Apple Announces New Klarna and PayPal Integrations for Apple Pay on iOS 18

In June, Apple discontinued its "buy now, pay later" service called Apple Pay Later, which let qualifying customers split a purchase made with Apple Pay into four equal payments over six weeks, with no interest or fees. Instead, Apple said customers in the U.S. would be able to apply for loans from select other "buy now, pay later" services when they check out with Apple Pay on the web and in apps on iOS 18 and iPadOS 18.

Apple Pay Klarna
Affirm payment plans have been available through Apple Pay since last month, and competing service Klarna announced that it is integrating with Apple Pay in the U.S. and the U.K. starting today, and in Canada in the coming months.

iOS 18 and iPadOS 18 users can select "Other Cards & Pay Later Options" when checking out with Apple Pay to access payment plans available from Klarna and Affirm. For example, Klarna offers an interest-free "Pay in 4" payment plan for purchases totaling between $35 and $2,000, which is similar to what Apple Pay Later offered.

Apple also announced an upcoming integration with PayPal.

Starting next year, customers in the U.S. will be able to see their PayPal balance when using their PayPal debit card in the Wallet app on the iPhone, according to Apple.

Related Roundups: Apple Pay, iOS 18, iPadOS 18

Popular Stories

iOS 18

iOS 18.4 Coming Next Week With These New Features for Your iPhone

Friday February 14, 2025 6:18 am PST by
The first iOS 18.4 beta for iPhones should be just around the corner, and the update is expected to include many new features and changes. Bloomberg's Mark Gurman expects the iOS 18.4 beta to be released by next week. Below, we outline what to expect from iOS 18.4 so far. Apple Intelligence for Siri Siri is expected to get several enhancements powered by Apple Intelligence on iOS...
apple launch feb 2025 alt

What to Expect From the 'Apple Launch' Next Week

Thursday February 13, 2025 11:48 am PST by
Apple has yet to announce any new devices this year, but that could change starting next week. Apple CEO Tim Cook today said to "get ready" for a "launch" on Wednesday, February 19. "Get ready to meet the newest member of the family," said Cook, in a social media post. The post includes an #AppleLaunch hashtag, along with a short video featuring an animated Apple logo inside of a circle....
apple launch feb 2025

Tim Cook Teases an 'Apple Launch' Next Wednesday

Thursday February 13, 2025 8:07 am PST by
In a social media post today, Apple CEO Tim Cook teased an upcoming "launch" of some kind scheduled for Wednesday, February 19. "Get ready to meet the newest member of the family," he said, with an #AppleLaunch hashtag. The post includes a short video with an animated Apple logo inside a circle. Cook did not provide an exact time for the launch, or share any other specific details, so...
iPhone 17 Pro Render Front Page Tech

iPhone 17 Pro With All-New Camera Bar Design Allegedly Revealed

Thursday February 13, 2025 5:49 pm PST by
Apple's next-generation iPhone 17 Pro will feature three rear cameras arranged in a familiar triangular layout, but the cameras will be housed in an all-new rectangular camera bar with rounded corners, according to YouTube channel Front Page Tech. iPhone 17 Pro camera design render created by Asher for Front Page Tech In a video uploaded today, Front Page Tech host Jon Prosser said the camera ...
iPhone SE 4 Thumb 1

'New' iPhone SE Product Listing Appears on French Website

Wednesday February 12, 2025 6:49 am PST by
As the wait continues for Apple's long-rumored, fourth-generation iPhone SE, French electronics retailer Boulanger has prematurely published a product listing for a "new" model of the iPhone SE. The placeholder page says the device is "coming soon," but it offers no further information, and the price shown is obviously not real. The listing was spotted by a reader of the French technology...
M4 Mac mini Apple Video

Apple's Refurbished Mac Mini Pricing Has a Problem

Thursday February 13, 2025 6:20 am PST by
Apple this week began selling refurbished Mac mini models with the M4 chip for the first time, but this has led to a pricing conundrum. In the United States, Apple is offering a refurbished Mac mini with the base M4 chip, 256GB of storage, 16GB of RAM, and Gigabit Ethernet for $509, down from $599 new. This is the standard 15% discount that Apple offers on refurbished Macs. The issue is...
iPhone 16 Apple Store

iPhone 17 in New Sizes This Year: What to Know

Thursday February 13, 2025 2:45 am PST by
Last year, Apple tweaked iPhone 16 Pro screen sizes to make them bigger than 2023's iPhone 15 Pro models, and this year we are also expecting a change in the size of the displays in the iPhone 17 lineup. Here's what we know. Standard iPhone 17 Apple could introduce a new display size for the standard iPhone 17 model in 2025. The iPhone 17 could measure in at 6.3 inches, up from 6.1 inches,...
iphone air concept weis

iPhone 17 Air Could Look Like This in Real Life

Friday February 14, 2025 3:41 am PST by
There have been several alleged leaked details of the iPhone 17 Air, Apple's rumored new slim iPhone, but images have been limited to grainy shots taken in component factories. However, this hyper-realistic concept created by WEIS Studio gives us the best idea yet of what Apple's thin device might actually look like. The concept design is inspired by recent leaks indicating that the device...

Top Rated Comments

jooish Avatar
17 weeks ago
Reminder: PayPal is a terrible company. There are countless stories of them freezing user funds for things that aren't illegal. There's practically no reason to use them anymore. Also, buy now and pay later services can be predatory... even if it's 0% interest (it isn't).
Score: 10 Votes (Like | Disagree)
Will Tisdale ? Avatar
17 weeks ago
Avoid Klarna like the plague. I made the mistake of using them once.

As soon as they get your email address they pester you to death with payment reminders (even if it’s all done automatically), direct debit amount reminders, reminders that you have a zero balance, reminders that you have nothing to pay this month and all sorts of other annoying crap.

And they won’t let you opt out of them as they state they are essential (which they aren’t).
Score: 7 Votes (Like | Disagree)
2540497 Avatar
17 weeks ago
If you live in the UK NEVER USE KLARNA.

You wave goodbye to your chargeback and section 75 rights.
Score: 5 Votes (Like | Disagree)
d686546s Avatar
17 weeks ago

Reminder: PayPal is a terrible company. There are countless stories of them freezing user funds for things that aren't illegal. There's practically no reason to use them anymore. Also, buy now and pay later services can be predatory... even if it's 0% interest (it isn't).
That may be the case if you're receiving a lot of money on PayPal, but as a payment service that shouldn't be an issue.

I prefer to use ApplePay, but not everyone offers it and I then often prefer to use PayPal rather than handing out my debit/credit card information on the internet.
Score: 3 Votes (Like | Disagree)
Mrkevinfinnerty Avatar
17 weeks ago

Good to know. If this also the same for Paypal ?
If you pay with your Paypal balance they you definitely aren't covered. If Paypal is used as the processor by the merchant you might be covered in some circumstances but it's a grey area and you are better off paying with a credit card if you can for anything over £100
Score: 2 Votes (Like | Disagree)
mrr Avatar
17 weeks ago
I like the PayPal connection.
Score: 2 Votes (Like | Disagree)