As the end of the year approaches, Apple today slightly altered its micro site dedicated to Apple Pay to update the status of several of its partnerships. Retailers that teamed up with Apple and plan to implement Apple Pay support in retail stores and apps in the near future are now listed under sections labeled "Coming soon" instead of "Coming later this year."

The minor change in language suggests that many of Apple's Apple Pay partners will not be able to implement Apple Pay support in the last week of 2014, instead rolling out support in the first months of 2015. Many retailers that have chosen to implement Apple Pay may still be working to train employees, update hardware, and swap out point-of-sale systems, leading to variable launch dates.

Just in the last few weeks, multiple partners who were initially listed under the "Coming later this year" category managed to implement support before the end of the year deadline, including Walt Disney World, which will begin accepting Apple Pay later this week, and Ticketmaster, which updated its app to support Apple Pay on Monday.

apple-pay-ticketmaster
On Apple's site, retail partners listed under the "Coming soon" headings now include ACME, Albertsons, Anthropologie, Free People, and Urban Outfitters. Walt Disney World continues to be listed, as Apple Pay will not be available until December 24. Upcoming app partners include Starbucks, StubHub, and Tickets.com, with Ticketmaster continuing to be listed despite implementing support earlier this week.

Since its October 20 launch, Apple Pay has proven to be popular with iPhone 6 and 6 Plus users. Despite only being available for six weeks, Apple Pay was responsible for 1 percent of digital payment dollars in November, with the most money being spent at Whole Foods, Walgreens, and McDonald's.

Apple Pay is currently limited to the United States, but according to comments from Visa and a recent job posting, Apple has an Apple Pay team in London working on bringing the payments service to new countries in 2015.

Top Rated Comments

IJ Reilly Avatar
82 months ago


BTW, Albertson's (per se) isn't really buying Safeway. It's Albertson's owner company, Cerberus Capital Management (a private equity firm) that is buying Safeway/Vons. The deal is expected to close next month. The FTC is requiring Cerberus to divest itself of about 168 stores between the two companies. In our area (San Diego County), 17 Albertson's and 8 Vons stores are being sold to Haggen Food (a grocery company based in Washington state).
Must be an echo in here. I said the exact same thing in the post right before this one.

----------

Some people don't have the luxury of running up a credit card bill and then paying it off in full each month. I've given up traditional credit cards and only use pre-paid credit cards that I load up with my own money (instantly though my bank for free). Some banks combine debit and credit cards into one and allow it to function as either, drawing from the same pool of cash, which is awesome.
When you say luxury, it seems you really mean discipline. The prepaid card forces you to not spend more than you have, but you could do the same with a credit card too. Some of the credit cards actually pay you for borrowing money from them for free. That deal is pretty hard to beat. The prepaid card does just the opposite. You are loaning the bank your money for free.
Score: 4 Votes (Like | Disagree)
Menel Avatar
82 months ago
I just wish that they could get Target (stores) onboard with  Pay. I thought that Target already has contactless payment machines in stores, so why would they not choose to support  pay?

Target, Kroger, and CVS have NFC terminals that support.

They just insist on denying secure payments, in order to stock piling information on your purchases, for their internal algorithms and such.
Score: 4 Votes (Like | Disagree)
Menel Avatar
82 months ago
Someone had posted that CVS was now accepting Apple Pay on another thread. I tried it out Sunday and found that it was not true.

I don't know (actually doubt) if your conspiracy theory is correct. However, I do wish these companies either, roll out CurrentC, or Apple Pay very soon. My guess is that when they do either Apple Pay will win. The fact that they turn off NFC and basically have zero answer for contactless payment is ridiculous.

It's the only explanation. They have the hardware and software links in place.

It worked, and they disabled it.
http://www.ibtimes.com/cvs-rite-aid-baffle-payments-industry-decisions-block-nfc-apple-pay-1714093

Because storing those one time use tokens does nothing for their internal tracking algorithms.

See below. I'm not 'conspiracy-theory' this is bad, horrible. I've used credit/debit cards for ages, known this, and accept it.
But for a store to intentionally sacrifice their customers security... should be criminal. Or grounds for VISA/MC to terminate agreements.

http://www.theguardian.com/money/2013/jun/08/supermarkets-get-your-data

Even if you haven't handed over your details and product preferences through a loyalty scheme, it's likely you have used a debit or credit card to pay for your shopping at some point – and this is another way that the supermarkets can track what we buy.

"We know that an anonymised card number paid for a particular basket of groceries one week and how much was spent with the same card number the following week," says a Morrisons spokesperson. "It means we know when customers are lapsing because we won't see their card for a week. We use it to measure the effectiveness of promotions and events."

A RBS Visa debit card being handed to a shop assistant
Supermarkets can use your card details to learn more about you. Photograph: David Levene for the Guardian
When asked whether its customers give permission for their card numbers to be tracked in this way, the supermarket says customers "would only need to opt in" if Morrisons intended to send them any form of communication.

"All the large grocers track payment cards in this way," says Matthew Harrop at data analysis firm emnos. "All your till receipts are linked together using either a known customer identifier – or anonymously in the absence of a loyalty card – to analyse what you're buying and how loyal you are."

Waitrose and Asda also admit analysing aggregated payment card data to monitor "customer shopping patterns" (for example, items purchased) over time. Both stress this is common practice in the retail industry and that card numbers are not connected to an individual or an address. Sainsbury's and Tesco say they do not track or monitor their customers' payment cards.

The supermarkets also want to find out what their customers are doing outside their stores. Waitrose, for example, paid data analytics firm Beyond Analysis to use "aggregated and anonymised data" about shoppers' Visa card transactions to help it decide on new store locations.

Beyond Analysis integrated the Visa transaction data with Waitrose's own data to figure out what proportion of potential customers were buying groceries from other supermarkets, and the general locations of these competitors.

A Waitrose spokesperson says the supermarket would never see details about an individual customer's spending – the data would only show broad trends. Along with Visa, the supermarket emphasises that the work fully complied with the Data Protection Act. Beyond Analysis refused to comment and Waitrose says it no longer works with the firm.

However, both MasterCard and Beyond Analysis still offer data analytics services to UK retailers - which means anonymised, aggregated information about what we are all spending on our credit and debit cards and where we are spending it is potentially up for grabs to the highest bidder.
Score: 3 Votes (Like | Disagree)
Jeff Meredith Avatar
82 months ago
Albertson's

For Albertsons in particular this is a huge job and it's difficult to implement a change of this scope during the Christmas holidays. If you think of 10-20 terminals including self service and service counter at every store multiplied by the number of stores that's a lot of terminals.

Albertsons will become my grocery store of choice when this is completed. I check in once a month to my local one and chat with the clerks to gauge progress. Probably due for a repeat visit.
Score: 2 Votes (Like | Disagree)
Michael Scrip Avatar
82 months ago


They choose to partner with CurrentC.

And that choice will pay off... NOT

CurrentC hasn't even been formally launched yet and it's already antiquated. QR codes.... really? I'm sure the folks at MCX were excited about developing CurrentC... but I'm guessing they got their teeth kicked in when Apple announced ApplePay.

Now the stores who made the deal with CurrentC have to live with that for a while... or face penalty. I wonder if any of them regret their decision already?

2015 will be the year CurrentC launches. Let them have their experiment. But I'm curious as to how many stores will solely use CurrentC in 2016 and beyond.
Score: 2 Votes (Like | Disagree)
Jeff Meredith Avatar
82 months ago
MCX, You can't explain that!

I just wish that they could get Target (stores) onboard with  Pay. I thought that Target already has contactless payment machines in stores, so why would they not choose to support  pay?

As stated above. As part of the MCX consortium developing the Invisiware known as CurrentC (in Private Beta, Area 51?). They choose not to enable secure payments. CurrentC is a payment method based on direct ACH transfers from your bank account tied to loyalty programs that will reduce merchants fees.

If you trust your bank account info to Target, Neiman Marcus, Michaels I have some ocean front property in Arizona I'd like to sell you.

This is also true of MCX merchants, 7-11, Best Buy, Circle K, Conoco, Sears that I have seen personally have NFC enabled terminals but deny ApplePay, Google Wallet. Rite-Aid and CVS are also on the list. Even some merchants that are listed on the Mastercard Nearby App which are contractually obligated to support SoftCard have turned them off.

Is it anti-competitive, yes. Is it aiding and abetting hackers. Yes by expanding their potential profit. Is it exposing them to additional liability if they get hacked. Absolutely. I would love to be on the jury where they explain this. I'd bring popcorn.

I have seen a law firm pursuing a class-action lawsuit. And I hope they are successful. Or CurrentC gets 0 traction and they just turn on NFC. They are supposed to turn on ChipAndPin credit card capability by October of 2015 so hopefully the wait won't be too long. Since Apple Pay is pretty much based on ChipAndPin with a fingerprint replacing the Pin, it should be an automatic feature.
Score: 2 Votes (Like | Disagree)

Top Stories

samsung experience 1

Samsung's 'iTest' Lets You Try a Galaxy Device on Your iPhone

Thursday April 8, 2021 12:42 pm PDT by
Samsung has launched "iTest," an interactive website experience that's designed to allow iPhone users to test out Android on a Galaxy device, or "sample the other side," as Samsung puts it. Subscribe to the MacRumors YouTube channel for more videos. The iTest website is being advertised in New Zealand, according to a MacRumors reader who came across the feature. Visiting the iTest website on...
pixel watch prosser leak

Google Pixel Watch Allegedly Leaks with Circular Design, Rumored to Launch in October

Monday April 12, 2021 2:49 am PDT by
Renders of Google's first smartwatch, codenamed "Rohan," have been shared by Jon Prosser, showing that Google plans to adopt a circular design for its flagship wearable watch. Prosser shared the renders in an episode of his YouTube show "Front Page Tech," in which he claims they were made based on marketing material he had seen from a source within Google. The renders show that the Pixel...
AppleTV and HomePod Feature

Bloomberg: Apple Working on New Apple TV With Integrated HomePod Speaker and FaceTime Camera

Monday April 12, 2021 3:32 am PDT by
Apple is working on a combined Apple TV with HomePod speaker that has a camera for video calls through a connected television set, according to Bloomberg's Mark Gurman. From the report: The company is working on a product that would combine an Apple TV set-top box with a HomePod speaker and include a camera for video conferencing through a connected TV and other smart-home functions,...
nba tracking prompt orange

Two-Thirds of iPhone Users Expected to Block Ad Tracking

Friday April 9, 2021 7:19 am PDT by
As many as 68 percent of iPhone users are expected to deny advertisers permission to track them thanks to Apple's App Tracking Transparency feature, in what is beginning to look like a significant blow to the advertising industry (via AdWeek). With the launch of iOS 14.5, apps will have to receive explicit user permission before accessing an iPhone's advertising identifier or IDFA, which is...
fake airpods 3

Counterfeit 'AirPods 3' Hit the Market Prior to Official Announcement

Friday April 9, 2021 2:45 am PDT by
Apple is expected to launch the third iteration of AirPods in the third quarter of this year. Rumors and reports suggest the new AirPods will feature an updated design more in line with the AirPods Pro, but lacking in "Pro" features such as active noise cancellation. Despite AirPods 3 not yet being officially announced by Apple, counterfeit products of the unreleased earbuds have already hit ...
Top Stories 56 Feature

Top Stories: 'Find My' Expansion, iPhone 13 Pro Mockup, Largest-Ever iMac?

Saturday April 10, 2021 6:00 am PDT by
Apple's AirTags may still be nowhere to be seen nearly two years after signs of them were first discovered, but Apple this week launched its Find My network accessory program that will let third-party devices integrate with the Find My app on Apple's platforms to make it easy to keep track of your items. This week also saw fresh rumors about the upcoming "iPhone 13" and new iMacs, while...
ehric

iPhone 12 Mini Missing From Top 5 Best Selling Smartphone List of January 2021

Friday April 9, 2021 4:58 am PDT by
According to market data compiled by Counterpoint Research, Apple's smallest iPhone since the 2016 iPhone SE, the iPhone 12 mini, struggled to obtain a spot in the top five list of best-selling smartphones in January of this year. According to the market data, the iPhone 12 mini came in eighth place for the best-selling smartphone worldwide in the first month of the year. However, the iPhone ...
sonny 2021 ipad mini pro dummies

Leaked Dummy Units Show iPad Mini 6 With Thick Bezels and Home Button, New iPad Pro Models

Thursday April 8, 2021 2:11 am PDT by
Rumors suggest Apple will release refreshed versions of the iPad mini and iPad Pro models in the first half of this year, potentially as soon as this month, and a new leak today has provided us with a possible preview of what to expect in terms of the devices' overall design and camera prospects. Tech leaker and Apple blogger Sonny Dickson this morning shared images on Twitter showing dummy ...
Google maps feaure green

Google Maps App for iOS Finally Updated After Four Months

Monday April 12, 2021 10:03 am PDT by
Following the completed rollout of App Privacy labels for its App Store apps, Google today updated the Google Maps app for the first time in four months. Apple in December began requiring all new app submissions and app updates to include App Privacy labels, detailing the data that is collected by the app so consumers know what they're sharing. Google didn't begin implementing App Privacy ...
epic iap feature 3

Tim Cook Says App Store Would Become a 'Flea Market' if Third-Party Payment Systems Were Allowed

Monday April 12, 2021 9:41 am PDT by
In a recent interview with the Toronto Star, Apple CEO Tim Cook spoke about a wide variety of topics, ranging from App Tracking Transparency to Apple's ongoing legal battle over App Store policies with Fortnite creator Epic Games. Notably, Cook said that Epic Games' desire for Apple to let developers offer their own payment systems in apps "would make the App Store a flea market":At the...