports CDCVM Touch ID or Face ID will be sufficient to authorise the transaction.
Interesting you wrote that, I just got a message from ING stating the following -:

Hi,

We are making a change to the way you use Apple Pay.

For all existing Apple Pay customers we will be removing the requirement to enter a PIN for Apple Pay transactions over $100 in Australia. This is a progressive roll out taking place over the next few months.

From time to time though, the terminal you use may request you to enter a PIN.

For questions or if there's anything we can do, we’re here 24/7 on 133 464.
From the ING team.


Does this mean CDCVM will be rolled out to almost all terminals across Australia soon? Or are they just allowing it anyway? The "from time to time" part makes it a tad vague.
Score: 1 Votes (Like | Disagree)
Read All Comments