Canada


'Canada' Articles

Canada's Tangerine and PC Financial Now Support Apple Pay

Canadian bank Tangerine has updated its Mobile Banking app today to enable Apple Pay support for its Tangerine Money-Back MasterCard credit card. Tangerine, a direct banking subsidiary of Scotiabank, is the seventh-largest bank in Canada with approximately 2 million customers as of last month. Tangerine credit cards -- no debit yet -- can be added to Apple Pay by tapping the "Add Credit or Debit Card" option in the Wallet app on iPhone 5 and later running iOS 8.1 or newer. Verification can be completed with the updated Tangerine Mobile Banking app, available now on the App Store [Direct Link] for iPhone, iPad, and Apple Watch. Apple Pay can be used virtually anywhere contactless payments are already accepted in Canada, including at Aldo, Apple Stores, Canadian Tire, Chapters, Coles, Giant Tiger, Indigo, London Drugs, Mark's, McDonald's, On The Go, Petro-Canada, Pizza Hut, Rona, Staples, Tim Hortons, and hundreds of other merchants nationwide. Apple Pay expanded to Canada's five largest banks in May and June, including BMO, CIBC, RBC, Scotiabank, and TD Canada Trust. The iPhone-based tap-to-pay service is also available to ATB Financial, Canadian Tire Bank, and non-bank-issued American Express cardholders. Update: PC Financial MasterCards can also be added to Apple Pay starting

George Stroumboulopoulos to Kick Off Canadian 'Takeover' of Beats 1 Tomorrow

Canadian music and TV personality George Stroumboulopoulos will kick off a Canadian "takeover" of Beats 1 with an hourlong segment on July 2 at 11:00 a.m. Pacific Time, Apple has confirmed to the Financial Post. George Stroumboulopoulos, left, and Beats 1 host Zane Lowe (Financial Post) Part entertainment, part education, these hour-long sessions are a chance for local talent to shine a light on a particular country’s artists for people around the world, or even someone unaware down the street. Now it is Canada’s turn to take the stage for the first time.Stroumboulopoulos most recently served as the main host of Canada's popular Hockey Night in Canada show, but he will be replaced by his predecessor Ron MacLean as of the 2016-17 NHL season. The 43-year-old is also known as being a former VJ for Canadian music channel MuchMusic and for hosting the CBC talk show George Stroumboulopoulos Tonight, formerly The Hour, from 2005 to 2014."People have spent decades trying to discuss who Canadians are, so it’s impossible to accomplish such a big task in one hour,” said Stroumboulopoulos, a popular voice in the country’s music scene thanks to his work at CBC Radio and MuchMusic. “What I worry about is if I can create a show that gives you an idea globally about what’s cool and what’s happening here … reflecting the coast-to-coast-to-coast of this country."After Stroumboulopoulos, Beats 1's Canadian "takeover" series will continue for four successive Saturdays at 11:00 a.m. Pacific Time: - July 9: Josie Dye and Dine Alone Records - July 16: Coeur de Pirate and Dare To Care

BMO, Scotiabank, and TD Canada Trust Launch Apple Pay in Canada

BMO, Scotiabank, and TD Canada Trust, which make up three of the five largest banks in Canada, support Apple Pay starting today. Apple Pay currently works with MasterCard and Interac at BMO, Visa and Interac at TD Canada Trust, and Visa, American Express, and Interac at Scotiabank. Eligible cards can be scanned or added manually to Apple Pay by tapping the "Add Credit or Debit Card" option in the Wallet app on iOS 8.1 or later. All three banks are now listed as participating issuers on the Apple Pay website in Canada. Meanwhile, ATB Financial and Canadian Tire Bank have added support for in-app purchases with Apple Pay on compatible iPhone and iPad models, expanding upon their existing support for in-store payments. Apple Pay is now available at all of Canada's "Big Five" banks, which collectively cover more than 90 percent of Canadian banking customers, after CIBC and RBC began supporting the iPhone-based mobile payments service three weeks ago. The banks serve over 50 million customers combined worldwide. Scotiabank direct banking subsidiary Tangerine will also support Apple Pay in the near future, according to its Twitter account. The next largest Canadian banks and credit unions that would be suitable Apple Pay candidates in the future include Desjardins and National Bank of Canada, the two largest financial institutions in Québec, along with Vancity and Meridian. None have been listed as "coming soon" on the Apple Canada website. Apple Pay can be used virtually anywhere contactless payments are already accepted in Canada, including at Apple Stores,

Apple Maps Expands Transit Data to Montreal

Apple Maps has been updated with all-new transit data in Montréal, providing users with bus, subway, and train routing in Canada's second most populous city. The public transit information is supplied by the city's public transport agencies Agence métropolitaine de transport (AMT) and Société de transport de Montréal (STM). Montreal Metro subway and STM bus directions are available throughout Greater Montreal, including the main island and throughout the suburbs of Blainville, Boucherville, Brossard, Châteauguay, Dollard-des-Ormeaux, Laval, Longueuil, Repentigny, Saint-Jérôme, Saint-Lambert, and Terrebonne. Montreal is the second Canadian metro area to support Apple Maps transit after Toronto. However, as we reported last June, transit data actually extends to many cities throughout Southern Ontario, including Barrie, Mississauga, Oakville, Oshawa, Peterborough, Burlington, Hamilton, Guelph, KWC, York Region, and Niagara Region. Other cities with Apple Maps transit directions include Baltimore, Berlin, Boston, Chicago, London, Los Angeles, Mexico City, New York City, Philadelphia, San Francisco, Sydney, and multiple Chinese metro areas. Transit mode was added to Apple Maps as one of the headline features of iOS 9 last year. (Thanks, Olivier!)

Apple Maps Gains 23 New Flyover Locations Around the World

Apple today updated its iOS feature availability page with 23 new Flyover locations around the world, including cities in the United States, Australia, Belgium, Canada, France, Italy, Mexico, Spain, Taiwan, and the United Kingdom. Flyover is an Apple Maps feature that provides photo-realistic 3D views of primarily large cities and landmarks. In satellite view, users can zoom, pan, and rotate to get a closer look at notable points of interest in supported regions. The full list of new Flyover locations is available below, but some areas may only now be reflected on Apple's website:A Coruña, Spain Ajaccio, France Archon, France Bastia, France Besançon, France Blackpool, England Bonifacio, France Cabo San Lucas, Mexico Calvi, France Corte, France Ghent, Belgium Guaymas, Mexico Messina, Italy Mobile, AL, United States Newcastle, Australia Nottingham, England Porto-Vecchio, France Propriano, France Raleigh, NC, United States Salamanca, Spain San Sebastián, Spain Taichung, Taiwan Wichita, KS, United StatesApple also confirmed that Maps traffic data is now available in Malaysia and Singapore in southeast Asia. Apple added 20 new Flyover locations in 12 countries last

MasterCard May Support Apple Pay in Canada, Brazil and Asia This Year

Apple Pay is supported by large financial institutions in the United States, United Kingdom, and China, but the mobile payments service can only be used with non-bank-issued American Express credit cards in Australia and Canada. Apple Pay does not support big banks in either country. That could soon change in at least Canada, as MacRumors has learned that MasterCard has Apple Pay support in that country on its 2016 roadmap. The information is based on an unverified internal document, however, so the plans cannot be proven beyond a reasonable doubt until other evidence surfaces. MasterCard credit cards are issued by a number of Canada's largest banks, including BMO, CIBC, RBC, Scotiabank, and TD Canada Trust, while store-branded MasterCards are available from large retailers such as Canadian Tire, Costco, and Walmart. Most of these stores and institutions also offer Visa, but their plans remain unknown. MasterCard is also looking to support Apple Pay in Brazil, Hong Kong, Japan, and Singapore in 2016, according to the document. Apple previously announced that its Apple Pay partnership with American Express will expand to Hong Kong, Singapore, and Spain this year, while Brazil and Japan would be entirely new markets. Earlier this month, a hidden "NetworkInterac" string was uncovered in iOS 9.2.1 code that hints at Apple Pay support at Canada's big banks. Interac is Canada's official debit card network, adopted by the country's largest financial institutions nationwide. TD already stirred speculation in October when it inadvertently listed Apple Pay as a method

Apple Pay Expanding to China, Possibly France and Canada's Big Banks

Apple Pay has launched in the U.S., U.K., Canada, and Australia to date, and the mobile payments service could expand to a fifth country this week: China. A customer service representative for China's Guangfa Bank, using the bank's public WeChat account, appears to have confirmed that Apple Pay will officially go live in the world's most populous country on February 18 at 5:00 a.m. local time. (Image: Sina via Tech in Asia) Apple previously announced that Apple Pay will expand to China in early 2016 in partnership with UnionPay, a state-run interbank network that holds a monopoly on the country's credit and debit card processing. UnionPay cardholders will be able to use Apple Pay on iPhone, Apple Watch, and iPad -- the latter for in-app purchases only. iOS 9.2 or watchOS 2.1 or later will be required, according to the screenshot. In November, The Wall Street Journal reported that Apple reached deals with China's big four state-run banks, including the Bank of China, China Construction Bank, Industrial and Commercial Bank of China, and Agricultural Bank of China, to launch its iPhone-based payments service in the country. The report said Apple Pay could launch by the weeklong Chinese New Year, which concluded on February 13. That prospective date has since passed, but a pair of YouTube videos surfaced in January that appeared to show Apple Pay working with UnionPay bank cards in China for both in-store and in-app purchases. It is possible that Apple soft launched Apple Pay in China with select participating issuers in order to test the payments service, ahead of

Apple Said to Open R&D Facility in QNX Hometown Kanata

Apple has leased a 22,100-square-foot office space in the G. Best Building, a multi-floor suite in Kanata, Ontario, a suburb of the Canadian capital Ottawa, according to the local newspaper Ottawa Business Journal. The report, citing "several sources," claims that Apple will use the building, located at 411 Legget Drive in the Kanata Research Park, as a R&D facility. The office would presumably operate under subsidiary Apple Canada. How Apple plans to use the alleged office space remains unknown, but Kanata is notable for being the hometown of BlackBerry subsidiary QNX Software Systems, which develops software for multiple in-car infotainment systems. At CES 2016, QNX introduced new platforms for automated driving systems, stirring speculation that Apple's new Kanata offices could be linked to the development of its own electric vehicle, which may or may not have self-driving capabilities. The much-rumored "Apple Car" could enter production by 2020. Apple Canada is headquartered at 120 Bremner Blvd in downtown Toronto, located about 250 miles west of the Ottawa region. (Thanks, Reni!)

Apple Raising App Store Pricing in Canada and Six Other Markets

Apple today informed developers that App Store price tiers, including in-app purchases, will be rising in Canada, Israel, Mexico, New Zealand, Russia, Singapore and South Africa within 72 hours (via The Next Web). In Canada, for example, Tier 1 pricing will increase to $1.39, a 20-cent rise over current $1.19 pricing. That means a $1 app on the U.S. App Store will now sell for $1.39 on the Canadian App Store. Apple has published a PDF document with a complete list of new pricing updates in all seven countries. The price changes are in line with fluctuating foreign currency exchange rates against the U.S. dollar. Apple will email customers with in-app subscriptions in Canada, New Zealand, Mexico and Singapore shortly before their existing subscription renews to inform them about the price increase and the option to cancel their subscription. App Store customers in Russia and South Africa will need to manually resubscribe at the new prices. Israel will not be affected, as Apple does not offer auto-renewal subscriptions in that country. Apple is also expanding its low-price tiers Alternate Tier A and Alternate Tier B to Canada and New Zealand, both valued at 99 cents in local dollars. These tiers are often used for smaller in-app purchases. Last, VAT has dropped from 24% to 20% in Romania, but App Store prices have not changed in the country, meaning that local developers should begin to receive increased proceeds from app and in-app

Apple Pay Launches in Canada With American Express, Australia Later This Week

Apple Pay is now available in Canada exclusively for American Express customers, allowing newer iPhone and Apple Watch owners to make contactless payments at stores like Indigo, McDonald's, Sport Chek, Tim Hortons and others that have NFC-equipped payment terminals and accept American Express. Apple Pay is now live in Canada on iOS 9.1 (Image: Twitter/Bryan) Apple Pay should now be live in the Wallet app on iOS 9.1 for Canadian users. American Express cards can be scanned or added manually by tapping the "Add Credit or Debit Card" option. American Express, an independent credit card issuer in Canada, is not nearly as popular or widely accepted as MasterCard or Visa credit cards in the country, and Apple notes that bank-issued American Express cards like those in partnership with Scotiabank are not accepted at launch. Apple has reportedly been in talks with six large Canadian banks about launching Apple Pay north of the U.S. border, including the Royal Bank of Canada, TD Canada Trust, Scotiabank, Bank of Montreal, CIBC and National Bank of Canada, but negotiations have reportedly been dragging. TD Canada Trust prematurely leaked an Apple Pay splash page last month, suggesting that Canadian banks may eventually support the mobile payments platform. High interchange fees and potential security issues have reportedly been sticking points in negotiations between Apple and banks. Canada has been well prepared for Apple Pay, as many retailers and businesses across the country are equipped with NFC payment terminals required for contactless payments. The country

TD Canada Trust Lends Credence to Apple Pay Launch in Canada Next Month

Just one month before Apple Pay is rumored to launch in Canada, large bank TD Canada Trust briefly provided evidence of the forthcoming launch by prematurely listing the iPhone-based mobile payments service as a method of payment on its website, as spotted by blog iPhone in Canada. The link has since been removed. Apple Pay was briefly listed under "Ways to Pay" at the bottom of TD Canada Trust's website, but the link now leads to a blank page. When it was live, the page said that Apple Pay will soon support TD Canada Trust debit and credit cards, with purchases subject to a $100 transaction limit like other contactless payments in Canada. In April, The Wall Street Journal reported that Apple was in negotiations with the Royal Bank of Canada, TD Canada Trust, Scotiabank, Bank of Montreal, CIBC and National Bank of Canada about a potential November launch of Apple Pay in Canada. The six financial institutions combined account for more than 90% of Canadian bank accounts. Apple Pay launched in the United States last October, and expanded to the United Kingdom in July. TD Canada Trust has around 11 million customers in

iMessage Activation Via Phone Number Now Working on Wind Mobile in Canada

A growing number of Wind Mobile customers in Canada this week have confirmed to MacRumors and on social media that iMessage activation via phone number is now working properly on iPhone. iMessage on Wind Mobile previously only worked when activated using an Apple ID. MacRumors reader Brandon and several other iPhone users confirmed the change.Finally Wind Mobile in Canada is suddenly using native iMessage. You used to have to only use your Apple ID for iMessage and FaceTime because it was unsupported on Wind's network. Today, suddenly it started working. I have confirmed it with an Apple Genius, and I myself am a former Apple technician as well.Apple released iOS 9.0.2 last week with a fix for an issue that prevented iMessage activation for some users, but it is more likely the change was made by Wind Mobile given that iPhones running previous software versions such as iOS 8.4 also now have iMessage activation by SMS. Apple does not list Wind Mobile as a supported wireless carrier on its website. Canadian carriers that officially support the iPhone include the big three networks Bell, Rogers and Telus, prepaid carriers Fido, Koodo and Virgin Mobile and regional carriers Eastlink, MTS, SaskTel, TbayTel and Videotron. Wind Mobile is a bargain carrier in Canada, offering affordable rate plans with unlimited talk, text and data for between $25 and $50 per month. Wind Mobile's coverage area is mainly limited to larger cities, however, such as the Calgary, Edmonton, Ottawa, Toronto and Vancouver metro areas. (Thanks, Brandon!)

iPhone 6s Launch in U.S. and Canada Begins as Apple Stores Open

iPhone 6s and iPhone 6s Plus launch day has officially arrived in the United States and Canada as Apple Stores in eastern cities such as New York City, Boston, Philadelphia, Toronto and Washington D.C. have now opened at 8:00 am local time. The launch will continue westward across the U.S. and Canada over the next three hours. Apple Stores will now begin fulfilling in-store reservations for the new iPhones and accepting walk-in purchases from the long queues that have formed at some locations. UPS and FedEx will also be making pre-order deliveries generally between the hours of 9:00 am and 8:00 pm to residential addresses. Guess where I'm at?! #AppleStore #JaxNYC #iPhone6S #iwaiting http://t.co/hngl6YPM49 pic.twitter.com/WwVOzedNGm— Jacqui (@Jacquies) September 25, 2015 Hmph. Must be something going on today. #applestore #torontoeatoncentre pic.twitter.com/1aA9TyCnVm— Eustace James (@mr_e_james) September 25, 2015 iPhone 6s and iPhone 6s Plus first arrived in New Zealand last night, and the new devices were quickly subjected to an early unboxing, drop test, teardown, bend test and camera comparison. The devices have now launched in all first wave countries, including the U.S., Australia, Canada, China, France, Germany, Hong Kong, Japan, New Zealand, Puerto Rico, Singapore and the

iPhone 6s and 6s Plus Priced Higher in Canada, Australia and Europe as U.S. Dollar Remains Strong

Apple has set higher prices for the iPhone 6s and iPhone 6s Plus in Canada, Australia and other countries to reflect a strengthening U.S. dollar and fluctuating currency exchange rates. The off-contract prices for the iPhone 6s Plus in Canada, for example, are $1,029, $1,159 and $1,289 CAD for 16GB, 64GB and 128GB of storage space respectively. Comparatively, the iPhone 6 Plus cost $969, $1,099 and $1,229 in Canadian dollars for the same capacities prior to Apple's media event yesterday. That is $60 less for each model. The off-contract prices for the iPhone 6s Plus in Australia are $1,229, $1,379 and $1,529 AUD for 16GB, 64GB and 128GB of storage respectively. Earlier this week, the iPhone 6 Plus retailed for $1,149, $1,299 and $1,449 in Australian dollars for the same storage sizes respectively. Similarly, the iPhone 6s and iPhone 6s Plus have higher prices at launch than the iPhone 6 and iPhone 6 Plus in euro-based countries such as France, Germany, Italy and The Netherlands. The base 16GB iPhone 6 retailed for €699 last September, for example, while the 16GB iPhone 6s will debut for €739. Not all countries have been affected by the exchange rate, however, as the iPhone 6s Plus is priced the same as the iPhone 6 Plus in the United Kingdom. iPhone 6 Plus was most recently priced at £619, £699 and £789 in the U.K. for 16GB, 64GB and 128GB respectively, while the iPhone 6s Plus will have equal prices. The new iPhone 6s Plus retains the same pricing as the iPhone 6 Plus in the

Apple Watch Now Available at Best Buy in Canada and Harvey Norman in Australia

Apple Watch is now available at select Best Buy stores in Canada and through the electronics retailer's online store in the country, less than two weeks after Best Buy began selling the Apple Watch in the United States. Best Buy Canada offers 16 Apple Watch Sport and Apple Watch models alongside select Apple Watch accessories in stores and online. Apple Watch is now available at select Best Buy stores and online. http://t.co/Njxoz4fkyg pic.twitter.com/BAzqsafUKl— Best Buy Canada (@BestBuyCanada) August 14, 2015 Australian department store Harvey Norman also announced that it is selling the Apple Watch at its Auburn, New South Wales location starting August 15. The retailer will have aluminum Apple Watch Sport and stainless steel Apple Watch models available for purchase and try-on appointments. Harvey Norman Auburn is located at 250 Parramatta Road and is open from 9 AM to 5:30 PM local time, with extended hours of 9 AM to 9 PM local time on Thursdays. The retail chain did not specify if the Apple Watch will be available at other Harvey Norman locations in Australia or other countries in the future. (Thanks, Mitty!)

T-Mobile Now Offers Unlimited Talk, Text and 4G LTE Data in Canada and Mexico at No Additional Charge

T-Mobile has announced a new "Un-carrier" move called "Mobile Without Borders" that enables customers with Simple Choice postpaid and prepaid plans to send and receive unlimited phone calls, text messages and use 4G LTE data in Canada and Mexico at no additional cost. The extended three-country plan will be available starting July 15 in select Canadian and Mexican markets. T-Mobile customers with Simple Choice plans will be able to make unlimited calls to and from the United States to any number, including landlines and mobile phones, in Mexico and Canada, alongside unlimited text messaging and the full monthly allotment of 4G LTE data they would normally have in the U.S. at no extra charge. Music Freedom is included while roaming in Canada or Mexico. Canadian and Mexican residents looking to take advantage of this T-Mobile promotion are out of luck, as Simple Choice customers must reside in the U.S. and primary usage must occur on T-Mobile's network in the U.S. The carrier also warns that Simple Choice plans are not intended for extended international usage. Data Stash will be available for use while in Canada or Mexico later this year. Coverage in Canada includes Banff National Park, Bay of Fundy, Brampton, Burnaby, Calgary, Edmonton, Gatineau, Halifax, Hamilton, Kitchener, Laval, London, Longueuil, Markham, Mississauga, Montreal, Niagara Falls, Ottawa, Quebec City, Regina, Richmond, Saskatoon, St Johns, Surrey, Toronto, Vancouver, Vaughan, Victoria, Whistler, Windsor and Winnipeg. Coverage in Mexico includes 117 markets. Starting next Wednesday,

Apple Maps Transit Directions Work Across Much of Greater Toronto Area

Apple earlier this week announced that Toronto will be one of ten major cities in North America that will support Apple Maps transit directions on iOS 9 in the fall, but after early testing we can confirm that the new routing option for bus, subway, light rail, train and ferry directions will actually extend well beyond the city limits and TTC to cover much of the Greater Toronto Area and Southern Ontario. Apple Maps transit directions on iOS 9 beta working in Waterloo and Barrie A thread posted on Reddit first pointed towards the Apple Maps transit acknowledgments page, which has been updated with several Canadian transit operators outside of Toronto, but we dug further and found that Apple Maps transit directions work in even more cities. We were able to receive bus, subway, light rail or train directions between over a dozen Canadian cities and towns throughout Southern Ontario listed below. List of Supported Cities:Mississauga: MiWay bus directions where service is provided in Mississauga. GO Transit bus and train directions also available for traveling between Mississauga and other Apple Maps-supported cities within the Greater Toronto Area and Southern Ontario. Oakville: Oakville Transit bus directions where service is provided in Oakville. GO Transit bus and train directions also available for traveling between Oakville and other Apple Maps-supported cities within the Greater Toronto Area and Southern Ontario. Brampton: Brampton Transit bus directions where service is provided in Brampton. GO Transit bus and train directions also available for traveling

Apple Raises Prices in Europe and Canada as U.S. Dollar Remains Strong

While the high-end 27-inch iMac with Retina 5K Display was discounted from $2,499 to $2,299 today, Apple has raised the prices on several other products in Europe and Canada as the U.S. dollar continues to remain strong against the euro and other international currencies. The affected countries in the European Union include Germany, France, Ireland, Italy, Netherlands, Portugal, Finland and multiple others. iMac prices increased by between €150 to €300 in Europe per configuration All non-Retina 21.5-inch and 27-inch iMac models in affected countries are now between 150 to 300 euros more expensive starting today. The base configuration iMac, for example, increased from €1,099 to €1,249, while the high-end 27-inch iMac without Retina display rose from €1,799 to €2,099. Prices may vary slightly between countries due to applicable local taxes and tariffs. Apple also increased the price of the Mac Pro by between 400 to 600 euros, with the base model going from €2,999 to €3,399 and the high-end configuration now priced at €4,599 up from €3,999. The base model Mac mini increased 50 euros to €569, while the mid-tier and top-tier configurations were bumped up 100 euros to cost €819 and €1,129 respectively. 12-inch MacBook, MacBook Pro and MacBook Air prices have not changed. Mac Pro prices increased by between $200 to $400 in Canada per configuration Meanwhile, the price of non-Retina 21.5-inch and 27-inch iMac models increased by $100 to $150 in Canada as conversion rates continue to fluctuate. Similarly, the Mac Pro now costs between $200 to $400 more in Canada

Apple Planning November Launch of Apple Pay in Canada

Apple is planning to launch Apple Pay in Canada later this year, according to The Wall Street Journal. The report, citing people familiar with the matter, claims Apple is in negotiations with six Canadian banks about a potential November launch of the mobile payments service, which debuted in the United States last October and has yet to become available in other countries. The six Canadian banks reportedly in talks with Apple include the Royal Bank of Canada, TD Canada Trust, Scotiabank, Bank of Montreal, CIBC and National Bank of Canada. The financial institutions, which together account for more than 90% of Canadian bank accounts, are open to supporting Apple Pay in Canada, although have expressed concern about higher fees and potential security issues."The banks are open to an agreement, but they aren’t happy with Apple’s fee proposals and are concerned about security vulnerabilities like the ones that U.S. banks experienced as they rolled out the service, the people said."Canada is a well-prepared candidate to receive Apple Pay support, as many retailers and businesses across the country are already equipped with contactless payment terminals that are required for the iPhone-based mobile payments service. The country was one of the earlier adopters of Chip-and-PIN debit and credit cards that can be tapped against a payment terminal when making a purchase, and Apple Pay would be a natural extension of that functionality. The six Canadian banks have reportedly formed a consortium and hired consultancy firm McKinsey & Co. to develop a security protocol for Apple