Apple Pay Expands to Additional Banks in Germany, Austria, and the Netherlands

by

Apple Pay has expanded to more banks in Europe today, including ING in Germany, bunq in Austria, and ABN AMRO in the Netherlands.

apple pay ing germany
ING supporting ‌Apple Pay‌ in Germany is notable after a lengthy waiting period following the original announcement. ‌Apple Pay‌ made its debut in Germany in December, allowing iPhone and Apple Watch users in the country to take advantage of the contactless mobile payments service if their card issuer supports it.

Meanwhile, the Federation of German Cooperative banks (BVR) are said to be preparing for ‌Apple Pay‌ support, as are the Sparkassen and Giroverbandes (DSGV) association of savings banks. Both the BVR and the savings banks could start offering support later this year.

Also today, European challenger bank bunq brought ‌Apple Pay‌ to its customers in Austria. "Austrian users can now enable both Maestro and Mastercard cards for ‌Apple Pay‌, so they get the best of both worlds. This gives them the freedom to pay with their ‌iPhone‌ or Apple Watch, whenever they want, wherever they go," said bunq founder and CEO Ali Niknam.


Last but not least, ABN AMRO, one of the largest banks in the Netherlands, announced ‌Apple Pay‌ support in early September and now the bank's customers can finally start using Apple's payment service. Rabobank is expected to offer support in the country soon.

‌Apple Pay‌ has been gradually expanding across Europe and the Middle East, launching in Poland, Norway, Kazakhstan, Belgium, Germany, Czech Republic, Saudi Arabia, Austria, and Iceland over the last year.

Apple CEO Tim Cook said in March that ‌Apple Pay‌ would be available in more than 40 countries and regions by the end of 2019. ‌Apple Pay‌ first launched in the United States in October 2014. You can view the full list of ‌Apple Pay‌ countries and regions on Apple's website.

(Thanks, Geert!)

Related Roundup: Apple Pay
Tag: Europe
Related Forum: Apple Music, Apple Pay/Card, iCloud, Fitness+

Popular Stories

m5 macbook pro deal

Why You Shouldn't Buy the Next MacBook Pro

Tuesday February 10, 2026 4:27 pm PST by
Apple is planning to launch new MacBook Pro models as soon as early March, but if you can, this is one generation you should skip because there's something much better in the works. We're waiting on 14-inch and 16-inch MacBook Pro models with M5 Pro and M5 Max chips, with few changes other than the processor upgrade. There won't be any tweaks to the design or the display, but later this...
Read Full Article • 241 comments
iOS 26

Apple Releases iOS 26.3 and iPadOS 26.3

Wednesday February 11, 2026 10:07 am PST by
Apple today released iOS 26.3 and iPadOS 26.3, the latest updates to the iOS 26 and iPadOS 26 operating systems that came out in September. The new software comes almost two months after Apple released iOS 26.2 and iPadOS 26.2. The new software can be downloaded on eligible iPhones and iPads over-the-air by going to Settings > General > Software Update. According to Apple's release notes, ...
Read Full Article • 87 comments
Apple Logo Zoomed

Apple Expected to Launch These 10+ Products Over the Coming Months

Tuesday February 10, 2026 6:33 am PST by
It has been a slow start to 2026 for Apple product launches, with only a new AirTag and a special Apple Watch band released so far. We are still waiting for MacBook Pro models with M5 Pro and M5 Max chips, the iPhone 17e, a lower-cost MacBook with an iPhone chip, long-rumored updates to the Apple TV and HomePod mini, and much more. Apple is expected to release/update the following products...
Read Full Article • 40 comments
iPhone 16e Bottom Crop

Apple Reportedly Unveiling a New iPhone Next Week

Tuesday February 10, 2026 1:51 pm PST by
Apple plans to announce the iPhone 17e on Thursday, February 19, according to Macwelt, the German equivalent of Macworld. The report said the iPhone 17e will be announced in a press release on the Apple Newsroom website, so do not expect an event for this device specifically. The iPhone 17e will be a spec-bumped successor to the iPhone 16e. Rumors claim the device will have four key...
Read Full Article
Apple Logo Black

Apple Acquires New Database App

Wednesday February 11, 2026 6:44 am PST by
Apple acquired Canadian graph database company Kuzu last year, it has emerged. The acquisition, spotted by AppleInsider, was completed in October 2025 for an undisclosed sum. The company's website was subsequently taken down and its Github repository was archived, as is commonplace for Apple acquisitions. Kuzu was "an embedded graph database built for query speed, scalability, and easy of ...
Read Full Article • 32 comments

Top Rated Comments

springsup Avatar
springsup
83 months ago

According to this ('https://www.sparkasse.de/unsere-loesungen/privatkunden/bezahlverfahren/mobiles-bezahlen/faq-bezahlen-mit-dem-handy.html'), Sparkasse will initially only support credit card accounts with Apple Pay. Giro should come some time next year.
Yes, that's confirmation from an official source. Awesome!


12. Kann ich auch mit meinem iPhone mobil bezahlen?
Die Sparkassen werden Apple Pay noch in diesem Jahr in Deutschland einführen und den Kunden diese einfache, sichere und vertrauliche Zahlungsweise anbieten. Zum Start in diesem Jahr werden Kreditkarten (Mastercard, VISA) unterstützt, die girocard (Debitkarte) bereiten die Sparkassen für 2020 vor.
Comdirect do the same, and it's the only thing that bugs me about using ApplePay. I'd rather have it just replace my girocard.
Score: 1 Votes (Like | Disagree)
catean Avatar
catean
83 months ago
Raiffeisen Bank Romania added support too, today.
Score: 1 Votes (Like | Disagree)
gnasher729 Avatar
gnasher729
83 months ago
ING in Germany is of no importance whatsoever.

The big news is BVR and DSGV preparing, because that means ApplePay is available for cards that Germans are actually using in large numbers.


Apple takes a (very?) small percentage of every transaction, so that's why some banks may be hesitant.
On the other hand, ApplePay makes insider fraud much more difficult (you buy something by card at a shop, some rogue employee copies your information, and shortly afterwards fraudulent charges start). Whatever banks are charged, I think they save a lot more because of reduced fraud.
Score: 1 Votes (Like | Disagree)
M
manu chao
83 months ago

Apple Pay made its debut ('https://www.macrumors.com/2018/12/10/apple-pay-launches-in-germany/') in Germany in December, allowing iPhone and Apple Watch users in the country to take advantage of the contactless mobile payments service if their card issuer supports it.

Meanwhile, the Federation of German Cooperative banks (BVR) are said to be preparing for Apple Pay support, as are the Sparkassen and Giroverbandes (DSGV) association of savings banks. Both the BVR and the savings banks could start offering support later this year.
BVR and DSGV account for probably at least 80% of all individual checking accounts in Germany. In terms of the total amount of money held by individuals, they account for 60 to 65%. But since they are more the little man's banks, in terms of number of customers that translates almost certainly into the 80+% figure. The larger of the two 'groups', DSGV, has about 50 million customers in Germany (in a total population of 83 million where probably not all children have their own bank account). The BVR has 18.5 million members with not all customers also being being members, these two groups thus might have easily 70 million customers (with likely very little overlap between the two).

Getting those two groups on board is the difference between not mattering much and pretty much having fully made it (in terms of being an option for the customer).
Score: 1 Votes (Like | Disagree)
colmaclean Avatar
colmaclean
83 months ago
According to this ('https://www.sparkasse.de/unsere-loesungen/privatkunden/bezahlverfahren/mobiles-bezahlen/faq-bezahlen-mit-dem-handy.html'), Sparkasse will initially only support credit card accounts with Apple Pay. Giro should come some time next year.
Score: 1 Votes (Like | Disagree)
Read All Comments