How to Set Up Apple Pay on Apple Watch

by

passbookapplewatchapplepayApple restricted Apple Pay to the iPhone 6 and 6 Plus due to the need for an NFC chip that's not included in older phones, which means Apple Pay has been limited to those with newer iPhones since it debuted in October of 2014.

One of the major perks of the Apple Watch is that it enables Apple Pay for some older iPhones because it has the same NFC chip that's in the iPhone 6 and 6 Plus. If you have an Apple Watch and an iPhone 5, 5c, or 5s, you can now use Apple Pay and the watch to make secure purchases in retail locations.

For those of you who haven't had a chance to use Apple Pay, we've written up a tutorial that walks through how to set it up on your watch.

Setting Up Apple Pay

How to Apple Pay on Apple Watch 5Even if you are already using Apple Pay on iPhone 6, you will need to add your credit and debit cards to Apple Pay for Apple Watch. You can add up to eight cards.

  1. Open the Apple Watch app on your iPhone and then select My Watch.
  2. Select Passbook and Apple Pay.
  3. Tap "Add Credit or Debit Card.
  4. Apple will automatically ask you to enter the security code of the credit card that is on file for iTunes and the App Store. If you don't want to use this card, select "Add a different credit or debit card."
  5. When the camera viewfinder appears, position your credit or debit card inside the frame. The app will scan the card for relevant information.
  6. If the card does not automatically scan, you can enter the information manually.

applepayreadyapplewatch
Once the card is added, you will see that it is listed as "activating." When it has been activated, you will receive a notification on Apple Watch that the card is ready for Apple Pay.

Using Apple Pay

When you are ready, head out to one of the participating retail stores. At checkout, simply open Passbook and Apple Pay app on Apple Watch and select the card you wish to use.

usingapplepay
When prompted, you will double-click the Side button (the button normally used to access your favorite contacts list). Make sure you are close to the reader so it will register your Apple Watch via near-field communication.

Deleting Credit Cards

You can remove credit cards from Apple Pay through the app on Apple Watch. Tap to select the card, then firm press to delete it from the list. You can also remove a card using the Apple Watch app on the iPhone.

If Your Apple Watch is Lost or Stolen

Since Apple hasn't yet added Find My Apple Watch, you should probably first start by deleting your credit card information from Apple Watch

  1. Sign into your account via icloud.com.
  2. Select Settings, then My Devices.
  3. Choose Apple Watch and click Remove All.
  4. You can also put a hold on your cards by calling your bank or credit card issuer directly.

Using Passbook

applewatchusingpassbookWithin the same app, you can use your Passbook loyalty and gift cards. Set up cards on your iPhone using the Passbook App.

When you are near the location of a store that you have a card saved in Passbook for, you will receive a notification on Apple Watch. Tap the notification to open Passbook and scroll to the relevant card. When ready, show the barcode on Apple Watch to the employee that will be scanning your card.

If you rearrange or delete old cards on Passbook on your iPhone, all changes will be reflected on Apple Watch.

Apple's contactless payment service uses a security feature that creates a unique Device Account Number that is assigned to cards once they are installed in Apple Pay. These encrypted card numbers, as well as a transaction-specific dynamic security code, are used at payment kiosks instead of your actual credit card numbers. So, not only is your transaction safer from hacking issues, but your personal information is no longer transmitted to the merchant.

Related Roundups: Apple Watch Series 6, Apple Pay
Buyer's Guide: Apple Watch (Buy Now)

Top Rated Comments

Jimi72 Avatar
74 months ago
Step 1: Move to the US
Score: 24 Votes (Like | Disagree)
BillyTrimble Avatar
74 months ago

What does this have to do with rumors or news I care about? A guide is totally off point for this site. Editors...start pulling your site back to its purpose or we'll jump. Full on content fail here.


"We'll"??? Who is we?

It's fine with me. To you I say, bye bye.
Score: 16 Votes (Like | Disagree)
staveb Avatar
74 months ago
What does this have to do with rumors or news I care about? A guide is totally off point for this site. Editors...start pulling your site back to its purpose or we'll jump. Full on content fail here.
Score: 15 Votes (Like | Disagree)
krewger Avatar
74 months ago

What does this have to do with rumors or news I care about? A guide is totally off point for this site. Editors...start pulling your site back to its purpose or we'll jump. Full on content fail here.


These guides are redundant and a blatant attempt to get search engine hits for macrumors for people trying to set this stuff up. Apple has a full site set up with tutorials on how to do all this. Macrumors needs to quit repeating what Apple already has posted on their user guided tours on apple.com. https://www.apple.com/watch/guided-tours/#film-apple-pay
Score: 13 Votes (Like | Disagree)
pilot3033 Avatar
74 months ago
You don't need to open the passbook app, you can double press the friends/side button to go directly to Apple Pay from anywhere on the watch.
Score: 8 Votes (Like | Disagree)
lk400 Avatar
74 months ago
This doesn't work for me. A very detailed guide, but seems to be missing the only valid piece of information - this doesn't work outside of the USA. Does macrumors really assume everyone is in the USA?
Score: 7 Votes (Like | Disagree)

Top Stories

lg wing

LG Considering Exit From Smartphone Business, Halts LCD Production for iPhone

Wednesday January 20, 2021 5:38 am PST by
LG is considering exiting the smartphone business entirely amid declining shipments and accrued losses of $4.5 billion over the past five years (via The Korea Herald). LG CEO Kwon Bong-Seok cautioned staff earlier today that the company is re-evaluating its presence in the smartphone industry: Since the competition in the global market for mobile devices is getting fiercer, it is about...
google maps detailed street level e1611052089473

Google Maps Gains Enhanced Street-Level Detail in Four Major Cities

Tuesday January 19, 2021 2:34 am PST by
Google Maps has quietly been updated to include significantly more detailed street-level information in a handful of key cities around the world. Upon zooming in, Google's maps for Central London, Tokyo, San Francisco, and New York now benefit from shapes and widths that match the scale of roads more accurately. Meanwhile, enhanced graphical representations of sidewalks, crosswalks,...
2019 mac pro side and front

Tim Cook Gifted Donald Trump 'First' 2019 Mac Pro

Wednesday January 20, 2021 5:45 pm PST by
Apple CEO Tim Cook gifted former United States President Donald Trump with the first 2019 Mac Pro that came off of the assembly line in Austin, Texas, according to a financial disclosure report that was released today (via The Verge). "Mac Pro Computer, the first created at the Flex Factory in Austin, Texas," reads the entry, which values the machine at $5,999, the base price for a Mac Pro....
airpods max sim ejector

AirPods Max Headband Removable With Just a SIM Ejector Tool, Hinting at Interchangeable Headbands

Tuesday January 19, 2021 8:25 am PST by
It is possible to remove the headband of AirPods Max with just a standard SIM card ejector tool, hinting at the possibility of interchanging headbands to achieve a different colorway. Image via Prelook In December, MacRumors revealed the large variety of AirPods Max ear cushion color combinations when it became clear that they were magnetically attatched and available for sale separately....
iphone 5s black slate

Images of Unreleased iPhone 5s in Black and Slate Shared Online

Sunday January 17, 2021 9:47 am PST by
Twitter user @DongleBookPro has today shared images of a prototype iPhone 5s in an unreleased Black and Slate color. The iPhone 5s was launched in September 2013. The device featured Touch ID, a 64-bit processor, and a True Tone LED flash for the first time. Other new features included a five-element lens with an f/2.2 aperture, a 15 percent larger camera sensor, Burst Mode, and Slo-Mo...
iphone 12 vs iphone 12 mini

Apple Shifting Some Production From iPhone 12 mini to iPhone 12 Pro to Meet Demand

Wednesday January 20, 2021 8:12 am PST by
Apple has reportedly cut production of the iPhone 12 mini by two million units to create more manufacturing capacity for the iPhone 12 Pro, according to a new Morgan Stanley investment note seen by PED30. Apple is believed to have made the switch for the first quarter of 2021 in an effort to combat continuing lead times for the more popular iPhone 12 Pro. iPhone 12 Pro lead times remain ...
Apple VR Feature

Bloomberg: Apple's First AR/VR Headset 'Pricey, Niche Precursor' to More Ambitious AR Glasses and Could Launch Next Year

Thursday January 21, 2021 3:27 am PST by
Apple's first virtual reality headset will be a "pricey, niche precursor" to a more ambitious augmented reality product, according to a new report from Bloomberg's Mark Gurman. As a mostly virtual reality device, it will display an all-encompassing 3-D digital environment for gaming, watching video and communicating. AR functionality, the ability to overlay images and information over a view...
shot on iphone 12 apple

Apple Highlights Photos Shot by iPhone 12 Users: Portraits, Cityscapes, and More

Tuesday January 19, 2021 6:05 am PST by
Apple today shared a gallery of photos shot by customers using the iPhone 12 mini, iPhone 12, iPhone 12 Pro, and iPhone 12 Pro Max, with scenes including cityscapes, landscapes, portraits of people, and more at day and night. Shot on iPhone 12 Pro Max by "NKCHU" in China (top) and shot on iPhone 12 Pro Max by Rohit Vohra in India (bottom) iPhone 12 mini and iPhone 12 models have a dual camera ...
Apple and Hyundai feature

Apple Car Production Again Linked to Kia Motor's US Plant in Georgia

Tuesday January 19, 2021 4:19 am PST by
Hyundai intends to transition the company's Apple Car involvement to its Kia brand as part of an internal arrangement that could see production move to the U.S., according to a new report today. On Sunday, Korea IT News reported that Apple and Hyundai are seeking a partnership agreement for the upcoming Apple Car by March, and that the electric vehicles could be made at a Georgia factory...
iPhone 13 Notch Feature

iPhone 13 Rumored to Feature Smaller Notch, Pro Model Cameras to Use Larger Image Sensor

Thursday January 21, 2021 1:38 am PST by
Apple's iPhone 13 series will feature a redesigned Face ID system that will allow for a smaller notch at the top of the screen, according to a new report today. The rumor comes via hit-and-miss Taiwanese industry publication DigiTimes, whose supply chain sources also claim that the ultra wide-angle lens in Apple's next-generation iPhones is due for an upgrade. The next-generation iPhones'...