Kroger Begins Accepting Apple Pay After Years of Holding Out - MacRumors
Skip to Content

Kroger Begins Accepting Apple Pay After Years of Holding Out

Kroger this week began accepting Apple Pay and other contactless payment methods at select locations in Kentucky and Ohio, allowing customers to tap to pay with an iPhone or Apple Watch at checkout, according to customers on Reddit and Twitter.

Apple Pay Kroger
It's unclear how many Kroger locations are now accepting Apple Pay, or if NFC-based payments will be expanded to all of the over 1,200 grocery stores that operate under the namesake Kroger brand. We have reached out to a company spokesperson for comment and will update this story if we receive any additional information.

Kroger was one of the largest Apple Pay holdouts in the U.S. since the service launched in 2014, alongside Walmart, The Home Depot, and Lowe's. Kroger did roll out Apple Pay at some of its other grocery chains in the past few years, including Ralphs in California, QFC in Washington and Oregon, and King Soopers in Colorado and Wyoming.

Kroger-owned chain Fred Meyer also recently started accepting Apple Pay at its stores in the Northwest, a spokesperson confirmed, while its North Carolina-based banner Harris Teeter tweeted it is "working towards accepting Apple Pay."

In a press release last year, Apple said that Apple Pay was accepted at more than 90% of U.S. retailers, and Kroger is a significant addition. The company also continues to offer its own service called Kroger Pay, which requires customers to scan a QR code at checkout to pay with a debit or credit card stored in the Kroger app.

Related Roundup: Apple Pay

Popular Stories

apple pay feature dynamic island

Banks and Credit Unions to Team Up Against Apple Pay Fees

Friday September 25, 2026 12:22 pm PDT by
An antitrust lawsuit accusing Apple of blocking tap-to-pay competition is moving forward and will see banks and credit unions able to band together to sue Apple. U.S. District Judge Jeffrey White this week certified a class in the lawsuit. It will include any U.S. entities that issued any payment card enabled for Apple Pay and paid Apple a fee for Apple Pay transactions on that payment card. ...
Apple Pay India

Apple Pay Now Available in India With Axis Bank Cards

Tuesday September 29, 2026 5:01 pm PDT by
Apple Pay is now available in India, which means customers with an eligible card can add it to the Wallet app on iPhone and Apple Watch for contactless and online payments. To use Apple Pay in India, users will need an Axis Bank credit card on the Visa or Mastercard network. Earlier today, TechCrunch reported that merchants and payment terminals will need to add Apple Pay support, so the...
Apple Pay India

Apple Pay Reportedly Launching in India Today

Tuesday September 29, 2026 12:52 pm PDT by
Apple Pay is set to launch in India later today (Wednesday local time), starting with Axis Bank credit cards on the Visa and Mastercard networks, according to TechCrunch. India already has a popular Unified Payments Interface (UPI) system for digital payments, so the initial rollout of Apple Pay in the country is expected to be limited. HDFC Bank, ICICI Bank, and SBI Bank/SBI Card are not...

Top Rated Comments

45 months ago
Wow! Did I die and just not get the memo?

Certainly didn’t see this coming anytime soon.
Please let Home Depot & Lowe’s be next.
Score: 34 Votes (Like | Disagree)
Reason077 Avatar
45 months ago
It’s quite strange from the UK perspective that there are still stores in the US which block Apple Pay.

Acceptance here is 100%, so much so that I can go everywhere with just my phone/watch to pay for things and not even think about my wallet.

And cash? I can barely remember the last time I needed an ATM…
Score: 27 Votes (Like | Disagree)
45 months ago
Kroger pay is an abomination. They don't have any idea how to make something easy or quick. Launching an app and then going into that app to get a QR code to then scan physically is not something you want to see anyone do - it's like the equivalent of seeing someone be told "that'll be 32.50 ma'am" and then seeing them act surprised that they need to pay, and open up their purse to rummage for the chequebook and a pen and start writing. It's like scary slow.

Contactless payment should be standard, and not just Apple Pay. Kroger just are incredibly cheap and won't modernize. It's pretty bad honestly when my 7-11 will take anything but Kroger will not.

Bear in mind that Kroger claimed they did this before in a similar limited market and claimed that there wasn't a lot of desire for it. Don't be fooled - they are only trying to prevent modernization and that expense.
Score: 26 Votes (Like | Disagree)
DocMultimedia Avatar
45 months ago
Everything should accept Apple pay. And others.
Score: 24 Votes (Like | Disagree)
MrRom92 Avatar
45 months ago
It amazes me how far ahead Europe is when it comes to this stuff. Totally different world. Here in the US using a physical card is still a daily occurrence, Apple Pay terminals are more common than they once were but they’re still the exception rather than the rule. I still often get looked at like I just did some crazy wizard stuff when I try to use Apple Pay here. And in any restaurant, handing over your card is still the standard procedure. There’s no way to use Apple Pay even if you wanted to.

On the other hand, Just spent a week in London and I didn’t so much as even LOOK at my card the entire time, not even once. Or paper money either, for that matter. No matter where I went, even restaurants. Apple Pay/tap to pay terminals are e v e r y w h e r e and that’s what you’re expected to use. Just a normal part of daily life, as it should be.
Score: 21 Votes (Like | Disagree)
45 months ago

Apple charges more in processing fees than the standard credit card does.
No they don't! In fact Apple Pay charges no extra fees, and the Merchant Fees are slightly reduced compared to standard credit cards. They also get a slightly reduced rate because the tech they use makes fraud harder, so the "insurance" part of the fees goes dow (ie they only pay the NFC rate, not the magnetic swipe rate, for obvious reasons)

At least so claims: https://blog.clover.com/apple-pay-for-business-what-will-it-cost-me/
Score: 20 Votes (Like | Disagree)
Latest Stories
Top Stories: Apple Smart Home Launch on October 13, iPhone Duo Production Issues, and More
Top Stories: Apple Smart Home Launch on October 13, iPhone Duo Production Issues, and More
6 hours ago
Apple Says iPhone 18 Pro Max Users With AT&T Cellular Issue Need to Have Device Replaced
Apple Says iPhone 18 Pro Max Users With AT&T Cellular Issue Need to Have Device Replaced
16 hours ago
Apple Announces 'Full Disk Access' Changes on macOS Due to AI Agents
Apple Announces 'Full Disk Access' Changes on macOS Due to AI Agents
23 hours ago
AT&T and Apple Just Took Steps Toward Fixing iPhone 18 Pro Max Issue
AT&T and Apple Just Took Steps Toward Fixing iPhone 18 Pro Max Issue
1 day ago
AT&T on iPhone 18 Pro Max Issues: 'We Are Working With Apple'
AT&T on iPhone 18 Pro Max Issues: 'We Are Working With Apple'
1 day ago
Upgrading From an Older Apple Watch? Here's How the New Features Stack Up
Upgrading From an Older Apple Watch? Here's How the New Features Stack Up
1 day ago
Beats 360 Cushion Kits and Apple Accessories See Early Prime Day Price Drops
Beats 360 Cushion Kits and Apple Accessories See Early Prime Day Price Drops
1 day ago
Apple Store in UK Reopening on iPhone Duo Launch Day
Apple Store in UK Reopening on iPhone Duo Launch Day
1 day ago
AT&T Acknowledges iPhone 18 Pro Max Issues: Update 'Immediately'
AT&T Acknowledges iPhone 18 Pro Max Issues: Update 'Immediately'
2 days ago
New 'AirFly Drive' Accessory Turns Wired CarPlay Into Wireless CarPlay
New 'AirFly Drive' Accessory Turns Wired CarPlay Into Wireless CarPlay
2 days ago
Apple Shares Photos Shot on iPhone Duo
Apple Shares Photos Shot on iPhone Duo
2 days ago
Apple Says iPhone Duo Has Replaceable 'Cover Layer'
Apple Says iPhone Duo Has Replaceable 'Cover Layer'
2 days ago
Apple's Smart Home Camera Will Apparently Have 'No Video Recording'
Apple's Smart Home Camera Will Apparently Have 'No Video Recording'
2 days ago
Apple TV Just Updated Its Selection of 'Bonus' Movies
Apple TV Just Updated Its Selection of 'Bonus' Movies
2 days ago
iPhone 18 Pro Colors Buyer's Guide: Which Should You Choose?
iPhone 18 Pro Colors Buyer's Guide: Which Should You Choose?
2 days ago
Early Prime Big Deal Days: Best Discounts on Accessories, TVs, and More at Amazon
Early Prime Big Deal Days: Best Discounts on Accessories, TVs, and More at Amazon
2 days ago
MacBook Pro With OLED Touch Screen Rumored to Launch in October or November
MacBook Pro With OLED Touch Screen Rumored to Launch in October or November
2 days ago
Apple's All-New Home Hub Rumored to Launch in These Four Colors
Apple's All-New Home Hub Rumored to Launch in These Four Colors
2 days ago
iPhone 18 Pro Aperture Control Goes Fully Manual in Halide 3.2
iPhone 18 Pro Aperture Control Goes Fully Manual in Halide 3.2
2 days ago
Apple Stores Receive 'Do Not Open' Boxes Ahead of Smart Home Products Launch
Apple Stores Receive 'Do Not Open' Boxes Ahead of Smart Home Products Launch
2 days ago
iPhone 18 Pro Sales Jump in China Ahead of iPhone Duo Launch
iPhone 18 Pro Sales Jump in China Ahead of iPhone Duo Launch
2 days ago
Apple TV Still Down for Some Users Following Apple Services Outage
Apple TV Still Down for Some Users Following Apple Services Outage
2 days ago
Microsoft 365 Work Accounts May Stop Syncing in Apple Mail
Microsoft 365 Work Accounts May Stop Syncing in Apple Mail
1 day ago
Apple's Smart Home Hub: Everything We Know So Far
Apple's Smart Home Hub: Everything We Know So Far
3 days ago
Apple's Home Hub Borrows From the iPhone Duo's StandBy Mode
Apple's Home Hub Borrows From the iPhone Duo's StandBy Mode
3 days ago
Apple Invites App Updated With Three New Features
Apple Invites App Updated With Three New Features
3 days ago
Apple Event on October 13?
Apple Event on October 13?
3 days ago
Apple Watch SE 3 vs. Series 12 Buyer's Guide: Which Should You Buy?
Apple Watch SE 3 vs. Series 12 Buyer's Guide: Which Should You Buy?
3 days ago
iPad Mini 8 to Offer These 10 New Features
iPad Mini 8 to Offer These 10 New Features
3 days ago
DoorDash Unveils AI Food Ordering Through Apple's Messages App
DoorDash Unveils AI Food Ordering Through Apple's Messages App
3 days ago