John Hancock's Vitality Apple Watch Program Saw Users Increase High-Intensity Activity Days by 52%

Insurance company John Hancock and behavior change platform Vitality today released information on a study by RAND Europe of over 400,000 people in the United States, United Kingdom, and South Africa. The study concluded that those who wore an Apple Watch and participated in the Vitality Active Rewards program averaged a 34 percent sustained increase in physical activity, compared to those without an Apple Watch.

apple watch name your workout
Specifically focused on U.S. users, the study found significant improvements in levels of physical activity, including an increase in the number of active days by almost 31 percent, and an increase of high-intensity activity days by 52 percent. Participants with high levels of inactivity and body mass index improved more than other groups in the study with physical activity boosted by 200 percent in the U.S. for these individuals.

Additionally, John Hancock Life Insurance customers will now be able to get the Apple Watch Series 4 for as low as $25 through regular exercise. The program mirrors previous incentives that encourage insurance customers to engage in physical activity, reaching goals that earn them points to reduce or eliminate their monthly payments for the Apple Watch over a two-year period.

Customers have to pay a $25 initial fee (plus tax) when signing up for John Hancock Vitality PLUS. Afterwards, when they exercise they will earn Vitality Points that discount the total cost of the device. If they earn 500 Vitality Points per month for two years, no additional charges will be required for the Apple Watch Series 4.

"There is natural alignment between consumer health and longevity, and our goals as a life insurer. This type of shared value is good for everybody," added Brooks Tingle, president and CEO of John Hancock Insurance. "The Apple Watch has been an extremely popular and effective component of our program to date, helping our customers not only live healthier lives through better exercise and mindfulness habits – but also improve their financial wellness through the rewards our program offers, including lower premiums and discounts from some of their favorite national retailers."

Apple Watch Series 4 is Apple's latest wearable device, featuring a new design with a slimmer body, 30 percent larger display, and electrical sensors for taking ECG readings. The ECG feature is not yet live yet, but we now know that it will be enabled on Apple Watch Series 4 in the publicly released version of watchOS 5.1.2.

Related Roundup: Apple Watch 10
Buyer's Guide: Apple Watch (Caution)

Popular Stories

Apple Glasses Purple Feature

Apple Smart Glasses Launching in 2026

Thursday May 22, 2025 12:22 pm PDT by
Apple is planning to launch a set of smart glasses by the end of 2026, reports Bloomberg. The glasses will be comparable to the Meta Ray-Bans and the Android XR glasses that Google showed off earlier this week. Apple's smart glasses are expected to include cameras, microphones, and AI capabilities, much like the Meta Ray-Bans. The glasses will be able to take photos, record video, provide...
Apple Glass

Apple Smart Glasses: Everything We Know So Far

Wednesday May 21, 2025 8:21 am PDT by
Google recently made waves by showcasing a set of lightweight smart glasses featuring deep Gemini integration and an optional in-lens display. The demo has reignited interest in Apple's own smart glasses project, which has been the subject of rumors for nearly a decade. Here's a recap of where things stand. Current Development Status Apple is actively working on new chips specifically...
Apple CarPlay Ultra instrument cluster themes 01

Apple's CarPlay Ultra Is Here – Does Your iPhone Support It?

Thursday May 15, 2025 5:17 am PDT by
Apple's recently announced CarPlay Ultra promises a deeply integrated in-car experience, but not all iPhone users will be able to take advantage of the new feature. According to Apple's press release, CarPlay Ultra requires an iPhone 12 or later running iOS 18.5 or later. This means if you're using an iPhone 11, iPhone XR, or any older model, you'll need to upgrade your device to access...
2024 iPhone Boxes Feature

Apple Raises iPhone Trade-In Values For Limited Time — Here's the List

Friday May 23, 2025 6:48 am PDT by
Apple has temporarily increased its iPhone trade-in values in select countries, including the U.S., Canada, Australia, France, Germany, Italy, Spain, U.K., and China. Apple says the extra credit towards a new iPhone is available through June 18. In the U.S., the maximum estimated trade-in values increased by only $5 to $30, with the full changes in that country outlined below. ...
iPod shuffle generations

Kuo: Jony Ive's Futuristic OpenAI Device Like a Neck-Worn iPod Shuffle

Thursday May 22, 2025 8:05 am PDT by
The big news in the technology world this week is that ChatGPT maker OpenAI is working more closely with Apple's former design chief Jony Ive on a futuristic AI device. The company is remaining tight lipped about the device, but Apple supply chain analyst Ming-Chi Kuo has shared some alleged details about its design. In a social media post today, Kuo said the device will be "slightly larger" ...
CarPlay Ultra Aston Martin

CarPlay Ultra Solves One of Regular CarPlay's Biggest Limitations

Thursday May 22, 2025 9:16 am PDT by
The next generation of CarPlay is finally starting to roll out, and it includes a new feature that solves one of regular CarPlay's longstanding limitations. Apple last week announced the launch of CarPlay Ultra, and it offers a Radio app, allowing you to control AM and FM radio stations within CarPlay. With regular CarPlay, you must switch between CarPlay and your vehicle's built-in software ...
AirPods Pro 3 Mock Feature

AirPods Pro 3 Just Months Away – Here's What We Know

Thursday May 22, 2025 4:06 am PDT by
Despite being more than two years old, Apple's AirPods Pro 2 still dominate the premium wireless‑earbud space, thanks to a potent mix of top‑tier audio, class‑leading noise cancellation, and Apple's habit of delivering major new features through software updates. With AirPods Pro 3 widely expected to arrive in 2025, prospective buyers now face a familiar dilemma: snap up the proven...
General Calendar Feature

Apple Calendar App Revamp Confirmed by Job Posting

Friday May 23, 2025 3:12 am PDT by
A new Apple job listing has provided more evidence that the company is working on a major overhaul of its Calendar app. A senior software engineer position for "Calendar Experience," spotted by Macworld's Filipe Espósito, explicitly states that Apple seeks candidates to join a team that will "reimagine what a modern calendar can be across Apple's platforms." Listed on April 29, the posting ...

Top Rated Comments

SBlue1 Avatar
85 months ago
It's a win win for both, consumers who opt in to do this and the insurance that has healthier customers. As someone who laughs at people who are vocal against data mining but collect all kind of miles, bonus points, loyalty rewards and cash backs I would welcome my insurance to offer something like this. As long as it is optional.
Score: 4 Votes (Like | Disagree)
QCassidy352 Avatar
85 months ago
That’s a level of intrusiveness I definitely don’t need. I’ll pay for the watch myself.
Score: 3 Votes (Like | Disagree)
esaleris Avatar
85 months ago
That’s a level of intrusiveness I definitely don’t need. I’ll pay for the watch myself.
Agree. This isn't about goodwill or getting a watch. This is everything about the insurer generating data and analytics en masse for future revenue opportunities.
Score: 3 Votes (Like | Disagree)
steven3130 Avatar
85 months ago
Wow. This is very interesting. The life insurance is slightly cheaper than the plan I have now. Getting a free Apple Watch may just make it worth signing up. Will have to look into this company.
To me, I think it’s a win-win especially if you already have a healthy lifestyle and you are willing to share limited health data (steps, active calories burned, mediation minutes, and weight).

One thing that I see as a benefit that is not spoken about much is that you can actually get another Apple Watch after the 24 month installment plan is satisfied. I see this as my Apple Watch upgrade program.

I actually enrolled in this plan earlier this month and am still waiting for my watch to arrive. I read through all the fine details.
Score: 2 Votes (Like | Disagree)
steven3130 Avatar
85 months ago
That’s a level of intrusiveness I definitely don’t need. I’ll pay for the watch myself.
The data is being pulled directly from the Apple Health app...data you’re already storing locally on your phone or on iCloud. I’m ok sharing my workout data. We already share our data so much already even with things we have no clue about (Facebook, Google Maps, etc). It’s the world we live in now.
Score: 1 Votes (Like | Disagree)
EdT Avatar
85 months ago
I don’t see storing data locally on my phone as comparable to giving it to an insurance company.

Nor do I think that just because we share some data we should throw up our hands and share all data with everyone. For example, I have a Facebook account but basically have no personally identifying data on it (DOB, location, phone number, etc). It’s not all or nothing
Facebook, or for that matter any company that has reasons to collect data on current or potential customers, does not only have access to the data that they have collected about you. A lot of companies collect and sell information and it all can be linked to you. Some of that data, like city registry are public and probably do contain your name and address. If you’ve ever filled out some contest then your name, age, perhaps things like marital status, number of kids, own or rent a dwelling etc are all for sale, as is your credit history and rating. You don’t own that information and there’s no legal requirement that companies fix erroneous information.
Score: 1 Votes (Like | Disagree)