This week through January 31, new Apple Card customers can receive 5% Daily Cash back for purchases made through Apple compared to the 3% reward typically offered to customers.
New Apple Card customers who create an account between December 26 and January 31 will be eligible for the 2% higher cash back on iPhone, Apple Watch, Mac, iPad, and other purchases when paid in full. Customers will receive 3% Daily Cash back when paying via installments.
The new promotion is not available to existing Apple Card customers, who will continue to receive the standard 3% Daily Cash back rate.
Apple Card's Daily Cash is credited to customers daily and can be used as normal cash, sent to friends or family, or transferred to a bank account. Apple ran a similar promotion for all Apple Card users in 2019, but that year, it offered 6% Daily Cash back, double the standard rate.
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Size
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Wednesday December 31, 2025 9:59 am PST by Juli Clover
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How is it really different than any other credit card company? When my wife got her Sapphire Preferred card, she got 60,000 points for her sign up offer; I got 100,000. Sign up offers or promos are always changing.
The Majority of the people already purchased Apple products last week. Should have done it during the holidays. I guess the spending won’t stop.
I think that’s the point. People who bought products last week were going to regardless. This promotion is #1 to get more Apple Card users, and #2 to increase sales for people with holiday money and/or since this week may have lower sales than typical because so much shopping happened last week.