Vitality Insurance Members in United Kingdom Can Exercise Their Way to Free Apple Watch Series 3 - MacRumors
Skip to Content

Vitality Insurance Members in United Kingdom Can Exercise Their Way to Free Apple Watch Series 3

Vitality, a health and life insurance provider, today announced that new and existing members in the United Kingdom can essentially earn their way to a free Apple Watch by maintaining an active lifestyle.

vitality apple watch
Between now and December 31, members enrolled in an eligible VitalityHealth or VitalityLife insurance plan can get a 38mm or 42mm sized Apple Watch Series 3 with GPS only for £0 or £59 upfront respectively, and pay nothing more if they stay active and earn at least 160 Vitality activity points every month for two years.

Apple Watch Nike+ models also qualify for the £0 upfront offer. Selected GPS + Cellular models will be available later this year.

Vitality members can earn activity points for walking, running, cycling, and other forms of exercise. 12,500 steps tracked in a day is good for eight points, for example, while 30-59 minutes of cycling yields five points. Activity points can be tracked in the Vitality Member app and shared with Apple's Health app on iOS devices.

vitality points chart
In the worst case scenario, members who aren't active will be required to pay up to £12.50 per month for 24 months, which is essentially the Apple Watch Series 3's £329 starting price spread out over instalments.

Vitality openly admits that this program benefits both society and the company's profits, which comes about as a result of people being healthier and hopefully submitting insurance claims less often.

There's a lot of fine print involved: members must be at least 18 years old, a credit check is required, the Apple Watch cannot be resold, and members can earn a maximum of eight activity points per day and 40 activity points per week. Be sure to read the FAQ and terms and conditions for complete pricing and eligibility requirements.

Vitality is also the provider of the discounted Apple Watch offer that life insurance provider John Hancock is offering in the United States.

Related Roundup: Apple Watch 11
Buyer's Guide: Apple Watch (Neutral)

Popular Stories

watchos 26 gradient light

watchOS 26.4 Now Available With Workout Update and New Emoji

Tuesday March 24, 2026 10:02 am PDT by
Apple today released watchOS 26.4, the fourth major update to the watchOS 26 operating system that came out in September. watchOS 26.4 comes a month and a half after Apple released watchOS 26.3. watchOS 26.4 can be downloaded for free on an iPhone running iOS 26.4 by opening up the Apple Watch app and going to General > Software Update, or initiating an update in the Settings app on the...
Apple Watch Series 10 Jet Black

No Major Apple Watch Redesign Expected This Year

Thursday March 26, 2026 11:12 am PDT by
In addition to indicating that a new full-sized HomePod is in the works, and that the foldable iPhone will likely ship later than the iPhone 18 Pro models this year, Bloomberg's Mark Gurman today said he does not expect any major design changes for the next-generation Apple Watch models coming later this year. Gurman revealed all of this information in a live Q&A call today on the Bloomberg...
earth day 2025 apple watch

Apple Watch Earth Day and International Dance Day Activity Challenges Launching Later This Month

Tuesday April 14, 2026 12:00 pm PDT by
Apple has two new Apple Watch activity challenges coming up, celebrating Earth Day and International Dance Day. The Earth Day activity challenge will launch on Wednesday, April 22, while the Dance Day challenge will take place a week later on Wednesday, April 29. To complete the Earth Day challenge, Apple Watch owners will need to complete a workout that lasts for 30 minutes or longer. This ...

Top Rated Comments

Westside guy Avatar
111 months ago
I looked into a health or life insurance policy with Vitality. It was close to £100 per month!

Cheaper to just buy the watch outright. lol
You realize, I hope, that receiving an Apple Watch isn't the main reason for buying a health insurance plan... :rolleyes:
Score: 2 Votes (Like | Disagree)
111 months ago
I looked into a health or life insurance policy with Vitality. It was close to £100 per month!

Cheaper to just buy the watch outright. lol
Score: 2 Votes (Like | Disagree)
111 months ago
OK, I'm quite in favour of this. Not only for the "free" Watch, but for the actual incentive towards move/exercise. However, I'm really curious to see how this will work our for them/their customer.
Score: 2 Votes (Like | Disagree)
Pez555 Avatar
111 months ago
Fantastic idea
Score: 2 Votes (Like | Disagree)
YanniDepp Avatar
111 months ago
You realize, I hope, that receiving an Apple Watch isn't the main reason for buying a health insurance plan... :rolleyes:
It is in Britain, because everyone gets free tax-funded healthcare.
Score: 1 Votes (Like | Disagree)
111 months ago
40/week max, but 160/month needed.

So let’s say you start January 1, 2018 and get 10 points a day. You get 40 for 1/1 to 1/6 (Saturday), 40 for 11/7 to 11/13, 40 for 11/14 to 11/20, and you’re good by 1/24!

But then you get 40 points between 1/28 and 2/3, so you have 0 points starting 2/4. 40 on 2/11, 80 on 2/18, 120 on 2/25... But you can’t get 40 in the last 3 days of February.

Weeks and months don’t work well together. There’s weird overlap that makes the system unbalanced. And if there’s that kind of confusion, you can bet the rest of this program is just as strangely implemented.
Score: 1 Votes (Like | Disagree)